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Economic Times
19 hours ago
- Business
- Economic Times
Best medium to long duration funds to invest in July 2025
iStock Even a minor upward movement in interest rates could make medium to long duration mutual funds extremely risky and volatile. Mutual fund managers and advisors ask conservative debt investors to stick to 'safer' short-term debt funds like overnight funds, liquid funds, short duration funds, among others. That may explain why most mutual fund investors are unaware about the existence of medium to long duration debt mutual to Sebi norms, medium to long term funds have a mandate to invest in debt and money market instruments in such a way that the Macaulay's duration of the portfolio is four to seven years. Since these schemes invest in long-term debt instruments, they are considered risky. Also Read | Smallcap mutual funds dominate return charts in 5 & 10 years. What's driving the surge? Even a minor upward movement in interest rates could make these schemes extremely risky and volatile. In simple terms, investors might lose money in such a scenario. That explains why advisors do not speak about these schemes often. Needless to say investors should be extremely cautious about these schemes in the current term debt schemes are extremely sensitive to interest rate changes. They lose money when interest rates go up. When rates are falling, they benefit the most. According to investment experts, when one invests for a long period in debt instruments, the investor is forced to go through an interest cycle that would have an upward and downward phase. This means the investor might see a lot of volatility and sometimes losses when the interest rates start hardening or going up. Needless to say, the opposite scenario might benefit investors. Investment advisors believe that many conservative investors would not be able to go through turbulent phases. Investors can avoid this only if they time their entry and exit into long-term debt funds. Many investors would find it difficult to predict the interest rate movements and getting in and out of the schemes. That explains the advice to stick to short term this doesn't mean that you should not be familiar with the medium and long duration category. Those with a risk appetite and long investment horizon, can invest in these schemes with the help of competent mutual fund advisors. The only basic requirement is that you should be aware of the extra risk in these schemes. Here are our recommended mid to long duration debt Read |Consistent performers: Over 40 equity mutual funds offer over 15% CAGR in 3, 5, 7 and 10 year horizonsThere are no changes in the list this month. All the schemes fared well. Please follow our monthly updates to keep track of your If you want to know about our methodology, you can take a look at it. has employed the following parameters for shortlisting the debt mutual fund schemes. 1. Mean rolling returns: Rolled daily for the last three years. 2. Consistency in the last three years: Hurst Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H. i)When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to forecast. ii)When H <0.5,>iii)When H>0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the series 3. Downside risk: We have considered only the negative returns given by the mutual fund scheme for this measure. X =Returns below zeroY = Sum of all squares of XZ = Y/number of days taken for computing the ratioDownside risk = Square root of Z 4. Outperformance: Fund Return – Benchmark return. Rolling returns rolled daily is used for computing the return of the fund and the benchmark and subsequently the Active return of the fund. Asset size: For debt funds, the threshold asset size is Rs 50 crore (Disclaimer: past performance is no guarantee for future performance.) 0.5,>
Time of India
20 hours ago
- Business
- Time of India
Best medium to long duration funds to invest in July 2025
Live Events Best medium to long duration debt funds to invest in July 2025 Mutual fund managers and advisors ask conservative debt investors to stick to 'safer' short-term debt funds like overnight funds, liquid funds, short duration funds, among others. That may explain why most mutual fund investors are unaware about the existence of medium to long duration debt mutual funds According to Sebi norms, medium to long term funds have a mandate to invest in debt and money market instruments in such a way that the Macaulay's duration of the portfolio is four to seven years. Since these schemes invest in long-term debt instruments, they are considered a minor upward movement in interest rates could make these schemes extremely risky and volatile. In simple terms, investors might lose money in such a scenario. That explains why advisors do not speak about these schemes often. Needless to say investors should be extremely cautious about these schemes in the current term debt schemes are extremely sensitive to interest rate changes. They lose money when interest rates go up. When rates are falling, they benefit the most. According to investment experts, when one invests for a long period in debt instruments, the investor is forced to go through an interest cycle that would have an upward and downward phase. This means the investor might see a lot of volatility and sometimes losses when the interest rates start hardening or going up. Needless to say, the opposite scenario might benefit advisors believe that many conservative investors would not be able to go through turbulent phases. Investors can avoid this only if they time their entry and exit into long-term debt funds. Many investors would find it difficult to predict the interest rate movements and getting in and out of the schemes. That explains the advice to stick to short term this doesn't mean that you should not be familiar with the medium and long duration category. Those with a risk appetite and long investment horizon, can invest in these schemes with the help of competent mutual fund advisors. The only basic requirement is that you should be aware of the extra risk in these schemes. Here are our recommended mid to long duration debt are no changes in the list this month. All the schemes fared well. Please follow our monthly updates to keep track of your you want to know about our methodology, you can take a look at it. has employed the following parameters for shortlisting the debt mutual fund daily for the last three Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H.i)When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to H <0.5, the series is said to be mean H>0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the seriesWe have considered only the negative returns given by the mutual fund scheme for this measure.X =Returns below zeroY = Sum of all squares of XZ = Y/number of days taken for computing the ratioDownside risk = Square root of ZFund Return – Benchmark return. Rolling returns rolled daily is used for computing the return of the fund and the benchmark and subsequently the Active return of the debt funds, the threshold asset size is Rs 50 crore
Time of India
30-06-2025
- Business
- Time of India
Best short duration mutual funds to invest in June 2025
Short duration mutual funds invest in treasury bills, commercial papers, certificates of deposits and so on to take care of their liquidity needs. They also invest in corporate bonds, government securities, among others. According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk. They are riskier than liquid, ultra short term, and low duration funds. However, they have a lower risk compared to medium duration and long-term funds. Also Read | JioBlackRock Liquid Fund NFO to open on June 30. A safe bet for regular income? Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » These schemes invest in both short term bonds and very short term instruments. They invest in treasury bills, commercial papers, certificates of deposits and so on to take care of their liquidity needs. They also invest in corporate bonds, government securities, etc. In short, if you are looking for debt schemes to invest for one to three years without much volatility, you may check out short duration funds. However, make sure to choose schemes that do not take extra risk for extra returns. Safety should be your prime concern when it comes to debt investments. Live Events There is no change in the list. All recommended schemes have performed well. Follow our monthly updates to keep track of the performance of your schemes. Also Read | 11 NFOs to open for subscription this week, 3 belong to JioBlackRock Mutual Fund Best short duration funds to invest in June 2025 HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Axis Short Term Fund Methodology: has employed the following parameters for shortlisting the debt mutual fund schemes. 1. Mean rolling returns: Rolled daily for the last three years. 2. Consistency in the last three years: Hurst Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H. i)When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to forecast. ii)When H <0.5, the series is said to be mean reverting. iii)When H>0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the series 3. Downside risk: We have considered only the negative returns given by the mutual fund scheme for this measure. X =Returns below zero Y = Sum of all squares of X Z = Y/number of days taken for computing the ratio Downside risk = Square root of Z 4. Outperformance: Fund Return – Benchmark return. Rolling returns rolled daily is used for computing the return of the fund and the benchmark and subsequently the Active return of the fund. Asset size: For debt funds, the threshold asset size is Rs 50 crore
Economic Times
28-06-2025
- Business
- Economic Times
Best medium to long duration funds to invest in June 2025
iStock Those with a risk appetite and long investment horizon, can invest in medium to long duration mutual funds Mutual fund managers and advisors ask conservative debt investors to stick to 'safer' short-term debt funds like overnight funds, liquid funds, short duration funds, among others. That may explain why most mutual fund investors are unaware about the existence of medium to long duration debt mutual to Sebi norms, medium to long term funds have a mandate to invest in debt and money market instruments in such a way that the Macaulay's duration of the portfolio is four to seven years. Since these schemes invest in long-term debt instruments, they are considered risky. Also Read | Explained: Investing in mutual funds? 10 key things to check to make better investment decisions Even a minor upward movement in interest rates could make these schemes extremely risky and volatile. In simple terms, investors might lose money in such a scenario. That explains why advisors do not speak about these schemes often. Needless to say investors should be extremely cautious about these schemes in the current term debt schemes are extremely sensitive to interest rate changes. They lose money when interest rates go up. When rates are falling, they benefit the most. According to investment experts, when one invests for a long period in debt instruments, the investor is forced to go through an interest cycle that would have an upward and downward phase. This means the investor might see a lot of volatility and sometimes losses when the interest rates start hardening or going up. Needless to say, the opposite scenario might benefit investors. Investment advisors believe that many conservative investors would not be able to go through turbulent phases. Investors can avoid this only if they time their entry and exit into long-term debt funds. Many investors would find it difficult to predict the interest rate movements and getting in and out of the schemes. That explains the advice to stick to short term this doesn't mean that you should not be familiar with the medium and long duration category. Those with a risk appetite and long investment horizon, can invest in these schemes with the help of competent mutual fund advisors. The only basic requirement is that you should be aware of the extra risk in these schemes. Here are our recommended mid to long duration debt Read |Why are sectoral and thematic mutual funds falling out of favour in 2025?There are no changes in the list this month. All the schemes fared well. Please follow our monthly updates to keep track of your you want to know about our methodology, you can take a look at it. has employed the following parameters for shortlisting the debt mutual fund schemes. 1. Mean rolling returns: Rolled daily for the last three years. 2. Consistency in the last three years: Hurst Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H. i)When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to forecast. ii)When H <0.5,>iii)When H>0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the series 3. Downside risk: We have considered only the negative returns given by the mutual fund scheme for this measure. X =Returns below zeroY = Sum of all squares of XZ = Y/number of days taken for computing the ratioDownside risk = Square root of Z 4. Outperformance: Fund Return – Benchmark return. Rolling returns rolled daily is used for computing the return of the fund and the benchmark and subsequently the Active return of the fund. Asset size: For debt funds, the threshold asset size is Rs 50 crore (Disclaimer: past performance is no guarantee for future performance.) 0.5,>
Time of India
28-05-2025
- Business
- Time of India
Best short duration mutual funds to invest in May 2025
Short duration mutual funds invest in treasury bills, commercial papers, certificates of deposits and so on to take care of their liquidity needs. They also invest in corporate bonds, government securities, among others. According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk. They are riskier than liquid, ultra short term, and low duration funds. However, they have a lower risk compared to medium duration and long-term funds. Also Read | Nifty up 13% from April's low. How should mutual fund investors alter their investment strategy? Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » These schemes invest in both short term bonds and very short term instruments. They invest in treasury bills, commercial papers, certificates of deposits and so on to take care of their liquidity needs. They also invest in corporate bonds, government securities, etc. In short, if you are looking for debt schemes to invest for one to three years without much volatility, you may check out short duration funds. However, make sure to choose schemes that do not take extra risk for extra returns. Safety should be your prime concern when it comes to debt investments. Live Events There is no change in the list. All recommended schemes have performed well. Follow our monthly updates to keep track of the performance of your schemes. Also Read | JioBlackRock Asset Management receives SEBI approval to commence mutual funds business Best short duration funds to invest in May 2025 HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Axis Short Term Fund Methodology: has employed the following parameters for shortlisting the debt mutual fund schemes. 1. Mean rolling returns: Rolled daily for the last three years. 2. Consistency in the last three years: Hurst Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H. i)When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to forecast. ii)When H <0.5, the series is said to be mean reverting. iii)When H>0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the series 3. Downside risk: We have considered only the negative returns given by the mutual fund scheme for this measure. X =Returns below zero Y = Sum of all squares of X Z = Y/number of days taken for computing the ratio Downside risk = Square root of Z 4. Outperformance: Fund Return – Benchmark return. Rolling returns rolled daily is used for computing the return of the fund and the benchmark and subsequently the Active return of the fund. Asset size: For debt funds, the threshold asset size is Rs 50 crore
