Latest news with #LincolnFinancial
Business Wire
08-07-2025
- Business
- Business Wire
Lincoln Financial releases its Q3 Market Intel Exchange, spotlighting key market and investment trends
RADNOR, Pa.--(BUSINESS WIRE)--Lincoln Financial (NYSE: LNC) today announced the release of its third quarter edition of Market Intel Exchange, a comprehensive chartbook and report offering in-depth analysis of current market and economic trends. Developed through the company's in-house research and in collaboration with leading asset managers on its multimanager platform, the report delivers actionable intelligence for investors as they navigate today's dynamic environment. This quarter's report provides a balanced perspective on the potential implications of evolving economic policy, strategies for managing market volatility and finding opportunity amid uncertainty. Key findings and takeaways from the Q3 Market Intel Exchange include: Investors maintain a measured perspective amidst the flurry of both headwinds and tailwinds coming from Washington, D.C. After a late-2024 market rally driven by optimism around potential for policy shifts from the new Administration, investor sentiment has become more balanced in 2025 as markets weigh both the opportunities and the risks, including trade tensions, deficit concerns and policy uncertainty. Focus on tax policy and fiscal implications. Tax provisions in the One Big Beautiful Bill Act remain a central consideration. While expanded tax cuts for individuals and businesses may support investor sentiment, concerns remain that an even wider federal deficit could surface more doubt from investors about fiscal sustainability and put upward pressure on interest rates. The upside of uncertainty. Economic policy uncertainty has remained well above historical norms for most of 2025. Lincoln's analysis found that periods of elevated uncertainty have historically been followed by stronger than average returns for U.S. stocks — highlighting the importance of tuning out the headlines and maintaining a disciplined, long-term investment approach. 'As we enter the back half of 2025, the tone from investors is one of cautious optimism. Markets and the broader economy have shown an encouraging level of resilience despite a complex mix of uncertainty stemming from trade and tariff concerns, interest rates, global conflicts and more,' said Jayson Bronchetti, Chief Investment Officer, Lincoln Financial. 'At Lincoln, we are committed to delivering timely, actionable insights that help financial professionals guide their clients toward their long-term financial goals.' Additional market and economic related insights from Lincoln Financial and its network of asset management partners can be found on the Market Insights page. About Lincoln Financial Lincoln Financial helps people confidently plan for their vision of a successful financial future. As of December 31, 2024, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection, and retirement plan services. As of March 31, 2025, the company had $312 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, PA., Lincoln Financial is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. LCN-8138082-070325
Yahoo
03-07-2025
- Business
- Yahoo
Most Americans aren't paying attention to a key part of retirement that has nothing to do with investing
A Lincoln Financial survey found that most Americans see retirement as a new chapter to pursue pastimes. Yet, many pre-retirees aren't planning or budgeting for those pastimes. The firm partnered with podcast host Rich Roll to explore ways to make pastimes last a lifetime. Americans may be brushing over a key component of retirement planning: What they want their days to look like, how they want to spend their time, and what pastimes they want to incorporate in their golden years. A 2025 survey from Lincoln Financial found that 77% of Americans in their 50s and 60s view retirement as a "new chapter" to pursue passions they didn't have time for while working — yet, the majority haven't actually planned or budgeted for pastimes in retirement. While pre-retirees intend to do additional planning for pastimes once they hit retirement, only 38% report having done some or a lot of planning. The majority of pre-retirees have done little to no planning for how to spend time in retirement. To inspire pre-retirees to flip the script, Lincoln Financial partnered with wellness advocate and podcast host Rich Roll on a four-part video series, "The Action Plan." Roll spoke with tennis legend Andre Agassi, the "The Psychology of Money" author Morgan Housel, and others about how they're planning ahead to ensure they can pursue their pastimes into retirement. "My generation has a very different relationship with retirement than our parents did," Roll, 58, told Business Insider. "We're not in a job and looking toward that date on the calendar where we're going to hang it up and then go play golf. That's just not the typical experience, and it's not really the way the world works anymore." Plus, lifestyles and lifespans have changed. "We're also healthier and living longer and more vital in our older years than that generation, which begs the question: How can I continue to do these things that I enjoy doing? And these things cost money," said Roll. Perhaps more money than you'd expect. Lincoln Financial also surveyed retirees age 50 and above, and among that group, 39% underestimated the cost of their pastimes. To plan for the cost of your hobbies and pastimes, you have to spend time thinking about how you actually want to spend your time in retirement and what will make you feel fulfilled, whether that's picking up a sport or an instrument, volunteering, teaching, gardening, or hosting. Roll found inspiration in Agassi's outlook. "What lights him up is creating opportunities for other people," he said of the retired tennis player turned philanthropist. "I think that's a really important lesson, especially for anyone who is approaching the later stages of their career who wants to stay engaged, whether through personal activities or through business: Tie whatever that passion is to something that holds greater meaning than just yourself. And I think that's a recipe for maintaining your connection with your vitality and continuing to pursue a life that is meaningful and purpose-driven." If you're approaching retirement and feeling behind on planning or saving, you have company. "Less than one in 10 retirees had a firm estimate on what their day-to-day costs were, so anybody who falls in that category, they're not alone," James Reid, executive vice president of Lincoln Financial, told BI. That said, "It starts today. Today starts the wave for the future." Roll, who started his career in corporate law and quit to train as an ultra-endurance athlete, considers himself a "late bloomer" when it comes to his career and finances, and recognizes that he still has "a lot of work to do." "In a perfect world, I would have just been stashing away small amounts of money every single month since I was 21 years old. That's just not what I did," he said, adding: "It's not too late. If you're someone like myself who hasn't been putting money away for the past 25 years, that is something that you can still overcome, but you have to face it." The author, podcast host, and public speaker has no intention of slowing down anytime soon. When asked if he thinks he'll ever retire, he was quick to say, "I don't." But he's laying the foundation now to have the option of scaling back from work if he ever wants to. "I don't think of retirement like, I'm just one day going to flick a switch and it's all over," he said. "I don't imagine that day ever coming, nor do I really aspire to that, but I also recognize that everything is impermanent. The promise to myself, at least with the podcast, is that I'll continue to do it as long as I find it invigorating and interesting and nourishing in all the ways that it currently is, but one day will come where I'll say, 'I think I've done enough of this.'" Read the original article on Business Insider
Business Insider
03-07-2025
- Business
- Business Insider
Most Americans aren't paying attention to a key part of retirement that has nothing to do with investing
Americans may be brushing over a key component of retirement planning: What they want their days to look like, how they want to spend their time, and what pastimes they want to incorporate in their golden years. A 2025 survey from Lincoln Financial found that 77% of Americans in their 50s and 60s view retirement as a "new chapter" to pursue passions they didn't have time for while working — yet, the majority haven't actually planned or budgeted for pastimes in retirement. While pre-retirees intend to do additional planning for pastimes once they hit retirement, only 38% report having done some or a lot of planning. The majority of pre-retirees have done little to no planning for how to spend time in retirement. To inspire pre-retirees to flip the script, Lincoln Financial partnered with wellness advocate and podcast host Rich Roll on a four-part video series, " The Action Plan." Roll spoke with tennis legend Andre Agassi, the "The Psychology of Money" author Morgan Housel, and others about how they're planning ahead to ensure they can pursue their pastimes into retirement. "My generation has a very different relationship with retirement than our parents did," Roll, 58, told Business Insider. "We're not in a job and looking toward that date on the calendar where we're going to hang it up and then go play golf. That's just not the typical experience, and it's not really the way the world works anymore." Plus, lifestyles and lifespans have changed. "We're also healthier and living longer and more vital in our older years than that generation, which begs the question: How can I continue to do these things that I enjoy doing? And these things cost money," said Roll. Perhaps more money than you'd expect. Lincoln Financial also surveyed retirees age 50 and above, and among that group, 39% underestimated the cost of their pastimes. To plan for the cost of your hobbies and pastimes, you have to spend time thinking about how you actually want to spend your time in retirement and what will make you feel fulfilled, whether that's picking up a sport or an instrument, volunteering, teaching, gardening, or hosting. Roll found inspiration in Agassi's outlook. "What lights him up is creating opportunities for other people," he said of the retired tennis player turned philanthropist. "I think that's a really important lesson, especially for anyone who is approaching the later stages of their career who wants to stay engaged, whether through personal activities or through business: Tie whatever that passion is to something that holds greater meaning than just yourself. And I think that's a recipe for maintaining your connection with your vitality and continuing to pursue a life that is meaningful and purpose-driven." Catching up on retirement planning and saving If you're approaching retirement and feeling behind on planning or saving, you have company. "Less than one in 10 retirees had a firm estimate on what their day-to-day costs were, so anybody who falls in that category, they're not alone," James Reid, executive vice president of Lincoln Financial, told BI. That said, "It starts today. Today starts the wave for the future." Roll, who started his career in corporate law and quit to train as an ultra-endurance athlete, considers himself a "late bloomer" when it comes to his career and finances, and recognizes that he still has "a lot of work to do." "In a perfect world, I would have just been stashing away small amounts of money every single month since I was 21 years old. That's just not what I did," he said, adding: "It's not too late. If you're someone like myself who hasn't been putting money away for the past 25 years, that is something that you can still overcome, but you have to face it." The author, podcast host, and public speaker has no intention of slowing down anytime soon. When asked if he thinks he'll ever retire, he was quick to say, "I don't." But he's laying the foundation now to have the option of scaling back from work if he ever wants to. "I don't think of retirement like, I'm just one day going to flick a switch and it's all over," he said. "I don't imagine that day ever coming, nor do I really aspire to that, but I also recognize that everything is impermanent. The promise to myself, at least with the podcast, is that I'll continue to do it as long as I find it invigorating and interesting and nourishing in all the ways that it currently is, but one day will come where I'll say, 'I think I've done enough of this.'"
Yahoo
02-07-2025
- Business
- Yahoo
3 Ways To Financially Plan For the Unexpected in Retirement, According to Morgan Housel
You may think that if you have a retirement plan that covers your day-to-day expenses, you're in good shape, but the truth is, you also need to plan for expenses that go beyond the essentials you're paying for now. What if you have you an unforeseen medical expense? What if your investment portfolio takes a nosedive? Be Aware: Read Next: Financially planning for the unexpected is essential to ensure you can weather any storms that may come your way in retirement. According to 'The Psychology of Money' author Morgan Housel, here are three ways to do so. Having extra liquid money in the bank will ensure you're prepared to cover unexpected expenses that may come up during retirement years. 'The first line of defense for a lot of people can be a big chunk of savings,' Housel told Lincoln Financial as part of its 'The Action Plan' video series. 'You don't need to be saving for anything specific. It's your emergency fund — it's right there.' This can also serve as a safety net if you've underestimated your living costs. 'Having room for error in your finances is so important in the long run as well,' Housel said. Find Out: While your emergency fund may be able to handle one-off costs, it's also a good idea to invest in the appropriate insurance coverages you many need. 'Insurance, after your emergency fund, can be great,' Housel said. 'It's your medical insurance, life insurance — all that you have.' Housel recommended annuities as a way to provide guaranteed income throughout your retirement. This will remove a lot of the financial uncertainty that can occur during this phase of life. 'So much of the financial industry is based off of, 'How do I become wealthier?' but it can be overlooked how much people just want to remove uncertainty from their life, and be protected on the downside,' he said. 'Do it with something like an annuity, where you're not going to become the richest person in the world doing it, but you're removing a lot of uncertainty in your life,' Housel continued. 'That money is going to be coming in for your expenses in the future.' More From GOBankingRates 3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025 10 Genius Things Warren Buffett Says To Do With Your Money Here's the Minimum Salary Required To Be Considered Upper Class in 2025 This article originally appeared on 3 Ways To Financially Plan For the Unexpected in Retirement, According to Morgan Housel Sign in to access your portfolio
Business Wire
27-06-2025
- Business
- Business Wire
Lincoln Financial to Report 2025 Second Quarter Results on July 31
RADNOR, Pa.--(BUSINESS WIRE)--Lincoln Financial (NYSE:LNC) announced today that it will report its results for the second quarter ended June 30, at 6:00 a.m. Eastern Time on Thursday, July 31, 2025. A conference call is scheduled for 8:00 a.m. Eastern Time on the same day. Earnings materials, including the 2025 second quarter Earnings Release, Earnings Supplement, and Statistical Supplement, will be available on the company's Investor Relations web page at Conference Call Information An audio webcast of the conference call will be broadcast live through Lincoln's website at Please log on to the webcast at least 15 minutes prior to the start of the conference call to download and install any necessary streaming media software. A replay of the webcast will be available at by 10:00 a.m. Eastern Time on July 31, 2025. Anticipated future earnings release and conference call dates & times: Third Quarter 2025 – October 30, 2025 Earnings release at 6:00 a.m. Eastern Time Conference call at 8:00 a.m. Eastern Time Fourth Quarter 2025 – February 5, 2026 Earnings release at 6:00 a.m. Eastern Time Conference call at 8:00 a.m. Eastern Time First Quarter 2026 – May 7, 2026 Earnings release at 6:00 a.m. Eastern Time Conference call at 8:00 a.m. Eastern Time About Lincoln Financial Lincoln Financial helps people confidently plan for their vision of a successful financial future. As of December 31, 2024, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection, and retirement plan services. As of March 31, 2025, the company had $312 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, PA., Lincoln Financial is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at
