Latest news with #GreeneCountyBancorp
Yahoo
3 days ago
- Business
- Yahoo
Greene County Bancorp (NASDAQ:GCBC) Is Paying Out A Larger Dividend Than Last Year
The board of Greene County Bancorp, Inc. (NASDAQ:GCBC) has announced that it will be increasing its dividend by 11% on the 29th of August to $0.10, up from last year's comparable payment of $0.09. This takes the annual payment to 1.4% of the current stock price, which unfortunately is below what the industry is paying. Trump has pledged to "unleash" American oil and gas and these 15 US stocks have developments that are poised to benefit. Greene County Bancorp's Dividend Forecasted To Be Well Covered By Earnings The dividend yield is a little bit low, but sustainability of the payments is also an important part of evaluating an income stock. Greene County Bancorp has established itself as a dividend paying company with over 10 years history of distributing earnings to shareholders. Using data from its latest earnings report, Greene County Bancorp's payout ratio sits at 21%, an extremely comfortable number that shows that it can pay its dividend. If the trend of the last few years continues, EPS will grow by 9.5% over the next 12 months. Assuming the dividend continues along recent trends, we think the future payout ratio could be 22% by next year, which is in a pretty sustainable range. Check out our latest analysis for Greene County Bancorp Greene County Bancorp Has A Solid Track Record Even over a long history of paying dividends, the company's distributions have been remarkably stable. Since 2015, the annual payment back then was $0.18, compared to the most recent full-year payment of $0.36. This means that it has been growing its distributions at 7.2% per annum over that time. Dividends have grown at a reasonable rate over this period, and without any major cuts in the payment over time, we think this is an attractive combination as it provides a nice boost to shareholder returns. The Dividend Has Growth Potential Some investors will be chomping at the bit to buy some of the company's stock based on its dividend history. It's encouraging to see that Greene County Bancorp has been growing its earnings per share at 9.5% a year over the past five years. Greene County Bancorp definitely has the potential to grow its dividend in the future with earnings on an uptrend and a low payout ratio. We Really Like Greene County Bancorp's Dividend Overall, a dividend increase is always good, and we think that Greene County Bancorp is a strong income stock thanks to its track record and growing earnings. Earnings are easily covering distributions, and the company is generating plenty of cash. All of these factors considered, we think this has solid potential as a dividend stock. Investors generally tend to favour companies with a consistent, stable dividend policy as opposed to those operating an irregular one. Meanwhile, despite the importance of dividend payments, they are not the only factors our readers should know when assessing a company. Are management backing themselves to deliver performance? Check their shareholdings in Greene County Bancorp in our latest insider ownership analysis. If you are a dividend investor, you might also want to look at our curated list of high yield dividend stocks. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Yahoo
09-07-2025
- Business
- Yahoo
Uncovering US Market's Undiscovered Gems In July 2025
As the United States market continues to reach new heights with the S&P 500 and Nasdaq Composite hitting record highs, investors are closely watching economic indicators that suggest a resilient economy. Amid this optimistic backdrop, uncovering lesser-known stocks with strong fundamentals and growth potential becomes an intriguing pursuit for those looking to diversify their portfolios. Name Debt To Equity Revenue Growth Earnings Growth Health Rating West Bancorporation 169.96% -1.41% -8.52% ★★★★★★ Wilson Bank Holding 0.00% 7.88% 8.09% ★★★★★★ Metalpha Technology Holding NA 81.88% -4.97% ★★★★★★ Senstar Technologies NA -20.82% 14.32% ★★★★★★ FRMO 0.09% 44.64% 49.91% ★★★★★☆ China SXT Pharmaceuticals 64.25% -29.05% 10.33% ★★★★★☆ Pure Cycle 5.11% 1.07% -4.05% ★★★★★☆ Solesence 82.42% 23.41% -1.04% ★★★★☆☆ Reitar Logtech Holdings 31.39% 231.46% 41.38% ★★★★☆☆ Vantage 6.72% -16.62% -15.47% ★★★★☆☆ Click here to see the full list of 274 stocks from our US Undiscovered Gems With Strong Fundamentals screener. Let's uncover some gems from our specialized screener. Simply Wall St Value Rating: ★★★★★★ Overview: Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County, offering a range of financial services in the United States with a market cap of $401.49 million. Operations: The primary revenue stream for Greene County Bancorp comes from its thrift/savings and loan institutions, generating $69.41 million. The company's net profit margin is a notable aspect of its financial performance. Greene County Bancorp, with total assets of US$3.0 billion and equity of US$229 million, is a robust player in the financial sector. The bank's total deposits stand at US$2.7 billion against loans of US$1.6 billion, reflecting a solid balance sheet supported by low-risk funding sources comprising 96% customer deposits. Its net interest margin is 2.3%, while it maintains an appropriate bad loan allowance at 0.2% of total loans, showcasing high-quality earnings with a recent annual growth rate of 16.5%. Recently added to multiple Russell indexes, it trades at a discount to its estimated fair value by about 36%. Get an in-depth perspective on Greene County Bancorp's performance by reading our health report here. Explore historical data to track Greene County Bancorp's performance over time in our Past section. Simply Wall St Value Rating: ★★★★★★ Overview: Jiayin Group Inc. operates as an online consumer finance service provider in the People's Republic of China, with a market capitalization of approximately $866.72 million. Operations: Jiayin Group generates revenue primarily through its online consumer finance services, amounting to CN¥6.10 billion. The company's financial performance is reflected in its market capitalization of approximately $866.72 million. Jiayin Group, a nimble player in the financial sector, has been making waves with its impressive earnings trajectory. Over the past five years, Jiayin's earnings have surged by 32.7% annually, despite recent growth of only 2.5% lagging behind the broader Consumer Finance industry at 17.9%. The firm stands out for its debt-free status and high-quality earnings, trading at a substantial 69.5% below estimated fair value. Recently announcing dividends of US$0.80 per American depositary share and completing a significant share buyback totaling US$16.79 million, Jiayin appears poised for continued financial robustness amidst evolving market dynamics. Click here and access our complete health analysis report to understand the dynamics of Jiayin Group. Understand Jiayin Group's track record by examining our Past report. Simply Wall St Value Rating: ★★★★★★ Overview: Red River Bancshares, Inc. is a bank holding company for Red River Bank, offering a range of banking products and services to commercial and retail clients in the United States, with a market cap of $407.28 million. Operations: Red River Bancshares generates revenue primarily through its financial service operations, totaling $112.27 million. The company's net profit margin is a key metric to consider when evaluating its financial performance. Red River Bancshares, with total assets of US$3.2 billion and equity of US$333.3 million, stands out in the banking sector for its high-quality earnings and prudent risk management. Its bad loans account for a mere 0.2% of total loans, underscoring strong credit control. The bank's reliance on low-risk customer deposits makes up 99% of its liabilities, reducing funding risks significantly. Earnings have grown by 8.8% over the past year, outpacing industry peers' 5.7%, while trading at a notable discount to estimated fair value suggests potential upside for investors seeking undervalued opportunities in this space. Click here to discover the nuances of Red River Bancshares with our detailed analytical health report. Gain insights into Red River Bancshares' historical performance by reviewing our past performance report. Dive into all 274 of the US Undiscovered Gems With Strong Fundamentals we have identified here. Are any of these part of your asset mix? Tap into the analytical power of Simply Wall St's portfolio to get a 360-degree view on how they're shaping up. Streamline your investment strategy with Simply Wall St's app for free and benefit from extensive research on stocks across all corners of the world. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include GCBC JFIN and RRBI. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
03-07-2025
- Business
- Yahoo
3 Undervalued Small Caps With Insider Buying From Various Regions
The United States market has shown resilience, climbing by 2.2% over the past week and up 13% over the last 12 months, with earnings forecasted to grow by 15% annually. In this environment, identifying stocks that are potentially undervalued and exhibit insider buying can be a strategic approach for investors seeking opportunities in smaller companies across various regions. Name PE PS Discount to Fair Value Value Rating Columbus McKinnon NA 0.5x 38.92% ★★★★★☆ Lindblad Expeditions Holdings NA 1.0x 27.89% ★★★★★☆ Southside Bancshares 10.5x 3.6x 39.12% ★★★★☆☆ S&T Bancorp 11.3x 3.9x 40.03% ★★★★☆☆ Montrose Environmental Group NA 1.1x 2.66% ★★★★☆☆ Citizens & Northern 11.5x 2.8x 45.55% ★★★☆☆☆ Standard Motor Products 12.7x 0.5x -2384.45% ★★★☆☆☆ Farmland Partners 9.3x 9.4x -14.33% ★★★☆☆☆ Titan Machinery NA 0.2x -150.26% ★★★☆☆☆ Vital Energy NA 0.3x -28.95% ★★★☆☆☆ Click here to see the full list of 73 stocks from our Undervalued US Small Caps With Insider Buying screener. We're going to check out a few of the best picks from our screener tool. Simply Wall St Value Rating: ★★★☆☆☆ Overview: Greene County Bancorp operates as a thrift and savings and loan institution with a market capitalization of approximately $0.42 billion. Operations: The company generates revenue primarily from thrift/savings and loan institutions, with recent figures at $69.41 million. Operating expenses are a significant cost factor, with general and administrative expenses reaching $33.26 million in the latest period. The net income margin has shown variation over time, most recently recorded at 41.11%. PE: 14.7x Greene County Bancorp, a small financial institution, recently joined several Russell indices, enhancing its visibility among investors. The company reported strong earnings growth for the third quarter of 2025, with net income rising to US$8.05 million from US$5.86 million the previous year. Insider confidence is evident as an insider purchased 7,000 shares valued at US$163,760 in early 2025. Despite no recent share buybacks and modest loan charge-offs of US$96,000 in Q1 2025, these developments suggest potential value opportunities for investors seeking smaller companies with growth prospects. Click to explore a detailed breakdown of our findings in Greene County Bancorp's valuation report. Understand Greene County Bancorp's track record by examining our Past report. Simply Wall St Value Rating: ★★★☆☆☆ Overview: TrustCo Bank Corp NY operates primarily in the community banking sector, offering financial services and products, with a market capitalization of approximately $0.64 billion. Operations: The company generates revenue primarily from community banking, with recent figures showing $173.99 million in revenue. Operating expenses have been increasing over time, with general and administrative expenses consistently forming a significant portion of these costs. The net income margin has shown varied trends, reaching 29.30% as of the latest period ending March 31, 2025. PE: 13.1x TrustCo Bank Corp NY, a smaller financial entity, has shown potential for value with recent earnings growth. Net interest income rose to US$40.37 million in Q1 2025 from US$36.58 million the previous year, while net income increased to US$14.28 million from US$12.13 million. Despite no recent share repurchases, insider confidence remains strong with consistent dividend payouts; the latest being a quarterly dividend of $0.36 per share declared in May 2025, payable on July 1st. Navigate through the intricacies of TrustCo Bank Corp NY with our comprehensive valuation report here. Evaluate TrustCo Bank Corp NY's historical performance by accessing our past performance report. Simply Wall St Value Rating: ★★★☆☆☆ Overview: LSB Industries is a chemical manufacturing company with operations focused on producing industrial and agricultural chemicals, and it has a market capitalization of approximately $1.34 billion. Operations: The company generates revenue primarily from its chemical manufacturing operations. Over recent periods, the gross profit margin has shown variability, with a notable peak of 41.13% in mid-2022 and a decline to 7.56% by early 2025. Operating expenses have consistently included significant general and administrative costs, impacting overall profitability. PE: -22.2x LSB Industries, a smaller player in the U.S. market, is drawing attention with its potential for growth and insider confidence. They recently closed several shelf registrations totaling over US$97 million, indicating strategic financial maneuvers. Despite reporting a net loss of US$1.64 million in Q1 2025 against last year's net income of US$5.62 million, earnings are projected to grow at 44% annually. The recent appointment of Riccardo Bertocco to the board underscores their focus on energy transition strategies, which may bolster future prospects amidst industry shifts. Unlock comprehensive insights into our analysis of LSB Industries stock in this valuation report. Review our historical performance report to gain insights into LSB Industries''s past performance. Get an in-depth perspective on all 73 Undervalued US Small Caps With Insider Buying by using our screener here. Already own these companies? Link your portfolio to Simply Wall St and get alerts on any new warning signs to your stocks. Take control of your financial future using Simply Wall St, offering free, in-depth knowledge of international markets to every investor. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include GCBC TRST and LXU. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data
Yahoo
17-06-2025
- Business
- Yahoo
Insider Stock Buying Reaches US$570.8k On Greene County Bancorp
Generally, when a single insider buys stock, it is usually not a big deal. However, when several insiders are buying, like in the case of Greene County Bancorp, Inc. (NASDAQ:GCBC), it sends a favourable message to the company's shareholders. While insider transactions are not the most important thing when it comes to long-term investing, we would consider it foolish to ignore insider transactions altogether. AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early. The Director, Michelle Plummer, made the biggest insider sale in the last 12 months. That single transaction was for US$280k worth of shares at a price of US$30.56 each. We generally don't like to see insider selling, but the lower the sale price, the more it concerns us. The good news is that this large sale was at well above current price of US$21.85. So it is hard to draw any strong conclusion from it. The only individual insider seller over the last year was Michelle Plummer. Happily, we note that in the last year insiders paid US$571k for 23.45k shares. But they sold 9.17k shares for US$280k. In the last twelve months there was more buying than selling by Greene County Bancorp insiders. The chart below shows insider transactions (by companies and individuals) over the last year. If you want to know exactly who sold, for how much, and when, simply click on the graph below! Check out our latest analysis for Greene County Bancorp There are plenty of other companies that have insiders buying up shares. You probably do not want to miss this free list of undervalued small cap companies that insiders are buying. Over the last three months, we've seen significant insider buying at Greene County Bancorp. Not only was there no selling that we can see, but they collectively bought US$367k worth of shares. This could be interpreted as suggesting a positive outlook. Looking at the total insider shareholdings in a company can help to inform your view of whether they are well aligned with common shareholders. We usually like to see fairly high levels of insider ownership. Greene County Bancorp insiders own about US$19m worth of shares. That equates to 5.3% of the company. While this is a strong but not outstanding level of insider ownership, it's enough to indicate some alignment between management and smaller shareholders. The recent insider purchases are heartening. And the longer term insider transactions also give us confidence. Insiders likely see value in Greene County Bancorp shares, given these transactions (along with notable insider ownership of the company). I like to dive deeper into how a company has performed in the past. You can find historic revenue and earnings in this detailed graph. Of course, you might find a fantastic investment by looking elsewhere. So take a peek at this free list of interesting companies. For the purposes of this article, insiders are those individuals who report their transactions to the relevant regulatory body. We currently account for open market transactions and private dispositions of direct interests only, but not derivative transactions or indirect interests. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
