Latest news with #LincolnNational
Yahoo
01-07-2025
- Business
- Yahoo
Here's Why Investors Should Retain Lincoln National Stock for Now
Lincoln National Corporation LNC is a diversified life insurance and investment management company that provides a wide range of wealth accumulation, wealth protection, group protection and retirement products and solutions. The company operates multiple insurance businesses through four business segments: Annuities, Life Insurance, Group Protection and Retirement Plan Services. LNC has risen 9.1% in the year-to-date period, outperforming the industry average of 3.7%. Headquartered in Radnor, PA, the company holds a market capitalization of $5.9 billion. The Annuities and Life Insurance segments form part of LNC's Retail Solutions business, while Group Protection and Retirement Plan Services units make up the Workplace Solutions business. Price-to-book (P/B) is one of the multiples used for valuing insurance stocks. Its trailing 12-month P/B ratio of 0.82X is lower than the industry average of 2.02X. Courtesy of solid prospects, LNC currently carries a Zacks Rank #3 (Hold). The Zacks Consensus Estimate for Lincoln National's 2025 earnings is pegged at $7.11 per share, indicating a 0.6% year-over-year rise. In the past seven days, it has witnessed one upward estimate revision against none in the opposite direction. Furthermore, the consensus mark for revenues is pegged at $18.7 billion for 2025. It beat earnings estimates in each of the past four quarters, with an average surprise of 10.7%. Lincoln National Corporation price-eps-surprise | Lincoln National Corporation Quote Lincoln National's revenues are poised for growth, driven by the strong performance of its Annuities and Group Protection segments. Its revenues are supported by higher insurance premiums and fee income. Its enhanced and diversified in-force book, improving average life insurance in-force and margin expansion initiatives, positions the bottom line well for growth. LNC's annuity business benefits from its wide range of products that cater to consumer preferences. In the first quarter of 2025, the segment's total sales grew 33% year over year to $3.8 billion. It is making notable progress by evolving its annuity business toward a more balanced mix with a higher proportion of spread-based products. Its Group Protection business continues to see improved growth and profitability trends. Income from operations improved 26% year over year in the first quarter of 2025. Prudent acquisitions in this segment and improving underwriting results will further drive its results. The segment's operating margin improved 120 basis points in the last reported quarter. Its new long-term strategic partnership with Bain Capital marks a significant step forward in advancing Lincoln National's vision. This collaboration will provide unique access to private asset origination and speed up value creation across various streams. The company is reshaping its life product portfolio and enhancing the products and capabilities within its retirement business. In the first quarter of 2025, LNC allocated $77 million toward dividend payout as part of its strategy to return value to its shareholders. Its quarterly dividends of 45 cents per share, resulting in a dividend yield of 5.2%, comfortably surpass the industry average of 3.2%. There are some factors, however, that investors should keep a careful eye on. The company's total expenses have escalated over the last several years due to increasing benefits expenses. Total costs increased 12.7% and 117.9% year over year in 2024 and the first quarter of 2025, respectively. With higher policies, benefit expenses might rise in the coming days, affecting the company's future margins. LNC's benefit expenses rose 3.2% in the same quarter. LNC carries a significant total debt, which amounted to $5.9 billion at the end of the first quarter of 2025. This leads to a total debt-to-capitalization of 41.7%, higher than the industry average of 14.5%. Some better-ranked stocks in the broader finance space are MGIC Investment Corp MTG, Heritage Insurance Holdings Inc. HRTG and EverQuote Inc EVER, each sporting a Zacks Rank #1 (Strong Buy) at present. You can see the complete list of today's Zacks #1 Rank stocks here. The Zacks Consensus Estimate for MGIC Investment's current-year earnings of $2.92 per share has witnessed one upward revision in the past 30 days against none in the opposite direction. MGIC Investment beat earnings estimates in each of the trailing four quarters, with the average surprise being 15.9%. The consensus estimate for current-year revenues is pegged at $1.2 billion, implying 1.3% year-over-year growth. The Zacks Consensus Estimate for Heritage Insurance's current-year earnings of $3.25 per share has witnessed two upward revisions in the past 60 days against no movement in the opposite direction. Heritage Insurance beat earnings estimates in each of the trailing four quarters, with the average surprise being 363.2%. The consensus estimate for current-year revenues is pegged at $854.9 million, calling for 4.6% year-over-year growth. The Zacks Consensus Estimate for EverQuote's current-year earnings is pegged at $1.18 per share, implying 34.1% year-over-year growth. EverQuote beat earnings estimates in each of the trailing four quarters, with the average surprise being 122.6%. The consensus mark for the current-year revenues is pegged at $644.1 million, calling for 28.8% year-over-year growth. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Lincoln National Corporation (LNC) : Free Stock Analysis Report MGIC Investment Corporation (MTG) : Free Stock Analysis Report EverQuote, Inc. (EVER) : Free Stock Analysis Report Heritage Insurance Holdings, Inc. (HRTG) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Sign in to access your portfolio
Yahoo
18-06-2025
- Business
- Yahoo
Lincoln National Debuts Hybrid Growth Fund in Variable Annuities
Lincoln National Corporation LNC recently unveiled LVIP American Funds Vanguard Active Passive Growth Fund, a new investment option offered exclusively within its American Legacy and Lincoln Investor Advantage variable annuities. This fund leverages the expertise of two prominent investment managers, Capital Group and Vanguard, to deliver investors a thoughtfully balanced approach to long-term, diversified growth by integrating both active and passive investment strategies within a Lincoln variable annuity. Capital Group ranks among the world's most experienced active mutual fund managers, with $2.8 trillion in assets under management. Vanguard is one of the leading global investment managers and offers an extensive portfolio of both active and index-based investment products. The newly introduced fund is structured to manage downside risk while seeking upside potential by moving beyond simple index-based allocations. Capital Group applies a proactive, research-driven investment approach aimed at generating superior long-term, risk-adjusted returns. In parallel, Vanguard contributes a range of index-based exchange-traded funds (ETFs) that offer broad, cost-efficient market exposure. Lincoln National is responsible for the strategic asset allocation within the fund. The launch of this fund also seems to be a time-opportune one since a majority of financial advisors these days agree that active and passive strategies complement each other. They also believe that during periods of market volatility, active management offers valuable downside risk protection through tactical decision-making. Therefore, the active management component of the new fund is designed to enhance portfolio flexibility and resilience amid volatile markets. The recent initiative is expected to enhance the company's variable annuity offerings, which, in turn, can better support financial professionals and their clients. The addition of the fund will enhance the annuity business of Lincoln National and bring in higher sales through attracting new customers as well as retaining existing ones. Annuity sales advanced 33% year over year in the first quarter of 2025. LNC's variable annuities are designed to help individuals grow and safeguard their retirement income, offering a variety of investment options, features and benefits. These solutions, available at an additional cost, are tailored to support diverse client objectives and evolving financial needs. Variable annuities have remained a powerful tool for boosting future retirement income. Shares of Lincoln National have gained 6.3% in the past six months compared with the industry's 3.3% growth. LNC currently carries a Zacks Rank #3 (Hold). Image Source: Zacks Investment Research Some better-ranked stocks in the insurance space are Horace Mann Educators Corporation HMN, Voya Financial, Inc. VOYA and Kemper Corporation KMPR. While Horace Mann currently sports a Zacks Rank #1 (Strong Buy), Voya Financial and Kemper carry a Zacks Rank #2 (Buy) each. You can see the complete list of today's Zacks #1 Rank stocks here. Horace Mann's earnings surpassed estimates in three of the last four quarters and matched the mark once, the average surprise being 24.09%. The Zacks Consensus Estimate for HMN's 2025 earnings indicates a rise of 26.1% while the same for revenues implies an improvement of 6.6% from the respective 2024 figures. The consensus mark for HMN's 2025 earnings has moved 5.5% north in the past 60 days. The bottom line of Voya Financial beat estimates in each of the trailing four quarters, the average surprise being 38.39%. The Zacks Consensus Estimate for VOYA's 2025 earnings indicates a rise of 35.5% while the same for revenues implies an improvement of 11.4% from the respective 2024 figures. The consensus mark for VOYA's 2025 earnings has moved 1.6% north in the past 30 earnings outpaced estimates in each of the trailing four quarters, the average surprise being 21.11%. The Zacks Consensus Estimate for KMPR's 2025 earnings indicates a rise of 7.6% while the same for revenues implies an improvement of 7.5% from the respective 2024 figures. The consensus mark for KMPR's 2025 earnings has moved 1.3% north in the past 60 days. Shares of Horace Mann and Voya Financial have gained 6.8% and 0.5%, respectively, in the past six months. However, Kemper stock has dipped 1.2% in the same time frame. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Lincoln National Corporation (LNC) : Free Stock Analysis Report Kemper Corporation (KMPR) : Free Stock Analysis Report Horace Mann Educators Corporation (HMN) : Free Stock Analysis Report Voya Financial, Inc. (VOYA) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research
Yahoo
08-06-2025
- Business
- Yahoo
Jim Cramer Says 'We're Not Going to Recommend' Lincoln National (LNC)
We recently published a list of . In this article, we are going to take a look at where Lincoln National Corporation (NYSE:LNC) stands against other stocks that Jim Cramer discusses. When a caller asked Cramer about Lincoln National Corporation (NYSE:LNC) during the lightning round, he remarked: 'Well…. You cut me to the quick, you got my accent, and then you, you drill me with Lincoln… No, we're not going to recommend that stuff. We're going to go, we're going to buy Chubb. Then I don't have to worry about how badly I pronounce it. Chubb is the one you want.' An insurance executive conferring with clients in a modern office, discussing policies. Lincoln National (NYSE:LNC) provides a range of insurance and retirement products, including life insurance, annuities, group benefits, and retirement plans. On May 8, the company posted a first-quarter net loss of $756 million, or $4.41 per share. The difference was mainly due to a $0.9 billion after-tax loss tied to market risk changes from falling interest rates and lower equity markets. Overall, LNC ranks 10th on our list of stocks that Jim Cramer discusses. While we acknowledge the potential of LNC as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an extremely cheap AI stock that is also a major beneficiary of Trump tariffs and onshoring, see our free report on the best short-term AI stock. READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
CNBC
05-06-2025
- Business
- CNBC
Cramer's Lightning Round: RELX is a buy
RELX: "[buy, buy buy!] RELX, two thumbs up." Altria: "I personally would not own Altria. Why? Because I don't like what the do." Lincoln National: "No, we're not going to recommend that going to buy Chubb." EHang: "I'm not going to really want to do a lot of China right now." Click here to download Jim Cramer's Guide to Investing at no cost to help you build long-term wealth and invest
