Latest news with #Byrnes
Business Insider
05-07-2025
- Business
- Business Insider
Northland Securities Sticks to Their Buy Rating for Spectral AI (MDAI)
In a report released on July 1, Carl Byrnes from Northland Securities maintained a Buy rating on Spectral AI, with a price target of $6.00. The company's shares closed last Thursday at $2.68. Don't Miss TipRanks' Half-Year Sale Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence. Make smarter investment decisions with TipRanks' Smart Investor Picks, delivered to your inbox every week. Byrnes covers the Healthcare sector, focusing on stocks such as MiMedx Group, Alvotech, and Spectral AI. According to TipRanks, Byrnes has an average return of -6.0% and a 35.76% success rate on recommended stocks. The word on The Street in general, suggests a Moderate Buy analyst consensus rating for Spectral AI with a $4.00 average price target.
Irish Daily Mirror
12-06-2025
- Sport
- Irish Daily Mirror
Update on investigation into controversial Redwood Queen unseat at Wexford
The Irish Horseracing Regulatory Board's (IHRB) review into the controversial unseat of Philip Byrnes from the Charles Byrnes-trained Redwood Queen at Wexford last month has begun. Limerick jockey Byrnes parted company with the mare Redwood Queen at the final hurdle, who was a serious market drifter before the Claiming race, handing victory to odds-on favourite and well-backed Beacon Edge from Gordon Elliott's stable. She traded at 1.14 (1/7) approaching the final hurdle which she appeared to jump well before Byrnes parted company, slipping off the inside and landing on his knees. Although the on-course stewards at Wexford took no action on the day of the race, the IHRB later stated that a senior official would review the matter. The incident has attracted a huge amount of attention all over the world - as far as Australia and the USA - and footage of the unseat has been viewed millions of times online. Afterwards she was claimed by trainer Cian Collins for €6,000. Following the race Charles Byrnes gave his verdict on the unseat saying: "He (Philip) was trying to get the mare to go in and pop it, because obviously she had the race won, and she came up out of his hands and blew him out of the saddle. There's no one hurting more than Philip about it." The IHRB's Head of Communications Niall Cronin confirmed the review has now commenced but was unable to give a time line for its completion. He said: 'When conducting any review or investigation, an IHRB Senior Racing Official collaborates with and has the full support of IHRB colleagues across all departments. 'Depending on the nature of the matter, the IHRB may also engage with external service providers or stakeholders as appropriate. 'The current review into the Wexford matter is being conducted in line with our procedures.'
Yahoo
08-06-2025
- Business
- Yahoo
Finance experts suggest ways to teach children good money habits over the summer
The summer holidays can be a 'perfect time' for parents to teach children about budgeting and spending, finance experts have said. Introducing children and young people to good money habits from a young age can help to build financial confidence and set them up for life, they added. They made the suggestions ahead of My Money Week (June 9-13), a campaign and activity week which aims to encourage children and young people to learn about money matters. Chris Henderson, save and pay director at Tesco Bank, said: 'It's so important to teach children about money, and how to manage it, from a young age. 'The skills and knowledge that are gained, which we carry with us into adulthood, can really impact how we live our lives and our financial wellbeing.' He suggested making everyday spending a 'fun challenge,' adding that the summer holidays 'can be the perfect time to talk about budgeting and spending'. Mr Henderson added: 'It might be a quick trip to the shops to pick up dinner or something bigger, like a day out. Let your children take charge of the budget and see how they would spend the money – you could even set them a challenge, like planning a day out.' With many transactions taking place digitally rather than with physical cash, Mr Henderson also suggested showing young people 'what it looks like when you get paid, the money landing in your bank account, and then the things that you have to pay for – like water, electricity or housing costs. 'For older children, you can start introducing them to things like national insurance and your pension.' He also suggested introducing the idea of savings with a 'wishlist' of items children want, inviting them to consider how much money they would need to save and how they might reach their savings goals faster. Mr Henderson added: 'Not only will this help them save, they'll also value their purchases more and only spend on items they really need, rather than the first thing that catches their attention.' Brian Byrnes, head of personal finance at financial app Moneybox, suggested that some parents could consider opening a junior Isa. He said: 'By the time your child turns 18, a junior Isa is automatically transferred into an adult Isa, allowing them to decide on how they wish to spend, or invest their hard-earned savings.' Mr Byrnes added that if parents are concerned about how their children will spend the Isa money once they reach adulthood: 'You could put a small amount into a junior Isa and the rest of your savings into a different account earmarked for your children's future.' As with adult Isas, junior Isas have tax advantages and the money held in them is ringfenced from the taxman for as long as it remains in its Isa 'wrapper'. Mr Byrnes also suggested talking openly about money with children, adding: 'Talking about any money you have put aside for your children with them is a fantastic way to include them in your plans and educate them on savings and investing.' Susan Hope, a retirement expert at Scottish Widows, highlighted recent research it had commissioned which indicated that more than two-fifths (44%) of adults doubt they will ever achieve financial independence, 'with confidence in making everyday financial decisions a driver of this'. She suggested that going through payslips with young people could help them to understand concepts such as tax and national insurance (NI). Ms Hope added: 'Let your children see how you budget, compare prices, or plan for your weekly spending. Involving them in decisions, like choosing between two activities based on cost, teaches practical skills they'll use for life and should instil money confidence.' As children get older, she suggested talking to them about 'important topics like saving into a pension and what this means. A pension is something they will likely encounter for the first time when they start full-time work and we know that engaging early gives people the best opportunity to build a healthy pot for later on in life.' Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Agriland
07-06-2025
- Business
- Agriland
How farmers are going green with sustainability-linked loans
Bank of Ireland's Enviroflex sustainability-linked loans are helping farmers in Munster make their farms more environmentally friendly, according to regional agricultural development manager, Pat Byrnes, Recognising the distinctive challenges farmers face, Bank of Ireland developed Enviroflex, a sustainability-linked loan that supports and rewards farmers who implement sustainable actions on their farms through discounted interest rates. Byrnes explained how Bank of Ireland partners with local dairy co-ops and their sustainability programmes. He said the Enviroflex loan rewards farmers via discounted interest rates when they adopt measures on their farms that reduce their environmental footprint – i.e., reducing greenhouse gas emissions, improving biodiversity, water quality, and animal welfare. Financing sustainability efforts Byrnes outlined that there has been significant interest in the loan product, with over €40 million-worth of applications received to date. He said that while the average size loan is €55,000, the loans range in size from €10,000 to €500,000. Farmers are using the loans for a range of purposes, from installing solar panels to adding additional slurry storage, with many taking advantage of the current Targeted Agricultural Modernisation Scheme (TAMS). Source: Bank of Ireland Byrnes said: 'For example, last year we supported a dairy farmer in Co. Limerick who was looking to upgrade his milking parlour, 'The farmer had expanded from 60 to 120 cows and the parlour was 30-years-old. He was a member of Kerry Evolve, was milk recording, and using protected urea along with multi species swards. 'We provided a €100,000 facility under Enviroflex over a seven-year term to this farmer. 'The farmer was delighted as the rate was very competitive. The farmer was already getting an additional sustainability payment from Kerry,' Byrnes said. By taking part in the Evolve scheme, the farmer reduced the carbon footprint of the farm over the past number of years. He is delighted to get an additional benefit from the Kerry Evolve scheme by availing of lower cost finance from Bank of Ireland. Source: Bank of Ireland Another example was where a dairy farmer supplying Kerry Dairy Ireland with land at both sides of a public road decided to build an underpass under the road. He was approved for a €60,000 loan through Enviroflex over a five-year period to help fund the underpass. According to Byrnes, the farmer is delighted he built the underpass, as his cows have benefitted by having to spend an hour less each day standing in the yard after milking . The farmer himself also has more peace of mind from a safety perspective, as the cows are no longer on the road and he has saved an hour each day herding the cows across the road. Byrnes also noted that he is seeing a lot of interest in farmers investing in solar panels. For example, a dairy farmer in Clare who had high electricity bills decided to install solar panels on his shed this year. He availed of a €20,000 loan over three years under Enviroflex through Kerry Dairy Ireland. 'He told me recently his electricity bills have reduced significantly this spring and he has hot water at all times which is vital for parlour hygiene. He reckons the solar panels will pay for themselves in less than three years,' Byrnes said. Benefits for farmers The agricultural development manager outlines that water quality and nutrient management are top of mind with many of the farmers in his area. He said a farmer in north Co. Cork built an additional slatted cubicle shed last year, had borrowed €120,000 over seven years from Bank of Ireland under Enviroflex, as a supplier to North Cork Creameries. 'This farmer is now making much better use of slurry by spreading it at appropriate times and given that slurry is an important nutrient, he needs to spread less artificial fertiliser which is saving him money' Byrne added. Byrnes explains that the risk of water pollution is also reduced for this farmer, who no longer has to worry about having to spread slurry because tanks are full, especially when weather conditions are not suitable. For farmers who are interested in availing of Enviroflex, Byrnes outlines that they must first talk to their co-op to ensure they are eligible. They can then apply online or enquire in their local Bank of Ireland branch. Currently, Enviroflex is available to over 95% of dairy farmers who participate in a co-op sustainability scheme, with 12 co-ops now supporting the rollout across the dairy sector. The loans have also recently been made available to tillage farmers via Irish Distillers. Lending criteria, terms and conditions apply. Over 18s only. Warning: The cost of your repayments may increase. Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Bank of Ireland is regulated by the Central Bank of Ireland.
Yahoo
01-06-2025
- General
- Yahoo
Byrnes softball wins 5A DI state title; BHP falls in 3A softball; Seneca loses to Airport in 4A baseball
Byrnes scores 3 runs in the bottom of the 9th to walk-off Summerville 5-4 in 5A DI softball state championship. It's the Rebels 1st state title since 2001 & 6th overall. Aynor wins at BHP 5-1 to claim second 3A softball state title in 3 years. Seneca falls to Airport 10-0 in 6 innings of 4A baseball state championship series. It's the Eagles first ever state title in baseball. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
