Latest news with #HeadstartOnRecordPodcast
Straits Times
06-07-2025
- Business
- Straits Times
Headstart On Record Podcast: What kind of insurance should I buy?
Sign up now: Get ST's newsletters delivered to your inbox Hospitalisation and critical illness insurance are vital, but beware of being upsold or paying too much for premiums. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. What do young people need to know when buying their first insurance package? Insurance is an essential part of 'adulting', but it can be daunting when choosing from a wide range of products on a tight budget. Some can also find that insurance agents pressure them into buying products that they are not certain they need. In this episode, ST business correspondent Sue-Ann Tan looks at what you need to know before buying insurance. Her guests are NTU undergraduate Megan Wee and DBS bank Singapore head of bancassurance Loh Wanyun. 1:40: What are the different types of insurance? 9:00 Corporate vs personal insurance 11:00 How much should I spend on insurance? 13:25 How to deal with pushy agents 15:50 How much insurance is enough to cover me? 18:05 What are investment-linked policies? 21:00 Where should I buy insurance from? Read Sue-Ann Tan's articles: Follow Sue-Ann Tan on LinkedIn: Host: Sue-Ann Tan ( suetan@ ) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: Apple Podcasts: Spotify: Feedback to: podcast@ Get business/career tips in ST's Headstart newsletter: --- Follow more podcast channels: All-in-one ST Podcasts channel: ST Podcast website: ST Podcasts YouTube: --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store:
Straits Times
16-06-2025
- Business
- Straits Times
Headstart On Record Podcast: Forging careers at all ages, for all seasons
Wefie for the record: The Straits Times' Tay Hong Yi (left), poses in front of a live audience at swish nightspot Rasa with senior career coach Parameswari Seenivasan and telecommunications system engineer Noel Png. The Straits Times Headstart On Record Podcast Forging careers at all ages, for all seasons Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Developing a vibrant, resilient career in this age will require consistent effort to make deeper and more frequent changes. Mastering what we do in the here and now, does not suffice. Instead, we need to cast an eye towards what our jobs may become and even consider entirely new ones. From left: Guest speakers Mr Noel Png and Ms Parameswari Seenivasan with Headstart On Record host Tay Hong Yi, as they touch on what it takes to thrive at each stage of our careers. PHOTO: Desmond Wee In the third ST Podcast Live session recorded on June 3 at swish nightspot Rasa at Republic Plaza, we touch on what it takes to thrive at each stage of our careers, against a backdrop of economic upheaval. This special episode of Headstart On Record is in partnership with Workforce Singapore, in support of Career Health, a SkillsFuture initiative. We speak to a young engineer - Mr Noel Png - who did not let poor school grades deter him from an engineering career that took him to Britain and back home to Singapore. He is now a telecommunications system engineer at ST Engineering. Did I mention he has helped put a satellite to space with SpaceX, and has met Elon Musk? He shares about his unorthodox approach to networking, how he found mentors who helped him find his direction in life and his thought process to take uncertainty in his stride. Joining him on the podcast couch is veteran senior career coach Parameswari Seenivasan. A trained counsellor with over 15 years' of experience from Workforce Singapore, she has helped over 2,000 clients in her work. She helps us draw principles and good practices from Mr Png's career experiences. The third ST Podcast Live session is part of a series of events to celebrate 180 years of The Straits Times. PHOTO: Desmond Wee The ongoing series of ST Podcast Live sessions are being held to celebrate 180 years of The Straits Times in 2025, with three more events planned for the rest of the year. Highlights (click/tap above): 3:23 How a chance encounter led Noel to work in the space industry 5:51 Taking stock of your strengths and values 10:47 How career coaching can help you gain clarity on next moves 16:53 The broader range of options you can explore 19:08 Making sure each transition builds on the next 24:48 Parames' and Noel's proudest moments in their careers Find out more about WSG's Career Health plan: More about WSG: Read how the live podcast went down: Read Tay Hong Yi's articles: Follow Tay Hong Yi on LinkedIn: Host: Tay Hong Yi (hytay@ Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: Apple Podcasts: Spotify: Feedback to: podcast@ Get business/career tips in ST's Headstart newsletter: --- Follow more podcast channels: All-in-one ST Podcasts channel: ST Podcasts website: ST Podcasts YouTube: --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: Google Play:
Straits Times
01-06-2025
- Business
- Straits Times
Headstart On Record Podcast: How to prepare to inherit a family business
Gaining exposure, cultural conflictions and intergenerational discussions are all part of the road to inheriting a family business. ST GRAPHICS: NATASHA LIEW Headstart On Record Podcast How to prepare to inherit a family business Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Family businesses have been in the spotlight, after the CDL saga that saw father and son in a tussle for control over one of Singapore's largest companies. But whether it is about inheriting family businesses or family wealth, the process is not a straightforward one. Banks and financial organisations prepare young people to take over family wealth, through programmes and even boot camps. So how does wealth planning work, and how do youths take over their family businesses? In this episode, ST business correspondent Sue-Ann Tan looks at what wealthy kids do to prepare to inherit wealth and companies. Her guests are Darren Hui, who will one day lead his family's property management business, and former national athlete Kendrick Lee who co-founded Raffles Family Office. Highlights (click/tap above): 5:35 What is family legacy planning and governance? 7:30 The challenges the next generation faces 9:00 Generational differences between father and son 10:49 What difficulties has the family office seen in dealing with multiple generations? 18:02 When did you first realise you were going to inherit the business? 21:00 Will Kendrick let his children take over the business? 22:36 Going from national athlete to family office Read Sue-Ann Tan's articles: Follow Sue-Ann Tan on LinkedIn: Host: Sue-Ann Tan (suetan@ Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: Apple Podcasts: Spotify: Feedback to: podcast@ Get business/career tips in ST's Headstart newsletter: --- Follow more podcast channels: All-in-one ST Podcasts channel: ST Podcast website: ST Podcasts YouTube: --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: Google Play: Check out the Headstart chatbot for answers to your questions on careers and work trends.
Straits Times
18-05-2025
- Business
- Straits Times
Headstart On Record Podcast: Can you earn a living on a skilled trade?
An entrepreneur shares his hard-earned lessons on working with one's hands. ST GRAPHICS: NATASHA LIEW Headstart On Record Podcast Can you earn a living on a skilled trade? Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. For much of human history, manual work and the skilled trades have been the default way to earn your keep. Even in a small, advanced economy such as Singapore, there remains a need for this work to be done, that requires a mix of hard graft and mindfulness. To piece together how to be successful in the trades, ST correspondent Tay Hong Yi speaks with his guest, an entrepreneur who slogged to build businesses across landscaping, hospitality and outdoor education. His guest is: Mr Clarence Chua, co-founder of The Sundowner Nature Experience Centre Highlights (click/tap above): 1:53 Did Clarence always know he would be working a skilled trade? 10:07 What is the most satisfying part of Clarence's job? 11:18 Tips for those hoping to pursue a skilled trade 21:06 Dealing with parental disapproval Read about Mr Chua's work here: Read Tay Hong Yi's articles: Follow Tay Hong Yi on LinkedIn: Host: Tay Hong Yi (hytay@ Produced & edited by: Amirul Karim & Hadyu Rahim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: Apple Podcasts: Spotify: Feedback to: podcast@ Get business/career tips in ST's Headstart newsletter: --- Follow more podcast channels: All-in-one ST Podcasts channel: ST Podcast website: ST Podcasts YouTube: --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: Google Play: Join ST's Telegram channel and get the latest breaking news delivered to you.
Straits Times
04-05-2025
- Business
- Straits Times
Headstart On Record Podcast: How to prepare for retirement in your 20s
(From left) NTU students Tina Aw, Charmaine Chia, Aurene Graciell and ST business correspondent Sue-Ann Tan in the ST podcast studio. ST PHOTO: AMIRUL KARIM Three students in their early 20s tell us why it's never too early to think of retirement. ST PHOTO: NATASHA LIEW Headstart On Record Podcast How to prepare for retirement in your 20s Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Retirement used to be a word for middle-aged workers, perhaps as they started to think of how to lay up enough savings to enjoy their twilight years. But with movements like Fire - also known as financial independence, retire early - younger workers are starting to talk about retirement and prepare for the time they can kick their feet back and stop working. And for university students in their early 20s, preparing for retirement is already underway, to hit their goals of retiring early and to fund their ideal retirement lifestyles. So how early should you think of retirement and how can you plan for it? In this episode, ST business correspondent Sue-Ann Tan looks at retirement planning in your 20s and if Fire works. Her guests are three NTU students in their early 20s - Tina Aw, Charmaine Chia and Aurene Graciell. Highlights (click/tap above): 1:51 How old were you when you first thought about retirement? 5:33 Hustling from 12 years old to achieve Fire 8:20 The mental and social costs of Fire 9:15 What is your ideal retirement age? 11:58 How are you preparing for retirement? 24:56 How much will you need per month in retirement? 27:44 Will you consider micro-retirement? Read Sue-Ann Tan's articles: Follow Sue-Ann Tan on LinkedIn: Host: Sue-Ann Tan (suetan@ Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: Apple Podcasts: Spotify: Feedback to: podcast@ Get business/career tips in ST's Headstart newsletter: --- Follow more podcast channels: All-in-one ST Podcasts channel: ST Podcast website: ST Podcasts YouTube: --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: Google Play: Join ST's Telegram channel and get the latest breaking news delivered to you.
