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Irish Times
26-06-2025
- Business
- Irish Times
Irish consumer confidence improves as public adapt to global instability
Irish consumer sentiment improved in June as worries around tariffs cooled and interest rates fell, but concerns over trade wars, escalating military conflicts and cost of living pressure kept the gains marginal. The latest Credit Union barometer saw its first back-to-back improvement since July last year as the consumer sentiment index rose from 60.8 to 62.5 from May to June. The report said the large gap since the most recent back-to-back gain emphasises 'how uncertain and threatening the circumstances facing Irish consumers have been of late, notwithstanding the continued solid performance of the economy through this time.' The level of consumer confidence, despite the slight increase in the past month, remains well below the reading in June 2024 of 70.5, and well below the long-term survey average of 84. READ MORE The survey, which was conducted in partnership with Core Research, was compiled before the 'heightened geopolitical uncertainty related to the escalation in military conflict in the Middle East', the report said. Within this context, the rise in Irish consumer sentiment in June was mirrored in gains in similar measures for the US and UK. In Ireland, the consumers' assessment of the current economic conditions brightened, and 12-month expectations were resurgent. Falling from a height of 90.1, consumers' evaluations of their personal financial situations in 12 months' time has recovered somewhat from a trough in the low 70s in April and May, in reaction to the announcement of US import tariffs. People's general economic outlook has brightened also, but consumers have not yet regained their pre-tariff confidence. The report indicated that Irish consumers have become used to the economic instability in the system. 'As uncertainty and a threatening geopolitical landscape are now almost permanent features of the Irish economic landscape, consumers have already adapted their behaviour to these developments in recent years,' the report said. 'So, the threat of a trade war or even the increased threat of military conflict are not altogether radical changes in the landscape.' Irish consumers are generally in a slightly stronger position in holiday spending power than a year ago, but an increased number of consumers are planning to spend more on holidays this year – 26 per cent – than it stood last year (23 per cent). At the same time, the level of consumers unable to afford a holiday was little changed at 22 per cent this year. The rate of people planning to spend less on holidays increased from 15 per cent to 17 per cent. The barometer said the results 'highlight wide variations in financial circumstances across Irish consumers' and indicated a three-tiered financial situation among consumers. The chief executive of the Irish League of Credit Unions David Malone, said: 'The improvement in consumer sentiment in June, while marginal, is encouraging in that it hints that Irish consumers are adapting to a very challenging environment.'


North Wales Live
19-06-2025
- Business
- North Wales Live
Domino's given permission for new North Wales store despite 'obesity' fears
Plans for a new Domino's Pizza in Llandudno Junction have been approved by Conwy Council's planning committee - despite concerns from residents, the local town council, and the health board. The committee met this week at Conwy's Coed Pella HQ and granted planning permission for Domino's Pizza to convert the former Credit Union at 144 Conway Road into a hot food takeaway. The application had attracted objections from residents, with concerns raised about noise, traffic, and what some described as a saturation of takeaway outlets in the area. A petition signed by 42 people opposed the development, citing issues including late-night disturbance and increased parking pressures. Conwy Town Council objected on highway safety grounds, while Betsi Cadwaladr University Health Board raised concerns about obesity, saying the addition of another outlet predominantly serving 'unhealthy' food could worsen existing public health challenges in the area. But planning officers had recommended the application be approved, noting that the proposal would bring a vacant building back into use. Sign up for the North Wales Live newsletter sent twice daily to your inbox. Councillors voted in favour of granting the plans, subject to conditions, but only after local councillor Dave Jones' proposal to reject the plans was thrown out. Speaking against the application, Cllr Jones said: "I would say that this would affect the vitality of the area negatively - that's my opinion. "Also, the fact it used to be a bank over the last few years, it was very small scale, and most of the people who used it were local, and they walked to it, which again has been a pain in the neck because it's closed, so people have lost their banking. "I think we should reject the officers' recommendation here. It is just not going to do Llandudno Junction any good at all. Residents are only going to be more up in arms. "As for the parking at the back, the two spaces, have you seen that street that goes down the side of the chippy and the proposed outlet? That is going to cause danger as well. The streets close to Enoch's (chip shop) and this proposal are already very dangerous.' He added: 'People park right on double yellow lines, right up to Conway Road, and I'm amazed there hasn't been a major accident in Llandudno Junction hill already, but there is an accident waiting to happen if this proposal goes ahead." Two other councillors backed Cllr Jones, but his proposal was lost on a vote, with nine councillors voting against refusing the application. There was just one abstention. Cllr David Carr supported the development. "All the times I have visited there, it has seemed quite vibrant,' he said. 'It's all about choice, as we've said. There is quite a lot of takeaways, a few Chineses, there's already a pizza place, and they actually deliver as well.' He added: "I don't think it is going to make that much of an impact, really, having one extra one. And as I said, they (the takeaways) all seem to be doing very well. I think it is local people that are using these, and we've got to give choice to people, haven't we?" Cllr Trystan Lewis proposed the committee backed planning officers' recommendation, which was seconded by Cllr Andrew Wood. He said: "I sympathize with the points councillors have made, but I can't see what there is to object to on policy grounds. And if Cllr Dave Jones's proposal had carried, I think we'd be on very shaky ground in an appeal on the grounds that he made." The planning committee voted in favour of granting permission, with 10 votes in favour and three against. The takeaway will operate from 11am to 11pm daily and is expected to create around 25 jobs. External changes include new front windows and doors, along with extraction and ventilation equipment installed at the rear, such as grilles, an air conditioning unit, and a cold room compressor. Two existing parking spaces behind the building will be used by Domino's delivery drivers.


Wales Online
19-06-2025
- Business
- Wales Online
Domino's given permission for new North Wales store despite 'obesity' fears
Our community members are treated to special offers, promotions and adverts from us and our partners. You can check out at any time. More info Plans for a new Domino's Pizza in Llandudno Junction have been approved by Conwy Council's planning committee - despite concerns from residents, the local town council, and the health board. The committee met this week at Conwy's Coed Pella HQ and granted planning permission for Domino's Pizza to convert the former Credit Union at 144 Conway Road into a hot food takeaway. The application had attracted objections from residents, with concerns raised about noise, traffic, and what some described as a saturation of takeaway outlets in the area. A petition signed by 42 people opposed the development, citing issues including late-night disturbance and increased parking pressures. Conwy Town Council objected on highway safety grounds, while Betsi Cadwaladr University Health Board raised concerns about obesity, saying the addition of another outlet predominantly serving 'unhealthy' food could worsen existing public health challenges in the area. But planning officers had recommended the application be approved, noting that the proposal would bring a vacant building back into use. Sign up for the North Wales Live newslettersent twice daily to your inbox. Councillors voted in favour of granting the plans, subject to conditions, but only after local councillor Dave Jones' proposal to reject the plans was thrown out. Speaking against the application, Cllr Jones said: "I would say that this would affect the vitality of the area negatively - that's my opinion. "Also, the fact it used to be a bank over the last few years, it was very small scale, and most of the people who used it were local, and they walked to it, which again has been a pain in the neck because it's closed, so people have lost their banking. "I think we should reject the officers' recommendation here. It is just not going to do Llandudno Junction any good at all. Residents are only going to be more up in arms. "As for the parking at the back, the two spaces, have you seen that street that goes down the side of the chippy and the proposed outlet? That is going to cause danger as well. The streets close to Enoch's (chip shop) and this proposal are already very dangerous.' He added: 'People park right on double yellow lines, right up to Conway Road, and I'm amazed there hasn't been a major accident in Llandudno Junction hill already, but there is an accident waiting to happen if this proposal goes ahead." Two other councillors backed Cllr Jones, but his proposal was lost on a vote, with nine councillors voting against refusing the application. There was just one abstention. Cllr David Carr supported the development. "All the times I have visited there, it has seemed quite vibrant,' he said. 'It's all about choice, as we've said. There is quite a lot of takeaways, a few Chineses, there's already a pizza place, and they actually deliver as well.' He added: "I don't think it is going to make that much of an impact, really, having one extra one. And as I said, they (the takeaways) all seem to be doing very well. I think it is local people that are using these, and we've got to give choice to people, haven't we?" Cllr Trystan Lewis proposed the committee backed planning officers' recommendation, which was seconded by Cllr Andrew Wood. He said: "I sympathize with the points councillors have made, but I can't see what there is to object to on policy grounds. And if Cllr Dave Jones's proposal had carried, I think we'd be on very shaky ground in an appeal on the grounds that he made." The planning committee voted in favour of granting permission, with 10 votes in favour and three against. The takeaway will operate from 11am to 11pm daily and is expected to create around 25 jobs. External changes include new front windows and doors, along with extraction and ventilation equipment installed at the rear, such as grilles, an air conditioning unit, and a cold room compressor. Two existing parking spaces behind the building will be used by Domino's delivery drivers. Public notices in your area
Yahoo
17-06-2025
- Business
- Yahoo
Mountain America Credit Union Honored with Best of State Award for Credit Unions in Business Services
Award highlights exceptional service, following the credit union's national recognition as a Top 5 leader by J.D. Power for customer service SANDY, Utah, June 17, 2025 (GLOBE NEWSWIRE) -- Mountain America Credit Union is proud to announce it has been honored with the prestigious 2025 Best of State Award for Best Credit Union in the Business Services category, a recognition that reflects the credit union's unwavering commitment to putting its members first—including its thriving community of business members. A Media Snippet accompanying this announcement is available in this link. This latest accolade underscores Mountain America's dedication to empowering businesses with innovative financial solutions, personalized service, and a mission-driven approach that prioritizes people over profits. Whether it's helping small businesses grow or providing expert financial advice to entrepreneurs, Mountain America remains steadfast in its core purpose: guiding members forward. 'We are honored to receive this year's Best of State Award for Credit Unions in business services,' said Sterling Nielsen, president and CEO of Mountain America Credit Union. 'This award belongs to our incredible team and our members. It reflects our commitment to always putting our members—individuals and businesses alike—at the center of everything we do. Whether through digital innovation or one-on-one financial guidance, we strive to help our members reach their goals and build lasting success.' The Best of State recognition follows another significant national honor—Mountain America was recently ranked among the Top 5 Large Credit Unions in the nation for Customer Service Excellence by J.D. Power, highlighting the institution's superior service across both individual and business banking relationships. Mountain America continues to invest in services that meet the evolving needs of businesses, from flexible lending options to advanced digital banking tools, all backed by the credit union's hallmark personalized service. The Best of State Awards recognize individuals, businesses, and organizations that demonstrate excellence and innovation in their field, contribute positively to the quality of life in Utah, and differentiate themselves through superior performance. For more information on business services offered by Mountain America Credit Union, visit About Mountain America Credit Union With more than 1 million members and $20 billion in assets, Mountain America Credit Union helps its members define and achieve their financial dreams. Mountain America provides consumers and businesses with a variety of convenient, flexible products and services, as well as sound, timely advice. Members enjoy access to secure cutting-edge mobile banking technology, over 100 branches across multistate region, and more than 50,000 surcharge-free ATMs. Mountain America—guiding you forward. Learn more at CONTACT: Contact: publicrelations@
Yahoo
17-06-2025
- Business
- Yahoo
Mountain America Credit Union Honored with Best of State Award for Credit Unions in Business Services
Award highlights exceptional service, following the credit union's national recognition as a Top 5 leader by J.D. Power for customer service SANDY, Utah, June 17, 2025 (GLOBE NEWSWIRE) -- Mountain America Credit Union is proud to announce it has been honored with the prestigious 2025 Best of State Award for Best Credit Union in the Business Services category, a recognition that reflects the credit union's unwavering commitment to putting its members first—including its thriving community of business members. A Media Snippet accompanying this announcement is available in this link. This latest accolade underscores Mountain America's dedication to empowering businesses with innovative financial solutions, personalized service, and a mission-driven approach that prioritizes people over profits. Whether it's helping small businesses grow or providing expert financial advice to entrepreneurs, Mountain America remains steadfast in its core purpose: guiding members forward. 'We are honored to receive this year's Best of State Award for Credit Unions in business services,' said Sterling Nielsen, president and CEO of Mountain America Credit Union. 'This award belongs to our incredible team and our members. It reflects our commitment to always putting our members—individuals and businesses alike—at the center of everything we do. Whether through digital innovation or one-on-one financial guidance, we strive to help our members reach their goals and build lasting success.' The Best of State recognition follows another significant national honor—Mountain America was recently ranked among the Top 5 Large Credit Unions in the nation for Customer Service Excellence by J.D. Power, highlighting the institution's superior service across both individual and business banking relationships. Mountain America continues to invest in services that meet the evolving needs of businesses, from flexible lending options to advanced digital banking tools, all backed by the credit union's hallmark personalized service. The Best of State Awards recognize individuals, businesses, and organizations that demonstrate excellence and innovation in their field, contribute positively to the quality of life in Utah, and differentiate themselves through superior performance. For more information on business services offered by Mountain America Credit Union, visit About Mountain America Credit Union With more than 1 million members and $20 billion in assets, Mountain America Credit Union helps its members define and achieve their financial dreams. Mountain America provides consumers and businesses with a variety of convenient, flexible products and services, as well as sound, timely advice. Members enjoy access to secure cutting-edge mobile banking technology, over 100 branches across multistate region, and more than 50,000 surcharge-free ATMs. Mountain America—guiding you forward. Learn more at CONTACT: Contact: publicrelations@