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Indian Express
2 days ago
- Business
- Indian Express
Gurgaon couple with Rs 60 LPA combined income splits every bill equally; Delhi matchmaking startup founder questions the logic
A Delhi-NCR based entrepreneur has stirred up debate online after questioning why a high-earning married couple continues to split all their bills down the middle. Ayushmaan Kapoor, founder of The Date Crew, recently shared a personal reflection on LinkedIn after learning about a Gurgaon-based couple, both professionals with annual incomes of over Rs 30 lakh, who reportedly divide every shared cost, from groceries to electricity bills, using Splitwise or Google Sheets. 'They make Rs 30L+ each. But still maintaining a Splitwise or Google Sheet to divide every single expense: rent, groceries, fuel, Swiggy, electricity,' Kapoor wrote, adding, 'Each person 'pays their share,' like flatmates.' For Kapoor, this level of meticulousness signaled something deeper than just budgeting. 'It's baffling to me,' he said, before explaining why he believes such financial habits point to a lack of alignment in the relationship. Drawing an analogy between marriage and running a startup, Kapoor said, 'When you marry someone, you're essentially co-founding a company. And that company… is your life together.' He argued that like any successful business, a marriage needs four key ingredients: a shared vision for the future, clear roles and responsibilities, a joint financial plan with pooled resources, and regular check-ins to ensure both partners stay on track. The crux of his message: couples should operate from a shared financial philosophy, not a spreadsheet of 50-50 transactions. However, not everyone saw things his way. Many commenters pushed back, defending the couple's approach as modern, transparent, and respectful of individual autonomy. 'Agreed, but don't you think having a system like Splitwise or sheets in place only adds more clarity and transparency?' one person commented on Kapoor's post. 'Let's be honest, it gets tough to have money discussions in general. Wouldn't this solve the problem entirely?' Others felt Kapoor's analogy between startups and relationships was oversimplified. One user wrote, 'Scary that someone running a matchmaking firm has such a shallow view of how relationships work. Recording expenses has nothing to do with having different goals and priorities… Even if you did pool your capital, recording what was spent is just financial prudence.' Another LinkedIN user responded saying, 'Tracking shared expenses doesn't mean you're not working towards common goals. It just means you're also respecting personal space and freedom. Everyone needs their own financial breathing room, even in a partnership. A couple can have both, a shared pool and their own individual funds. That's not division. That's balance.'
Yahoo
2 days ago
- Business
- Yahoo
That free lunch your boss is offering might just be a way to get you back into the office
AI customer service platform Sendbird caters a Friday lunch for employees who come into the office. The free lunch is popular and has encouraged more workers to return to the office. Sendbird's chief of staff told BI she hopes to see people "organically" come in five days a week. On Fridays, employees at Sendbird's headquarters are treated to a free lunch — one of the perks of showing up in person. Yeji Yoon, the company's chief of staff, told Business Insider that the company's chief financial officer started the office tradition for "selfish" reasons: He loves bahn mi sandwiches, particularly those from a local Vietnamese spot. Fridays aren't official in-person days. Since early 2024, the company has required those who can come into its San Mateo headquarters to be on-site Monday, Wednesday, and Thursday. It's also rolling out return-to-office mandates at its other offices around the world. But then a few of the company's teams, including the finance team, decided to come on Fridays, too, because it was easier to collaborate. "Our CFO would start going around asking anyone else in the office, do you want a sandwich?" Yoon said. "It just became this regular thing, so it grew extremely organically." Now, there's a Slack channel dedicated to Friday office lunch. Bahn mi orders are entered onto a Google Sheet, and everyone who participates has to submit their orders by 11 a.m. For "fun," one of the company's performance marketing managers started looking at the data: total orders over time, the most popular customization — no peppers, more cilantro — and how orders vary depending on the number of people on vacation. The conclusion is that "food is definitely a way to keep people or bring people in the office," Yoon said. While academics, sociologists, and working parents have all lauded the benefits of remote work, Yoon said it's just not practical anymore, especially with the new changes in AI. Remote roles are best when "there's no real dependency on collaboration or iterations or real-time decision-making that needs to happen," she said. "Now, especially with AI, where everything is changing so quickly, product is changing so quickly, customers' expectations are changing really quickly — nobody really knows how fast everything is changing. They don't really understand it. There's a lot of collaboration that has to happen on the go." The pace of work and the company's product releases slow down when workers are remote, she said. And while there are no plans to force employees to come into the office on Fridays, the free bahm mi might be all they need to make it happen. Read the original article on Business Insider Solve the daily Crossword
Business Insider
2 days ago
- Business
- Business Insider
That free lunch your boss is offering might just be a way to get you back into the office
On Fridays, employees at Sendbird's headquarters are treated to a free lunch — one of the perks of showing up in person. Yeji Yoon, the company's chief of staff, told Business Insider that the company's chief financial officer started the office tradition for "selfish" reasons: He loves bahn mi sandwiches, particularly those from a local Vietnamese spot. Fridays aren't official in-person days. Since early 2024, the company has required those who can come into its San Mateo headquarters to be on-site Monday, Wednesday, and Thursday. It's also rolling out return-to-office mandates at its other offices around the world. But then a few of the company's teams, including the finance team, decided to come on Fridays, too, because it was easier to collaborate. "Our CFO would start going around asking anyone else in the office, do you want a sandwich?" Yoon said. "It just became this regular thing, so it grew extremely organically." Now, there's a Slack channel dedicated to Friday office lunch. Bahn mi orders are entered onto a Google Sheet, and everyone who participates has to submit their orders by 11 a.m. For "fun," one of the company's performance marketing managers started looking at the data: total orders over time, the most popular customization — no peppers, more cilantro — and how orders vary depending on the number of people on vacation. The conclusion is that "food is definitely a way to keep people or bring people in the office," Yoon said. While academics, sociologists, and working parents have all lauded the benefits of remote work, Yoon said it's just not practical anymore, especially with the new changes in AI. Remote roles are best when "there's no real dependency on collaboration or iterations or real-time decision-making that needs to happen," she said. "Now, especially with AI, where everything is changing so quickly, product is changing so quickly, customers' expectations are changing really quickly — nobody really knows how fast everything is changing. They don't really understand it. There's a lot of collaboration that has to happen on the go." The pace of work and the company's product releases slow down when workers are remote, she said. And while there are no plans to force employees to come into the office on Fridays, the free bahm mi might be all they need to make it happen.
Time of India
2 days ago
- Business
- Time of India
CA says you don't need Rs 50 lakh in bank to invest like the rich, suggests a 3 small steps to start with
Think investing is only for the rich? Think again. Chartered Accountant Nitin Kaushik has gone viral on X after dropping a brutally simple truth bomb: you don't need Rs 50 lakh in your bank account to start investing like a millionaire—you just need three smart habits. His post is now resonating with thousands who've realised that building wealth isn't about working harder, but working smarter with your money. Here's his three-step game plan that even beginners (and the broke) can adopt: Explore courses from Top Institutes in Select a Course Category Design Thinking Data Science Others Public Policy Product Management Operations Management Digital Marketing Degree Artificial Intelligence Leadership healthcare PGDM Technology Healthcare MBA CXO Management Finance Data Science Project Management Skills you'll gain: Duration: 25 Weeks IIM Kozhikode CERT-IIMK PCP DTIM Async India Starts on undefined Get Details Skills you'll gain: Duration: 22 Weeks IIM Indore CERT-IIMI DTAI Async India Starts on undefined Get Details 1. Why are you investing? Kaushik says the wealthy don't invest randomly—they always have a goal. Whether it's short-term goals like building an emergency fund, buying a new iPhone, or planning a solo trip, or long-term ones like early retirement, a child's education, or a dream house—every investment has a 'why' behind it. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Play War Thunder now for free War Thunder Play Now Undo The advice? Write down your goals and stick them on your fridge. That daily visual reminder keeps you focused and motivated. — Finance_Bareek (@Finance_Bareek) 2. Always budget Budgeting isn't about killing joy—it's about buying freedom. Kaushik suggests tracking every rupee coming in and going out using a Google Sheet or finance app. Once you've taken care of essentials like rent, bills, and groceries, the next step is to save—and most importantly—invest 10–20% of your monthly income. Even starting with Rs 5,000 a month can grow into over Rs 46 lakh in 20 years (assuming 12% returns). His simple hack? Cancel just one unnecessary expense—like that second Zomato order—and channel it into your SIP instead. 3. Automate investing What sets wealthy investors apart? Systems—not willpower. Kaushik recommends setting up a Systematic Investment Plan (SIP) with a fixed amount and date, so it auto-deducts from your account each month. Once it's set, forget it. The key is to avoid panic-selling when markets dip and to review your plan every 6 to 12 months, increasing the SIP as your income grows. Automation ensures consistency, even when motivation wanes. Why does it matter? Most people believe investing is something you do after you get rich. Kaushik flips that logic: investing is how you get there. The takeaway? Start small, stay consistent, and let compounding work its magic.
NDTV
4 days ago
- Business
- NDTV
Delhi Founder Baffled By Married Couple Splitting Bills Equally Like "Flatmates", Viral Post Sparks Debate
A founder based in Delhi NCR has sparked a discussion online on marital financial planning after expressing his confusion about a couple that splits all bills and expenses equally between themselves. Ayushmaan Kapoor, founder of relationship-focused venture The Date Crew, took to LinkedIn to share a reflection on modern-day marriages. In his post, he criticised an unnamed couple for splitting their household expenses down to the last rupee despite earning a combined annual income of over Rs 60 lakh. "A couple living in Gurgaon. Work at great companies. Make Rs 30L+ each. But still maintaining a Splitwise or Google Sheet to divide every single expense: rent, groceries, fuel, Swiggy, logged. All split. Each person 'pays their share' - like flatmates," Mr Kapoor wrote, adding that he was baffled by this arrangement. The founder then went on to explain how a marriage must have financial planning and common goals to succeed. "When you marry someone, you're essentially co-founding a company. And that company... is your life together. So imagine the chaos if both co-founders have different goals, different expenses and different priorities. Will that company EVER succeed?" he questioned. Mr Kapoor then laid out four critical elements he believes are necessary for a successful marriage. The first, a shared vision and goals for the year, which could include anything from taking a big holiday to hitting a key investment milestone. Secondly, the entrepreneur called for "clarity on roles". By this, he meant determining who manages finances, household chores, childcare or emotional labour. Third, Mr Kapoor spoke about "pooled capital and joint financial plan," that is merging resources to fund mutual goals. Lastly, he said that there should be "Regular reviews to track progress and stay aligned". Mr Kapoor argued that when couples begin to see their life as a joint entity, their money habits must change. "You plan together. You invest together. You understand each other's dreams - and figure out how to fund them, together," he wrote. "Marriage isn't just emotional support. It's financial alignment too. You're not just sharing a home. You're building a life. And in this era, you can't build a life without money. If you haven't had that conversation yet - do it this weekend. Plan it like a company strategy. Because this is the most important company you'll ever build," he added. The post has gone viral, sparking a discussion about marital financial planning. While some agreed with his opinion, others criticised him, saying that how a couple splits their bills is nobody else's business. "Agreed but don't you think having a system like splitwise or sheets in place only adds more clarity and transparency? Let's be honest, it gets tough to have money discussions in general. Wouldn't this olve the problem entirely?" wrote one user. "If it works for their marriage, what's the issue here? Honestly, posting about everyday scenarios (much of which are fictional) as long LinkedIn posts about "wisdom" is truly cringe inducing. Let's just stop please," commented another. "Splitting expenses in marriage is reasonable, as long as there's a clear joint plan around savings and investment goals," wrote a third user. However, some agreed with the entrepreneur. "Ridiculous ! Splitwise -> Split wisely to split permanently. That's where it'll lead to," one user commented. "Always baffles me when I hear married couples talking about rent sharing, expenses split, borrowing money from each other.... I understand the major money matters being accounted clearly in case of unfortunate a few thousands or few lacs do not matter if both are having a decent lack of trust and unnecessary individualism!" said another.
