Latest news with #LibertyStreetAdvisors
Yahoo
4 days ago
- Business
- Yahoo
Up 50% in a Month, How Much Higher Can SoFi Stock Run?
SoFi Technologies (SOFI) has been on an impressive tear, gaining roughly 53% in the last month and 180% in the past 12 months. The rally extended last week after SoFi announced strategic partnerships with asset managers, including Cashmere, Fundrise, and Liberty Street Advisors. SoFi disclosed plans to expand retail investor access to alternative investments in artificial intelligence, machine learning, and space technology. This move democratizes private market investments with minimum capital requirements starting at just $10. The company's expansion into private markets, combined with its growing 10.9 million member base, positions SoFi to capitalize on increasing demand for alternative investments. CEO Anthony Noto emphasized the platform's role in building 'truly diversified portfolios' for a new generation of investors. More News from Barchart Dear Google Stock Fans, Mark Your Calendars for July 23 Dear UnitedHealth Stock Fans, Mark Your Calendars for July 29 Peter Thiel Is Betting Big on This Ethereum Treasury Stock. Should You Buy Shares Now? Stop Missing Market Moves: Get the FREE Barchart Brief – your midday dose of stock movers, trending sectors, and actionable trade ideas, delivered right to your inbox. Sign Up Now! While the stock's momentum appears strong, investors should monitor whether SoFi can sustain growth as competition intensifies in the fintech space. Is SoFi Stock a Good Buy Right Now? SoFi Technologies presents a compelling investment opportunity as a vertically integrated digital bank targeting younger, affluent consumers dissatisfied with traditional banking. Its mission to help people 'get their money right' drives a comprehensive one-stop financial services platform spanning lending, banking, investing, and payments. SoFi delivered exceptional Q1 results with record member growth of 800,000 new additions (34% year-over-year) and 1.2 million new products (35% growth). It now serves approximately 11 million members, offering over 15 million products, which demonstrates the effectiveness of its cross-selling strategy. Revenue growth has accelerated to over $3 billion annually, with adjusted EBITDA margins reaching 26%. The company has successfully diversified beyond its lending origins, with fee-based revenue now comprising 41% of total revenue, up from 26% in 2021. Key growth drivers include the $27 billion deposit base, which generates funding cost savings; the rapidly expanding Loan Platform Business, which generates $380 million in annualized revenue; and strong momentum in Financial Services products. SoFi's Financial Services Productivity Loop generates sustainable competitive advantages by achieving high customer lifetime value and low acquisition costs. Approximately 30% of new products come from existing members, eliminating duplicate acquisition expenses. The company's technology-first approach enables rapid innovation and scalability compared to traditional banks, which are often burdened by legacy systems. Management raised 2025 guidance, expecting $3.3 billion in revenue (24%-27% growth) and maintaining medium-term revenue growth above 25% annually. It targets a 20%-30% return on equity in the long term, while investing in crypto re-entry, SoFi Plus subscription services, and enhanced AI capabilities. SoFi capitalizes on structural shifts in consumer finance, particularly among digitally native demographics. With strong unit economics and an expanding product portfolio, SoFi appears well-positioned for sustained growth in the evolving financial services landscape. Is SOFI Stock Still Undervalued? Analysts tracking the fintech stock estimate revenue to increase from $2.61 billion in 2024 to $5.06 billion in 2029. In this period, adjusted earnings are forecast to expand from $0.15 per share to $0.91 per share. Today, SoFi stock trades at a forward price-to-earnings of 75x, which might seem elevated. However, its lofty valuation is supported by stellar earnings growth. If SOFI stock is priced at 40x forward earnings, it will trade around $36 per share in early 2029, indicating upside potential of 60% from current levels. Out of the 22 analysts covering SOFI stock, five recommend 'Strong Buy,' two recommend 'Moderate Buy,' 10 recommend 'Hold,' two recommend 'Moderate Sell,' and three recommend 'Strong Sell.' The average SOFI stock price target is $15.84, nearly 30% below the current trading price. On the date of publication, Aditya Raghunath did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. This article was originally published on
Globe and Mail
08-07-2025
- Business
- Globe and Mail
SoFi Expands Access to Private Markets with Funds from Cashmere, Fundrise and Liberty Street Advisors
SoFi (NASDAQ:SOFI) has expanded access to alternative investments to include new private markets funds from asset management firms including Cashmere, Fundrise and Liberty Street Advisors. Through these funds, investors can gain exposure to multiple private companies across AI, machine learning, space technology, consumer products, healthcare, e-commerce, and financial technology, like OpenAI, SpaceX, Graza, Epic Games, and more. Cashmere invests in a portfolio of high-growth companies to give people access to early and growth-stage private companies - backed by cultural tastemakers like Josh Allen, Jayson Tatum, iconic founders, and top-tier VCs. They leverage their platforms and visibility as a distinct competitive advantage to drive market momentum and accelerate growth. Fundrise is the largest direct-to-consumer alternative asset manager in the U.S., serving over 2 million people. Fundrise is known for pioneering the democratization of real estate and venture capital through its online, direct-to-investor platform. Liberty Street Advisors is an investment advisor that partners with experienced managers to offer differentiated investment strategies and opportunities in areas like private markets and alternative assets to help investors diversify beyond public stocks and bonds. 'SoFi is expanding alternative investment opportunities for a new generation of investors,' said Anthony Noto, CEO of SoFi. 'Our unmatched selection across investment opportunities like private equity, venture, private credit and real estate, give our members the ability to build truly diversified portfolios to reach financial independence and realize their ambitions.' With investment minimums starting at $10, SoFi is leveling the financial playing field. SoFi offers a wide range of institutional-grade investment opportunities to over 10.9 million members. Over the past year, SoFi has expanded its Alts offering with the introduction of a suite of alternative investment funds managed by ARK, KKR, Carlyle, and Franklin Templeton that provide exposure to private credit, real estate, and pre-IPO companies. Additionally, SoFi relaunched its robo-advisor in collaboration with BlackRock, giving members access to curated portfolios that include alternative assets like real estate and multi-strategy funds. SoFi has also partnered with Templum to give members access to privately held companies via the Cosmos Fund, with asset classes offering sole exposure to top tech companies including SpaceX, Databricks and xAI, as well as the Pomona Investment Fund and StepStone Private Markets Fund. Access to new private markets funds from asset management firms Cashmere, Fundrise and Liberty Street Advisors is now available to SoFi Invest members. Those who are interested in learning more about accessing these offerings can find information here and in the Invest section of the SoFi App. About SoFi SoFi Technologies (NASDAQ: SOFI) is a one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. Over 10.9 million members trust SoFi to borrow, save, spend, invest, and protect their money – all in one app – and get access to financial planners, exclusive experiences, and a thriving community. Fintechs, financial institutions, and brands use SoFi's technology platform Galileo to build and manage innovative financial solutions across 158.4 million global accounts. For more information, visit or download our iOS and Android apps. About Cashmere Cashmere seeks to provide long-term capital appreciation through an actively managed portfolio of private, early-stage venture capital investments. Cashmere's portfolio managers seek to leverage their networks of influence in the sports and entertainment industries to further compound and accelerate growth of its portfolio companies. Learn more about Cashmere at About Fundrise With more than 2 million users, Fundrise is the largest direct-to-investor alternative asset manager in the country. For 10+ years, our mission has been to use technology to build a better financial system for the individual. We build software that enables us to develop and deliver investments designed to give our clients a performance edge in any economic environment. Our $3+ billion in assets under management include investment vehicles focused on real estate private equity, private credit, and growth equity. You can learn more about Fundrise at About Liberty Street Advisors Liberty Street Advisors, Inc. ('Liberty Street') is an SEC registered investment advisor. The firm is located in New York City and launched its first fund in 2007. Liberty Street provides access to valuable and timely investment strategies designed to help investors and financial advisors meet the challenges of today's market environment. Disclosures Availability on the SoFi Invest platform does not constitute an investment recommendation, endorsement or solicitation by SoFi Securities LLC. All investments involve risk, including the potential loss of principal. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA ( ( For a full listing of the fees associated with SoFi Invest, please view our fee schedule. ©2025 SoFi Technologies, Inc. All rights reserved.
