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Cash loan of over Rs 20,000 not a ‘legally enforceable debt', rules Kerala HC
Cash loan of over Rs 20,000 not a ‘legally enforceable debt', rules Kerala HC

Time of India

time7 days ago

  • Business
  • Time of India

Cash loan of over Rs 20,000 not a ‘legally enforceable debt', rules Kerala HC

Kochi: High court has held that a cash loan exceeding Rs 20,000 does not constitute a 'legally enforceable debt' since such transactions are prohibited under the Income Tax Act, 1961. Consequently, if a cheque issued for the repayment of such an illegal loan is dishonoured, the offence under Section 138 of the Negotiable Instruments Act would not be attracted. Justice P V Kunhikrishnan delivered the ruling while allowing an appeal filed by P C Hari of Pathanamthitta, challenging his conviction and sentence in a financial cheating case. The allegation against Hari was that he had borrowed Rs 9 lakh in cash from Shine Varghese of Pathanamthitta, and that the cheque issued by him in discharge of the said amount had been dishonoured. The trial court found Hari guilty of the offence under Section 138 of the Negotiable Instruments Act and sentenced him to one year of simple imprisonment along with a direction to pay Rs 9 lakh as compensation. An appeal against the conviction and sentence was dismissed by the additional district and sessions judge, Pathanamthitta, prompting Hari to move HC. In his appeal, Hari argued that the transaction, as admitted by the complainant, was in cash. He relied on Section 269SS of the Income Tax Act, which mandates that any loan or deposit above Rs 20,000 must be made through an account transfer, cheque or demand draft. It was further submitted that the complainant had not paid income tax on the alleged loan amount. In such circumstances, Hari contended, the transaction itself was illegal, and a debt arising out of an illegal transaction could not be treated as legally enforceable. The court focused on the question of whether a cash loan above Rs 20,000 could be considered a 'legally enforceable debt.' Referring to prior judicial precedents, including decisions of the Supreme Court, the bench held that the disputed amount could not be treated as such. Consequently, HC set aside the conviction and sentence and acquitted the appellant. Additionally, HC observed that the trial court had erred in treating the cash loan as a legally enforceable debt. It cautioned that if courts begin to regularise such transactions, it would encourage illegal monetary dealings among citizens and potentially enable the conversion of black money into white through the machinery of criminal courts. The bench further noted that when the Govt of India is actively promoting a shift towards complete digital transactions, courts cannot turn a blind eye and effectively validate substantial cash dealings by recognising them as legally enforceable under law.

The A-Line Bob Is the Chicest Way to Cut Your Hair Without Losing Length
The A-Line Bob Is the Chicest Way to Cut Your Hair Without Losing Length

Elle

time21-07-2025

  • Entertainment
  • Elle

The A-Line Bob Is the Chicest Way to Cut Your Hair Without Losing Length

Every item on this page was chosen by an ELLE editor. We may earn commission on some of the items you choose to buy. The A-line bob is one of the most iconic haircuts of all time; think Victoria Beckham, Keira Knightley, Taylor Swift—or more recently, Naomi Watts, Lily Collins, and Zendaya. It's a graphic and striking cut, and the ultimate hairstyle statement. However, with tousled cuts like the French bob having taken a backseat in recent years, the A-line bob now runs the risk of looking slightly dated. In turn, it requires an expert eye to translate the style for 2025, taking it from a 2000s cool-girl hairstyle for the history books and turning it into a fresh, eye-catching modern cut. Luckily, we enlisted the help of in-salon experts to break down the need-to-know details of the A-line bob, including how to cut and style it with a contemporary allure. Here's what they said. The A-line bob is a nostalgic and instantly recognizable cut, not too dissimilar to the coveted graduated bob. It's angular, sharp, and has a timeless appeal. 'An A-line bob is an angular short haircut a little longer at the front than the back,' explains Jake Schaverien, stylist at Hari's South Kensington. 'It can suit almost anyone and can be contouring for some as long as it is kept well below the jawline. However, it can also drag the face down on longer, more oval face shapes.' The good news is, the A-line bob is generally a very adaptable haircut, and it can be flattering across many face shapes and hair types as long as it's curated to you. "You would just determine the length with your stylist best suited for your face shape," says Molly Newell, creative stylist at the Neil Moodie Studio. The process of cutting an A-line bob is a fairly straightforward one, but always one that's best left to the professionals given its sharp, graphic angle. 'For an A-line bob, you cut as you would a normal bob; however, instead of creating a blunt line, you would graduate the nape area and create a round shape,' explains Newell. Be sure to take reference images to your stylist, too. It's a great way of creating a visual representation of the shape, length, and angle you want to replicate; it can then be tweaked to fit your own facial anatomy. As with many other crisp, angular bobs, your styling options are plentiful. 'Styling an A-line bob can be easy for different textured hair. Both natural curls and straight hair work for the look,' says Schaverien. 'You could also use a tong to create soft waves for a carefree and playful look. If you mean business, then a super sleek finish with your straighteners will look super professional.' It's important to ask your stylist to cut your A-line bob according to your everyday hair routine, says Newell. 'For smooth and straight, I recommend styling using the Davines Oi All in One Milk, layered with their Volume Boosting Mousse. Use a classic Denman brush with the Dyson Supersonic R dryer to blow-dry straight. For a more playful wave, prep with the same products but either diffuse-dry or blow-dry with a large round bristle brush, then curl using a GHD curling iron.' From: ELLE UK

Indian Navy key to power projection and regional stability: Vice Admiral Deshmukh
Indian Navy key to power projection and regional stability: Vice Admiral Deshmukh

The Hindu

time21-07-2025

  • Business
  • The Hindu

Indian Navy key to power projection and regional stability: Vice Admiral Deshmukh

The Indian Navy has become an essential instrument of national power projection, diplomacy and regional stability in an age of rising strategic competition, resource control and security challenges, said Vice-Admiral Kiran Deshmukh in Kolkata. He was speaking at the launch of Yard 3034 (Ajay), the eighth and last ship of Anti-Submarine Warfare Shallow Water Craft (ASW SWC) of the Arnala class, indigenously designed and built by Garden Reach Shipbuilders and Engineers (GRSE). The Vice-Admiral added that the geopolitical situation is rapidly changing, especially in the Indian Ocean region. 'As the global powers endeavour to assert themselves in this region, where 80% of the global trade flows, the Indian Navy needs to retain the stature of being the preferred security partner to the maritime threats that emerge and also the first responder in case of HADR (Humanitarian Assistance and Disaster Relief) missions,' Mr. Deshmukh said. 80% indigenisation 'Arnala class of ships will be important platforms for the Indian Navy in fleet operations. I am aware that over 80% of indigenisation has been achieved in building this advanced warship that is promoting the mission of self-reliant India in the present scenario where the supply chain disruptions have been a major cause of concern in the industries,' he said. India is among a few countries that can design and build various types of warships and submarines, he said while mentioning that GRSE has progressed to become one of the premier defence shipyards of the country, having a unique distinction of building more than 110 warships. The first ship of the Arnala class was commissioned on June 18, 2025 and delivery of the second ship is planned in August 2025. The warship will augment the Navy's underwater domain awareness, anti-submarine warfare and mine-laying capabilities. GRSE chairman-cum-managing director Commodore (retd.) P.R. Hari said the ship 'Ajay' is one among 16 anti-submarine warfare shallow water vessels being built for the Navy by two shipyards — eight each by GRSE and a sister shipyard. 'With 16 warships under construction for the Indian Navy and many more orders for warships expected, I am confident of GRSE delivering a century of warships to Indian Navy within a decade.' Mr. Hari said. In keeping with the naval tradition, Priya Deshmukh, wife of Mr. Deshmukh, launched the ship. Senior officials from the Indian Navy and GRSE were present for the event.

Photographer feted for holding most workshops in India
Photographer feted for holding most workshops in India

Hans India

time21-07-2025

  • Business
  • Hans India

Photographer feted for holding most workshops in India

Hyderabad: Bhoopal Kumar, a renowned photographer from Andhra Pradesh and Telangana, has made a significant impact in the world of photography. His outstanding contributions have been recognized by Canon India, which awarded him a Rs 2 lakh reward and national recognition for conducting the highest number of workshops in India. In the past year, Bhoopal Kumar has conducted an impressive 100 workshops, training thousands of photographers in the Telugu states. This achievement is a testament to his dedication to photography and his commitment to empowering others. As a Canon Mentor, he has played a pivotal role in promoting photography and sharing his expertise with others. Bhoopal Kumar's expertise has also taken him beyond India. Recently, he attended a workshop hosted by the Kathmandu Photographers Association, led by its President Hari. The event was also attended by Fototech's Chairman, Abhimanyu. During the workshop, they explored opportunities in the Nepal photography market and collaborated with the association to plan Nepal's first Photo Trade Fair in Kathmandu.

Samik: Not party's job to attend ‘namaz' or ‘hari naam sankirtan'
Samik: Not party's job to attend ‘namaz' or ‘hari naam sankirtan'

Time of India

time15-07-2025

  • Politics
  • Time of India

Samik: Not party's job to attend ‘namaz' or ‘hari naam sankirtan'

Kolkata: Bengal BJP president Samik Bhattacharya, who has been making attempts to recalibrate its political narrative in the state, on Tuesday said a party's job was not to attend "namaz" or "hari naam sankirtan (chanting Hari)". Bhattacharya, who emphasised BJP's "inclusive politics", also claimed that Trinamool had fostered divisions in society. "A political party's duty is not to participate in namaz or hari naam sankirtan, but to provide assistance to people for hospitalisation, admission in schools, or better civic amenities. People don't come to political workers to listen to Sundarkanda of Ramayana," Bhattacharya said at a workers' meet in Cooch Behar. Bhattacharya, who has earlier tried to bridge the gap with minority communities and said BJP is not against Muslims, asked party workers to refrain from divisive politics. "A political party's job is not to wedge a divide among people. We want Durga visarjan and Muharram processions to go forward simultaneously. They shouldn't need different routes," he said. You Can Also Check: Kolkata AQI | Weather in Kolkata | Bank Holidays in Kolkata | Public Holidays in Kolkata Taking on Trinamool, Bhattacharya said: "Who is trying to change the situation in Bengal? Who is forcing Hindus to unite overnight? Trinamool has changed the narrative in West Bengal." He claimed a member of the Muslim community could not even protest against atrocities on Hindus without being "attacked" by the governing party. In the same breath, the Bengal BJP president criticised attempts at radicalisation. "What is happening in Murshidabad, Maheshtala or Kidderpore? Radicalisation is a curse on the entire world and we have to fight against this," he said. Saying the party had always put the country first, Bhattacharya said: "Indira Gandhi was a Congress neta. Yet (former PM Atal Bihari) Vajpayee ji called her 'Devi Durga'. BJP doesn't believe in political differences if it is about the national interest."

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