Latest news with #Mahipal
Time of India
20 hours ago
- Time of India
Nat'l Insurance Co wins appeal in car robbery claim
Panchkula: The Haryana State Consumer Disputes Redressal Commission (Panchkula) has overturned a previous district court ruling that had directed National Insurance Company Ltd. to pay Rs 3.17 lakh to a complainant whose insured vehicle was allegedly stolen. In its order pronounced on June 13, the Commission allowed the insurer's appeal while dismissing a cross-appeal filed by the complainant seeking enhanced compensation. The case involved Mahipal Singh Rana, a resident of Sector 32, Kurukshetra, who claimed that his car (No. HR-26U-0018), insured with National Insurance from May 2012 to May 2013, was snatched at gunpoint on Dec 6, 2012. According to the complaint, he was forcibly thrown out of the car by two unknown assailants after being threatened with death. He claimed the robbers also stole two mobile phones, Rs 9,000 in cash, identity documents, bank cheques, and important car papers. Mahipal lodged a police complaint the same day, resulting in the registration of an FIR (no. 279) under IPC sections 382, 365, 392 and 34. However, the insurer repudiated the claim, alleging non-cooperation and delay in informing them. The district consumer forum had earlier directed National Insurance to pay the insured value of the vehicle within 60 days, prompting the company to challenge the decision. In its judgment, the state commission held that Mahipal's conduct cast serious doubts on his claim. It noted that while the incident occurred in Dec 2012, the insurer was only formally informed in Dec 2015 — an "inexplicable and inordinate delay" that severely undermined the credibility of the claim. Moreover, the commission highlighted Mahipal's contradictory conduct during criminal proceedings. Though he had earlier identified the accused during police investigation, he refused to recognise them during trial, resulting in their acquittal by a Delhi court in June 2015. This clearly indicates the complainant had not only failed to cooperate with the insurer's investigation, as mandated by the policy, but also actively undermined the prosecution, as observed by the Commission. Insurance is a contract, and its terms are binding. Breach of cooperation and unexplained delay are fatal to the claim. The Commission, therefore, allowed the insurer's first appeal (no. 355 of 2018) and set aside the district court's order dated Jan 17, 2018. In consequence, Mahipal Singh Rana's cross-appeal (F.A. no. 879 of 2018) seeking additional compensation for mental agony, litigation costs, and interest was also dismissed. The Commission also ordered that the statutory deposit of ₹25,000 made by National Insurance at the time of filing the appeal be refunded, subject to verification. This ruling highlights the importance of timely reporting and full cooperation in insurance claim processes and is expected to serve as a precedent in similar cases of delayed intimation and alleged claimant misconduct. BOX UNRAVELLING THE CASE Who is the owner of the car? Mahipal Singh Rana, a resident of Sec 32, Kurukshetra What was his claim? He claimed that his car, insured with National Insurance from May 2012 to May 2013, was snatched at gunpoint on Dec 6, 2012. According to the complaint, he was forcibly thrown out of the car by two unknown assailants after being threatened with death. He claimed the robbers also stole two mobile phones, ₹9,000 in cash, identity documents, bank cheques, and important car papers. Mahipal lodged a police complaint the same day, resulting in the registration of an FIR under IPC sections 382, 365, 392 and 34 Why did the insurer reject his claim? The insurer repudiated the claim, alleging non-cooperation and delay in informing them. The district consumer forum had earlier directed National Insurance to pay the insured value of the vehicle within 60 days, prompting the company to challenge the decision What discrepancies did the state consumer forum find? It noted that while the incident occurred in Dec 2012, the insurer was only formally informed in Dec 2015 — an "inexplicable and inordinate delay" that severely undermined the credibility of the claim. Besides, though he had earlier identified the accused during police investigation, he refused to recognise them during trial, resulting in their acquittal by a Delhi court in June 2015 Panchkula: The Haryana State Consumer Disputes Redressal Commission (Panchkula) has overturned a previous district court ruling that had directed National Insurance Company Ltd. to pay Rs 3.17 lakh to a complainant whose insured vehicle was allegedly stolen. In its order pronounced on June 13, the Commission allowed the insurer's appeal while dismissing a cross-appeal filed by the complainant seeking enhanced compensation. The case involved Mahipal Singh Rana, a resident of Sector 32, Kurukshetra, who claimed that his car (No. HR-26U-0018), insured with National Insurance from May 2012 to May 2013, was snatched at gunpoint on Dec 6, 2012. According to the complaint, he was forcibly thrown out of the car by two unknown assailants after being threatened with death. He claimed the robbers also stole two mobile phones, Rs 9,000 in cash, identity documents, bank cheques, and important car papers. Mahipal lodged a police complaint the same day, resulting in the registration of an FIR (no. 279) under IPC sections 382, 365, 392 and 34. However, the insurer repudiated the claim, alleging non-cooperation and delay in informing them. The district consumer forum had earlier directed National Insurance to pay the insured value of the vehicle within 60 days, prompting the company to challenge the decision. In its judgment, the state commission held that Mahipal's conduct cast serious doubts on his claim. It noted that while the incident occurred in Dec 2012, the insurer was only formally informed in Dec 2015 — an "inexplicable and inordinate delay" that severely undermined the credibility of the claim. Moreover, the commission highlighted Mahipal's contradictory conduct during criminal proceedings. Though he had earlier identified the accused during police investigation, he refused to recognise them during trial, resulting in their acquittal by a Delhi court in June 2015. This clearly indicates the complainant had not only failed to cooperate with the insurer's investigation, as mandated by the policy, but also actively undermined the prosecution, as observed by the Commission. Insurance is a contract, and its terms are binding. Breach of cooperation and unexplained delay are fatal to the claim. The Commission, therefore, allowed the insurer's first appeal (no. 355 of 2018) and set aside the district court's order dated Jan 17, 2018. In consequence, Mahipal Singh Rana's cross-appeal (F.A. no. 879 of 2018) seeking additional compensation for mental agony, litigation costs, and interest was also dismissed. The Commission also ordered that the statutory deposit of ₹25,000 made by National Insurance at the time of filing the appeal be refunded, subject to verification. This ruling highlights the importance of timely reporting and full cooperation in insurance claim processes and is expected to serve as a precedent in similar cases of delayed intimation and alleged claimant misconduct. BOX UNRAVELLING THE CASE Who is the owner of the car? Mahipal Singh Rana, a resident of Sec 32, Kurukshetra What was his claim? He claimed that his car, insured with National Insurance from May 2012 to May 2013, was snatched at gunpoint on Dec 6, 2012. According to the complaint, he was forcibly thrown out of the car by two unknown assailants after being threatened with death. He claimed the robbers also stole two mobile phones, ₹9,000 in cash, identity documents, bank cheques, and important car papers. Mahipal lodged a police complaint the same day, resulting in the registration of an FIR under IPC sections 382, 365, 392 and 34 Why did the insurer reject his claim? The insurer repudiated the claim, alleging non-cooperation and delay in informing them. The district consumer forum had earlier directed National Insurance to pay the insured value of the vehicle within 60 days, prompting the company to challenge the decision What discrepancies did the state consumer forum find? It noted that while the incident occurred in Dec 2012, the insurer was only formally informed in Dec 2015 — an "inexplicable and inordinate delay" that severely undermined the credibility of the claim. Besides, though he had earlier identified the accused during police investigation, he refused to recognise them during trial, resulting in their acquittal by a Delhi court in June 2015
Time of India
19-06-2025
- General
- Time of India
Telangana village on 'suicide watch' saves 300 lives in 3 years
HYDERABAD: Residents of Yamcha, a hamlet on banks of the Godavari in Telangana's Nizamabad - around 200km from Hyderabad - have prevented over 300 potential suicides in the past three years. Tired of too many ads? go ad free now The village, home to 1,700-odd people, keeps a wary eye on the nearby Basara bridge for anyone attempting suicide by jumping into the river. The watch intensifies when monsoon arrives and the river is in spate, making it an infamous "suicide hotspot". It helps that most of the villagers are natural swimmers adept at navigating the strong current. "Last year, we rescued a father and his two sons after they leapt into the waters from the bridge," recalled Lingaiah. "On another occasion, a woman's clothing got caught in an iron rod jutting out of the bridge, leaving her dangling. Some fisherfolk nearby heard her cries for help and rescued her." Most of those rescued by the villagers blame debt and family disputes for their acts of desperation. "It is particularly distressing to see bodies floating in the river, as some choose to jump off the bridge at night when we are not keeping watch," said Mahipal, who has rescued around 20 people to date. Fellow villager P Vinod recounted instances of people informing their families about their intention to die by suicide. "Invariably, family members contact police and details, including photos, are immediately shared on a WhatsApp group," he said. T Tired of too many ads? go ad free now his tie-up with Navipet police station has already helped save many lives. Once police receive a report, they alert the villagers and a search begins immediately. Locals say many of those who attempt suicide later express gratitude for being saved. In one instance, a woman from Maharashtra invited her rescuers from Yamcha to her wedding. An elderly person who was prevented from taking his life over a family dispute reconciled with his relatives. "He now lives happily with his family and recently invited those who saved him for lunch," a villager added.
Time of India
30-05-2025
- Time of India
Fake Aadhaar gives away man trying to seal Rs 1 crore land fraud
Noida: An impersonator was caught attempting to fraudulently transfer a 200 sqm residential plot in Greater Noida on Thursday. The accused, Mahipal Singh, created a forged Aadhaar card to transfer the property, plot D-138 in Sector P-3, valued around Rs 1 crore, to one Veer Singh of Delhi's Jaitpur. Tired of too many ads? go ad free now The property is originally allotted to one PP Singh. The veil was lifted off the scam when officials noticed discrepancies in Mahipal's photograph and age records on his Aadhaar card, leading to his arrest. Greater Noida Authority manager (properties) Rajesh Singh said the application for property transfer was submitted on April 16 along with documents, including copies of Aadhaar and PAN cards for identity proof, and papers of two witnesses. As per procedure, the applicant was called to the Authority office for a physical verification on Thursday. "Suspicions arose when we noticed discrepancies in his Aadhaar details. There was a mismatch in the photograph and the date of birth. So, we cross-checked the property papers with the original records and found that Mahipal was an impersonator," the official said. Mahipal was arrested on the spot, but two others accompanying him managed to escape. Mahipal, who is from Sikandrabad in Bulandshahr, told cops the plot was vacant for a long time and he used his network to identify the owner and draw up fake documents to sell it for quick money. While it is not immediately clear how Mahipal got details of property documents, SHO Surajpur Vinod Kumar said a case was registered against the accused and two other persons under BNS sections 318(4) (dishonest or fraudulent removal or concealment of property to prevent distribution among creditors), 338 (forging a document), 336(3) (false document), 340(2) (false document or electronic record made wholly or in part by forgery) and 61(2) (criminal conspiracy). "Mahipal was arrested and sent to judicial custody. We've launched a search to arrest the remaining two accused," he said. Cops are probing if he sold more plots using same means.
Hans India
28-04-2025
- General
- Hans India
Sneha Society's pearl celebrations in July
Nizamabad: The 33rd annual general meeting of the Sneha Society for 'Rural Reconstruction' was organised in Maruti Nagar here on Sunday in which Dr Mahipal, president of the Society, participated and addressed the event as the chief guest. Speaking on the occasion, he said that the Sneha Society has been serving the disabled in Nizamabad and surrounding districts for 33 years and plays the role of a mother to the disabled. He said that the students are showing excellence in various fields, especially in computer training, games competitions, and science fairs. 'Pearl Celebrations will be organised in July as the Society completes 30 years of service for the disabled,' he said. Dr Sabita Rani, Vice President of Sneha Society, who was the guest of honour for the programme, said that a social perspective is very important to establish an organisation and provide services. She said that she would donate one lakh rupees to Sneha Society as her contribution and asked Society Secretary Siddaiah to provide wheelchairs and hearing aids to the disabled with that money. Earlier, Siddaiah presented the annual report to the general Assembly in which she explained the programmes undertaken by the Society in 2024-25 and the staff required for the management of those programmes, the funds received by the organization, and the achievements achieved. Later, a souvenir committee was formed for the Pearl celebrations.
