Latest news with #EuropeanHealthInsuranceCard
Daily Record
7 days ago
- Health
- Daily Record
Brits flying to Europe urged to get free card that could save them hundreds
The card provides free or reduced-cost medical treatment while travelling overseas and could save you a lot of money Brits planning a holiday in Europe this summer are being advised to secure a free card that could save them a large sum in potential medical costs. The valuable card allows holders to benefit from free or reduced-cost healthcare while abroad. The UK Global Health Insurance Card (GHIC), which took over from the old European Health Insurance Card (EHIC), is an essential piece of kit for travellers. Although it's still wise to have comprehensive travel insurance, the GHIC provides access to public healthcare services across much of Europe at a reduced cost or even for free. The NHS website states: "The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in the European Economic Area (EEA), and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay." For those who already have an EHIC, it remains valid until its expiry date. Once expired, a new GHIC will need to be obtained. Remember that receiving your GHIC by post can take up to 15 days, so it's advisable to apply well before your intended travel date. How to apply for a GHIC As reported by the Liverpool Echo, all UK residents are eligible for a UK GHIC, and you can include family members within one application. When applying, you'll be required to provide: Your full name Residential address Date of birth National Insurance number Health and Care number (applicable to Northern Ireland residents) Each person needs their own individual card. And you can include your partner and children when submitting your application. Expect to receive confirmation from the NHS within 24 hours of submitting your application, either approving or declining it (and don't forget to check your spam folder). Further details or documents might be required before final approval. However, should you find yourself abroad without your card and need emergency medical treatment, you can apply for a Provisional Replacement Certificate (PRC) for interim cover. Where to use your card Your card enables you to access essential state-provided healthcare while travelling, which cannot be delayed until you return to the UK – commonly referred to as "medically necessary healthcare". This includes: Emergency situations and A&E treatment Ongoing treatment or routine care for chronic or existing medical conditions Standard maternity services, assuming you're not travelling specifically to give birth It's vital to arrange specific treatments such as kidney dialysis or chemotherapy with healthcare providers in your destination country, as local services may not always be prepared to cater to these requirements. The decision on whether treatment is medically necessary is determined by the healthcare provider in the country you're visiting. State-provided healthcare isn't always complimentary outside of the UK. You might have to pay for treatments that are free on the NHS if a local resident would be expected to pay in the country you're visiting. Before travelling, it's advised to research the state-provided healthcare services in the country you're visiting and any potential charges you might incur. You can find information on how to access treatment in the country you're visiting by checking the relevant country guide on However, a GHIC (or EHIC) card does not replace travel and medical insurance or cover services like: Medical repatriation (being flown back to the UK) Treatment in a private medical facility Ski or mountain rescue Therefore, the NHS recommends securing private travel and medical insurance for the duration of your trip. A UK GHIC can be used when visiting: A nation within the European Economic Area (EEA) Montenegro Australia Jersey, Guernsey and the Isle of Man St Helena, Tristan and Ascension If you belong to one of the following categories, you can use a UK GHIC: A British national A Swiss national An EU citizen A refugee A stateless person A family member of someone who holds one of the above nationalities or statuses Article continues below The UK government is presently in discussions with numerous countries to broaden the reach of the UK GHIC. Therefore it's always wise to verify coverage prior to setting off on your travels. For further details, visit the NHS website here.
Irish Independent
12-07-2025
- Irish Independent
Irish holidaymakers urged to stay safe during European heatwave as consular cases rise 11pc in year
It comes as the Department of Foreign Affairs continues to see an increase in Irish people seeking consular assistance overseas. There has been an 11pc rise in the number of consular cases reported to the Department in the first six months of 2025, compared to the same period last year. The continued surge in demand comes at a time of ongoing extreme heat and wildfires across Europe, which might affect travel plans and increase health risks. Tánaiste Simon Harris called on Irish people to stay safe, informed, and connected while travelling abroad this summer. 'Already this year, we have seen a significant increase in consular cases, and while most trips go smoothly, it's clear that many people are encountering difficulties that may be avoided with better preparation or awareness,' Mr Harris said. 'My Department's summer campaign is about empowering our citizens, particularly young people who may be travelling overseas independently for the first time after finishing school or college.' He continued: "With dangerously high temperatures across Europe, I am asking our young people to look out for themselves and each other. "Take the time to note the contact details for the nearest Irish embassy or consulate in the country that you are visiting. Let's prepare and make this summer an unforgettable one for the right reasons.' Travellers are advised to have comprehensive travel insurance, with those travelling within the EU asked to get a European Health Insurance Card (EHIC), and to research local laws, culture and customs for the country they are travelling to. Holidaymakers should keep their phones charged and share live locations with friends, especially on a night out, while also staying in touch with one another and with family back home. ADVERTISEMENT Travellers are also advised to watch drinks in clubs and bars, photograph key documents for easy access, and swim only in designated safe areas. Amid the current hot temperatures, people are asked to limit their physical activity to cooler parts of the day and moderate alcohol consumption. Many countries in southern and eastern Europe have been affected by heatwave conditions in recent weeks, with the possibility of further high temperatures over the summer. Exposure to excessive temperatures can cause illness, such as heat stress and heat stroke, particularly among older travellers. People going on holidays are asked to be aware of the weather forecasts for their destination, follow the local heat-health alert advice and avoid going out during the hottest parts of the day.
Irish Independent
12-07-2025
- Irish Independent
Irish holidaymakers urged to stay safe during Eurpean heatwave as consular cases rise 11pc in year
It comes as the Department of Foreign Affairs continues to see an increase in Irish people seeking consular assistance overseas. There has been an 11pc rise in the number of consular cases reported to the Department in the first six months of 2025, compared to the same period last year. The continued surge in demand comes at a time of ongoing extreme heat and wildfires across Europe, which might affect travel plans and increase health risks. Tánaiste Simon Harris called on Irish people to stay safe, informed, and connected while travelling abroad this summer. 'Already this year, we have seen a significant increase in consular cases, and while most trips go smoothly, it's clear that many people are encountering difficulties that may be avoided with better preparation or awareness,' Mr Harris said. 'My Department's summer campaign is about empowering our citizens, particularly young people who may be travelling overseas independently for the first time after finishing school or college.' He continued: "With dangerously high temperatures across Europe, I am asking our young people to look out for themselves and each other. "Take the time to note the contact details for the nearest Irish embassy or consulate in the country that you are visiting. Let's prepare and make this summer an unforgettable one for the right reasons.' Travellers are advised to have comprehensive travel insurance, with those travelling within the EU asked to get a European Health Insurance Card (EHIC), and to research local laws, culture and customs for the country they are travelling to. Holidaymakers should keep their phones charged and share live locations with friends, especially on a night out, while also staying in touch with one another and with family back home. ADVERTISEMENT Travellers are also advised to watch drinks in clubs and bars, photograph key documents for easy access, and swim only in designated safe areas. Amid the current hot temperatures, people are asked to limit their physical activity to cooler parts of the day and moderate alcohol consumption. Many countries in southern and eastern Europe have been affected by heatwave conditions in recent weeks, with the possibility of further high temperatures over the summer. Exposure to excessive temperatures can cause illness, such as heat stress and heat stroke, particularly among older travellers. People going on holidays are asked to be aware of the weather forecasts for their destination, follow the local heat-health alert advice and avoid going out during the hottest parts of the day.
Daily Record
06-07-2025
- Health
- Daily Record
Spain warns Brits that not following new document rule could mean £5,900 fine
Spain has introduced a new health insurance rule that British tourists must follow this summer or face a big fine Brits jetting off to Spain this summer are being warned they risk a hefty fine of up to €6,900 (£5,900) if they fail to produce a specific document. The warning comes as part of a crackdown on travel regulations post-Brexit. Spain's Ministry of the Interior and Ministry of Health introducing the new rule - and it has caught many tourists off guard. The rule requires British tourists to prove they have adequate health insurance. The European Health Insurance Card (EHIC), which some visitors previously relied upon, will not be sufficient cover, and Brits must now have private travel insurance that covers all medical expenses, reports the Express. According to Travel and Tour World, UK tourists must present proof of health insurance before entering Spain, which should cover emergency medical care, hospitalisation, repatriation, and not have excessive deductibles or exclusions for pre-existing medical conditions. Spain's Minister of Health, Carolina Darias, stated: "The health of our visitors is a priority. We are committed to ensuring that all travelers, including British nationals, have the necessary coverage to protect themselves and the local healthcare system." Spanish authorities can deny entry at the border if tourists cannot provide proof of sufficient health insurance, and travellers already in Spain without proof may face fines of up to £5,900. The UK government has issued guidance on travel insurance for those visiting Spain, including a list of recommended insurance providers on its travel advice website. It is also advised that Brits carry proof of insurance with them during their trip. A key warning is that tourists should not delay purchasing travel insurance until they are in Spain, as they will likely need to present proof of insurance before their flight. The Foreign, Commonwealth and Development Office cautions: "If you choose to travel, research your destinations and get appropriate travel insurance. Insurance should cover your itinerary, planned activities and expenses in an emergency." They further advise: "If you travel internationally you should buy appropriate travel insurance before you go, covering you for existing physical or mental health conditions (including those currently under investigation) and any activities you will be doing whilst you are away." The office also warns of the potential financial risks of travelling uninsured, stating: "If you do not have appropriate insurance before you travel, you could be liable for emergency expenses, including medical treatment, which may cost thousands of pounds."
Irish Examiner
23-06-2025
- Irish Examiner
Caitríona Redmond: Be wary of consumer pitfalls on holidays
We have reached the final week of the primary school term and there are eight or nine weeks ahead of glorious school free days for most children, with some families taking time off to travel abroad or holiday in Ireland. From renting a car to travel insurance, as consumers we need to be aware of our rights and protections for holidays. Formerly known as the E111, the EHIC (European Health Insurance Card) entitles carriers to free or reduced cost public healthcare in EU or EEA states. Even if you hold health insurance or travel insurance this is an essential piece of admin to get sorted before travelling or studying abroad. It's easy to set up and apply online if you have a medical card or drugs payment scheme card but you can also apply by post or in person. The card will be posted to you within 10 working days of applying which is remarkably efficient. With that little card in your possession, seeking health assistance in another country should be a breeze but only if you present yourself at a public hospital or clinic. Some resorts have a range of walk-in private clinics in prominent locations to attract tourists, so check before you sign up for treatment that could leave you with an unexpected bill. There's a common misconception that travel insurance is an essential requirement only for those who leave the country. Nothing could be further from the truth. While I don't intend to leave Ireland this Summer, I still have a decent family travel insurance policy in place. This gives me the extra reassurance that if anything happens to me or my belongings, no matter if I'm in Ireland or further afield, the protection is there. Travel insurance costs can vary depending on if you have advised your insurer if you have a pre-existing medical condition. If you don't, this could potentially render your insurance invalid, leaving you with a hefty bill. When buying this essential protection, bear in mind that the excess is the amount you'll be expected to pay before your insurance policy kicks in. A higher excess means a lower premium, but it could mean a painful bill in the future if your plans go awry. Speaking of insurance, renting a car is a simple matter, but the additional costs can be far more complicated. You might want to consider paying an additional rental excess insurance in Ireland, rather than getting caught for larger charges. This excess can be as much as €30 per day on certain size cars, but you can protect yourself by paying a smaller premium to a company such as Cover4Rentals. Regardless of insurance status, I recommend setting your phone camera to HD and recording a short walkaround video of whatever vehicle you decide to rent. That video will serve as evidence of any existing damage on collection. I rented a car on a recent trip to the UK. I didn't notice a windscreen defect on the sunny day I collected the vehicle, but it became obvious on the second, more cloudy day. After a moment of panic, I checked the video and discovered that the windscreen defect was there the day I collected it and breathed easier until the return time. Needless to say, I wasn't charged. Make sure you are clear what you are paying for. I'm aware of several people who have been caught out by website impersonation fraud after using (for example) to reserve a hotel room. The card payment or reservation is made without issue, but after the booking the holidaymaker is contacted by email requesting an additional payment or confirmation. The email looks to be from the genuine hotel that was originally booked. If in doubt, contact the hotel by telephone to query your booking and whether there are any additional charges outstanding. Nothing worse than arriving and finding out your booking doesn't exist, or you have paid over the odds for your accommodation. If you've booked a package holiday and aren't happy, contact your travel agent while still on resort to complain. This way, the agent will have a log of any issues that you have experienced and will try to fix them. These problems can range from the quality of accommodation or transfers. Once home, put your complaint in writing and wait for the travel agent to respond. If you're not happy with their response, you can then proceed to the Small Claims Court for compensation. No matter where you travel, you can register with the Department of Foreign Affairs and Trade online before leaving Ireland with your destination and travel plans. This information allows them to contact you and help if something happens in your area. This may be a natural disaster or civil unrest, but also if you have an emergency overseas. It's not mandatory, but I really recommend registering in advance of travel, along with keeping a virtual essential document folder online in case you lose your passport or other travel documents. Above all else, travel safely and enjoy the summer holidays, whatever they may bring! DO THE CHECKS! Take it from somebody who discovered what had once been a banana in the bottom of a schoolbag in September. Set a reminder in your phone or mark the calendar to check every single schoolbag and lunchbox on the last day of school. Your children have been educated for the past school year, but you really don't want them cultivating a brand new organism in abandoned containers over the holiday. Whether it's the warmer temperatures or all-day grazing that the school holidays bring, my kids seem to grow like weeds every Summer. Hold off on those shoes and new uniforms for now and take a day in late August to sort everything out. Nothing worse than buying clothes that may not even fit come September. Read More
