Latest news with #ICICI
Hindustan Times
17 hours ago
- Business
- Hindustan Times
iPhone 16e gets a price cut of over ₹10,000 on Amazon: Check offer
If you missed buying the iPhone 16e during the recent Amazon sale, now is another opportunity to get the phone for under ₹50,000. The phone is currently retailing for much lower than its MRP, and you can combine bank offers to sweeten the deal further. If you are interested in how to get the best possible deal on the iPhone 16e, read on. iPhone 16e sports a single camera setup, and misses out on the ultra-wide lens.(Aishwarya Panda-HT) iPhone 16e Under ₹ 50,000: Deal Explained On Amazon India, the iPhone 16e is currently listed at ₹53,600, which is much lower than its MRP of ₹59,900 for the 128GB model. This is applicable for both the white and black colourways. To get an even better deal, you can combine bank offers from ICICI or SBI. You can get ₹4,000 off, which brings the net price down to ₹49,600. Alternatively, you can use the Amazon Pay ICICI Bank credit card. This provides an instant discount of ₹2,500, and after your billing cycle, you will receive an additional ₹2,555 cashback, bringing the net discounted price down to ₹48,545. Loading Suggestions... iPhone 16 vs iPhone 16e: What's Different? If you are in the market for a new iPhone and confused about which one to buy: the iPhone 16 or the iPhone 16e, there are a set of key differences. Firstly, you get a single-camera setup; of course, there is no ultrawide lens. So, if you want camera versatility from your iPhone, you will get more of it with the iPhone 16. Secondly, there is no Camera Control button like the iPhone 16; however, you do get the Action button that debuted with the iPhone 15 Pro. Another difference is that you do not get the Dynamic Island like the iPhone 16 series. Instead, you get the old, tried-and-tested notch. Therefore, if you are comfortable with these changes, the iPhone 16e can be a good option, especially at around ₹48,000. It features the same Apple A18 chipset as the iPhone 16, and the battery life is great, too.
Mint
2 days ago
- Business
- Mint
6 best co-branded credit cards compared: What you get for travel, dining, and more
By carefully selecting a co-branded credit card that supports your personal brands, you can also benefit from greater discounts and reward features associated with those companies. This is a carefully compiled guide to the best co-branded cards - and how to best utilise a co-branded card to work for you - whether you travel often, shop online, or fuel your commute. Brand-incentive cards: These credit cards encourage brand loyalty with substantial incentives such as airline miles or voucher savings. These cards generally work well if you spend a significant amount of time within that ecosystem. These credit cards encourage brand loyalty with substantial incentives such as airline miles or voucher savings. These cards generally work well if you spend a significant amount of time within that ecosystem. Lifestyle benefits: Cards like Marriott Bonvoy and Taj have specifically focused on rewarding lifestyle choices with more exceptional moments (for example, lounge access) and travel experiences. Cards like Marriott Bonvoy and Taj have specifically focused on rewarding lifestyle choices with more exceptional moments (for example, lounge access) and travel experiences. Milestones and sign-up offers: Most co-branded cards provide value if you meet spend minimums or loyalty tiers at destinations and instant value in the form of attractive welcome gifts & milestone benefits. Limited touchpoint reward flexibility: Many points are limited to consumption of partner brand products, compared to general reward cards. Higher APR's: If you don't pay the co-branded card off each month, some co-branded cards have higher interest rates. Spending behaviour pressure: You may feel pressured to overspend on consumption of partner brand products once you reach waiver levels. Co-branded credit cards Annual fees Standard Chartered EaseMyTrip Credit Card ₹ 350 Yatra SBI Card ₹ 499 Amazon Pay ICICI Credit Card ₹ 0 IndianOil RBL Bank XTRA Credit Card ₹ 1500 Swiggy HDFC Bank Credit Card ₹ 500 Airtel Axis Bank Credit Card ₹ 500 (Note: Please visit the bank's official website to learn more about the fees & charges of the credit card of your choice) 1. Standard Chartered EaseMyTrip Credit Card: 10% off flights, 20% off domestic hotel stays via EaseMyTrip. 2X reward points for all other purchases, eliminate 10X for travel categories. You're granted two free domestic lounge passes a year. 2. Yatra SBI Card: Welcome coupons of ₹ 8,250 at Yatra. Discounts of ₹ 4,000 on international flights, ₹ 1,000 on domestic flights. Revising the fuel charge plus a ₹ 50 lakh in travel accident cover. 3. Amazon Pay ICICI Credit Card: 5% cash back for prime members, 3% for non-prime members. 1% to 2% cash back for other online purchases and for purchases with partnering merchants. RBL Bank XTRA Credit Card: At IndianOil petrol stations your fuel expenses benefit 5%. 10% cash back on utility bills, groceries and anything else. Turbo Points which you can convert to fuel immediately. 5. Swiggy HDFC Bank Credit Card: You will receive a 10% cashback on food and beverages from Swiggy, Instamart, Genie and Dineout. 5% cash back from recognised websites like Amazon, Flipkart, Myntra, etc. 6. Airtel Axis Bank Credit Card: You will get a 25% cash back on DTH, broadband and Airtel mobile payments. You get 10% cash back on BigBasket, Zomato and Swiggy purchases. 1% cashback with allowance of waiving the fuel surcharge for any other purchases. Assess your brand loyalty before determining the best co-branded card. Relate card benefits to your travel, fuel and shopping spending. Examine the waiver level spending and the join and renewal fee costs. Pay the balance in full so that the card benefits exceed your costs. Compare the benefits with the interest rates. In conclusion, discipline is key: never pay interest on outstanding loan balances, meet thresholds without overspending, and keep credit utilisation as low as possible. The right co-branded card can realize your day-to-day expenses and allow you to closely surf the rewards wave, whether that is through cashback or solid travel savings. For all personal finance updates, visit here. Disclaimer: Mint has a tie-up with fin-techs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Time of India
2 days ago
- Business
- Time of India
Nothing Phone 3 price drop alert: Get up to Rs. 20,000 discount on White, 256 GB storage
The Nothing Phone 3 has just hit the Indian market with a tempting up to ₹20,000 discount, catching the attention of smartphone enthusiasts. But while this price slash makes the Nothing Phone device significantly more affordable, there's a condition that buyers need to be aware of. This isn't a straightforward price drop — the offer is tied to a specific platform and comes with a catch that might not suit everyone. Still, for those willing to play by the rules, it presents one of the best opportunities to grab the Nothing Phone 3 at a considerably lower price. In this article, we break down the details of the deal, the specs of the phone, where and how to get the discount, and whether this is truly worth your money in 2025. Let's dive into everything you need to know before buying. Nothing Phone 3 specifications The Nothing Phone 3 features a 6.67-inch AMOLED display that supports HDR10+ and is protected by Corning Gorilla Glass 7i. It features a 120Hz adaptive refresh rate and peak brightness of 4,500 nits. It comes equipped with a Snapdragon 8s Gen 4, along with up to 16GB of RAM and storage of up to 512GB. The device comes with a 5,500 mAh battery and supports 65W charging. It features a 50MP main camera, a 50MP periscope camera with 3x optical zoom, and a 50MP ultrawide camera. Additionally, it features a 50MP front camera. Nothing Phone 3 price, discount, and offer At a price of Rs 79,999, the Nothing Phone 3 was introduced. There is also a bank discount of Rs 10,000 for customers who use credit cards from IDFC and ICICI. Moreover, customers can trade in their old device for an exchange bonus of Rs 10,000, which reduces the price to approximately Rs 59,999. Furthermore, the worth of the device you are exchanging will be subtracted (up to Rs 68,000). Customers have the choice of EMI options starting at Rs 4,445 monthly, including no-cost EMI alternatives. Buyers have the option to purchase an extended warranty or other add-ons for an additional cost.
The Hindu
5 days ago
- Business
- The Hindu
Kotak Mahindra Bank introduces premium service for affluent customers
Kotak Mahindra Bank introduced an invitation-only array of products for affluent customers at an event in Mumbai on Wednesday (July 23, 2025). 'India's affluent segment is growing rapidly, but their banking experience hasn't kept pace,' said Rohit Bhasin, President and Head of Affluent, NRI, and Business Banking at Kotak Mahindra Bank. The product would include pre-approved credit lines, segment specific financial solutions, invite only credit card and benefits like airport lounge access, dedicated relationship managers among others which extends to the family of the customer. 'Indian economy has been growing steadily, and data suggests that affluent is one of the fastest growing segments in the country, growing twice as fast as the market. Higher salaries, increasing entrepreneurial activity as well as the growth of GCCs in India are contributing to the growth,' Mr. Bhasin said. The bank defines affluence by a minimum relationship value of ₹75 lakh for salaried and ₹1 crore for self-employed, which constitutes about 35% of the bank's customers, which amounts to 5.3 crore. Kotak Mahindra is among the many other banks, including ICICI and Standard Chartered, which are tapping into the affluent segment of their bankers. KMB's and other banks' interest in the affluent segment comes at a time when the central bank has consistently reduced the interest rates. Lower repo rates when they are transmitted to the customer will hit deposit mobilisation as depositors may find it unattractive. This can have effects on net interest margin.
Mint
6 days ago
- Business
- Mint
iPhone 16 Pro gets a major price cut on Amazon: Check bank deals and offer details
As anticipation builds for the launch of the iPhone 17 series this September, Apple's previous-generation smartphones are beginning to see price reductions. Amazon is currently offering a notable deal on the iPhone 16 Pro, making it an opportune moment for users considering an upgrade. The iPhone 16 Pro, which carries a standard price tag of ₹ 1,19,900 for the 128GB model, is now listed at ₹ 1,11,900 on Amazon, reflecting a seven per cent discount. In addition to this markdown, customers can benefit from supplementary bank and exchange offers, potentially lowering the cost further. Eligible customers using ICICI, SBI, or Kotak Bank credit cards can avail a flat ₹ 3,000 discount on transactions of ₹ 71,940 or above. Furthermore, the platform is offering exchange benefits of up to ₹ 52,100, depending on the condition and model of the device being traded in. For example, users exchanging an iPhone 14 Pro in good condition may receive up to ₹ 42,000 off the purchase price. In terms of specifications, the iPhone 16 Pro is equipped with a 6.3-inch Super Retina XDR display and supports ProMotion technology for a 120Hz refresh rate. The device runs on Apple's A18 Pro chipset and includes 8GB of RAM. It also integrates new AI-driven features such as Genmoji, Visual Intelligence, and Image Playground. On the camera front, the smartphone features a triple-lens setup comprising a 48MP primary sensor, a 48MP ultrawide lens, and a 12MP telephoto unit. It supports Photographic Styles and includes a newly introduced Camera Control button designed for easier access to photography tools. With the iPhone 17 launch nearing, such discounts on the iPhone 16 Pro may attract buyers looking to upgrade to a recent Apple flagship at a reduced price. Meanwhile, Apple may be preparing to enter the foldable smartphone segment, with fresh reports suggesting the company could launch its first foldable iPhone in 2026. While the tech giant has yet to confirm any official plans, media reports and analysts indicate that development is now well underway, with a release potentially slated for the second half of next year.
