Latest news with #FSA
Coin Geek
21 hours ago
- Business
- Coin Geek
Japan wants reforms to broaden appeal of digital asset investments
Getting your Trinity Audio player ready... Japan continues to explore reforms that would make the country more competitive in the global digital asset industry. This week, its national financial regulator, the Financial Services Agency (FSA), created a working group to explore proposals related to taxation and classification of digital assets to mirror those of other investments. A reclassification, which the ruling Liberal Democratic Party (LDP) is also exploring, would see digital assets have the same flat 20% tax rate as shares. Other issues of concern are additional sales taxes on digital assets that hit non-JPY trades between assets on exchanges and limits on how Japanese customers can acquire digital assets. In Japan, digital assets are classified as 'payment methods' rather than 'investments,' which results in additional taxes and tends to lump blockchain in with game tokens and retail points. Changing this would reflect a gradual shift in perception of blockchain assets/tokens over the years, from currencies intended for daily purchases to assets their users hold in the hope of future profits. While this was never the (stated) intention for inventions like Bitcoin when it first emerged, volatile market values and the resulting media attention have de facto created a new investment class instead. The latest moves result from years of lobbying from Japanese digital asset industry groups, like the Japan Crypto-Asset Business Association (JCBA) and the Japan Crypto-Asset Exchange Association (JVCEA). Specifically, they have called for reduced taxes for digital asset investments and reforms that would make Japan a more attractive location for Web3 and other technology startups. Digital assets becoming a major investment sector in Japan and internationally The FSA noted that the number of digital asset trading accounts in Japan has grown fivefold since 2020. Currently, 12.14 million accounts are registered, with a total user deposit balance of roughly JPY5 trillion (US$34.4 billion). Those numbers reflect trend shifts internationally as a new generation of younger and more technologically-competent investors seeks opportunities outside the 'traditional' areas of stocks and bonds. The FSA's document also revealed financial survey findings showing that 7.3% of experienced investors hold 'cryptocurrencies.' That number is still lower than those investing in other existing financial products, including stocks, but higher than those participating in yen-denominated corporate bonds, savings insurance, and foreign exchange. In another survey from Nomura Holdings and Laser Digital Holdings AG, 62% of investment managers said they view digital assets as an opportunity, while 54% said they intended to invest in digital assets in the next three years—80% of those also plan to hold their assets for more than one year. Investors abroad (particularly in the USA) are interested in exchange-traded funds (ETFs), including BTC and other digital assets. Even more conservative institutional investors like pension funds are joining in, and there are signs fund managers are starting to see digital assets as 'inflation-resistant' investments, similar to precious metals. The relatively new Trump Administration in the U.S. is seen as particularly friendly to digital asset investments, and this, coupled with fears of inflation in national fiat currencies, has led investors to discover alternative means to protect existing value. Investment opportunities for everyone could spur innovation Reforms to digital asset investment rules are part of the Japanese government's 'New Capitalism Strategy.' This is an ongoing initiative started by former Prime Minister Fumio Kishida in 2021 and aims to reconfigure Japan's economy around sustainable growth and innovation. The terms 'Web3,' 'Green Transformation/Clean Energy,' and 'inclusion' frequently appear alongside blockchain, stablecoins, and DAOs as key drivers. The strategy also aims to create a more equitable share of wealth in general, focusing on human capital and opening up new investment opportunities outside the traditional sphere of stock exchanges and stagnant investment funds. The government views Japan's reputation as an early adopter of new technologies, with a population always keen to build and protect wealth through investments, as an advantage. Watch: Power, Protocol, and Protection with Mitch Burcham title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen="">
Tom's Guide
a day ago
- Health
- Tom's Guide
Want a finger massage? You can get one for over $30 off right now with this Bob & Brad massager I've been testing for weeks
I've been a working journalist for nearly 20 years, and my hands aren't what they used to be. So for the past decade or so, I've been doing what I can to stretch and strengthen my moneymakers with hand, shoulder and wrist exercises. But as I get older, the recovery process is definitely taking longer, and I need all the pain relief I can get. That's why I started investigating the world of hand massagers late last year when I had some extra cash burning a hole in my FSA account. I have to spend that money every year or I lose it, so I figured I'd take a flyer on a hand massager to see if it did anything for my aching mitts. I thought that $200 hand massager was a gimmick, but it turned out to be a game-changer for my pain. While nothing completely eliminates the ache and strain of typing all day, having a hand massager on, er, hand (sorry) is a lovely little luxury that provides a bit of relief after working for hours. That's why I started investigating the world of hand massagers in 2025: I want to find the really standout products that provide meaningful relief, because I need that relief, and I bet lots of other people who work all day at a computer do too. What I've learned so far is that every model offers a slightly different array of features, including variable massage strength and heat. Not all of them are designed equally, either—this $89 Bob and Brad H50 hand massager I tested earlier this year can deliver more wrist coverage and stronger massages than the $200 model I bought last year, but the larger $200 hand massager has a wide cutout on each side so you can comfortably rest your thumb while your hand is being massaged. That kind of cutout might seem like a tiny detail, but once you try a few of these things you start to see how valuable that detail really is because many hand massagers don't have cutouts on the side—and that means if you have big hands (like I do) your thumb is often uncomfortably crushed alongside your hand inside the massager. That's a long way of winding up to say I've been testing hand massagers for some time now, and I've learned a fair bit about what to look for and what to avoid. So when the folks marketing Bob & Brad's personal wellness products offered me a chance to test out the new and improved H50 Handspa Pro Hand Massager, I was intrigued. The H50 Handspa Pro is interesting because it offers you a massage for each individual finger. Whereas most hand massagers I've tested have a cavity surrounded by inflatable bladders that you stick your whole hand into, the Handspa Pro refines that design with individual cavities for each finger. The motors and inflatable bladders, which provide the hand massage sensation, wrap around every cavity of the device, so the pitch is that it feels like you're getting a per-finger massage. This wireless hand massager has little cavities inside for each finger and thumb, allowing you to feel the 3 massage modes (with 3 levels of intensity) around each finger. It also comes with a carrying bag and a finger massage tool. This little gadget weighs under two pounds and comes with a small cache of accessories that include a carrying bag, a finger massage tool and some disposable gloves you can wear to keep your massager clean when wearing lotion. The H50 Handspa Pro charges via USB-C and holds enough charge to run at least 3-4 massages at maximum strength for the maximum runtime (15 minutes), so it's fairly portable to boot. I've been using one for two weeks now, and since it happened to be discounted on Amazon at the moment, I thought now would be the best time to tell you what I think about this hand and finger massager. As goofy as the name is, I think the H50 Handspa Pro Hand Massager really does deliver a bit on the promise of being a portable hand spa. For starters, it has the nicest and softest design of any hand massager I've used to date, with a soft foam exterior that ensures you won't damage anything if you accidentally slam it into something. Unlike its predecessor, the H50 Handspa Pro has a compartment for your thumb. And since there's no hard plastic between the bladders encasing your hand and the foam exterior, you can actually push your fingers into the foam exterior and extend them an additional inch or so. This causes a funny-looking effect where you can see your finger pushing through the exterior of the massager, but the upside is you can stretch your fingers out inside the massager to ensure you're getting full exposure to the per-finger massage. This is important because if there's one most important thing I've learned about hand massagers this year, it's that everyone is different and adjustability is key for comfort. My hands are on the larger side of average, for example, so I really like being able to stretch my hands to full finger extension and fill up every available bit of usable space inside the massager. And while the 3 massage modes, 3 intensity levels and optional heating are required in hand massagers at this point, the per-finger massage is fairly unique and feels pretty good. While I think the strength and heat of the Handspa Pro are a little underwhelming, it's nice to be able to feel it around each individual finger. While the H50 Handspa Pro impresses with its premium design and per-finger massage capability, after weeks of use, I have to admit I'm a little underwhelmed. In my experience, the H50 is pretty weak in terms of both heat and massage intensity. I've tried using all three of its modes at all three strength settings, with and without heat, and I've yet to feel a really great massage when using it. I also don't love how short and cramped the H50 Handspa Pro feels on my hands. It's the shortest hand massager I've tested to date, and for me, that means it barely comes up to my wrist. That might not sound like much of an issue for a hand and finger massager, but the problem is that my pain isn't limited to my hand and fingers—it extends through my wrist. So when I'm massaging the pain away, I hate the fact that my wrist isn't getting any attention. What's extra frustrating about these issues is the fact that the H50 hand massager I tried earlier this year extends farther down the wrist and delivers stronger, hotter massage to the wrist than the H50 Handspa Pro, despite being $10 cheaper. I also wanted to flag that I've read some complaints in Amazon reviews that the H50 Handspa Pro can actually exacerbate carpal tunnel symptoms by compressing the wrist. I haven't experienced any pain or discomfort myself while using the Handspa Pro, but I can confirm that it applies pressure around the edge of the arm hole — and on me that edge wraps around my wrist, right where the carpal tunnel resides. The Bob & Brad H50 Handspa Pro isn't my favorite hand massager I've ever tested, but the premium design and per-finger massage capability are pretty compelling. I'll probably keep using the cheaper Bob & Brad H50 hand massager (which is also on sale at the moment) over the H50 Handspa Pro because I prefer the stronger, hotter massage of the H50 and I like that it extends far enough to also massage my wrists. This cordless hand massager bears the brand of Bob & Brad and offers 3 different massage modes and 3 different levels of massage strength. It also comes with some accessories, including a carrying pouch and a finger massage tool. But I also want to flag that hand massagers are a deeply personal choice because everyone is unique when it comes to hand/wrist pain and tolerance for heat and massage. I have big hands and lots of pain, for example, so I tend to like strong, hot, comprehensive massages for maximum duration. But when my partner tries using one of these massagers at my settings, she complains it's trying to squeeze her hand off, which can be a terrifying sensation. So while I find the H50 Handspa Pro a little weak for my needs, I trust that many people will find it far more comfortable to use. I also think that if you have small hands, you'll have much less issue with the squat length of the Handspa Pro. But suppose you have carpal tunnel or any kind of condition that would be exacerbated by pressure on your wrist. In that case, it might be wise to steer clear until you talk to a doctor or physical therapy professional about whether one of these discounted massagers would be a good choice for you.
Yahoo
2 days ago
- Business
- Yahoo
Kebab and pizza shop gets five-star hygiene rating after latest review
A SALISBURY takeaway has gone from bottom to top with its new five-star hygiene rating. Saray Kebab & Pizza on Endless Street has been given top marks by Wiltshire Council, whose inspector pasted the new rating in the window. After an inspection last week, the update came as a relief to one of its owners, Neshet Hasamov, who wants the whole city to know. "It's perfect now," the Salisbury man, 38, said, "We've changed a lot. The equipment, the cleaning, we're feeling really good at the moment." Read more Free bus travel to be offered for Armed Forces Day See inside Salisbury's new gift and lifestyle shop and cafe as they prepare to open Colfords Raw Natural Pet Store announces closure of Wilton branch According to Mr Hasamov, who lives above the shop and runs it with friends and family, the business struggled in the wake of the one-star rating. The man, who has been in Salisbury for nine years, said: "Absolutely. When you guys put the one-star in the paper, it hit really hard. "When you get one-star [...] all the customers were concerned. We're more confident now. "It was hard; really bad. I understand, though, for the community, you check hygiene ratings." "We do everything right now. We have a new cleaning system, new equipment, and everything's on track." The relief was palpable for Mr Hasamov, who has worked in food and hospitality all his life - his family owned a similar business in Bulgaria. He said: "I have always been in food. In the Balkan area, this kind is called 'gyros.' I'm really pleased now, I'm very happy." "I really like to make and cook food and serve customers. In hospitality, you're learning new stuff every day." The Food Standards Agency (FSA) has not updated its website, but a spokesperson for Wiltshire Council said: "I can confirm that this premises was inspected on the 17th June and a window sticker was left by the inspecting officer at the time of the visit. "The upload of the ratings to the FSA website takes place every two weeks; the next one is scheduled for the end of next week, where this premises rating will be uploaded." According to "The FSA is responsible for food safety and food hygiene in England, Wales and Northern Ireland. "It works with local authorities to enforce food safety regulations, and its staff work in meat plants to check that the standards are being met. "The FSA also has responsibility for labelling policy in Wales and Northern Ireland, and for nutrition policy in Northern Ireland."
Telegraph
2 days ago
- Health
- Telegraph
Risky money-saving shortcuts could be behind food poisoning increase
Risky money-saving measures such as eating out-of-date food, turning off fridges and failing to heat up meals may be behind a sharp rise in food poisoning cases. More than 10,000 people tested positive for salmonella in 2024, up 17 per cent from 2023 and the highest annual total since 2007, official figures have revealed. Around one in four cases were in children under 10, with London being the most affected area, the UK Health Security Agency (UKHSA) said. There were also more than 70,000 cases of campylobacter, a similar bacterial illness, amounting to a 17.1 per cent rise on the year before. The gastrointestinal illnesses cause similar symptoms, including diarrhoea, stomach pains and cramps, vomiting and mild fever. Infections can be caused by eating contaminated food such as chicken, meat, eggs, unpasteurised milk products, and raw fruit or vegetables, as well as close contact with infected people and kitchen cross-contamination. Health officials said the reason for the rise in cases was 'likely multifactorial' and that improvements in testing could have led to more cases being identified. Hygiene concerns However, another possible cause is people storing and cooking their food in unsafe ways to save money, according to a UKHSA report. A survey by the Food Standard Agency (FSA), which is working with the UKHSA, found that one in eight adults demonstrated risky behaviours while storing and preparing food in response to cost-of-living pressures. This includes cooking food on a lower heat or not for long enough, turning fridges and freezers to less frigid settings, eating food cold instead of hot, and eating out-of-date food. Around 5 per cent of people also admitted to turning their fridge off to save money, while one in eight did not cook their food properly. Potential contamination from environmental sources such as raw dog food in kitchens could also be partly responsible for the increase in salmonella infections, the report added. The UKHSA said children, the elderly and people with weakened immune systems were particularly vulnerable and should take extra care.
Daily Mirror
2 days ago
- Health
- Daily Mirror
Warning as deadly food poisoning spread by cheese hits highest levels in decade
The UK Health Security Agency warned there has been a significant rise in campylobacter and salmonella infections as millions across the country have been told to take extra precautions Two potentially deadly food poisoning bugs have reached their highest level in a decade, with millions of Brits urged to take precautions so they don't become sick. Health bosses revealed there has been a "significant rise" in campylobacter and salmonella infections, with symptoms including diarrhoea and vomiting. The infections are typically caught by eating contaminated food, including poultry, meat, eggs, raw fruit and vegetables, as well as unpasteurised milk and cheese, according to the UK Health Security Agency (UKHSA). "UKHSA is reminding people to take precautionary measures against catching these bacteria, which are common causes of food poisoning," the government agency said. "Young children, elderly adults and those with weakened immune systems should take extra care as they are at higher risk of developing severe illness." Data shows salmonella infections reached a decade high and increased by 17.1 per cent from 2023, from 8,872 cases in that year to 10,388 cases in 2024. Children under 10 were particularly affected, accounting for 21.5 per cent of cases. Campylobacter cases also increased by 17.1 per cent, from 60,055 in 2023 to 70,352 in 2024 - reaching nearly 121.9 reports per 100,000 people. Adults aged 50 to 79 accounted for 44 per cent of all reports, health bosses said. Brits have been urged take action against catching these bacteria, with businesses and households reminded of the importance of following food safety measures. Cross-contamination in the kitchen should be avoided, while food should be adequately chilled and then cooked to an appropriate temperature. Dr James Cooper, deputy director of food policy at the FSA, said: "Public safety is our highest priority. The FSA works closely with UKHSA and other partners to monitor and assess the latest foodborne disease data. "We are working together to understand the reasons behind the rise in campylobacter and salmonella cases, as well as trends in other pathogens. This analysis will help us take the necessary action to protect public health." He added: "When preparing food at home, people can reduce their risk of food poisoning by following good hygiene practices and by following advice on the 4Cs of food hygiene: chilling, cleaning, cooking, and avoiding cross-contamination." Symptoms of campylobacter and salmonella infections The UK Health Security Agency says campylobacter and salmonella infections cause similar symptoms, which include; Diarrhoea (sometimes bloody) Stomach pains and cramps Vomiting Mild fever Most people do overcome the infection within one or two weeks, although young children, the elderly and those with weakened immune systems face higher risks of developing serious illness or complications. How to avoid gastrointestinal infections Dr Gauri Godbole, deputy director of gastrointestinal infections at UKHSA, said: "These infections spread in many ways, including through contaminated food or water, contact with an infected person as well as contact with an infected animal or their environment. Washing hands thoroughly with soap and water, particularly after using the toilet or handling raw meat, before meals and after contact with animals or farms can prevent infections. "Additionally, anyone experiencing diarrhoea or vomiting should avoid handling or preparing food for others. Do not return to work, and children should not attend school or nursery, until at least 48 hours after symptoms have subsided." Should you seek treatment? According to the NHS, individuals with campylobacter and salmonella infections generally do not require treatment. In most cases it takes germs two to seven weeks to clear out of the body so care should be taken not to infect others in this period. Drinking plenty of water or other clear fluids will help, while low fat natural yoghurts and probiotic products can aid the recovery by replenishing the 'good' bacteria in the gut. The NHS says: "The GP should be contacted if symptoms become severe. Antibiotics may be prescribed in exceptional circumstances .In most cases it is generally advised to wait until 48 hours after last having diarrhoea or sickness before returning to work or school/nursery." What are the "4Cs of food hygiene"? The "4Cs" include: Cooking food correctly by following the guidance on time and temperature on product labels Chilling your food below 5C to stop or significantly slow the growth of bacteria Cleaning food equipment and surfaces thoroughly to stop harmful bacteria and viruses from spreading onto food Avoiding cross-contamination which might lead to bacteria passing from raw foods to ready-to-eat foods via things like re-usable shopping bags, knives and chopping boards, cloths and work surfaces Brits should also eat food by the 'use by' date on the label even if it looks and smells fine and wash their hands before and after preparing food.
