Latest news with #CashbackCard
Mint
3 days ago
- Business
- Mint
THESE 5 credit cards give cashback offers to the cardholders
At the time of applying for a credit card, one should evaluate it based on the different features it offers. Some cards provide cashback offers and shopping discounts, while others offer exclusive access to airport lounges and golf courses. Therefore, it is recommended to choose the ones which give tempting offers. Here we list out credit cards which give cashback offers to the cardholders. I. SBI Cashback Card: This card offers 5 percent cashback on online spends without any merchant restriction. There is 1 percent cashback on offline spends. II. Axis Bank Ace Credit Card: This card gives 5 percent cashback on bill payment (electricity, internet, gas and more) and DTH and mobile recharges on Google Pay. There is a 4 percent cashback on Swiggy, Zomato and Ola and 1.5 percent cashback on all other spends. III. Amazon Pay ICICI Credit Card: This card offers points on every ₹ 100 spent on Amazon. The card holders are entitled to earn 5X if they are prime members, 3X if they are non-prime members, 2X on 100+ partner merchants. IV. Flipkart Axis Bank Credit Card: Cardholders are entitled to earn 7.5 percent cashback on Myntra spends capped at ₹ 4,000 per statement quarter, 5 percent cashback on Flipkart and Cleartrip spends capped at ₹ 4,000 per statement quarter per merchant. Cardholders are also entitled to earn unlimited 4 percent cashback on preferred merchants. V. HDFC Millennia Credit Card: It gives 5 percent cashback on Amazon, BookMyShow, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato and 1 per cent cashback on other spends. Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit. For all personal finance updates, visit here
Scottish Sun
19-06-2025
- Business
- Scottish Sun
Britain's best energy suppliers revealed in industry awards – where does yours rank?
Read on to find out which supplier came out top for customer service GOOD ENERGY Britain's best energy suppliers revealed in industry awards – where does yours rank? Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) BRITAIN'S best energy provider has been crowned today - and it's not British Gas or EDF. Comparison website Uswitch has named the energy provider that is the best for overall customer satisfaction, customer service and value for money. Sign up for Scottish Sun newsletter Sign up 1 Uswitch has named Britain's best energy provider today in its annual awards Credit: Getty The awards, which are based on a survey of 15,000 energy customers, also reveal the best overall improvement and best small supplier. Octopus Energy came out on top, winning the Uswitch Energy Awards for Overall Customer Satisfaction and Customer Service. Utility Warehouse was named as the second best provider in both categories, while Utilita was the runner-up. Octopus Energy was also crowned the joint winner of the award for Value for Money after tying with Utility Warehouse. Customers praised Utility Warehouse for its money-saving bundles, Cashback Card and competitive prices. British Gas was given the award for Best Overall Improvement for the second year in a row. Meanwhile, 100Green received the award for Best Small Supplier. What is the energy price cap? Will Owen, energy expert at said it has been good to see energy suppliers competing with each other to offer better deals, which has led households to feel they are getting better value for money. He said: 'It's reassuring to see that customers are regaining confidence in their energy providers, with overall satisfaction almost back to the levels we saw before the energy crisis." But he added that it's important to remember that bills are still much more expensive than before the crisis, so there is still a lot of work to be done by providers. He said: 'To stay competitive, suppliers must focus on driving prices down for households, which includes competitive pricing as well as expanding offers such as innovative tariffs and rewarding demand flexibility schemes.' The study also found that household satisfaction with the value for money they have get from their energy provider has risen by 10% in the past year. In part, this is because competition between suppliers has led to more deals that are cheaper than the price cap. There are now 24 fixed energy deals available that are cheaper than July's price cap, which is set at £1,720 a year. This is a 12-fold increase on the same time last year. Meanwhile, overall customer satisfaction with energy suppliers is up 5% in the past year to 75%. This is close to the 77% record seen just before the energy crisis. As a result, more than three quarters of customers would recommend their energy provider, which is the highest level in the past five years. In comparison, during the energy crisis in 2023, less than half of customers would have encouraged others to use their energy supplier. Customer service satisfaction is also 10% higher than last year, while satisfaction with suppliers' mobile apps has soared from 35% before the energy crisis to 83% this year. This shows that suppliers are making progress in offering a convenient, digital customer experience, Uswitch said. Save on your energy bill Switching energy providers may sound like a hassle but it's actually pretty straightforward and could save you lots of cash. Use a comparison website such as or Uswitch to see which deals are available to you and how much they cost. The cheapest deals are usually found online and are fixed deals, which means you will pay a fixed amount for a set period, which is usually around 12 months. Once you have found a deal that you like, all you need to do is contact your new supplier. It helps if you have your postcode, name of existing supplier, the name of your existing deal, how much you pay and an up to date meter reading to hand. You can usually find this on your bill. It will then speak to your current supplier and will begin the switch. It should take no longer than three weeks to complete the switch and your supply will not be interrupted during this time. What energy bill help is available? There's a number of different ways to get help paying your energy bills if you're struggling to get by. If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter. This involves paying off what you owe in instalments over a set period. If your supplier offers you a repayment plan you don't think you can afford, speak to them again to see if you can negotiate a better deal. Several energy firms have schemes available to customers struggling to cover their bills. But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances. For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000. British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund. You don't need to be a British Gas customer to apply for the second fund. EDF, Octopus Energy and Scottish Power all offer grants to struggling customers too. Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR). The service helps support vulnerable households, such as those who are elderly or ill. Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you're struggling. Get in touch with your energy firm to see if you can apply. Do you have a money problem that needs sorting? Get in touch by emailing money-sm@ Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Sharjah 24
20-02-2025
- Business
- Sharjah 24
SIB launches 'Zoud' package for UAE government employees
The launch event took place at YourSpace Hall in Aljada, attended by His Excellency Mohamed Abdalla, CEO of Sharjah Islamic Bank, and His Excellency Abdullah Ibrahim Al Zaabi, Chairman of the Sharjah Department of Human Resources, along with several senior officials and representatives from government entities. Innovative banking solutions and benefits for government rmployees Commenting on the initiative, Nabil Abou Alwan, Head of Retail Banking at Sharjah Islamic Bank, highlighted that the new package is designed to provide government sector employees across all UAE with special profit rates, cash rewards on covered cards, and opportunities to win valuable prizes through promotional campaigns. He explained that UAE nationals can apply for financing from their first day of employment, while expatriate employees are eligible upon receiving their first salary. The exclusive profit rates include personal finance through debt transfer with a fixed annual profit rate starting at 2.49%, along with a grace period of up to 150 days for the first installment and the option to defer two installments annually. For auto finance, the package offers a fixed annual profit rate starting at 1.79%, with financing of up to AED 1 million and flexible repayment terms of up to 60 months. Abou Alwan emphasized SIB's commitment to oofering the best financial and banking services for government employees across federal and local ministries, authorities, and institutions. He noted that the new package aims to simplify access to banking benefits and financial solutions that support employees' financial well-being while providing them with added value and an enhanced banking experience. The launch of this upgraded "Zoud" package follows its overwhelming success in the past two years, during which it witnessed strong demand from government employees. This success is attributed to the ongoing collaboration between SIB and the "Waffer" Government Discount Program under the Sharjah Department of Human Resources. Welcome rewards & exclusive promotions As part of its covered card offer, new applicants will receive a welcome bonus of AED 500 upon activating the card within 60 days of issuance and spending AED 5,000 during this period through retail or online purchases. Additionally, cardholders will enjoy 10% cashback with the Cashback Card and 50,000 Smiles points with the Smiles Covered Card. Promotional campaign draws from February 15 to April 30 To further enhance customer engagement, the package includes a promotional campaign running from February 15 to April 30, during which customers who transfer their salaries and benefit from the package will be entered into exclusive draws, offering them the chance to win a Tesla and other valuable prizes. Abou Alwan encouraged those interested in benefiting from the "Zoud" banking privileges to visit for more details on terms and conditions.
