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Forbes
02-07-2025
- Business
- Forbes
5 ChatGPT Prompts To Build Your Income To $100,000+
Rewire your brain for long-term success Everyone wants the glam. Entrepreneurship looks attractive and lucrative when you're observing from the outside in: But you can't shortcut your way to six-figure entrepreneurship. The reality is, most of these success stories are either fake or are deliberately missing critical parts of the story. When I started making six-figures as an entrepreneur, I achieved this success, not because of quick life hacks or even AI prompts and tools. I actually began building my business way before ChatGPT became a thing. As a matter of fact, I credit my success to learning and understanding the fundamental principles and mindset behind a successful career, and reading books/listening to old tapes from inspirational voices and life/mindset experts like Jim Rohn and Tony Robbins. Skills and mindsets such as the growth mindset, strategic thinking, emotional intelligence, taking initiative and being proactive, etc., are what separate business owners and freelancers with sustainable career growth, high-income and long-term success, from those who are only in it for trends and quit the moment a popular idea doesn't work. And of course, AI can fast-track your transformation, but it won't substitute mindset or consistency. Money, connections, luck, or the magic wand of AI won't boost your income or throw open career opportunities. You have, at your advantage, one of the most important assets in your toolkit: your mindset. Your mind can be trained to develop successful thinking habits and skills such as resilience, critical thinking, consistency, relentless problem solving, emotional intelligence, and deliberate and intentional learning and upskilling. These are the factors that make you wildly successful. How To Build Six-Figure Thinking Using ChatGPT Prompts Here are some ChatGPT prompts you can use to help you train your brain for six-figure success, whether you're an entrepreneur, freelancer, or full-time employee: You're a life coach with a specialism as a mindset coach. Today I had [talk about a challenge or disappointment at work or in other aspects of your personal/professional life] . Help me reframe it into a learning moment and a growth opportunity by asking me questions as a coach would, to help me uncover the beauty in this challenge and turn it into one or more lessons I can apply moving forward. Today I had a difficult conversation on Teams with a partner on a project, that went like this [copy and paste the chat or attach a screenshot]. Evaluate the strengths and weaknesses in my responses and give me tips for responding with a problem-solving, curious mindset next time. I'm a [name your role, job title, or what you do as a freelancer]. List 10 unconventional actions I can take to propel my career this week and for the rest of this month, to help me achieve [name your goal for the end of the month]. Help me set SMART goals for the next 90 days for [your career or your business, or both]. Here's what I'd like to achieve [list your goals]. Now reframe them using the SMART method so I can hold myself accountable. Recommend a calendar of leadership and mindset success books I can listen to on Audible/read on Kindle, for each of the next six months until the end of the year. These books should be recently published so they can include updated information relating to the future of work and AI, and any necessary future-proofing skills. Do not include books that [include your parameters here]. There are plenty of other prompts you can use, but these are a great way to get started. This is the real way to build longevity with your success. When you focus on making money fast, you take away the aspects that matter and your career won't thrive for long. You miss out on things like: But when you take time to develop a growth mindset, such as with the ChatGPT prompts listed above, you unlock in-demand skills and qualities such as: Making (and keeping) a six-figure income starts with your mindset. Build this non-negotiable with AI tools like ChatGPT to assist you and watch your life change for the long-term. Developing a growth mindset helps you build resilience and outlast many professionals who are in it ... More merely for the glam FAQs How do I build a growth mindset? The best way to develop emotional intelligence and a growth mindset is to take time daily/weekly to reflect on your progress, wins, and losses, and undertake exercises to understand what triggered your actions. Always maintain a curious attitude and keep professional development high on your radar. How can I earn $100,000+ a year? To make six figures as a professional in any field, you need to think like an entrepreneur or leader. You also need to concentrate on developing and productizing your high-income skills, and building a solid personal brand online and offline.


Independent Singapore
23-06-2025
- Business
- Independent Singapore
The 1% Rule: Banker reveals her secret on how she got rich with just 17 tiny life tweaks — and it could do the same for you
Forget 4 am wake-up calls and polar bear-style ice baths. Becoming rich doesn't require turning your life upside down. In fact, one investment banker and accountant—Nischa Shah—discovered a less glamorous but far more powerful secret: micro habits. These are tiny actions that, when done consistently, compound like interest and quietly transform your finances, well-being, and outlook on life. So if you're ready to build wealth without burnout, here are 17 surprisingly simple habits that have paid off big time! 1. Create more than you consume According to Thomas Corley, author of Rich Habits, 67% of wealthy individuals watch less than one hour of TV daily, compared to 77% of struggling folks who exceed that mark. Translation? The rich are creating videos, blogs, and businesses, while everyone else is bingeing. Photo: YT/nischa Try this: Spend 15 minutes a day making something. Launch that podcast, write a short story, and start learning Python. You don't need to go full Steve Jobs—just make sure you're producing more than you're passively scrolling. 2. Politely escape energy vampires 'You're the average of the five people you spend the most time with.' Sound familiar? That quote, often attributed to Jim Rohn, holds more truth than most memes. If your circle's main skill is complaining or gossiping, it's time to pull a disappearing act. If you can't find new circles in real life, do what Nischa did: turn YouTube, podcasts, and books into your virtual mentors. Your network doesn't need to be in the room to level you up. 3. Start an 'I can do this' file Think of it as a digital pep talk. Every time you conquer a fear, hit a milestone, or simply show up when you didn't feel like it, write it down. Photo: YT screengrab/nischa Use Notion , a folder on your phone, or even a physical journal. On rough days, it's your proof that you've done hard things before and can do them again. Bonus: It's like having a motivational speaker in your pocket—only the speaker is you. 4. Practice gratitude like a scientist Nischa once thought gratitude journaling was for the overly sentimental. Then she stumbled on research by Dr. Sophia Godkin showing that happiness isn't the result of success—it's the seed. So every night at 8 pm, she uses the Day One app to jot down something she's thankful for. A good coffee, a compliment, a solid nap—it all counts. It rewires your brain to hunt for joy, not stress. Pro tip: What you focus on, it shall grow. 5. Automate your savings and investments Warren Buffett said, 'Do not save what is left after spending, but spend what is left after saving.' Nischa takes it one step further: automate both savings and investments so they leave your account before you can even say 'Add to cart.' Photo: YT screengrab/nischa Doing this means no more guilt-driven, last-minute transfers. It also makes 'accidentally' investing in limited-edition air fryers much harder. 6. Be specific with your goals 'I want to save more money' is the financial equivalent of saying 'I want to get healthy.' It's vague, uninspiring, and doomed. Instead, aim for something like: 'I'll save RM30,000 for __________ by December 2027.' That gives you a map and a milestone. Divide it into monthly targets, and suddenly that goal feels doable. 7. Audit your spending in 3 F-Buckets Here's a smarter budget framework: Photo: YT screengrab/nischa Fundamental: Rent, groceries, bills Fun: Coffee dates, Netflix, weekend getaways Future: Investments, courses, upskilling Tracking your expenses with this method (try Nischa's free spreadsheet) turns budgeting from a guilt trip into a power move. It's not about restriction—it's about clarity. 8. Learn one new money thing each week Warren Buffett reads for hours daily. You only need one hour a week. Nischa uses this time to dive into behavioural finance, uncovering how childhood beliefs about money shape adult decisions. This week, for example, it could be 'how kids who felt deprived grow up to hoard, spend, or fear money.' Next week, it might be investment scams or side hustle tips, and so on. Remember: The more you learn, the more you earn. 9. Stop giving power to opinions It's human nature to worry about what others think. But when fear of judgment runs the show, your potential takes a back seat. Before letting someone's opinion derail her goals, Nischa asks: 'In the grand scheme of achieving my life's goals, how important is this person's opinion?' Spoiler alert: Most of the time, their opinions don't matter at all. 10. Escape the 'Yes Trap' Psychology Today says the 'Yes Trap' is the compulsion to agree to everything out of guilt, fear, or FOMO (Fear of missing out). Nischa also says that the 'Yes Trap' is a deep-rooted feeling that we should always say yes to requests, invitations, and opportunities even when our plates are already full. The consequence of this includes burnout, resentment, and the act of neglecting self-care. The cure? Get crystal clear on your goals. Then ask: 'Does this serve my mission or distract from it?' Say 'no' more often, and you'll start saying 'yes' to things that actually matter. 11. Invest in yourself first Stocks are nice. Real estate is great. But what is the best return on investment or ROI? You. Self-investment—learning, health, therapy, coaching—pays dividends. And it compounds. Nischa swears by Brilliant , an interactive platform teaching skills like AI, data science, and critical thinking, using real-world case studies from companies like Airbnb, Spotify , or Starbucks . The best part? You can try it free for 30 days. Because the more you grow, the more your income and opportunities will follow. 12. Diversify your income streams Most millionaires don't rely on just one paycheck. Nischa makes money from brand deals, affiliate links, YouTube ads, her own products, and investments. Start with one. Monetise your skills, passions, or even hobbies. Once it runs on autopilot, add another. Just don't juggle five at once—burnout isn't a badge of honour. 13. Simplify your decisions Steve Jobs wore the same outfit every day. So did Mark Zuckerberg. Why? To avoid decision fatigue. Photo: YT screengrab/nischa You don't need to turn into a tech bro. But do consider streamlining your wardrobe, meal plans, or filming setup (if you're a content creator). Automating low-stakes choices frees up brainpower for the big ones. See also Wealth of US billionaires soars during pandemic 14. Network with intent, not just convenience Chris Donnelly, a founder who built a $10 million business in a year, attributes much of his success to networking intentionally—reaching out to 50+ people monthly. Nischa adopted this approach too, focusing on relationships that align with her vision and offering value in return. It's not about taking—it's about connecting and contributing. Sometimes the right 'who' unlocks the 'how.' 15. Act before you feel ready Newsflash: You'll never feel 100% ready. Waiting for the perfect moment is just perfectionism wearing a productivity costume. Start that blog, pitch that idea, send that message. You might fumble, but fumbling forward is still progress. Action breeds clarity. The magic happens when you leap before you're 'qualified.' 16. Talk about money (Yes, really!) Studies show nearly half of Americans, for example, avoid money talk, even with their partners. Yet 66% believe these conversations are essential for financial freedom. So ask questions. Share insights. Normalise the awkward. Swap 'How's the weather?' for 'How do you approach budgeting?' You'll be amazed at how much you learn—and how much others appreciate the honesty. 17. Live by the 1% Progress Rule Small changes, done consistently, beat grand gestures every time. Want to save more? Trim one unnecessary bill. Want to earn more? Pitch one client a week. Want to invest smarter? Read one page a day. Photo: YT screengrab/nischa Just 1% better each month is 12% better a year. That's how real wealth—financial, mental, emotional—is built. Quietly. Sustainably. Compounded over time. So will this make me a millionaire tomorrow? No, of course not. These habits won't make you a millionaire overnight. But they will nudge you in the right direction—subtly at first, then significantly. So pick one. Start today. Watch it snowball. Because the secret to getting rich isn't dramatic—it's deliberate. And if you liked this guide, consider it your permission slip to stop overthinking and start doing, while you watch Nischa explain it in even more detail in the video below:
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Korea Herald
18-04-2025
- Health
- Korea Herald
[김대균의 영어산책] 속담과 명언
필자는 최근 일본의 유명 출판사와 새로운 토익수출계약을 맺었다, 대만수출도 꾸준히 하고 있다. 필자의 칼럼에 일본독자나 선생님들이 자주 등장하는 것은 이런 맥락도 있다. 서로 교류하면서 배우기 때문이다. 일본은 우리나라보다 토익평균점수가 150점 낮기 때문에 한국 교재를 그대로 출간해서는 반응이 거의 없다. 일본 독자의 눈높이에 맞춰야 한다. 책의 내용도 우리나라 분량의 50%정도가 적당하다. 개인사업을 하면서 배운 점 중에 내가 잘하는 것과 좋아하는 것을 하는 것도 중요하지만 소비자의 필요를 맞추지 않으면 살아남지 못하는 시대가 되었다. 그만큼 살기 힘들지만 보람이 있는 것이 토익시장이다. 오늘은 건강과 부자에 관한 영어명언으로 영어 공부를 해보자! 아래 제공되는 명언 중에 몇가지를 암기해 보자! 독자들은 더욱 더 건강한 부자가 될 것이다. 건강 관련 속담과 명언 (Health) 1. "It is health that is real wealth and not pieces of gold and silver." 진정한 부는 금이나 은이 아니라 건강이다. – Mahatma Gandhi 2. "A healthy outside starts from the inside." 건강한 겉모습은 내면에서 시작된다. – Robert Urich 3. "Take care of your body. It's the only place you have to live." 당신의 몸을 돌보세요. 거기가 당신이 살 수 있는 유일한 곳입니다. – Jim Rohn 4. "An ounce of prevention is worth a pound of cure." 한 온스의 예방이 일 파운드의 치료보다 낫다. – Benjamin Franklin 5. "He who has health has hope, and he who has hope has everything." 건강한 사람은 희망이 있고, 희망이 있는 사람은 모든 것을 가진 것이다. – Arabian Proverb 6."Happiness lies, first of all, in health." 행복은 무엇보다 건강에 있다. – George William Curtis 7. "Your body hears everything your mind says." 당신의 몸은 당신의 마음이 말하는 모든 것을 듣고 있다. – Naomi Judd 8. "He who takes medicine and neglects diet wastes the skill of his doctors." 약을 먹으면서 식단을 무시하는 사람은 의사의 기술을 낭비하는 것이다. – Chinese Proverb (중국 속담) 9. "Those who think they have no time for healthy eating will sooner or later have to find time for illness." 건강한 식사를 할 시간이 없다고 생각하는 사람은 머지않아 병을 위한 시간을 내야 할 것이다. – Edward Stanley 10. "Laughter is the best medicine." 웃음은 최고의 약이다. – 영어 속담 (Proverb) 부와 돈에 관한 속담과 명언 (Wealth / Money) 1. "The lack of money is the root of all evil." 돈이 없는 것이 모든 악의 근원이다. – Mark Twain 2. "Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like." 너무 많은 사람들이 벌지도 않은 돈으로, 원하지도 않는 물건을, 좋아하지도 않는 사람들을 감동시키기 위해 쓴다. – Will Rogers 3. "Wealth consists not in having great possessions, but in having few wants." 부유함이란 많은 소유에 있는 것이 아니라, 적은 욕망에 있다. – Epictetus 4. "Formal education will make you a living; self-education will make you a fortune." 정규 교육은 생계를 유지하게 해주고, 자기 주도 학습은 부를 안겨준다. – Jim Rohn 5. "It's good to have money and the things that money can buy, but it's good too, to check up once in a while and make sure that you haven't lost the things that money can't buy." 돈과 돈으로 살 수 있는 것들을 가지는 것은 좋지만, 때때로 돈으로 살 수 없는 것을 잃지 않았는지도 확인하는 것이 좋다. – George Lorimer 6. "A wise person should have money in their head, but not in their heart." 현명한 사람은 돈을 머릿속에만 두고, 마음속에는 두지 않는다. – Jonathan Swift 7. "When health is absent, wealth is useless." 건강이 없으면, 부는 무용지물이다. – Herophilus (고대 그리스 의사) 8. "Not everything that can be counted counts, and not everything that counts can be counted." 셀 수 있는 모든 것이 다 중요한 것은 아니며, 중요한 모든 것을 셀 수 있는 것도 아니다. – Albert Einstein (의미 있는 부의 개념으로 자주 인용) 9. "If you want to feel rich, just count all the gifts you have that money can't buy." 부자가 된 기분을 느끼고 싶다면, 돈으로 살 수 없는 당신의 모든 소중한 것을 세어보라. – 익명 (Anonymous) 10. "We make a living by what we get, but we make a life by what we give." 우리는 얻는 것으로 생계를 유지하지만, 주는 것으로 인생을 만들어간다.