Latest news with #DhofarInsurance
Zawya
14-07-2025
- Health
- Zawya
Oman: BankDhofar launches its affordable and all-inclusive health insurance solutions
Muscat: More than just protection against illness, surgery, diagnostics, and hospitalisation, BankDhofar's health insurance products represent a holistic approach to safeguarding health and well-being. These solutions, which offer extensive coverage for individuals, families, and domestic workers, are made possible through a strategic partnership with Dhofar Insurance Company—one of the largest and most respected insurers in the Sultanate. Designed to provide flexibility, value, and peace of mind, they are available exclusively to BankDhofar account holders. These offerings form part of BankDhofar's bancassurance initiative, which combines its expansive branch network and digital infrastructure with Dhofar Insurance's underwriting expertise to deliver customer-centric insurance solutions. The health insurance portfolio is organised into four major categories, each tailored to meet the unique needs of different customer segments. The most popular is the Individual Health Insurance plan, which is offered in three tiers—Green, Silver, and Gold—each providing varying levels of coverage and benefits. Plans include inpatient and outpatient services, diagnostic tests, maternity, physiotherapy, optical and dental care, alternative therapies, and access to both local and international healthcare networks. Eligibility is open to Omani citizens and legal residents between the ages of 18 and 65, and children under 18 can be enrolled when at least one parent is included in the policy. For budget-conscious customers, BankDhofar offers the Affordable Health Cover plan. This solution caters to the general population, particularly salaried individuals and families seeking dependable coverage at competitive rates. The plan includes essential health benefits, making quality healthcare more accessible to a broader demographic. The third category is the Unified Health Insurance Plan, also known as 'Dhamani' Targeted at employees in the private sector, this scheme is being rolled out in phases as part of a national mandate. It is governed by a collaborative platform involving the Ministry of Health, Royal Oman Police, Finances Services Authority, healthcare providers, and third-party administrators. Completing the lineup is a specialised plan for household help—the Unified Domestic Worker Health Insurance. This convenient and cost-effective solution allows BankDhofar customers to provide health coverage for their domestic workers, an essential yet often overlooked segment of the workforce. BankDhofar's Bancassurance Department plays a central role in delivering these solutions. With a strong understanding of the Omani market, the Bank offers risk protection products that combine comprehensive coverage, excellent benefits, and competitive pricing. The Bank's extensive footprint of branches and service outlets across Oman ensures that customers have easy access to support and services wherever they are located. By choosing BankDhofar, customers gain access to a broad array of health insurance plans backed by Dhofar Insurance, ensuring their health and that of their loved ones is in safe hands. The launch underscores BankDhofar's dedication to safeguarding its customers' futures through innovative financial and insurance solutions that reflect its core values of trust, service, and security. © Muscat Media Group Provided by SyndiGate Media Inc. (
Times of Oman
13-07-2025
- Health
- Times of Oman
BankDhofar launches its affordable and all-inclusive health insurance solutions
Muscat: More than just protection against illness, surgery, diagnostics, and hospitalisation, BankDhofar's health insurance products represent a holistic approach to safeguarding health and well-being. These solutions, which offer extensive coverage for individuals, families, and domestic workers, are made possible through a strategic partnership with Dhofar Insurance Company—one of the largest and most respected insurers in the Sultanate. Designed to provide flexibility, value, and peace of mind, they are available exclusively to BankDhofar account holders. These offerings form part of BankDhofar's bancassurance initiative, which combines its expansive branch network and digital infrastructure with Dhofar Insurance's underwriting expertise to deliver customer-centric insurance solutions. The health insurance portfolio is organised into four major categories, each tailored to meet the unique needs of different customer segments. The most popular is the Individual Health Insurance plan, which is offered in three tiers—Green, Silver, and Gold—each providing varying levels of coverage and benefits. Plans include inpatient and outpatient services, diagnostic tests, maternity, physiotherapy, optical and dental care, alternative therapies, and access to both local and international healthcare networks. Eligibility is open to Omani citizens and legal residents between the ages of 18 and 65, and children under 18 can be enrolled when at least one parent is included in the policy. For budget-conscious customers, BankDhofar offers the Affordable Health Cover plan. This solution caters to the general population, particularly salaried individuals and families seeking dependable coverage at competitive rates. The plan includes essential health benefits, making quality healthcare more accessible to a broader demographic. The third category is the Unified Health Insurance Plan, also known as 'Dhamani' Targeted at employees in the private sector, this scheme is being rolled out in phases as part of a national mandate. It is governed by a collaborative platform involving the Ministry of Health, Royal Oman Police, Finances Services Authority, healthcare providers, and third-party administrators. Completing the lineup is a specialised plan for household help—the Unified Domestic Worker Health Insurance. This convenient and cost-effective solution allows BankDhofar customers to provide health coverage for their domestic workers, an essential yet often overlooked segment of the workforce. BankDhofar's Bancassurance Department plays a central role in delivering these solutions. With a strong understanding of the Omani market, the Bank offers risk protection products that combine comprehensive coverage, excellent benefits, and competitive pricing. The Bank's extensive footprint of branches and service outlets across Oman ensures that customers have easy access to support and services wherever they are located. By choosing BankDhofar, customers gain access to a broad array of health insurance plans backed by Dhofar Insurance, ensuring their health and that of their loved ones is in safe hands. The launch underscores BankDhofar's dedication to safeguarding its customers' futures through innovative financial and insurance solutions that reflect its core values of trust, service, and security.
Zawya
26-06-2025
- Business
- Zawya
Travel insurance from BankDhofar is an all-inclusive safety net
MUSCAT: Travel insurance is no longer just a travel extra—it serves as a crucial safeguard for individuals embarking on family holidays, corporate travel, or overseas assignments. In an era marked by uncertainties such as flight delays, sudden health issues, and unpredictable weather, having robust insurance coverage offers essential reassurance and security. Understanding the importance of this protection, BankDhofar—one of Oman's largest banks—has joined forces with Dhofar Insurance Company, a leading name in the Sultanate's insurance sector, to introduce a comprehensive travel insurance solution. With wide-ranging coverage, generous benefits, and adaptable features tailored to travelers' needs, this policy delivers dependable protection and reflects a strong focus on customer well-being. Fully underwritten by Dhofar Insurance, the Travel Insurance policy offers comprehensive protection for travelers facing unexpected events abroad. It covers emergency medical expenses and hospitalization up to USD 150,000, including emergency dental treatment up to USD 1,000 per year . In case of serious illness or accident, the insurance covers transportation or repatriation costs up to USD 100,000, and sea or mountain search and rescue expenses up to USD 20,000. Additional support is provided for family members during medical emergencies. If a traveler is hospitalized for more than seven days, the policy includes one economy class air ticket or a first-class rail ticket for a visiting relative, along with accommodation expenses of USD 100 per day for up to 15 days. In the unfortunate event of death, repatriation of mortal remains is covered up to USD 35,000, and emergency return home for the traveler following the death of a close family member is also included. Financial protection for trip disruptions includes USD 1,000 for cancellations or curtailment (with a USD 50 deductible), up to USD 2,500 for delayed departures, and compensation of USD 30 for every 5-hour delay, up to USD 180. The policy also offers coverage for common travel inconveniences, such as loss of registered luggage (up to USD 1,000), delayed luggage (USD 300 after a 12-hour delay), and expenses related to the loss of a passport (up to USD 1,000). For severe incidents, the policy includes compensation of up to USD 25,000 in case of death or permanent total disability resulting from an accident, ensuring peace of mind throughout the journey. Terms and conditions apply. This travel insurance plan offers more than the usual protections—it includes thoughtful features like compassionate visit coverage, enabling a family member to travel and be with the insured during hospitalization abroad. In cases where minor children are left without supervision due to an emergency, the policy ensures their secure return home. It also provides emergency dental treatment, giving travelers access to urgent dental care when needed. The policy is designed for worldwide use and can be personalized based on where the traveler is headed and their specific needs. Whether the journey is regional or international, travelers have the flexibility to adjust their coverage to suit their individual travel plans. The travel insurance policy is part of a broader suite of bancassurance products offered by BankDhofar via its extensive network of branches. For more information about BankDhofar's travel insurance policy, visit any of its more than 130 branches across Oman.
Zawya
11-06-2025
- Automotive
- Zawya
BankDhofar unveils ‘Laha' – A motor insurance solution designed exclusively for women
MUSCAT: BankDhofar, Oman's second-largest bank by branch network, has introduced 'Laha', a unique motor insurance product created exclusively for women. This launch underscores BankDhofar's commitment to innovation, inclusivity, and customer-centric financial services. Developed in partnership with Dhofar Insurance, one of the largest insurance providers in the Sultanate, Laha delivers comprehensive coverage, exclusive lifestyle benefits, and round-the-clock support. Positioned as both premium and cost-effective, Laha redefines the insurance experience for women drivers in Oman. At the core of Laha is a focus on safety, confidence, and convenience. The plan includes 24/7 emergency roadside assistance covering situations such as flat tyres, battery issues, vehicle lockouts, and mechanical breakdowns. It also features accident recovery and vehicle towage up to 100 kilometers or provides OMR 55 as compensation in lieu. In the event of medical emergencies, policyholders can benefit from ambulance services, including fast access to Aster Clinic or equivalent discounts. Beyond standard coverage, Laha offers additional protections that reflect the lifestyle needs of modern drivers. These include compensation of up to OMR 200 for mobile phone damage, as well as coverage for personal items such as handbags and child seats. Terms & Conditions apply. Laha joins a growing portfolio of bancassurance solutions from BankDhofar, which are designed to provide comprehensive protection against a range of risks—from road accidents and theft to fire and natural disasters. BankDhofar is widely regarded for its competitive premiums, reliable claims process, and customer-first approach. Its motor insurance offerings include both Third Party Liability and Comprehensive Insurance plans. For customers seeking greater peace of mind, the bank also offers enhanced products like Third Party Plus, Comprehensive Elite, and Comprehensive Elite Plus. These plans are tailored to meet diverse driving needs and offer additional features such as cross-border coverage into the UAE, access to approved repair workshops, off-road protection, total loss replacement, and zero deductible on certain claims, including windscreen damage. Other value-added services include hire car options and protection against extreme weather events like storms, floods, and tempests. With the launch of Laha, BankDhofar continues to empower drivers with insurance solutions that go beyond basic coverage, offering thoughtful protection and practical support for life's uncertainties on and off the road.
