Latest news with #J&KBank
The Hindu
3 days ago
- Business
- The Hindu
J&K Bank appoints Ketan Kumar Joshi as new CFO
The Jammu and Kashmir Bank on Sunday (June 29, 2025) announced the appointment of Ketan Kumar Joshi as its new chief financial officer for a term of three years. Mr. Joshi has replaced Fayaz Ahmad Ganai, a spokesperson of the J&K Bank said. The Bank notified the appointment to the stock exchanges following SEBI Regulations. "A seasoned professional in banking and finance, Joshi brings over two decades of extensive experience across Indian and international financial institutions," the spokesperson said. Before joining the J&K Bank, Mr. Joshi served as CFO at North East Small Finance Bank Ltd. (2019-2024), where he successfully led a number of critical initiatives. He also spearheaded the bank's system migration from FIS (PROFILE) to BSG (TURING), ensuring capital growth aligned with business expansion and regulatory requirements. Joshi has served in Afghanistan with Maiwand Bank, Bakhtar Bank, and Ghazanfar Bank. He also served as senior vice president at Bank of Tokyo-Mitsubishi UFJ Ltd, Mumbai.
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Business Standard
3 days ago
- Business
- Business Standard
Ketan Kumar Joshi named J&K Bank CFO for 3-year term, replaces Fayaz Ganai
The Bank notified the appointment to the stock exchanges in accordance with Sebi Regulations Press Trust of India Srinagar The Jammu and Kashmir Bank on Sunday announced the appointment of Ketan Kumar Joshi as its new chief financial officer for a term of three years. Joshi has replaced Fayaz Ahmad Ganai, a spokesperson of the J&K Bank said. The Bank notified the appointment to the stock exchanges in accordance with Sebi Regulations. "A seasoned professional in banking and finance, Joshi brings over two decades of extensive experience across Indian and international financial institutions," the spokesperson said. Before joining the J&K Bank, Joshi served as CFO at North East Small Finance Bank Ltd. (2019-2024), where he successfully led a number of critical initiatives. He also spearheaded the bank's system migration from FIS (PROFILE) to BSG (TURING), ensuring capital growth aligned with business expansion and regulatory requirements. Joshi has served in Afghanistan with Maiwand Bank, Bakhtar Bank, and Ghazanfar Bank. He also served as senior vice president at Bank of Tokyo-Mitsubishi UFJ Ltd, Mumbai. (Only the headline and picture of this report may have been reworked by the Business Standard staff; the rest of the content is auto-generated from a syndicated feed.)
Economic Times
3 days ago
- Business
- Economic Times
J&K Bank appoints Ketan Kumar Joshi as new CFO
Live Events (You can now subscribe to our (You can now subscribe to our Economic Times WhatsApp channel The Jammu and Kashmir Bank on Sunday announced the appointment of Ketan Kumar Joshi as its new chief financial officer for a term of three has replaced Fayaz Ahmad Ganai, a spokesperson of the J&K Bank said. The Bank notified the appointment to the stock exchanges in accordance with SEBI Regulations."A seasoned professional in banking and finance, Joshi brings over two decades of extensive experience across Indian and international financial institutions," the spokesperson joining the J&K Bank, Joshi served as CFO at North East Small Finance Bank Ltd. (2019-2024), where he successfully led a number of critical also spearheaded the bank's system migration from FIS (PROFILE) to BSG (TURING), ensuring capital growth aligned with business expansion and regulatory has served in Afghanistan with Maiwand Bank Bakhtar Bank , and Ghazanfar Bank. He also served as senior vice president at Bank of Tokyo-Mitsubishi UFJ Ltd, Mumbai.
Time of India
3 days ago
- Business
- Time of India
J&K Bank appoints Ketan Kumar Joshi as new CFO
The Jammu and Kashmir Bank on Sunday announced the appointment of Ketan Kumar Joshi as its new chief financial officer for a term of three years. Joshi has replaced Fayaz Ahmad Ganai, a spokesperson of the J&K Bank said. The Bank notified the appointment to the stock exchanges in accordance with SEBI Regulations. "A seasoned professional in banking and finance, Joshi brings over two decades of extensive experience across Indian and international financial institutions," the spokesperson said. Before joining the J&K Bank, Joshi served as CFO at North East Small Finance Bank Ltd. (2019-2024), where he successfully led a number of critical initiatives. He also spearheaded the bank's system migration from FIS (PROFILE) to BSG (TURING), ensuring capital growth aligned with business expansion and regulatory requirements. Live Events Joshi has served in Afghanistan with Maiwand Bank , Bakhtar Bank , and Ghazanfar Bank. He also served as senior vice president at Bank of Tokyo-Mitsubishi UFJ Ltd, Mumbai.
Time of India
21-05-2025
- Business
- Time of India
Home loan interest rates less than 9%: 10 private banks offering lowest interest on home loan
Buying a home is a significant milestone, often requiring financial assistance through a home loan. Private banks offer home loans to help individuals buy, construct, or upgrade residential real estate properties. Understanding the nuances of home loan interest rates, the importance of a good credit score, Equated Monthly Installments (EMIs), and the important documents to check before buying a property can make this process smoother and more cost-effective. Importance of credit score Your interest rate is linked to your credit score, which can be ensured by timely payment of all EMIs and credit card dues. Being a super-prime borrower (score: 800+) helps you get a lower home loan rate. Equated Monthly Instalment Still confused between New vs Old Tax Regime? Find out which one saves you more with our tax calculator! EMI or Equated Monthly Instalment is a fixed amount paid by you to the bank on a specific date every month. The EMI's are fixed when you borrow money from the bank as a loan. EMI's are used to pay both interest and principal amount of a loan in a way that over a specific number of years, the loan amount is repaid to the bank along with interest. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like You will never turn off your computer again. Undo Interest rate Many private banks offer home loans to their customers and interest rates differ depending on credit score, home loan tenure, age, and occupation. Here is a quick comparison of interest rates being offered by private banks in May 2025. Live Events The EMI is calculated on a loan of Rs 30 lakh for 20 years. Private bank Home loan interest rates EMI 1 J&K Bank 8 25,080 2 IDBI Bank 8.25 25,560 3 Karur Vysya Bank 8.45 25,950 4 HDFC Ban 8.5 26,040 5 Tamilnad Mercantile Bank 8.5 26,040 6 Kotak Mahindra Bank 8.65 26,310 7 South Indian Bank 8.7 26,430 8 Axis Bank 8.75 26,520 9 ICICI Bank 8.75 26,520 10 Karnataka Bank 8.78 26,580 What documents should I check before buying a new property? Below are the documents borrowers need to check when buying a new property. Sale Deed Title Deed Approved Building plans Completion Certificate (For Newly constructed property) Commencement Certificate (For Under-construction property) Conversion Certificate( If agricultural land is converted to non-agricultural) Khata Certificate (especially in Bengaluru) Encumbrance Certificate Latest Tax Receipts Occupancy Certificate By understanding the fixed and floating interest rates, maintaining a strong credit score, managing EMIs effectively, and verifying essential property documents, you can make informed decisions that align with your financial goals. How does my salary influence my home loan amount? According to SBI home loan FAQs, 'Apart from other criteria and norms of the lending bank, the home loan amount is generally calculated on the basis of your EMI and NMI ratio, where NMI is the take-home pay after taxes and other payroll deductions. The EMI/NMI ratio varies in the range of 20% to 70% for different Net Annual Income slabs. The loan amount can be increased by including a co-applicant.'
