Latest news with #DigitalAssets
Yahoo
5 days ago
- Business
- Yahoo
5 Indicators Pointing Toward a Massive Bitcoin Breakout Right Now
There are at least five macro factors that point to Bitcoin going on a tear soon. Despite that, there are still very significant risks lurking. The long-term picture for this crypto is still very bullish. 10 stocks we like better than Bitcoin › The best fireworks shows start with an ominous hush, when the crowd is quiet, the sky dark, and anticipation thick. Then, all at once, the night goes bright. Markets sometimes do the same thing. After weeks of sideways chop, a sudden cluster of on-chain and macro signals can light the fuse under an asset, which is exactly where Bitcoin (CRYPTO: BTC) sits today. Five independent gauges of demand are all tilting bullish at once. Let's analyze each one to see how they mesh with the long-term thesis for buying and holding this crypto. First, money is pouring into Bitcoin through the exchange-traded fund (ETF) pipeline. Digital-asset products just booked their 10th straight week of inflows, pulling more than $1.1 billion straight into Bitcoin portfolios. That is an acceleration from May's already-robust pace, and pushes the flows this year so far to more than $15 billion, a new record. Fresh capital matters because every ETF issuer must go to the spot market to buy and take coins out of circulation. The second breakout signal for Bitcoin is that the network itself is getting pricey. As an aside, most investors usually ignore this data entirely, and it usually contains some actionable information. Daily fee revenue on the network popped to $78.9 million this week, the highest tally since March, and topping off more than a full month of fee revenue exceeding $50 million daily. Bitcoin miners love rising fees because those fees fatten their margins and incentivize them to make more capital investments into mining hardware to keep the mining process going. Investors should love them too, because fees spike only when traffic is heavy. This means it's a blunt sign that people are willing to pay up to get into the next block. The third bullish factor is that stablecoin supply is grinding higher again. The aggregate market cap of dollar-pegged stablecoins sits just above $251 billion, up 2.5% during the past 30 days. While most investors don't associate stablecoin volume with Bitcoin specifically, it's undeniable that stablecoins are the dry powder of crypto. So when the pile is growing, at least some of the capital ends up chasing coins with the deepest liquidity to capture a yield, and Bitcoin is still the deepest pool in the crypto sector by far. Fourth, global broad money supply is turning up after last year's contraction. That's important because the coin correlates more tightly with money supply growth than anything else. In other words, when the liquidity tide rises as a result of increases to the money supply, Bitcoin floats highest. Finally, the altcoin market has woken up, and smart altcoin investors often rotate their profits back into Bitcoin rather than retaining highly volatile tokens. But before that, capital rotations into smaller tokens typically mark the middle innings of a bull run. It's a sign that capital is growing confident and looking for leverage, like what's happening right now. Historically, once rotation begins, Bitcoin follows with a dominant move to reassert leadership, which is what could come next. The last two times all five of these gauges lined up, in October 2020 and January 2024, Bitcoin doubled within six months. That does not guarantee a repeat, even if it's probably enough to enable investors to buy the coin with confidence right now. Two clouds in particular could rain on the party. The U.S. Federal Reserve may not cut interest rates as quickly as many investors are expecting, especially if tariff-driven inflation keeps consumer prices high. If rate-cut expectations get dashed again, liquidity growth could pause. That would imply doldrums for Bitcoin rather than a blastoff. Meanwhile, Washington's crypto rulebook is still in the process of being written by the week, and considerable uncertainty remains regarding what the final set of regulators for the sector will be. Stablecoin oversight is advancing, but fresh requirements could slow supply growth if issuers need new licenses or capital buffers to play ball. Assuming the five signals keep humming, and regulatory matters and monetary policy don't get in the way, Bitcoin's odds of clearing its prior all-time highs look very strong over the next couple of quarters. A sensible playbook here is to build or top up a position gradually using dollar-cost averaging (DCAing). Keep some capital in reserve so you can act on buying any dips without making emotional decisions. And make sure the size of your position won't upend your financial goals, even if Bitcoin drops 40% or more, which the crypto is entirely capable of doing. For long-term investors, this is a moment to get exposure methodically and stay alert, rather than chasing hype. The key is being prepared and being patient enough to let the coin do the work for you to grow over time. Before you buy stock in Bitcoin, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and Bitcoin wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $722,181!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $968,402!* Now, it's worth noting Stock Advisor's total average return is 1,069% — a market-crushing outperformance compared to 177% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of June 30, 2025 Alex Carchidi has positions in Bitcoin. The Motley Fool has positions in and recommends Bitcoin. The Motley Fool has a disclosure policy. 5 Indicators Pointing Toward a Massive Bitcoin Breakout Right Now was originally published by The Motley Fool Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Forbes
6 days ago
- Business
- Forbes
Crypto Yield: Sustainable Returns In The $3.4 Trillion Market
Crypto Yield Crypto yield is undergoing a renaissance. What began as a speculative frenzy—culminating in the 2022 collapse—is now rebuilding into sustainable, compliant opportunities for crypto holders to earn returns without risking past catastrophes. These returns, earned by putting digital assets to work, are no longer the Wild West gamble they once were. The $3.4 trillion crypto market is now producing institutional-grade yield opportunities, a stark contrast to the opaque, high-risk products that collapsed in scale is enticing. A small shift from established US household deposits—which reached $19.4 trillion in 2024—could channel hundreds of billions into yield-bearing crypto products. While native crypto platforms are leading the charge in developing these yield opportunities, traditional institutions are tiptoeing in through tokenized treasury operations, with early examples including BlackRock's tokenized funds and blockchain-based corporate cash management. Limited institutional adoption alone could unlock an additional $300-600 billion market. When Traditional Banking Fails You Victor Levrero learned this lesson the hard way. When Argentina's inflation soared to 94.8 % in 2022, his bank offered 30 % interest on pesos, which sounds generous until you realize inflation was nearly 95 %. Meanwhile, in just one year, the peso officially depreciated by about 65 %, a staggering one-year loss. Traditional institutions weren't just failing to protect his wealth; they were systematically destroying it. That's when Levrero discovered crypto platforms offering 13% annual returns on US dollar-backed stablecoins. For him, it wasn't speculation—it was survival. Levrero was not alone. Across Latin America and other economically unstable regions marked by currency collapses, banking failures, and capital controls, millions made the same calculated decision: to save in stablecoins. In developed economies, however, the story was different but equally troubling. Near-zero interest rates meant savers' money earned almost nothing, failing to keep up with even modest inflation. Traditional savings accounts offered a meager 0.5%, while crypto platforms dangled returns of 15–50%, sometimes more, luring both investors and speculators. The Collapse of 2022 In emerging markets, crypto was a lifeline; in developed markets, it was a greed-fueled speculative rocket—setting the stage for crypto's 2022 meltdown. As yield-chasing accelerated, dangerous practices took root. Platforms scaled rapidly, luring users with ever-higher rates while rehypothecating customer funds into risky strategies. Many built overleveraged trades and circular lending loops, often hidden from users. These eye-popping return figures should have raised red flags, but instead, they fueled a frenzy driven as much by speculative fervor as by the search for yield. When stress hit, the house of cards collapsed, and failures cascaded like dominoes, wiping out billions in customer funds. Voyager Digital collapsed with $1.3 billion locked away. BlockFi shuttered operations, affecting 100,000 users. FTX's implosion wiped out another $8 billion. Combined with Terra Luna's collapse and cascading liquidations, over $2 trillion was erased from crypto markets. In the end, yield-chasing retail investors absorbed much of the carnage. Yet despite this devastation, crypto yield didn't disappear—it evolved. Building on Stronger Foundations So where does yield come from when it's not just smoke and mirrors? Today's platforms operate like digital banks with three revenue streams: lending (earning the spread between deposits and loans), staking (validating blockchain transactions for rewards), and market-making (capturing fees for facilitating trades). Platform Evolution: The key difference between today's platforms and the doomed operators of 2022 is transparency and structure. Unlike the opaque operations of 2022, some of today's platforms publish real-time reserve proofs, use segregated custody that prevents rehypothecation, and offer institutional-grade insurance. Returns are backed by transparent collateral, live auditing, and regulated assets like US Treasuries. Yields are lower but sustainable—built on verifiable lending spreads rather than Ponzi-like structures. Investor Sophistication: Equally important has been the shift in investor behavior. The "number go up" mentality—the blind focus on rising returns without considering fundamentals or risks—has been replaced by institutional-level due diligence. Investors now demand regulatory clarity and audit trails, understanding that 4-6% Treasury-backed yields are more valuable than 20% promises from offshore entities. Due diligence today means evaluating publicly verifiable asset backing, legal jurisdiction, and whether returns are backed by excess-collateralized loans—or inflated through hidden, opaque leverage strategies. A platform's reputation—built through regulatory alignment, user experience, and proven resilience in past market cycles—is now part of the value proposition. Trust is no longer a tagline. It's a checklist. The platforms mentioned below represent different market approaches and risk profiles and do not constitute financial advice. Yield claims significantly exceeding traditional risk-free rates warrant careful evaluation of underlying business models, regulatory compliance, and counterparty risks. The Industry Heavyweights Three players currently lead the charge, collectively managing over $26 billion in yield-generating assets as of mid-2025. Coinbase: Regulatory clarity and US jurisdiction as competitive moats. As a publicly listed US company under SEC oversight, Coinbase offers institutional investors custodial transparency, direct US jurisdictional protection, and audited reporting. The trade-off for investors is: lower yields but compliant, onshore crypto exposure, eliminating offshore counterparty risks with strong regulatory certainty. This positions Coinbase to attract corporate treasuries and risk-conscious institutional funds. Binance: Operating in over 180 countries, Binance commands unmatched trading volumes. However, its global scale faces intensifying regulatory challenges, leading to market exits in several regions and raising questions about its long-term compliance strategy. The viability of its yield offerings depends on navigating these hurdles while preserving the global liquidity advantage that drives its dominance. Kraken: Conservative positioning for institutional reliability. Kraken prioritizes security and compliance over aggressive expansion, targeting institutions that value stability over maximum returns. Its spotless track record positions it as the "safe choice" in a comparatively volatile sector. Emerging Models: From High Yield to High Trust While giants dominate market share, newer platforms are differentiating through enhanced risk management, real-time transparency, and mission-driven models. The industry shift toward overcollateralized lending, insurance backing, and social impact integration represents a broader evolution from pure profit maximization to sustainable business models. Take CoinDepo, which launched in 2021, offers up to 24% APY on stablecoins and 18% on crypto through overcollateralized loans backed by guarantors and Fireblocks insurance. By merging blockchain efficiency with TradFi safeguards, it delivers secure, interest-earning deposits, low-risk lending, and charitable giving while supporting NGO Damark in Africa—hardwiring accountability and proving that high returns and social impact can coexist in responsible crypto finance. Other platforms pursue varied approaches within this framework. Maple Finance leads permissioned DeFi lending with vetted institutional borrowers and rigorous underwriting, targeting corporate treasuries with transparent credit assessments and lower volatility exposure. Meanwhile, platforms like Aave and Compound focus on institutional-grade disclosures and borrower credit assessments. The diversity of approaches—from Coinbase's regulatory-first model to newer platforms' yield-focused strategies—reflects an industry still defining its risk-reward equilibrium. Crypto regulation i The Regulatory Crossroads Under former SEC Chair Gary Gensler (2021-2025), yield-bearing crypto products were treated as unregistered securities, effectively shutting down much of the market. With current SEC Chair Paul Atkins, the agency has signaled a shift toward clearer, innovation-friendly guidelines. In a landmark move for crypto regulation, the Generating Effective National Income Using Stablecoins (GENIUS) Act passed the Senate in June 2025 with strong bipartisan support and is now advancing through the House of Representatives. If enacted, it would create the first comprehensive federal framework for dollar-backed stablecoins, setting clear rules for reserves, custody, and oversight. This long-awaited clarity could unlock a wave of stablecoin adoption, expanding the universe of users who will inevitably seek yield on their balances—much like Bitcoin adoption surged after spot ETF approvals opened the floodgates to institutional capital. Meanwhile, Europe's MiCA regime is moving ahead, categorizing stablecoins under strict requirements and prohibiting platforms from offering direct interest on them. This pushes providers toward tokenized money market funds or compliant lending structures, favoring sustainability and institutional trust over short-term yield chasing. Players like Ondo Finance, Maple, and others are already pioneering tokenized Treasury strategies within this framework. The Road Ahead The endgame isn't crypto replacing banks; it's crypto building its own financial infrastructure—programmable money, transparent yields, and 24/7 settlement are becoming baseline expectations for digital asset holders. For CFOs and treasury managers, this is a strategic inflection point that warrants attention. Institutions engaging today—allocating to regulated platforms like Coinbase or tokenized Treasury products from BlackRock—aren't speculating. They're running institutional-grade pilots, building operational familiarity with emerging infrastructure, and forging relationships while regulatory frameworks crystallize. The calculus is simple: early movers gain better partnerships, deeper integrations, and learning curves before mass adoption. Those waiting for full regulatory clarity risk entering later from weaker positions. Crypto's yield infrastructure is evolving into a new financial standard for digital assets. The question isn't whether this transition will happen but how to capitalize on it early and decisively because those who don't lead will inevitably fall behind.
Finextra
19-06-2025
- Business
- Finextra
Arab Bank Switzerland to launch yield-bearing bitcoin product wor HNW clients
XBTO, a global leader in institutional digital asset management, today announced a strategic partnership with Arab Bank Switzerland that will enable the Swiss private bank to launch a sophisticated Bitcoin yield product for its wealth management clients. 0 The collaboration leverages XBTO's proprietary "Diamond Hands" strategy to provide Arab Bank Switzerland's clientele with an actively managed approach to generating yield on their Bitcoin holdings. The partnership addresses growing client demand for yield-generating cryptocurrency products within a comprehensive regulatory framework and institutional oversight structure. This offering will be branded as an "Arab Bank Switzerland product powered by XBTO," preserving established client relationships while expanding investment capabilities through proven institutional digital asset management expertise. "Today's announcement marks a significant milestone in our strategy to work with leading traditional financial institutions," said Karl Naim, Chief Commercial Officer and General Manager for UAE at XBTO. "Arab Bank Switzerland's six-year digital asset infrastructure development, combined with direct client demand for Bitcoin yield products, created the perfect foundation for this collaboration." Arab Bank Switzerland, which has offered Bitcoin custody services through its partnership with Taurus since 2019, identified a specific gap in their digital asset offerings. While the bank provided custody and loan-to-value lending against Bitcoin, high-net-worth clients specifically requested active yield-generating opportunities. "We have seen growing demand from our wealth management clients for ways to generate yield on their Bitcoin holdings within a properly managed risk framework," said Romain Braud, Head of Digital Assets at Arab Bank Switzerland. "This collaboration will position Arab Bank Switzerland as the first traditional Swiss private bank to offer an integrated, bank-branded Bitcoin yield product,while maintaining the personal relationship and fiduciary care clients expect from private banking.' XBTO's "Diamond Hands" strategy employs an options-based methodology designed to generate yield while strategically accumulating Bitcoin during market opportunities. The approach uses existing Bitcoin holdings as collateral for options transactions, generating premiums while positioning for accumulation during market pullbacks. "The maturation of institutional digital asset demand requires sophisticated solutions that go beyond simple exposure," said Javier Rodriguez-Alarcon, Chief Investment Officer and Head of Asset Management at XBTO. "This partnership demonstrates how established wealth managers can integrate crypto solutions while maintaining fiduciary responsibility through rigorous risk management and institutional oversight. Our approach prioritizes capital preservation and consistent yield generation over speculative trading." The collaboration sets a precedent for traditional financial institutions seeking to offer structured, compliant cryptocurrency products within existing client relationships rather than directing clients to external providers. With regulatory frameworks maturing and institutional demand accelerating globally, this partnership is expected to serve as a model to drive similar collaborations across the wealth management sector, positioning both firms at the forefront of the digital asset integration into traditional finance.
Zawya
19-06-2025
- Business
- Zawya
XBTO partners with Arab Bank Switzerland to launch innovative Bitcoin yield product
GENEVA, SWITZERLAND – X BTO, a global leader in institutional digital asset management, today announced a strategic partnership with Arab Bank Switzerland that will enable the Swiss private bank to launch a sophisticated Bitcoin yield product for its wealth management clients. The collaboration leverages XBTO's proprietary "Diamond Hands" strategy to provide Arab Bank Switzerland's clientele with an actively managed approach to generating yield on their Bitcoin holdings. The partnership addresses growing client demand for yield-generating cryptocurrency products within a comprehensive regulatory framework and institutional oversight structure. This offering will be branded as an "Arab Bank Switzerland product powered by XBTO," preserving established client relationships while expanding investment capabilities through proven institutional digital asset management expertise. "Today's announcement marks a significant milestone in our strategy to work with leading traditional financial institutions," said Karl Naim, Chief Commercial Officer and General Manager for UAE at XBTO. "Arab Bank Switzerland's six-year digital asset infrastructure development, combined with direct client demand for Bitcoin yield products, created the perfect foundation for this collaboration." Arab Bank Switzerland, which has offered Bitcoin custody services through its partnership with Taurus since 2019, identified a specific gap in their digital asset offerings. While the bank provided custody and loan-to-value lending against Bitcoin, high-net-worth clients specifically requested active yield-generating opportunities. "We have seen growing demand from our wealth management clients for ways to generate yield on their Bitcoin holdings within a properly managed risk framework," said Romain Braud, Head of Digital Assets at Arab Bank Switzerland. "This collaboration will position Arab Bank Switzerland as the first traditional Swiss private bank to offer an integrated, bank-branded Bitcoin yield product,while maintaining the personal relationship and fiduciary care clients expect from private banking.' XBTO's "Diamond Hands" strategy employs an options-based methodology designed to generate yield while strategically accumulating Bitcoin during market opportunities. The approach uses existing Bitcoin holdings as collateral for options transactions, generating premiums while positioning for accumulation during market pullbacks. "The maturation of institutional digital asset demand requires sophisticated solutions that go beyond simple exposure," said Javier Rodriguez-Alarcon, Chief Investment Officer and Head of Asset Management at XBTO. "This partnership demonstrates how established wealth managers can integrate crypto solutions while maintaining fiduciary responsibility through rigorous risk management and institutional oversight. Our approach prioritizes capital preservation and consistent yield generation over speculative trading." The collaboration sets a precedent for traditional financial institutions seeking to offer structured, compliant cryptocurrency products within existing client relationships rather than directing clients to external providers. With regulatory frameworks maturing and institutional demand accelerating globally, this partnership is expected to serve as a model to drive similar collaborations across the wealth management sector, positioning both firms at the forefront of the digital asset integration into traditional finance. Media Contacts For XBTO: Athraa Bheekoo Luna PR athraa@ For Arab Bank Switzerland: Barbara Mahe, Consultancy32: Lina Lahlou, Consultancy32: About XBTO From asset management to capital markets, XBTO helps clients capture opportunities in the age of digital assets. Founded in 2015 as a proprietary trading firm, XBTO built its foundation through nearly a decade of active participation in digital asset markets. Since 2023, XBTO has expanded into a full-service crypto quantitative investment firm. With a strong focus on Bitcoin, XBTO delivers risk-adjusted strategies across the alpha–beta continuum designed to perform across market cycles and regulatory environments. With decades of experience earned at the world's leading financial institutions and deep expertise in digital markets, XBTO brings a rare combination of financial discipline and digital-native insight. XBTO operates under robust regulatory oversight, with operating entities regulated by the Bermuda Monetary Authority and the Financial Services Regulatory Authority in Abu Dhabi. It operates from key financial hubs including Bermuda, New York, Miami, London, Paris, and Abu Dhabi. About Arab Bank (Switzerland) Ltd. Arab Bank (Switzerland) Ltd. was established in Switzerland in 1962 and serves as a bridge between the Middle East and the West. For more than 60 years, the Bank has been a trusted partner of established businesses, high net worth individuals and ambitious entrepreneurs with close ties in the MENA region. It is the independent sister company of Arab Bank Plc, one of the largest banks in the Middle East.
Coin Geek
16-06-2025
- Business
- Coin Geek
Store excess solar power production in Bitcoin: IEEE study
Getting your Trinity Audio player ready... Dynamic solar power systems that switch between selling excess electricity back to the grid and using it for digital asset mining may be an answer to energy problems, according to an IEEE case study. The study highlights the two critical problems for block reward miners: massive energy consumption and the resulting environmental pollution. 1/6A groundbreaking new study shows that Bitcoin mining is the most effective way to accelerate rollout of solar panels across the world's cities: More effective than using either subsidies or Batteries by an order of dive in 👇 Renewable energy sources, such as solar panels, are often touted as an answer to the electricity demands of digital currency. Yet, based on the current way that renewables are used and the technological and economic challenges that remain, it isn't possible for them to meet the demand for energy without further technological advancement and changes to the current energy system. One of the specific problems—one that is particularly prevalent in Finland, the location of the paper's case study—is that peak loads occur in winter, while renewables such as solar only hit peak generation during summer. This cascades into a broader problem: the perception that the fixed investment cost of getting a solar system up and running is not worth the ultimate savings of switching to renewables. A common solution to this problem has been to use batteries capable of storing excess electricity until needed. However, this is only so useful: batteries must be discharged past a certain point. 4/6 That's because batteries only give so much storage before they have to be dischargedThis study compared Battery to Bitcoin miningThe difference was stark Bitcoin is not just a little big better than batteries, it is 4.6x better than batteries: a facemelting 57.7% ROI — Daniel Batten (@DSBatten) June 10, 2025 The IEEE study essentially proposes storing the value associated with the excess electricity—not in a battery, but in Bitcoin. The study suggests a system that channels excess energy production in peak times—such as summer—into digital asset mining. This works on similar principles to a model already implemented in domestic renewable production, whereby homeowners with solar power can sell back excess production to the grid. Under the newly proposed system, homeowners could switch between putting their excess energy back into the grid and putting it into digital asset mining, depending on which is most competitive at the time. The benefits of this are myriad. Not only does it help populate the digital asset mining ecosystem with clean, renewable energy, but the savings and returns given to homeowners can help reduce the overall annual cost of housing. It also helps offset one of the drawbacks of the sellback model, which is the overall reduction of electricity price due to higher supply, thereby making it less viable for homeowners to sell. The envisioned model was applied to a 24-apartment building in Helsinki, Finland. The report contains a case study undertaken in Finland using a 24-apartment building in Helsinki with half of its roof space taken up by solar panels. It was found that the building's annual costs could be reduced by 68.1%. 'It has been shown that employing the proposed hedging mechanism will result in sufficient encouragement to invest in PV systems and decrease the annual cost of residential apartments,' reads the study. The study notes that though the case study bears out the assumptions, more work is still needed to test the model's viability. This could include investigating the potential of peer-to-peer energy trading among apartment tenants and investigating the role that government policy could play in encouraging adoption. Watch: Bryan Daugherty: Proof of ESG initiative through a sustainable blockchain
