Latest news with #LoanUtsav
Fashion Value Chain
3 hours ago
- Business
- Fashion Value Chain
This Loan Utsav get additional rewards on Bajaj Finserv Business Loan
For many entrepreneurs and small business owners in India, the biggest hurdle to growth is not a lack of ideas-but a lack of timely funds. Whether it's a sudden inventory requirement, delayed client payments, or the need to invest in equipment or staff, the absence of working capital can bring business operations to a grinding halt. These cash flow constraints can affect everything from daily operations to long-term expansion plans. Bajaj Finserv Business Loan In such scenarios, a reliable and flexible business loan can make all the difference. That's where the Bajaj Finserv Business Loan comes in-offering quick access to high-value funding without the hassle of collateral. With loan amounts of up to Rs. 80 lakh and fast approval, business owners can bridge financial gaps and get back to focusing on growth. To make business funding even more rewarding, Bajaj Finance has launched its limited-time Loan Utsav campaign. This special offer provides business owners with not only access to funds, but also exclusive cashback rewards and brand vouchers. As part of this offer, business owners can secure loans of up to Rs. 80 lakh and earn cashback of up to Rs. 3,000, along with exciting vouchers from top brands. The campaign is running from 1st July to 31st July 2025, available exclusively through the Bajaj Finserv App. Rewards are limited to the first 200 successful loan disbursals during this period. What does Loan Utsav offer Eligible applicants can apply for business loan ranging between Rs. 2 lakh and Rs. 80 lakh and earn the following rewards: Loan disbursed (Rs.) Cashback Brand voucher 1,00,000 – 5,00,000 500 KFC 5,00,001 – 10,00,000 1,000 Amazon Prime 10,00,001 -25,00,000 2,000 Zomato Gold 25,00,001 – 50,00,000 2,500 OTT Play 50,00,001 -80,00,000 3,000 OTT Play Borrowers must apply and complete the disbursal via the Bajaj Finserv App and set up their Bajaj Pay Wallet within 90 days to receive the cashback. Customers without a wallet will receive Bajaj Coins of equivalent value, which can be redeemed through the app. Who can avail this offer To qualify for the Loan Utsav benefits, applicants must: Be among the first 200 customers to successfully complete disbursal in July 2025 Apply exclusively via the Bajaj Finserv App Ensure the loan remains active and isn't cancelled post-disbursal Why choose Bajaj Finserv Business Loan Whether it is addressing working capital needs, exploring a cash credit loan for operational flexibility, or investing in business growth, Bajaj Finserv Business Loan is designed to support financial goals with ease and speed. Key features include: High loan amounts of up to Rs. 80 lakh Bajaj Finserv Business Loan offers substantial loan limits that empower entrepreneurs and businesses to meet a wide range of funding requirements-from scaling operations and purchasing inventory to upgrading infrastructure and investing in marketing. With access to up to Rs. 80 lakh, business owners can confidently pursue large-scale goals without financial hesitation. No collateral required These business loans are completely unsecured, which means business owners don't need to mortgage their property or pledge assets to get the funding they need. This reduces the risk for the borrower and simplifies the application process, making funds more accessible, especially for small and medium-sized businesses. Fast approval and disbursal, often within 48 hours* Time is money in business, and Bajaj Finance understands that. With a streamlined approval process and minimal documentation, funds are typically disbursed within 48 hours of approval*. This ensures that business owners can seize time-sensitive opportunities or address urgent financial needs without delay. Flexible repayment tenure from 12 to 96 months Every business has unique cash flow patterns, and flexibility in repayment is crucial. Bajaj Finance allows borrowers to choose a repayment term between 1 year (12 months) and 8 years (96 months), helping them manage EMIs in line with their income cycles and financial planning. Online process through the app or website The loan application journey is digital-right from checking eligibility to receiving funds and tracking EMIs. With the Bajaj Finserv App, business owners can apply for and manage their loan anytime, anywhere. How to apply Entrepreneurs interested in applying can follow these simple steps: Download the Bajaj Finserv App from the Google Play Store. Log in using mobile number and OTP. On the home screen, tap the 'Business Loan' icon. Click on the 'CHECK ELIGIBILITY' button. Fill out the application form with basic personal and professional details. Once completed, tap 'CONTINUE'. Enter banking details as requested. Finally, submit application for processing. So if business owners are looking to apply for business loan support this month, theres no better time. Apply during Loan Utsav and enjoy exclusive cashback and vouchers along with a substantial financial push. *Terms and conditions apply
Fashion Value Chain
a day ago
- Business
- Fashion Value Chain
Get Exciting Cashback with Bajaj Finserv Doctor Loan this Loan Utsav
Running a medical practice in today's fast-changing healthcare environment is no easy task. Whether it is setting up a new clinic, upgrading diagnostic equipment, expanding practice, or simply managing day-to-day working capital-funding can often become a challenge. With rising costs and growing patient expectations, even experienced doctors may feel the financial strain. Bajaj Finserv Doctor Loan Bajaj Finserv Doctor Loan is a suitable option medical professionals can consider to get over these challenges. This offering is designed specifically for healthcare professionals, providing high-value, unsecured loans to meet their professional needs without the hassle of lengthy paperwork or collateral. And to make it even more rewarding, Bajaj Finance has launched an exclusive Loan Utsav campaign featuring special cashback offers. Available from 1st July to 31st July 2025, the offer is open to the first 50 doctors who apply through the Bajaj Finserv App or website and get their loan disbursed during the campaign period. Eligible medical professionals stand to receive up to Rs. 5,000 in cashback rewards, making it a timely opportunity to invest in. Below is the cashback structure under the limited-period Loan Utsav campaign: Loan amount (Rs.) Cashback (New customers) Cashback (Existing customers) 1 lakh – 10 lakh Rs.1,000 Rs. 1,000 11 lakh – 20 lakh Rs. 1,500 Rs. 1,500 21 lakh – 30 lakh Rs. 2,000 – 31 lakh – 40 lakh Rs. 3,000 – 41 lakh – 50 lakh Rs. 4,000 – 51 lakh and above Rs. 5,000 – The cashback will be credited to the customer's Bajaj Pay Wallet. If no active wallet exists, rewards will be given as Bajaj Coins, redeemable on the Bajaj Finserv App. How to apply for Bajaj Finserv Doctor Loan Bajaj Finance offers a simple and quick loan application process for medical professionals. Here's how to apply for the Bajaj Finserv Doctor Loan through the app: Download the Bajaj Finserv App from the Google Play Store. Log in using mobile number. On the home screen, select the 'Doctor Loan' icon. Tap the ' CHECK ELIGIBILITY ' button. Complete the application form with basic personal and professional information. After filling the form, tap ' CONTINUE '. Provide banking details as requested. Submit application for processing. To apply via the Bajaj Finserv website, follow these steps: Visit the official Bajaj Finserv website. Go to the doctor loan page and click on the ' CHECK ELIGIBILITY ' button. Fill in personal and professional details on the application form. After completing the form, click ' CONTINUE '. Enter banking information as required. Verify registered address and other KYC details. Submit application for processing. Why choose Bajaj Finserv Doctor Loan Choosing the right financial support is crucial for medical professionals looking to expand their practice, upgrade equipment, or manage daily operational costs. The Bajaj Finserv Doctor Loan is designed specifically to meet the unique needs of doctors, offering benefits such as: Loans up to Rs. 80 lakh : Whether it is setting up a new clinic, purchasing advanced medical equipment, or expanding existing practice, the Bajaj Finserv Doctor Loan offers substantial funding of up to Rs. 80 lakh. This high loan amount is specifically designed to cater to the diverse financial needs of doctors, ensuring they have adequate capital to support professional goals. No collateral required : One of the biggest advantages of this loan is that it does not require any collateral or security. This means doctors can apply and receive funds without the hassle of pledging assets, saving time and avoiding unnecessary complications. Quick approval and disbursal : Time is often critical for medical professionals who need prompt financial assistance. Bajaj Finance ensures fast loan processing and disbursal, often within 48 hours*, allowing quicker access to funds without delay. Flexible repayment tenure : Understanding that every doctor's financial situation is different, this loan offers flexible repayment options. One can choose a repayment tenure that suits their cash flow and working capital cycle, ranging from 1 year up to 8 years. This flexibility helps manage repayments comfortably while focusing on operations. Online application process through app or website: The loan application and management process is digital, allowing one to apply from anywhere using the Bajaj Finserv App or website. This eliminates the need for physical visits, lengthy documentation, and reduces processing time, making the experience smooth and hassle-free for busy medical professionals. These doctor loan features make this offering by Bajaj Finance an ideal financial solution for doctors. For any medical professional looking to expand operations, Loan Utsav presents the perfect chance to access funding and earn exclusive rewards. Don't miss out-apply today and unlock cashback of up to Rs. 5,000. Bajaj Finance Limited Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings. To know more, visit *Terms and conditions apply
Fashion Value Chain
21-07-2025
- Business
- Fashion Value Chain
Bajaj Finance Launches ‘Loan Utsav' with Special Rewards on Business Loan
Today's driven entrepreneurs and businesses can now enjoy greater rewards when securing quick business financing. Bajaj Finance has launched a limited-period 'Loan Utsav' offer, providing cashback rewards and other benefits to eligible businesses. This offer provides business owners access to business loans up to Rs. 80 lakh along with exclusive rewards, including cashback up to Rs. 3,000 and exciting brand vouchers. Bajaj Finserv Business Loan The campaign is live from July 1, 2025, to July 31, 2025, and is available only through the Bajaj Finserv App. The rewards are limited to the first 200 successful loan disbursals for each of the two months. What does the Loan Utsav offer for business owners With this limited-period offer, applicants can apply for a business loan ranging from Rs. 2 lakh to 80 lakh and earn cashback up to Rs. 3,000 that will be credited directly to their Bajaj Pay Wallet. Also, based on the loan amount disbursed, they stand to get additional vouchers, as mentioned in the table below: Loan disbursed Cashback Voucher Rs. 1,00,000 – Rs. 5,00,000 Rs. 500 KFC Rs. 5,00,001 – Rs. 10,00,000 Rs. 1,000 Amazon Prime Rs. 10,00,001 – Rs. 25,00,000 Rs. 2,000 Zomato Gold Rs. 25,00,001 – Rs. 50,00,000 Rs. 2,500 OTT Play Rs. 50,00,001 – Rs. 80,00,000 Rs. 3,000 OTT Play Applicants must apply and get their loan disbursed via the Bajaj Finserv App and set up their Bajaj Pay Wallet within 90 days to unlock these rewards. For those without a wallet, Bajaj Coins will be credited, which can be redeemed within the app. Eligibility criteria for applying for a business loan under Loan Utsav To be eligible for these exclusive benefits, applicants must: Be among the first 200 to successfully get their business loan disbursed in July 2025 Apply and get the loan disbursed through the Bajaj Finserv App Ensure the loan is not cancelled after disbursal Why choose Bajaj Finserv Business Loan Entrepreneurs and business owners require financial support that is simple and accessible. Bajaj Finserv Business Loan comes with benefits tailored to facilitate business growth without unnecessary hurdles: Loan amounts up to Rs. 80 lakh suitable for startups and expanding businesses. No collateral required, meaning no assets need to be pledged to get the required funds. Quick approval and disbursal, often within 48 hours*. Flexible repayment tenure between 12 and 96 months. Online application process, allowing business owners to apply anytime and anywhere. This offer is designed to support a wide range of business needs, whether you are scaling operations, launching a new venture, or applying for a business loan for women. With loan amounts of up to Rs. 80 lakh, no collateral requirements, and an online application process, Bajaj Finance makes business financing fast and convenient. The Loan Utsav campaign adds further value by offering cashback rewards and brand vouchers on successful loan disbursals. How to apply Entrepreneurs interested in applying can follow these simple steps: Download the Bajaj Finserv App from the Google Play Store. Log in using your mobile number. On the home screen, tap the ' Business Loan ' icon. Click on the ' Check Eligibility ' button. Fill out the application form with your basic personal and professional details. Once completed, tap ' Continue '. Enter your banking details as requested. Finally, submit your application for processing. With Loan Utsav, Bajaj Finance makes it easier and more rewarding for entrepreneurs to access the capital they need. Check your business loan eligibility, apply today, and take a step forward in your entrepreneurial journey. *Terms and conditions apply. Bajaj Finance Limited Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings. To know more, visit
Hans India
18-07-2025
- Business
- Hans India
Gold Loan Utsav: Make the Most of Your Gold's Value with Bajaj Finance and Get Assured Cashback till 31st July
If you have gold jewellery at home and are looking for a quick way to handle your expenses, this is a great time to explore your options. With the ongoing Loan Utsav, it is the perfect moment to take advantage of the benefits offered by the Bajaj Finserv Gold Loan. As part of this special campaign, you can now enjoy assured cashback till 31st July, along with an easy online application process, competitive interest rates, and convenient repayment choices. In India, gold is more than just jewellery. It is a valuable asset that can help you during tough times. Whether you have a medical bill to pay, a school fee due, or even want to fund a home repair, pledging your gold can give you the funds you need, without selling your ornaments. This is where a gold loan comes in handy – it is quick, safe, and reliable. What is a gold loan and why should you consider it? A gold loan is a type of secured loan where you use your gold jewellery as collateral. You do not have to sell it – just keep it with the lender for a short time and get it back once you repay the loan. The good thing is, because your loan is backed by gold jewellery, the interest rates are usually lower than other unsecured loans. During the Gold Loan Utsav, Bajaj Finance is making it even easier for you to get funds from Rs. 5,000 to Rs. 2 crore with minimal paperwork and quick disbursal. With a Bajaj Finserv Gold Loan, you can apply for an online gold loan from the comfort of your home. You do not need to go through a long paperwork process. Just a few steps on your phone or computer, and your gold loan is processed in no time. What makes Bajaj Finserv Gold Loan a smart financial choice If you are looking to make the most of your gold this festive season, the Loan Utsav by Bajaj Finance is the perfect time to act. Here is why Bajaj Finserv Gold Loan stands out as a smart and reliable choice: Quick online application – Apply from your home through a simple online process via the Bajaj Finserv App or website. – Apply from your home through a simple online process via the Bajaj Finserv App or website. Low interest rates – With today's gold loan interest rate being competitive, you save more on your overall loan amount. – With today's gold loan interest rate being competitive, you save more on your overall loan amount. Multiple repayment options – Choose from monthly, bi-monthly, quarterly, half-yearly or annual interest repayment, with any interest or principal amount due to be cleared before the tenure ends. – Choose from monthly, bi-monthly, quarterly, half-yearly or annual interest repayment, with any interest or principal amount due to be cleared before the tenure ends. Loan starting from Rs. 5,000 – You can borrow a small or big amount, from Rs. 5,000 to Rs. 2 crore, as per your need. – You can borrow a small or big amount, from Rs. 5,000 to Rs. 2 crore, as per your need. High loan-to-value ratio – You get the best possible value for your gold as per the guidelines set by the RBI. – You get the best possible value for your gold as per the guidelines set by the RBI. No hidden charges – Transparent process with no surprise fees or any additional charges on foreclosure or prepayment of loan. Whether your expense is planned like a family function or unplanned like a sudden medical emergency, a Bajaj Finserv Gold Loan gives you the power to manage it smoothly. The loan amount depends on the purity and weight of your gold, and with gold rates high these days, you can get a good amount without much hassle. How to apply online for Gold Loan with Bajaj Finance Applying for an online gold loan is super simple: 1. Visit the Bajaj Finserv App or website 2. Click on the 'Apply' button on the gold loan page. 3. Fill in your mobile number and OTP. 4. Enter your personal details and choose the nearest gold loan branch 5. Download the in-principal eligibility letter Once done, you will receive a call from our representative and guide you on the next steps. This entire process can be started from your mobile or laptop. You just need any one of your basic KYC documents and 18-22 karat gold jewellery. Gold loans have become a smart and trusted way to raise funds quickly. With the Gold Loan Utsav by Bajaj Finance, it is even more rewarding. You get competitive rates, quick processing, and the peace of mind that your gold is safe. So, if you are in need of quick funds, do not wait. Check the today gold loan interest rate and apply for an online gold loan through Bajaj Finserv Gold Loan. It is a secure, simple, and smart way to handle your financial needs – planned or not.
The Wire
18-07-2025
- Business
- The Wire
Bajaj Finance launches 'Loan Utsav' offer on doctor loan with cashback benefits up to Rs. 5,000
Pune, Maharashtra, India (NewsVoir) Bajaj Finance has launched a limited-period offer for medical professionals as part of its ongoing 'Loan Utsav' campaign. This offer is designed to help doctors meet their professional financing needs—whether it's upgrading diagnostic tools, expanding a clinic, or managing day-to-day operations. The campaign provides medical professionals with the chance to avail of a doctor loan of up to Rs. 80 lakh along with a cashback reward of up to Rs. 5,000 for the time the offer is running. This reward is credited to their Bajaj Pay Wallet upon successful disbursal of the loan. The offer is valid from July 1 to July 31, 2025, and applies to the first 50 doctors who complete their application and loan disbursal through the Bajaj Finserv App or website and create a Bajaj Pay Wallet during the campaign period. Offer highlights and eligibility criteria Under this limited-period 'Loan Utsav' campaign, medical professionals can not only secure the funds they need to make their existing practice better, but also earn additional monetary rewards. Below are the key highlights of this campaign that will help doctors get a better understanding of what this offer entails and how they can benefit from it: • Loan amount: Doctors can avail of professional loans up to Rs. 80 lakh • Cashback reward: Up to Rs. 5,000 credited to the Bajaj Pay Wallet after successful loan disbursal • Offer period: July 1 to July 31, 2025, or until the first 50 successful loan disbursals • Eligibility: Available to doctors applying through the Bajaj Finserv App or website during the campaign • First-come, first-served: Only the first 50 disbursed loans are eligible for the cashback Cashback reward structure Here's how much cashback a medical professional can get after successful loan disbursal during the 'Loan Utsav' campaign: Loan amount (Rs.) Cashback for new customers Cashback for existing customers 1–10 lakh Rs. 1,000 Rs. 1,000 11–20 lakh Rs. 1,500 Rs. 1,500 21–30 lakh Rs. 2,000 — 31–40 lakh Rs. 3,000 — 41–50 lakh Rs. 4,000 — 51 lakh and above Rs. 5,000 — Cashback is credited to the customer's Bajaj Pay Wallet post successful loan disbursal. If a customer does not have an active Bajaj Pay Wallet, rewards will be issued as Bajaj Coins, redeemable on the Bajaj Finserv App How to avail the offer Here are the steps to be followed to avail the offer: • Go to the Bajaj Finserv app or website, navigate to 'Doctor Loan', and click on the 'Check Eligibility' button • Fill out the application form with basic details, including full name, PAN, date of birth, and medical registration certificate. • After entering all the required information, click 'Continue' to move to the loan selection page. • Specify the loan amount needed and choose from our three doctor loan options: Term Loan, Flexi Term Loan, or Flexi Hybrid Term Loan. • Select the preferred repayment tenure, ranging from 12 to 96 months, and then click 'Continue'. • Complete the banking process and submit the doctor loan application. Why choose Bajaj Finserv Doctor Loan? Bajaj Finserv Doctor Loan comes with several advantages that make it an excellent choice. Here are some key benefits of opting for the loan: 1. High loan amount: Medical professionals can avail a loan of up to Rs. 80 lakh, which can be used to fund large investments in medical equipment, clinic expansions, or manage operational costs. 2. Flexible tenure: The repayment tenure ranges from 12 months to 96 months to suit the financial situation of the borrower. 3. Competitive interest rates: The loan comes with affordable doctor loan interest rates, making it cost-effective and easy to repay. 4. Quick disbursal: With minimal paperwork and easy processing, the loan is often disbursed within 48 hours*, ensuring that medical professionals have timely access to funds. 5. No collateral: This loan for doctors is unsecured, meaning there is no need to provide any collateral to avail it. With the Loan Utsav special offer, doctors can now unlock high-value financing with added rewards. Apply for Bajaj Finserv Doctor Loan today to access funding up to Rs. 80 lakh and enjoy a cashback of up to Rs. 5,000. *Terms and conditions apply. Bajaj Finance Limited Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1 for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB /Positive and a short-term rating of B by S&P Global ratings. To know more, visit (Disclaimer: The above press release comes to you under an arrangement with Newsvoir and PTI takes no editorial responsibility for the same.).
