Latest news with #FlexiCap
News18
01-07-2025
- Business
- News18
Parag Parikh Flexi Cap vs Quant Small Cap: Which MF Suits You Best? Know Return & Risk
Last Updated: Parag Parikh Flexi Cap Fund offers stable, long-term growth with a 5-year return of 26.98%. Quant Small Cap Fund is aggressive with a 5-year CAGR of 37.62%. Parag Parikh Flexi Cap vs Quant Small Cap: Mutual fund is a good financial instrument that allows an investor to invest a particular sum without using too much brain. SIP allows the regular investment in the stock market through these mutual fund schemes. Mutual fund comes in various sizes and shapes, catering to different customers. The sole decision lies with investors on which mutual fund they choose. Parag Parikh Flexi Cap Fund and Quant Small Cap fund are two popular funds with a good track record. Returns: The Parag Parikh Flexi Cap Fund (Direct-Growth) has given a return of 13.54% for in the past one year, 25.10% in the year, and 26.98% in the span of five years. It was launched in 2013. With a negative return of 0.98%, the aggressive Quant Small Cap Fund, on the other hand, has outperformed with a 5-year CAGR of 37.62% and a 3-year CAGR of 33.75%. With Quant's strong growth potential and Parag Parikh's exceptional stability, both funds have routinely outperformed their benchmarks. Fund Size: One of the biggest equity funds, Parag Parikh Flexi Cap Fund manages an AUM of Rs 1,03,868 crore in assets under management (AUM) as of March 31, 2025. With a lower AUM, the Quant Small Cap Fund concentrates on making quick investments in small-cap stocks, which may result in greater volatility but also allow for agility. Portfolio: With a focus on diversification, the Parag Parikh Flexi Cap Fund allocates 10.9% to foreign stocks like Microsoft and Meta, 1.80% to mid-cap, 2.80% to small-cap, and 62.70% to large-cap stocks. With a focus on high-growth industries, the Quant Small Cap Fund primarily invests in small-cap stocks. Who Should Invest: Parag Parikh Flexi Cap suits investors seeking stable, long-term growth with moderate risk, ideal for those with a 5+ year horizon. Quant Small Cap is best for high-risk-tolerant investors aiming for aggressive returns, comfortable with market volatility.
Time of India
16-06-2025
- Business
- Time of India
Fired employee's ₹12 lakh severance sparks hunt for the ‘generous' company
A Reddit post about a man receiving ₹12 lakh as severance after being fired sparked widespread curiosity, with users more interested in uncovering the identity of the 'generous' employer than giving investment advice. The viral thread turned into a hunt for the mystery company, while some eventually offered suggestions on how to wisely invest the windfall. A fired employee's ₹12 lakh severance package set Reddit abuzz, with netizens speculating about the mystery firm behind such generosity. The post, initially seeking financial advice, quickly spiraled into envy and intrigue, (Representational image: iStock) Tired of too many ads? Remove Ads 'Tell us the company first!' Investment advice comes second Tired of too many ads? Remove Ads The myth of the generous employer In an unexpected twist on Reddit 's r/personalfinanceindia, a seemingly standard investment advice post ignited a storm of curiosity. and envy, after one user casually mentioned that their friend had been fired and was offered a hefty ₹12 lakh severance package . Instead of doling out financial wisdom immediately, the crowd demanded one thing: Who's the employer handing out this kind of golden goodbye?The original post titled 'Was fired and offered 12 lakhs. Need guidance' was meant to seek financial advice for someone with zero investment experience and an ongoing ₹25,000 monthly car loan. But before advice could pour in, Reddit users shifted focus of the top comments read, 'Which company is giving 12 lakhs as severance?' — echoing the question running through the minds of thousands. Another user speculated that it must be a high-paying job where people often burn through ₹1-2 lakh monthly on both necessity and luxury, making such severance necessary to stay afloat. 'I would be jubilant if I got ₹12L as severance,' they wrote, suggesting that perhaps the package included PF and the shock settled, Redditors did, eventually, get to the financial guidance the poster had initially sought. The most prudent advice started with building an emergency fund — parking ₹3 lakh in a liquid or savings account to cover basic needs for the next six months. Another ₹3 lakh, they suggested, should go toward covering car loan EMIs, with short-term FDs or debt mutual funds being recommended for safety and savvy commenter laid out a comprehensive plan: keep ₹6 lakh for emergencies and liabilities, and slowly channel the remaining ₹6 lakh into mutual funds like Flexi Cap, Balanced Advantage, and Hybrid Debt through others warned against diving into the stock market, citing how retail investors often get duped by bigger players. One user cheekily added, 'Don't jump into stocks. You'll lose that severance faster than you got it.'The larger question remains unanswered — which company is handing out ₹12 lakh severance packages in an economic climate where most layoffs come with a polite goodbye and little else? The Reddit thread has since turned into a treasure hunt, with users speculating about tech giants, foreign consultancies, or cushy C-suite exits. Some even joked that they might consider getting fired themselves if the payout is that confirmation yet on the employer's identity, but what started as a humble quest for investment suggestions has now become a viral post and a symbol of rare corporate benevolence in India's layoff landscape. As one user aptly concluded: 'Forget financial planning — we just want to work wherever your friend did.'
Economic Times
09-06-2025
- Business
- Economic Times
Bearish is thoughtful, bullish is cavalier? Samir Arora calls out market bias
But people who are bearish are generally considered as "thoughtful and measured" and people who are bullish are considered "cavalier"- so what to do. — Samir Arora (@Iamsamirarora) June 9, 2025 Markets rally on RBI boost Live Events Helios MF makes big bets in May (You can now subscribe to our (You can now subscribe to our ETMarkets WhatsApp channel As Indian equities powered higher on Monday, with the Nifty hitting 8-month high on the back of the Reserve Bank of India's surprise policy easing and upbeat global cues, veteran investor Samir Arora took to social media to question a familiar market bias: why bullish investors are often seen as reckless while bears are viewed as more prudent.'But people who are bearish are generally considered as 'thoughtful and measured' and people who are bullish are considered 'cavalier'—so what to do,' Arora, Founder and Fund Manager at Helios Capital, posted on X (formerly Twitter), echoing a sentiment shared by market expert Sandip Sabharwal, who had called for more fund managers to make the case for optimism in the had earlier questioned why market experts focus so heavily on bearish outlooks, saying, 'Instead of making 100 page presentations on why we should be 'Bearish', some of the 'Experts' from MF's/PMSes/AIF's etc should actually be making presentations on why we should be 'Bullish'.'Indian benchmark indices ended Monday in the green, with the Nifty climbing to an eight-month high and the Bank Nifty index touching a record intraday peak. The rally was driven by the Reserve Bank of India's outsized 50 basis point rate cut, a 100 basis point CRR reduction, better-than-expected U.S. jobs data, and progress in U.S.-India trade upbeat sentiment extended beyond large caps. The Nifty Midcap 100 rose 1.1%, and the Nifty Smallcap 100 gained 1.6%, outperforming the benchmark indices as investors bet on broader economic new fund disclosures from Helios Mutual Fund, backed by Arora, showed the Flexi Cap fund cut its cash holdings sharply from 5.26% in April to just 1.08% in May, signalling increased conviction in equity markets. The scheme, which has an AUM of Rs 3,213.5 crore, counts Adani Ports, ICICI Bank, and HDFC Bank as its top fund increased positions in Adani Ports, Bharat Electronics, and KPIT Technologies, while adding new exposures to MCX, NBCC, Gokaldas Exports, Delhivery, and Indian Hotels. It also exited S H Kelkar and Electronics Mart India. Cash levels were also reduced in the Midcap and Large & Mid Cap funds, further reflecting a bullish allocation stocks march higher, Arora's critique of the prevailing narrative raises a broader question, should optimism be treated with more intellectual respect in a market that thrives on sentiment swings?(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
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Business Standard
06-06-2025
- Business
- Business Standard
Decoding Flexi Cap vs Multi Cap Funds: Strategy, risk and suitability
Flexi Cap vs Multi Cap Fund: Despite ongoing volatility in the equity markets, investor interest in mutual funds remains robust. However, a clear shift in investment preferences is emerging. Following significant corrections in the small-cap and mid-cap segments, a growing number of investors are reallocating their portfolios towards large-cap, Flexi Cap and Multi Cap funds—categories that predominantly invest in companies with larger market capitalisations. Market analysts suggest that in times of heightened uncertainty, Flexi Cap and Multi Cap Funds may offer more stability and strategic advantage. Yet, a key question persists among investors: Which is the better choice—Flexi Cap or Multi Cap Funds? While both fund types provide broad diversification, they differ notably in terms of investment structure and portfolio strategy. Key Differences in Fund Structure Flexi Cap mutual funds are frequently compared to Multi Cap funds, given that both invest in equities and equity-related instruments across various market capitalisations. However, a key structural distinction sets the two categories apart. Flexi Cap Funds mandate a minimum allocation of 65 per cent of their total assets to equities and equity-related instruments. In comparison, Multi Cap Funds are required to allocate at least 75 per cent of their corpus to equities. Another significant difference lies in the portfolio allocation strategy. Flexi Cap fund managers have complete discretion to invest across large-cap, mid-cap and small-cap stocks, allowing for a dynamic and flexible asset allocation approach. Conversely, Multi Cap fund managers must maintain a minimum investment of 25 per cent each in large-cap, mid-cap and small-cap segments, resulting in a more regimented and rule-based allocation structure. Flexibility Reduces Risk Flexi Cap funds are generally considered to be less risky compared to Multi Cap funds. Umeshkumar Mehta, CIO at Samco Mutual Fund, explains that Flexi Cap funds offer a dynamic approach, allowing fund managers to reduce exposure to large-cap, mid-cap or small-cap stocks when valuations become expensive. Unlike Multi Cap funds, Flexi Cap funds are not required to maintain a strict 25 per cent allocation in each market cap category (large, mid, small). This gives fund managers greater flexibility to adjust allocations based on market conditions. He further added that due to this flexibility, fund managers can shift towards safer market cap segments when valuations are high or during a market correction. This is one of the reasons why the overall risk level in Flexi Cap funds tends to be slightly lower. Choosing Based on Stability According to Mehta, in the current global market environment marked by heightened uncertainty, portfolios with a greater allocation to large-cap and mid-cap stocks are better positioned to deliver stability. Large-cap stocks offer resilience and consistency, while mid-cap stocks provide moderate growth potential. Given this backdrop, Flexi Cap Funds may be more appropriate for new investors, as they allow fund managers to tilt the portfolio towards relatively stable segments. Conversely, investors seeking uniform exposure across all market capitalisations may find Multi Cap Funds more suitable, as these funds mandate a minimum allocation to each of the large-cap, mid-cap and small-cap segments, ensuring balanced diversification. Time Horizon Matters A.K. Nigam, Director at BPN Fincap, notes that Flexi Cap Funds are well-suited for investors with a short- to medium-term investment horizon, typically ranging from zero to five years. These funds offer portfolio flexibility to navigate market volatility and are generally structured to deliver moderate returns. While the core allocation tends to favour large-cap stocks, they also include selective exposure to mid-cap and small-cap segments. Nigam further highlights that Multi Cap Funds are more appropriate for long-term investors, with an investment horizon of at least five to seven years. Owing to their mandated exposure to mid-cap and small-cap stocks, these funds carry higher risk but also present the potential for enhanced returns. They are most suitable for investors with a higher risk tolerance who seek long-term capital appreciation. Aligning Risk and Goals For investors with a high risk appetite but limited exposure to equities, Multi Cap Funds may present a more suitable option, as they offer diversified exposure across all market capitalisations regardless of prevailing market conditions. Conversely, investors with moderate risk tolerance seeking equity participation may find Flexi Cap Funds more aligned with their investment objectives. Mehta recommends that individuals with a higher risk appetite consider diversified equity funds such as Flexi Cap or Multi Cap Funds, which invest across a broad spectrum of stocks, including large-cap companies. These funds actively rotate allocations among sectors and market segments in response to changing market dynamics. As such, Mehta emphasises the importance of remaining invested for at least one full market cycle to realise the potential benefits. Given their structure and investment approach, these funds are generally more appropriate for long-term investment horizons.
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Business Standard
29-05-2025
- Business
- Business Standard
Earnings to events: Motilal Oswal says investors must alter their focus
With most adverse developments now under control, analysts from Motilal Oswal Private Wealth suggest investors switch their attention towards 'earnings' from 'events' Listen to This Article It has been a choppy ride for the Indian stock markets in the last few weeks as they negotiated geopolitical issues between India and Pakistan, Donald Trump's tariff related tantrums amid corporate earnings for the March 2025 (Q4-FY25) quarter. With most adverse developments now under control, analysts from Motilal Oswal Private Wealth suggest investors switch their attention towards 'earnings' from 'events'. As an investment strategy, they advise investors with lower equity allocations to consider lump-sum investments in Hybrid, Large-Cap, and Flexi Cap funds, and adopt a staggered approach for mid-and-small-caps over the next two–three months, with faster deployment if
