Latest news with #DamianWhite


Daily Record
13-06-2025
- Daily Record
Dog bite claims - why the keeper is to blame, not the animal
Over the last few years, reports of dog attacks have become increasingly prevalent across news and social media, writes Damian White, Partner at Digby Brown. The controversy around certain breeds is understandable, but most people know it's also misplaced and, sometimes, misconstrued. It's not solely XL bullies, Dobermans, and Rottweilers - Digby Brown disagrees with the idea of bad breeds in general. But we do agree with the notion of bad owners, and so does the law. In Scotland, victims can get help via the Animals (Scotland) Act 1987. This law makes it clear that a dog keeper can be held strictly liable if someone is injured as a result of the dog 'biting or otherwise savaging, attacking or harrying'. Strict liability means that, instead of an injured person having to prove why the keeper is to blame, the keeper instead has to prove why they are not to blame. Strict liability does not apply in situations where the dog may have bitten as a form of self-defence, such as if the victim was deliberately playing rough or goading the animal into acting aggressively. But the Act does not apply if a person is injured in what is clearly an accident, like being knocked over by a dog that jumped up affectionately. The term 'keeper' is important to consider because the person who is at fault is the person who was in control of the dog at the time of the incident, and that might not necessarily be the owner. This is common in cases where an owner leaves their pet with a professional dog walker - the walker doesn't become the dog's owner but does become the dog's (temporary) keeper. This means that if a dog bites someone while in the care of a dog walker, the victim would claim against the dog walker, not the owner. (Canine professionals should have public liability insurance to deal with these circumstances.) Likewise, a keeper can be a loved one or family friend who looks after a dog while the owner is on holiday. We totally understand why people regard pets as being part of the family, but the reality is that the law essentially recognises dogs as property, and compensation is most commonly secured via one of the following routes, depending on the person who was in control of the dog at the time of the bite: If the keeper is a private individual, a claim is most likely made against their pet or home insurance. If the keeper is a professional service provider, a claim is most likely made against any professional insurance they have. Digby Brown Solicitors has years of experience in helping people affected by dog bites, and dog bite compensation can be used to help people with: One such person was art teacher Kristina Aburrow, who was mauled by a Rottweiler as she crossed the road in Aberdeen. She was left with a four-inch gash on her left forearm and was shocked when the police took no action against the dog owner.


Sharjah 24
10-02-2025
- Business
- Sharjah 24
Bank of Sharjah issues EUR 500 million bonds for Sharjah govt
The recent issuance by the Government of Sharjah saw remarkable investor demand, with the order book reaching an oversubscription of 3.5 times. This overwhelming interest from both international and regional investors underscores global confidence in Sharjah's creditworthiness. Competitive pricing and yield Thanks to the robust market appetite, the government was able to price the issuance at a yield of 4.698 percent per annum, representing a significant tightening of 30 basis points from the Initial Price Thoughts (IPT). This favorable pricing reflects strong investor interest and market conditions. Geographic distribution of orders Notably, 71 percent of total orders came from investors in the UK, Europe, and US offshore markets, highlighting Sharjah's appeal to global capital markets. This geographic diversity in investor participation showcases the emirate's international attractiveness. Statements from Bank of Sharjah executives Mohamed Khadiri, CEO of the Bank of Sharjah, emphasized that this issuance marks a key milestone in collaboration with the Government of Sharjah to support economic growth. He noted it was the bank's first participation in a EUR-denominated issuance, showcasing their expertise in leading Debt Capital Markets transactions across multiple currencies. Damian White, Chief Treasury Officer at Bank of Sharjah, remarked that the issuance strengthens financial cooperation with the Sharjah government. He highlighted the proactive demand from global investors as a reflection of the high value and attractiveness of these issuances, affirming Sharjah's economic resilience and the promising investment opportunities it presents.


Khaleej Times
10-02-2025
- Business
- Khaleej Times
Bank of Sharjah acts as joint lead manager and bookrunner in a €500m bond issuance for the Govt of Sharjah
Bank of Sharjah, one of the leading commercial banks in the UAE, has acted as a joint lead manager and bookrunner in the successful issuance of a €500 million, seven-year bond for the Government of Sharjah, alongside other international and regional banks. The issuance received strong investor demand, with the order book reaching an oversubscription of 3.5 times. This overwhelming interest from both international and regional investors highlights the global confidence in the Government of Sharjah's creditworthiness. The robust market appetite enabled the government to price the issuance at a yield of 4.698 per cent per annum, representing a significant tightening of 30 basis points from the Initial Price Thoughts (IPT). Notably, 71 per cent of total orders originated from investors in the UK, Europe, and the US offshore markets, underscoring Sharjah's appeal to global capital markets. Commenting on this achievement, Mohamed Khadiri, CEO of Bank of Sharjah, stated: 'This issuance marks a key milestone in our continued collaboration with the Government of Sharjah to support the emirate's economic growth and development objectives. It is also our first participation in a EUR-denominated issuance, further demonstrating our expertise in leading debt capital markets transactions across multiple currencies. The strong international investor participation is a testament to the confidence in Sharjah's economic resilience and fiscal discipline.' Damian White, Chief Treasury Officer at Bank of Sharjah, added: 'This bond issuance represents a significant step in strengthening financial cooperation with the Government of Sharjah. The proactive engagement with global investors reflects the Issuer's commitment to delivering value while ensuring strong liquidity for the Emirate. By facilitating this transaction, we not only address the Government's financing needs but also showcase Sharjah's robust economic fundamentals and investment potential.'


Zawya
10-02-2025
- Business
- Zawya
Bank of Sharjah acts as joint lead manager & bookrunner in $516mln bond issuance for Sharjah Government
SHARJAH - Bank of Sharjah has acted as a joint lead manager and bookrunner in the successful issuance of a €500 million, seven-year bond for the Government of Sharjah, alongside other international and regional banks. The issuance received strong investor demand, with the order book reaching an oversubscription of 3.5 times. This overwhelming interest from both international and regional investors highlights the global confidence in the Government of Sharjah's creditworthiness. The robust market appetite enabled the government to price the issuance at a yield of 4.698 percent per annum, representing a significant tightening of 30 basis points from the Initial Price Thoughts (IPT). Notably, 71 percent of total orders originated from investors in the UK, Europe, and the US offshore markets, underscoring Sharjah's appeal to global capital markets. Mohamed Khadiri, CEO of the Bank of Sharjah, stated, "This issuance marks a key milestone in our continued collaboration with the Government of Sharjah to support the emirate's economic growth and development objectives. It is also our first participation in a EUR-denominated issuance, further demonstrating our expertise in leading Debt Capital Markets transactions across multiple currencies." He added that the strong international investor participation is a testament to the confidence in Sharjah's economic resilience and fiscal discipline. Damian White, Chief Treasury Officer at Bank of Sharjah, said this issuance marks an important step in strengthening financial cooperation with the Sharjah government. He noted that the proactive demand from global investors reflects the high value and attractiveness of these issuances. He added that the bank's participation not only met the government's financing needs but also emphasised the strength of Sharjah's economic foundations and the promising investment opportunities it offers.


Zawya
10-02-2025
- Business
- Zawya
Bank of Sharjah acts as joint lead manager & bookrunner in a € 500 mln Bond Issuance for the Government of Sharjah
Sharjah, UAE – Bank of Sharjah, one of the leading commercial banks in the UAE, has acted as a Joint Lead Manager and Bookrunner in the successful issuance of a € 500 million, 7-year bond for the Government of Sharjah, alongside other international and regional banks. The issuance received strong investor demand, with the order book reaching an oversubscription of 3.5 times. This overwhelming interest from both international and regional investors highlights the global confidence in the Government of Sharjah's creditworthiness. The robust market appetite enabled the Government to price the issuance at a yield of 4.698% per annum, representing a significant tightening of 30 basis points from the Initial Price Thoughts (IPT). Notably, 71% of total orders originated from investors in the UK, Europe, and the US offshore markets, underscoring Sharjah's appeal to global capital markets. Commenting on this achievement, Mr. Mohamed Khadiri, CEO of Bank of Sharjah, stated: 'This issuance marks a key milestone in our continued collaboration with the Government of Sharjah to support the emirate's economic growth and development objectives. It is also our first participation in a EUR-denominated issuance, further demonstrating our expertise in leading Debt Capital Markets transactions across multiple currencies. The strong international investor participation is a testament to the confidence in Sharjah's economic resilience and fiscal discipline.' Mr. Damian White, Chief Treasury Officer at Bank of Sharjah, added: 'This Bond issuance represents a significant step in strengthening financial cooperation with the Government of Sharjah. The proactive engagement with global investors reflects the Issuer's commitment to delivering value while ensuring strong liquidity for the Emirate. By facilitating this transaction, we not only address the Government's financing needs but also showcase Sharjah's robust economic fundamentals and investment potential.' About Bank of Sharjah: Bank of Sharjah was established on December 22, 1973, through a decree issued by His Highness Sheikh Dr. Sultan bin Muhammad Al Qasimi, UAE Supreme Council Member and Ruler of Sharjah. Banking operations started in May 1974. The Bank was the first commercial bank in Sharjah, the fifth in the Federation and the first to make 40% of its capital available for public subscription. For media inquiries, please contact: Amir AlSalous Head of Marketing and Communications, Bank of Sharjah +971 562 774433