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Business Standard
2 days ago
- Business
- Business Standard
Bank holidays in July 2025: Here's the national and state-wise list
Banks will be closed for 13 days in July 2025 across India. Check the full state-wise holiday list and plan your in-branch visits accordingly Surbhi Gloria Singh New Delhi Bank holidays in July 2025: Planning to visit your bank in July? You might want to double-check the dates. According to the Reserve Bank of India (RBI), banks across India will remain shut for 13 days this month due to a mix of weekend closures and state-specific public holidays. As per RBI's classification, bank holidays fall under three categories: those under the Negotiable Instruments Act, banks' closing of accounts, and Real-Time Gross Settlement (RTGS) holidays. While branches may shut on select days, digital banking channels remain unaffected. Bank holidays in July 2025 July's 13-day closure includes Sundays, the second and fourth Saturdays, and public holidays in certain cities. Here's a state-wise breakdown: July 3 (Thursday): Kharchi Puja – Agartala July 6 (Sunday): Weekly off – Nationwide July 12 (Saturday): Second Saturday – Nationwide July 13 (Sunday): Weekly off – Nationwide July 14 (Monday): Beh Deinkhlam – Shillong July 16 (Wednesday): Harela – Dehradun July 17 (Thursday): Death Anniversary of U Tirot Singh – Shillong July 19 (Saturday): Ker Puja – Agartala July 20 (Sunday): Weekly off – Nationwide July 26 (Saturday): Fourth Saturday – Nationwide July 27 (Sunday): Weekly off – Nationwide July 28 (Monday): Drukpa Tshe-zi – Gangtok What will continue to work While physical bank counters may be closed on these days, most essential services are still accessible online. Customers can continue to use: • Internet and mobile banking for balance checks, bill payments and fund transfers • ATM withdrawals and card-based transactions • NEFT and RTGS transfers (based on availability windows) • Online service requests such as cheque books and demand drafts 'For those planning in-branch transactions, it's best to schedule around the holiday calendar and rely on online channels when needed,' said a senior public sector bank official. RBI's holiday classification The RBI groups holidays for banks into the following categories: RTGS holiday: RTGS transfers are available 24x7 all year round. Funds are credited in real time, and the service remains active even on weekends and public holidays. Closing of accounts holiday: These apply to the second and fourth Saturdays, all Sundays, and select holidays when branches close for administrative reasons. Holidays under the Negotiable Instruments Act: These are notified public holidays applicable to banks, insurance companies, and financial institutions, often based on state-level events. Though the list may appear long, for most customers, the availability of digital banking means they can carry out routine transactions without disruption.


News18
3 days ago
- Business
- News18
Bank Holiday Today: Banks To Be Closed In This State Today; Check State-Wise List
The Reserve Bank of India and state governments prepare a list of holidays considering all national and local festivities, cultural celebrations and operational requirements. Banks across India have a few holidays scheduled over the next weeks owing to the occasions of Remna Ni, Kharchi Puja, Guru Hargobind's birthday. Banks will be shut mainly in Jammu, Mizoram, Srinagar and Tripura. As per the Reserve Bank of India's official notification, banks have as many as seven listed holidays in July this year. Other than these, the regular second and fourth Saturday, and all Sunday offs will be in place. The central bank and state governments prepare a list of holidays considering all national and local festivities, cultural celebrations and operational requirements. The list is released on the RBI's official website while the banks and other financial institutions are also notified. The annual holiday calendar is created under provisions of the Negotiable Instruments Act. June 30 (Monday) — Remna Ni — Banks closed in Mizoram. July 3 (Thursday) — Kharchi Puja — Banks will be closed in Agartala to celebrate Kharchi Puja, a Hindu festival in Tripura dedicated to fourteen deities called Chaturdasha Devata. July 5 (Saturday) — Guru Hargobind's Birthday — Banks will be closed in Jammu and Srinagar to mark Guru Hargobind's Birthday, the sixth of the ten Sikh Gurus. July 6 (Sunday) — Banks closed pan-India. Bank Holidays In July 2025: Here's The State-Wise Holiday List Calendar July 12 (Saturday) — Bank closed pan-India for second Saturday. July 13 (Sunday) — Banks closed pan-India. July 14 (Monday) — Behdienkhlam — Banks will be closed in Shillong for Beh Deinkhlam, a festival celebrated by the Jaintia tribe in Meghalaya. July 16 (Wednesday) — Harela — Banks in Dehradun will be closed for Harela, a festival celebrated in the Kumaon region of Uttarakhand and some parts of Himachal Pradesh. July 17 (Thursday) — Death Anniversary of U Tirot Singh — Banks will remain shut in Shillong, marking the death anniversary of U Tirot Singh, one of the chiefs of the Khasi people. July 19 (Saturday) — Ker Puja — Banks in Agartala will be closed for Ker Puja, a festival celebrated in Tripura. It is dedicated to Ker, the region's guardian deity, who protects from calamities and external threats. July 26 (Saturday) — Banks closed pan-India for fourth Saturday. July 27 (Sunday) — Banks closed pan-India. July 28 (Monday) — Drukpa Tshe-zi — Banks in Gangtok will be closed for Drukpa Tshe-zi, a Buddhist festival that falls on the fourth day of the sixth month in the Tibetan lunar calendar. This day marks Lord Buddha's first sermon. What To Do During Emergencies On Bank Holidays Even on bank holidays, customers can avail online or mobile banking services unless there's any technical glitch informed by the authorities. Cash withdrawals can also be made at ATMs, through apps or via UPI. It is to be noted that holidays may differ across states as per regional and local requirements. Therefore, it is always safer to check with your local bank branch for their holiday schedule in advance. This will help you prepare in case of emergencies or long weekends. About the Author Business Desk First Published: June 30, 2025, 09:09 IST


Time of India
4 days ago
- Business
- Time of India
Bank holidays in India in July 2025: Banks will be closed for 13 days - Check full state-wise list here
Bank holidays in July 2025: According to the official list of bank holidays by the Reserve Bank of India (RBI), banks to remain shut for 13 days in July due to Beh Deinkhlam, Guru Hargobind Ji's Birthday and many other local and religious festivals. If you're planning to visit the bank in July 2025, you should know in advance about the bank holidays in different states of India. These July bank holidays vary from state to state, depending on regional festivals, religious celebrations, and local events. While online banking makes many things easier, like transferring money, checking balances, and paying bills, there are still some services that require a visit to the bank. Knowing the bank holidays in July 2025 can help you plan better. Full List of Bank Holidays in July 2025 (State-wise) Here is a complete list of July bank holidays in India for the year 2025, based on local festivals and observances: July 3, 2025 – Kharchi Puja Where: Tripura Banks in Tripura will remain closed on this day to observe Kharchi Puja, a traditional and important local festival. July 5, 2025 – Guru Hargobind Ji's Birthday Where: Jammu and Srinagar (Jammu & Kashmir) Banks in these regions will be shut to mark the birth anniversary of Guru Hargobind Ji, the sixth Sikh Guru. July 14, 2025 – Beh Deinkhlam Where: Meghalaya This is a significant tribal festival in Meghalaya. All banks will remain closed in the state. July 16, 2025 – Harela Where: Uttarakhand Harela is an important agricultural festival, especially in the Kumaon region. Banks will be closed for the celebration. July 17, 2025 – Death Anniversary of U Tirot Singh Where: Meghalaya Banks in Meghalaya will remain closed in memory of freedom fighter U Tirot Singh. July 19, 2025 – Ker Puja Where: Tripura Ker Puja is another important ritual in Tripura. Banks will remain closed in the state on this date. July 28, 2025 – Drukpa Tshe-zi Where: Sikkim Banks in Sikkim will remain shut for Drukpa Tshe-zi, a festival celebrated by the Buddhist community. Total Bank Holidays in July 2025 Including Sundays and second and fourth Saturdays, there will be a total of 13 bank holidays in July 2025. Here's a quick breakdown: Sundays: 6th, 13th, 20th, 27th Second Saturday: 12th Fourth Saturday: 26th State-specific holidays: 3rd, 5th, 14th, 16th, 17th, 19th, 28th Why Bank Holidays Are Different in Each State In India, bank holidays are not the same everywhere. Each state has its own traditions and festivals, which means banks close on different days in different regions. Apart from these local holidays, all banks across India remain shut on national holidays like Republic Day, Independence Day, and Gandhi Jayanti. Also, banks are closed on all Sundays and the second and fourth Saturdays of every month. What You Can and Cannot Do During Bank Holidays Even though banks are closed on holidays, you can still use internet banking and mobile apps to: Transfer money Check your account balance Pay utility bills Apply for loans However, for some important services, you must visit the bank in person. These include: Cash deposits and withdrawals KYC updates Accessing your locker Solving issues with failed transactions Closing or modifying joint accounts So, it's good to know when banks are closed in your area to avoid any inconvenience. If you need to visit the bank for any important work in July 2025, make sure to check the July bank holidays list in your state. While digital banking is useful, some tasks still need a physical visit. So, plan your banking activities in advance to avoid delays. Stay updated with more holiday updates, regional observances, and financial news to stay ahead! (Note: Dates/timings may be subject to change; details mentioned here are as per the information available.) For more informative articles on historical and upcoming events from around the world, please visit Indiatimes Events.


News18
5 days ago
- Business
- News18
Bank Holiday Today: Will Banks Remain Open Or Closed On Saturday, June 28?
Last Updated: June 28 falls on the fourth Saturday of the month, which is a regular bank holiday observed nationwide. Banks in some parts of India will remain closed from June 28 to June 30 due to a mix of weekend, religious, and regional holidays. The closure will depend on the location and nature of the observance. June 28, being the fourth Saturday of the month, is a scheduled holiday for banks across the country. Following this, June 29 is a Sunday, which is a regular weekly off for all banks. On June 30, banks in the state of Mizoram will be closed for Remna Ni, a regional public holiday. This day commemorates the signing of the Mizoram Peace Accord in 1986, which brought an end to years of insurgency in the region. It is observed as a symbol of peace, unity, and harmony. Banking Services to Run Normally in Most States Banks in other parts of India will operate normally during this period, except on the weekend. However, customers are advised to check their state-wise bank holiday schedule or contact their local branches in advance if they have important work planned. Essential banking services such as ATMs, online banking, mobile apps, and internet banking will continue to function without any disruption, ensuring smooth access to transactions during the holidays. July Brings a Fresh Round of Bank Holidays Across India More bank holidays are lined up for July 2025, with banks expected to remain closed for up to 13 days in total. This includes Sundays, the second and fourth Saturdays, and various regional holidays across different states. One of the first regional closures will be on July 6, when banks in Tripura will remain closed for Kharchi Puja, a major traditional festival observed in the state. Following that, on July 9, banks in several northeastern states will be shut in observance of Drukpa Tshe-zi and Martyrs' Day, both significant cultural and historical days for the region. Later in the month, on July 17, banks in Kerala and Tamil Nadu will observe a holiday for Muharram, a key religious occasion in the Islamic calendar. However, this date is subject to moon sighting, so the final confirmation may vary slightly. In addition to these specific holidays, banks will remain closed on all Sundays and the second and fourth Saturdays as per the regular schedule. Customers are advised to plan their banking needs accordingly and make use of digital banking services like mobile apps, internet banking, and ATMs, which will remain operational throughout these non-working days. About the Author Business Desk First Published:


Time of India
6 days ago
- Business
- Time of India
Bank holidays in July 2025: Banks to remain shut on these days in July 2025: Check full list
Bank holidays in July 2025 Bank holiday on July 3, 2025 Bank holiday on July 5, 2025 Bank holiday on July 14, 2025 Bank holiday on July 16, 2025 Bank holiday on July 17, 2025 Bank holiday on July 19, 2025 Bank holiday on July 28, 2025 Jul-25 3 5 14 16 17 19 28 Agartala • • Ahmedabad Aizawl Belapur Bengaluru Bhopal Bhubaneswar Chandigarh Chennai Dehradun • Gangtok • Guwahati Hyderabad - Andhra Pradesh Hyderabad - Telangana Imphal Itanagar Jaipur Jammu • Kanpur Kochi Kohima Kolkata Lucknow Mumbai Nagpur New Delhi Panaji Patna Raipur Ranchi Shillong • • Shimla Srinagar • Thiruvananthapuram Holiday Description Day Kharchi Puja 3 Guru Hargobind Ji's Birthday 5 Beh Deinkhlam 14 Harela 16 Death Anniversary of U Tirot Singh 17 Ker Puja 19 Drukpa Tshe-zi 28 Bank holidays in India vary from one region to another. They differ from one state to the next and are often influenced by local festivities, religious events, and regional festivals. All scheduled and non-scheduled banks will observe public holidays on the second and fourth Saturdays of the month. And national holidays such as Republic Day, Independence Day, and Gandhi Jayanti are observed across all while net banking and mobile apps have made it simpler to carry out most banking operations including fund transfers, checking account balances, bill payments, and even loan applications, there are still a number of crucial services that call for a physical bank visit. Updates to KYC information, cash withdrawals or deposits, locker access, dispute resolution for unsuccessful transactions, and joint account and account closure concerns are a few will be closed on occasions such as Kharchi Puja Beh Deinkhlam , Harela, Death Anniversary of U Tirot Singh, Ker Puja, Drukpa Tshe-zi depending on the will be closed in Tripura on the occasion of Kharchi Puja on July 3, will be closed in Jammu and Srinagar to celebrate Guru Hargobind Ji's Birthday on July 5, will be closed in Meghalaya on the occasion of Beh Deinkhlam on July 14, will be closed in Uttarakhand on the occasion of Harela on July 16, will be closed in Meghalaya to commemorate the death anniversary of U Tirot on July 17, will be closed in Tripura on the occasion of Ker Puja on July 19, will be closed in Sikkim on the occasion of Drukpa Tshe-zi on July 19, holidays in July 2025: State wise listSource: RBI website