Latest news with #FSRs
The Hindu
2 days ago
- Business
- The Hindu
Indian economy remains a key driver of global growth: RBI report
Despite an uncertain and challenging global economic backdrop, the Indian economy remains a key driver of global growth, underpinned by sound macroeconomic fundamentals and prudent macroeconomic policies, the Reserve Bank of India (RBI) said in its half-yearly publication, the Financial Stability Report (FSR), which was released on Monday. Sanjay Malhotra, RBI Governor in the foreword said, 'Growth momentum is buoyed by strong domestic growth drivers, sound macroeconomic fundamentals and prudent policies.' 'Nonetheless, external spillovers and weather-related events could pose downside risks to growth. The outlook for inflation, on the other hand, is benign and there is greater confidence in the durable alignment of inflation with the Reserve Bank's target,' he said. 'The resilience of the domestic financial system is continuously improving, bolstered by strong capital buffers, low non-performing loans and robust profitability,' he said. 'Results of stress tests reaffirm the strength of the banking and non-banking sectors with capital levels projected to remain well above the regulatory minimum even under adverse shock scenarios. The healthy balance sheets of corporates, banks and non-bank financial companies (NBFCs) augur well for the economy,' he added. As per the FSR, financial conditions have eased, supported by an accommodative monetary policy and low volatility in the financial markets. The strength of the corporate balance sheets also lent support to overall macroeconomic stability, it said. 'The soundness and resilience of scheduled commercial banks (SCBs) were bolstered by robust capital buffers, multi-decadal low non-performing loans ratio and strong earnings, according to the FSR. Stating that results of macro stress tests had affirm that most Scheduled Commercial Banks had adequate capital buffers relative to the regulatory minimum even under adverse stress scenarios, it said stress tests also validated the resilience of mutual funds and clearing corporations. 'Non-banking financial companies (NBFCs) remain healthy with sizable capital buffers, robust earnings and improving asset quality. The consolidated solvency ratio of the insurance sector also remains above the minimum threshold limit,' it said. According to the latest round of the Reserve Bank's systemic risk survey (SRS) conducted in May 2025, all major risk groups remain in the 'medium risk' category. Respondents remained optimistic about the soundness of the domestic financial system, with 92% expressing higher or similar level of confidence in the Indian financial system. Geopolitical conflicts, capital outflows and reciprocal tariff/trade slowdown were identified as major near-term risks to domestic financial stability as per the FSR. 'Risks emanating from global spillovers and escalation in geopolitical tensions and policy uncertainties remain a key concern,' the FSR has flagged. 'Rising global public debt has been a recurring issue highlighted in recent FSRs and it remains a key concern, especially in the context of elevated uncertainty,' it added.
Yahoo
20-05-2025
- Business
- Yahoo
Demotech, Inc. to Review Property, Casualty, Life, Health, and Title Insurance Operating Results
COLUMBUS, Ohio, May 20, 2025 /PRNewswire/ -- Join Demotech, Inc. for a review of the operating results of 2024, which will include a comparison and contrast to prior period results. Registration is complementary and can be found at Each session will focus on an industry sector, reviewing and discussing the latest several years of public, market information. Historical key metrics including liquidity, leverage, and high-risk assets will be discussed. Emerging and pertinent topics including catastrophe reinsurance, technology and claims litigation, longevity risk, annuity sales, economic factors impacting title insurance, and other sector specific topics will also be featured. Registrants will receive presentation materials appropriate for internal reviews, comparison and discussions. Register at Joseph Petrelli, President and Co-founder, Demotech noted that "Our long-tenured, credentialed staff has prepared informative and timely presentations of the public financial information that shapes industry results. We look forward to seeing you next week. Register for one or for all of these sessions." May 27 P&C Industry Highlights May 28 Life and Health Industry Highlights May 29 Title Insurance Industry Highlights About Demotech, in 1985, Demotech, Inc. is a financial analysis firm located in Columbus, Ohio. Demotech has served the insurance industry by providing objective and independent Financial Stability Ratings® (FSRs) for Property & Casualty insurance companies, Life & Health insurance companies, and Title underwriters, among others. As the first company to have its rating process formally reviewed and accepted by Fannie Mae, Freddie Mac, and HUD, Demotech has been leveling the playing field by offering FSRs to insurers of all sizes. As of July 11, 2022, Demotech is registered with the U.S. Securities and Exchange Commission (SEC) as a nationally recognized statistical rating organization (NRSRO) in the class of ratings for insurance companies. Visit for additional information. View original content to download multimedia: SOURCE Demotech, Inc. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
