Latest news with #JennAllan
New York Post
5 days ago
- Business
- New York Post
People drowning in debt are turning to ChatGPT for help: ‘I need to do something about it'
Jenn Allan, a realtor from Delaware, found herself in a ton of debt a few years ago, but with the help of AI — she's managed to pay off half of it. She began posting her journey to being debt-free on her TikTok account @_jenn.allan, back in October 2024, but it wasn't until she turned to ChatGPT for help that her debt started to rapidly decrease. After enduring what she called a 'traumatic birth' back in 2023 that landed her daughter in the NICU, Allan quickly racked up $23,000 in credit card debt when she was forced to take a break from work due to severe postpartum depression, according to the Daily Mail. Advertisement The mom found herself in a ton of debt, just a few years ago. TikTok/@_jenn.allan Feeling desperate, Allan turned to AI for some help. The mom sent the following prompt to the chatbot: 'I am in credit card debt, I don't know how much credit card debt I am in but I need to do something about it and I don't know where to start,' according to the outlet. Advertisement The bot suggested Allan organize herself by creating a 'debt repayment tracker in Google Sheets' to figure out how much money she was in the hole for. From there, every day for a month, she was to complete a new task to help her pay back some of the owed money. Breaking it down into a 30-day challenge also helps debt repayment seem less daunting, Allan said. Kittiphan – 'Some of the ideas actually made me money right away — and [overall it] kept me accountable every day,' she told the Daily Mail. Advertisement In addition to her 30-day challenge, ChatGPT helped her learn about new side hustles she could take on for extra cash. It also provided her with meal ideas so she could cook at home more. After putting in the work with help from her trusty AI tool — the 35-year-old managed to pay off $12,000 of her debt, as of July 2025. And she isn't the only one following this method to become debt-free. Advertisement TikTok user @ shared in one of her videos that she has a goal to pay off $26,503 in debt in just 9 months, with the help of ChatGPT. 'Being debt-free is the dream. Being financially free is the dream and doing it as fast as possible is the goal,' she said in one of her videos. The content creator revealed that with a simple prompt to the chatbot, she has managed to already knock off over $2,000.
Daily Mail
5 days ago
- Business
- Daily Mail
How ChatGPT helped me pay off $12k
Published: Updated: A woman has revealed how ChatGPT helped her pay off over $12,000 of her debt using easy money-saving hacks. Jenn Allan, 35, a realtor from Delaware, explained exclusively to the Daily Mail that she endured a 'traumatic birth' that resulted in her newborn daughter having to stay in the NICU. The ordeal racked up a ton of medical bills and forced her to take a lot of unpaid time off work. Between not being able to work and the immense medical expenses, Jenn soon found herself $23,000 in debt. She had no idea how to even start paying it off, so she decided to turn to ChatGPT for help. 'I already use ChatGPT every day for my business – marketing, admin, literally everything – so when I decided to finally face my debt, it made sense to include ChatGPT in that conversation too,' she explained. 'ChatGPT pretty much knows everything else about me so it made it very easy to talk to it about my debt and helping me to find ways out of it.' She sent the following prompt to the AI chat system back in May: 'I am in credit card debt, I don't know how much credit card debt I am in but I need to do something about it and I don't know where to start.' The program then helped her 'create a debt repayment tracker in Google Sheets' to determine the total she would have to pay back. It then 'built a 30-day challenge' to pay off her debt. That meant every day for one month it would give her a new task to complete, ranging from canceling subscriptions she didn't really need to selling unused items on Facebook Marketplace. 'Some of the ideas were kind of wild, but they were fun,' she dished. 'Some of the ideas actually made me money right away – and [overall it] kept me accountable every day.' One of the most effective things that ChatGPT had her do was 'look on her state's website for unclaimed money.' According to the Missouri State Treasury, 'Unclaimed Property consists of cash from bank accounts, stocks, bonds and contents of safe deposit boxes that have been abandoned.' ChatGPT also created a 'meal plan' for Jenn so she was inspired to cook at home and cut down costs on eating out, and call her credit card company and ask if she could lower her interest rate. It introduced her to easy side hustles she previously had no idea about. These included encouraging her to sign up for a program called User Testing that pays people to try out new products, as well as the company Rover, which pays people to walk or look after their pets. It even had her search for extra coins around her house, including in her couch cushions, and she ultimately found roughly $50 worth of change. Another bizarre but effective thing it recommended was to sell her junk mail to a company called Small Business Knowledge Center. On its website, the business states it will give you 'points' that can be used towards gift cards for the following junk mail items: 'Insurance and financial materials including Insurance, Annuities, Accidental Death, Auto, Critical Illness, Dental, Disability, Group/Individual Health, Investments, Life (VUL, Term, etc.), Long Term Care, P&C, Worksite Marketing etc.' 'Types of materials could be carrier newsletters, product brochures, updates, sales kits, direct mail solicitations, plan guides, sales kits, CD's/rates software, new product announcements, sales contests or promotions etc.,' it adds. 'Our Insurance and Financial Services clients use this information for competitive intelligence and product development purposes.' She also sold old photos she had taken to Shutterstock as well as her own plasma – the liquid component of your blood. GoodRx states of the latter, 'It's possible to make $30 to $70 or more each time you give plasma.' Other suggestions from the AI robot included switching cell phone providers for a cheaper service, signing up for 'cash back apps,' looking for old gift cards she might have forgotten about, and cashing out any reward points she may have built up. Most importantly, Jenn explained that ChatGPT helped change her mindset about debt by giving her encouraging and positive comments along the way and making her feel like it was possible. 'I went from, "What am I going to do?" to, "I can pay this off and I can do it quickly,"' she explained. 'ChatGPT didn't do the work for me but I was able to use it as a tool not only as a supportive best friend but also with ideas that I didn't think of.' In the end, she paid off roughly $12,000 of her $23,000 debt. She documented the entire endeavor on her TikTok account, where her videos have gone viral, raking in hundreds of thousands of views. And she hopes that sharing her story will help others cut down their debt like her. '[I didn't expect to go viral]. I was just trying to stay accountable. But I think the reason people connected with it is because it's relatable,' she concluded. 'A lot of comments were others saying they were in debt too and that this motivated them to make an extra debt payment or even get serious about paying it off.' Ask ChatGPT
Daily Mail
5 days ago
- Business
- Daily Mail
EXCLUSIVE How ChatGPT helped me pay off $12K of debt using easy money-saving hacks... and how AI can help you too
A woman has revealed how ChatGPT helped her pay off over $12,000 of her debt using easy money-saving hacks. Jenn Allan, 35, a realtor from Delaware, explained exclusively to the Daily Mail that she endured a 'traumatic birth' that resulted in her newborn daughter having to stay in the NICU. The ordeal racked up a ton of medical bills, and forced her to take a lot of unpaid time off work. Between not being able to work and the immense medical expenses, Jenn soon found herself $23,000 in debt. She had no idea how to even start paying it off, so she decided to turn to ChatGPT for help. 'I already use ChatGPT every day for my business - marketing, admin, literally everything - so when I decided to finally face my debt, it made sense to include ChatGPT in that conversation too,' she explained. 'ChatGPT pretty much knows everything else about me so it made it very easy to talk to it about my debt and helping me to find ways out of it.' She sent the following prompt to the AI chat system back in May: 'I am in credit card debt, I don't know how much credit card debt I am in but I need to do something about it and I don't know where to start.' The program then helped her 'create a debt repayment tracker in Google Sheets' to determine the total she would have to pay back. It then 'built a 30-day challenge' to pay off her debt. That meant every day for one month it would give her a new task to complete, ranging from canceling subscriptions she didn't really need to selling unused items on Facebook marketplace. 'Some of the ideas were kind of wild, but they were fun,' she dished. 'Some of the ideas actually made me money right away - and [overall it] kept me accountable every day.' One of the most affective things that ChatGPT had her do was 'look on her state's website for unclaimed money.' According to the Missouri State Treasury, 'Unclaimed Property consists of cash from bank accounts, stocks, bonds and contents of safe deposit boxes that have been abandoned.' ChatGPT also created a 'meal plan' for Jenn so she was inspired to cook at home and cut down costs on eating out and call her credit card company and ask if she could lower her interest rate. It introduced her to easy side hustles she previously had no idea about. These included encouraging her to sign up for a program called User Testing that pays people to try out new products as well as the company Rover, which pays people to walk or look after their pets. It even had her search for extra coins around her house, including in her couch cushions, and she ultimately found roughly $50 worth of change. Another bizarre but affective thing it recommended was to sell her junk mail to a company called Small Business Knowledge Center. On its website, the business states it will give you 'points' that can be used towards gift cards for the following junk mail items: 'Insurance and financial materials including Insurance, Annuities, Accidental Death, Auto, Critical Illness, Dental, Disability, Group/Individual Health, Investments, Life (VUL, Term, etc.), Long Term Care, P&C, Worksite Marketing etc.' 'Types of materials could be carrier newsletters, product brochures, updates, sales kits, direct mail solicitations, plan guides, sales kits, CD's/rates software, new product announcements, sales contests or promotions etc.' it adds. 'Our Insurance and Financial Services clients use this information for competitive intelligence and product development purposes.' She also sold old photos she had taken to Shutterstock as well her own plasma - the liquid component of your blood. GoodRx states of the latter, 'It's possible to make $30 to $70 or more each time you give plasma.' Other suggestions from the AI robot included switching cell phone providers for a cheaper service, signing up for 'cash back apps,' looking for old gift cards she might have forgotten about, and cashing out any reward points she may have built up. Most importantly, Jenn explained that ChatGPT helped change her mindset about debt by giving her encouraging and positive comments along the way and making her feel like it was possible. 'I went from, "What am I going to do?" to, "I can pay this off and I can do it quickly,"' she explained. 'ChatGPT didn't do the work for me but I was able to use it as a tool not only as a supportive best friend but also with ideas that I didn't think of.' In the end, she paid off roughly $12,000 of her $23,000 debt. She documented the entire endeavor on her TikTok account, where her videos have gone viral, raking in hundreds of thousands of views. And she hopes that sharing her story will help others cut down their debt like her. '[I didn't expect to go viral]. I was just trying to stay accountable. But I think the reason people connected with it is because it's relatable,' she concluded. 'A lot of comments were others saying they were in debt too and that this motivated them to make an extra debt payment or even get serious about paying it off.'
