Latest news with #MiaRoseMcGrath
Daily Mirror
08-07-2025
- Lifestyle
- Daily Mirror
'I'm 24 and I've saved £100,000 - four mistakes are costing you thousands'
Mia Rose McGrath has managed to save nearly £100,000 thanks to the strict spending rules that she has stuck by since being a student - and she thinks anyone can do it While millions of Brits are struggling to build their savings as costs continue to skyrocket, one savvy young woman has managed to stash an eye-watering £100,000 by the age of 24 - and she's planning to retire at 40. Mia Rose McGrath, from London, has 'almost £100,000 in savings and investments' and lives by strict financial rules so she can 'soft retire' a whopping 26 years before most of her peers. The fashion worker, who has racked up more than 143,000 TikTok followers, regularly shares her brutally honest money-saving tips online. And she's not afraid to call out the habits keeping her generation broke. 'Trying to be cool or aesthetic is making you broke,' Mia declared in one viral video. READ MORE: Mum orders pair of shoes from Shein for £3.34 and can't believe what turns up For her, splurging £38 on a trendy Rhode phone case or buying a new outfit just to look 'aesthetic' on Instagram is a total waste of cash. Reflecting on her own spending, Mia admitted: 'I realised I was doing it for other people, not for myself.' The thrifty 24-year-old says there are four common mistakes draining young people's bank accounts: 1. Chasing trends you can't afford 'You don't need the latest trending item - a Labubu, a Coach bag. It's not essential,' she warned. Mia says it's fine to save up for something you really love, but only if it's for you - not just to keep up appearances. 'I guarantee if you waited 30 days to buy it, you wouldn't want it anymore,' she added. 2. Thinking saving small amounts is pointless Mia started her own savings journey as a cash-strapped student, putting aside whatever she could from her maintenance grant. 'If it's £10, £50, no matter how small it is, it's still worth doing,' she said. 3. Saying you're 'too busy' for a side hustle 'Stop using the excuse that you don't have enough time. You just don't want to enough,' Mia told her followers. She's juggled a full-time office job while building extra income streams, including content creation and personal branding. 4. Hoping a rich man will rescue you Mia slammed the idea that a woman can just sit in her 'soft feminine energy' and wait for a wealthy partner to fund her dream lifestyle. 'You have to work hard and have your own money,' she said. 'Sure, if you meet someone who earns more than you, that's a bonus. But make sure you have your own finances sorted first.' Now, Mia is on track to retire by 40 - or at least scale back to a life on her own terms. And she insists anyone can follow in her footsteps if they ditch bad money habits and get serious. 'You don't need to make six figures to save. You just need discipline.'
Daily Mail
07-07-2025
- Entertainment
- Daily Mail
Woman who has saved over $100,000 reveals the five habits holding you back financially
A woman who prioritizes saving and investing over spending in the hope that she can retire by 40 has warned people that five popular habits are keeping them 'broke'. Mia Rose McGrath, 24, has over $100,000 in savings and investments and lives a thrifty lifestyle so she can 'soft retire' 26 years before her peers. With more than 143,000 followers on TikTok, Mia, who lives in London, England, and works in fashion, frequently posts about the stringent approach she takes to managing her own finances. 'Trying to be cool or aesthetic is making you broke,' Mia said in a TikTok video posted this week. She explained that buying a completely new outfit or spending $50 on a Rhode phone case in a bid to look 'aesthetically pleasing' on Instagram was a waste of money. Reflecting on her own experience, Mia admitted that she used to fritter away cash on exactly the exact behavior before she made a change. She said: 'I realized I was doing it for other people, not for myself.' The second mistake that people make, according to Mia, is allowing themselves to be swept up in trends and fads that turn out to be very expensive. She warned: 'You don't need the latest trending item - a Labubu, a Coach bag. It's not essential.' While she approved of saving up for something 'you really like,' Mia encouraged her fans to be really honest with themselves before making a purchase. She added: 'I guarantee if you waited 30 days to buy it, you wouldn't want it anymore.' The third financial mistake Mia identified is 'not saving because you think it's pointless'. Telling those who are saving none of their income to 'please change that,' she argued that 'no matter how small it is,' it's worth doing. 'I guarantee, if it's $10, $50, no matter how small it is, you're probably not doing it because of that reason,' she reminded viewers. Mia revealed that she also started small, even putting money aside when she was relying on a student maintenance grant. She continued: 'I wouldn't have been able to do that if I had that mindset that saving $50 is pointless.' Fourthly, Mia advocated for starting a side hustle, telling fellow TikTokers that they're 'not too busy'. Taking a tough love approach, she said: 'Stop using the excuse that you don't have enough time, you just don't want to enough.' She insisted: 'Whatever it is, creating content, creating a personal brand, making extra money - I've done all those things while at a nine to five job that I have to be in the office five days a week for.' Mia added that, providing someone wants to improve their finances, they can - it just takes discipline. Finally, Mia warned that it's irresponsible to think a 'man is going to sweep in' and facilitate the 'soft life' that some people crave. 'Soft life' is shorthand for a life lived on a person's own terms, usually free from the constraints of a fulltime job. Gratitude: Mia's viral video attracted plenty of comments, with most people thanking her for her stark advice She added: 'There is so much bad advice on TikTok saying you need to appear in your "soft feminine energy" and go sit at a bar where a rich man will find you...' In a bid to do away with this myth, Mia said: 'You have to work hard and have your own money. 'Sure, if you meet someone who earns more than you, that's a bonus. Make sure you have your own finances sorted first.' Despite having issued the disclaimer 'you're not going to like this' at the beginning of her video, Mia's advice was generally well received on TikTok. One fan said: 'No lies told! "If you want to do it, you can - it just requires discipline".' A second person added: 'The waiting 30 days is such a brilliant and helpful thing to do!' While a third said: 'Great points! It is so important to stay mindful of spending and focus on saving in the long run.' Someone else pointed out: 'The amount of overconsumption I see is wild, it's so wasteful (not just of money but resources).'
Scottish Sun
07-07-2025
- Lifestyle
- Scottish Sun
I've saved £100k at 24 & will retire at 40 – here's the 5 bad habits that are keeping you broke you need to quit TODAY
Plus, six survey sites to try if you want to make some extra cash SAVINGS BOOST I've saved £100k at 24 & will retire at 40 – here's the 5 bad habits that are keeping you broke you need to quit TODAY Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) WITH the costs skyrocketing, millions of cash-strapped Brits are struggling to put money into their savings - especially the younger generation. According to shocking data, the average amount of savings in the UK is just £16,000, with those between the ages 25 and 34 having set aside a little under £4,000. Sign up for Scottish Sun newsletter Sign up 2 Mia Rose McGrath has ''almost £100,000 in savings and investments'' 2 The savvy saver follows a thrifty lifestyle so she can ''soft retire'' a whopping 26 years before her peers Credit: TIKTOK/@miarosemcgrath But one woman, who's just 24, has already managed to save an astronomical £100,000 - and is currently on the course of retiring by the age of 40. Mia Rose McGrath has ''almost £100,000 in savings and investments'' and follows a thrifty lifestyle so she can ''soft retire'' a whopping 26 years before her peers. With more than 143,000 followers on her TikTok page, Mia, who lives in London and works in fashion, regularly posts about the strict approach she takes to manage her finances. ''Trying to be cool or aesthetic is making you broke,'' Mia shared the brutal truth in a recent video. In her eyes, forking out for a brand new outfit or spending £38 on the trendy Rhode phone case in a bid to look ''aesthetically pleasing'' on Instagram was a total waste of money. Reflecting on her own experience, the thrifty fashionista admitted that she used to chuck away cash on this behaviour before she made a key change. She said: ''I realised I was doing it for other people, not for myself.'' The second mistake that people make, according to money-smart 24-year-old, is allowing themselves to be swept up in trends and fads that turn out to be more expensive than they can afford. The saver warned: ''You don't need the latest trending item - a Labubu, a Coach bag. It's not essential.'' While she approved of saving up for something ''you really like'', Mia encouraged her followers to be really honest with themselves before making a significant purchase. I earn cash by selling 'actual rubbish' on eBay - I flogged a freebie I found on the floor by a bin for £10, it's crazy She added: ''I guarantee if you waited 30 days to buy it, you wouldn't want it anymore.'' The third financial mistake Mia identified in the informative clip ''not saving because you think it's pointless''. Urging those who are saving none of their income to ''please change that'', Mia argued that ''no matter how small it is'', it's still worth doing. ''I guarantee, if it's £10, £50, no matter how small it is, you're probably not doing it because of that reason,'' she reminded viewers. Some of the best-known survey sites to try as a side hustle i-Say Swagbucks Crowdology Curious Cat Google Opinion Rewards PopulusLive Mia, who has accumulated ''almost £100,000 in savings and investments'' in recent years, claimed that she also started small, even putting money aside when she was relying on a student maintenance grant at university. She continued: ''I wouldn't have been able to do that if I had that mindset that saving £50 is pointless.'' Fourthly, Mia advised to start a side hustle, telling fellow TikTokers that they're ''not too busy''. She said: ''Stop using the excuse that you don't have enough time, you just don't want to enough.'' She insisted: ''Whatever it is, creating content, creating a personal brand, making extra money - I've done all those things while at a nine to five job that I have to be in the office five days a week for.'' Lastly, the savvy saver warned that it's irresponsible to think a ''man is going to sweep in'' and facilitate the ''soft life'' that some people crave so badly. ''Soft life'' is shorthand for a life lived on a person's own terms, usually free from the constraints of a fulltime job. She added: ''There is so much bad advice on TikTok saying you need to appear in your "soft feminine energy" and go sit at a bar where a rich man will find you...'' Mia said: ''You have to work hard and have your own money. ''Sure, if you meet someone who earns more than you, that's a bonus. Make sure you have your own finances sorted first.''
The Sun
07-07-2025
- Business
- The Sun
I've saved £100k at 24 & will retire at 40 – here's the 5 bad habits that are keeping you broke you need to quit TODAY
WITH the costs skyrocketing, millions of cash-strapped Brits are struggling to put money into their savings - especially the younger generation. According to shocking data, the average amount of savings in the UK is just £16,000, with those between the ages 25 and 34 having set aside a little under £4,000. 2 2 But one woman, who's just 24, has already managed to save an astronomical £100,000 - and is currently on the course of retiring by the age of 40. Mia Rose McGrath has ''almost £100,000 in savings and investments '' and follows a thrifty lifestyle so she can ''soft retire'' a whopping 26 years before her peers. With more than 143,000 followers on her TikTok page, Mia, who lives in London and works in fashion, regularly posts about the strict approach she takes to manage her finances. ''Trying to be cool or aesthetic is making you broke,'' Mia shared the brutal truth in a recent video. In her eyes, forking out for a brand new outfit or spending £38 on the trendy Rhode phone case in a bid to look ''aesthetically pleasing'' on Instagram was a total waste of money. Reflecting on her own experience, the thrifty fashionista admitted that she used to chuck away cash on this behaviour before she made a key change. She said: ''I realised I was doing it for other people, not for myself.'' The second mistake that people make, according to money-smart 24-year-old, is allowing themselves to be swept up in trends and fads that turn out to be more expensive than they can afford. The saver warned: ''You don't need the latest trending item - a Labubu, a Coach bag. It's not essential.'' While she approved of saving up for something ''you really like'', Mia encouraged her followers to be really honest with themselves before making a significant purchase. I earn cash by selling 'actual rubbish' on eBay - I flogged a freebie I found on the floor by a bin for £10, it's crazy She added: ''I guarantee if you waited 30 days to buy it, you wouldn't want it anymore.'' The third financial mistake Mia identified in the informative clip ''not saving because you think it's pointless''. Urging those who are saving none of their income to ''please change that'', Mia argued that ''no matter how small it is'', it's still worth doing. ''I guarantee, if it's £10, £50, no matter how small it is, you're probably not doing it because of that reason,'' she reminded viewers. Mia, who has accumulated ''almost £100,000 in savings and investments'' in recent years, claimed that she also started small, even putting money aside when she was relying on a student maintenance grant at university. She continued: ''I wouldn't have been able to do that if I had that mindset that saving £50 is pointless.'' Fourthly, Mia advised to start a side hustle, telling fellow TikTokers that they're ''not too busy''. She said: ''Stop using the excuse that you don't have enough time, you just don't want to enough.'' She insisted: ''Whatever it is, creating content, creating a personal brand, making extra money - I've done all those things while at a nine to five job that I have to be in the office five days a week for.'' Lastly, the savvy saver warned that it's irresponsible to think a ''man is going to sweep in'' and facilitate the ''soft life'' that some people crave so badly. ''Soft life'' is shorthand for a life lived on a person's own terms, usually free from the constraints of a fulltime job. She added: ''There is so much bad advice on TikTok saying you need to appear in your "soft feminine energy" and go sit at a bar where a rich man will find you...'' Mia said: ''You have to work hard and have your own money.
The Irish Sun
07-07-2025
- Entertainment
- The Irish Sun
I've saved £100k at 24 & will retire at 40 – here's the 5 bad habits that are keeping you broke you need to quit TODAY
WITH the costs skyrocketing, millions of cash-strapped Brits are struggling to put money into their savings - especially the younger generation. 2 Mia Rose McGrath has ''almost £100,000 in savings and investments'' 2 The savvy saver follows a thrifty lifestyle so she can ''soft retire'' a whopping 26 years before her peers Credit: TIKTOK/@miarosemcgrath But one woman, who's just 24, has already managed to Mia Rose McGrath has ''almost £100,000 in savings and investments'' and follows With more than 143,000 followers on ''Trying to be cool or aesthetic is making you broke,'' Mia shared the brutal truth in read more on money In her eyes, forking out for a brand new outfit or spending £38 on the trendy Reflecting on her own experience, the thrifty fashionista admitted that she used to chuck away cash on this behaviour before she made a key change. She said: ''I realised I was doing it for other people, not for myself.'' The second mistake that people make, according to money-smart 24-year-old, is allowing themselves to be swept up in trends and fads that turn out to be more expensive than they can afford. Most read in Fabulous The saver warned: ''You don't need the latest trending item - a While she approved of saving up for something ''you really like'', Mia encouraged her followers to be really honest with themselves before making a significant purchase. I earn cash by selling 'actual rubbish' on eBay - I flogged a freebie I found on the floor by a bin for £10, it's crazy She added: ''I guarantee if you waited 30 days to buy it, you wouldn't want it anymore.'' The third financial mistake Mia identified in the informative clip ''not saving because you think it's pointless''. Urging those who are saving none of their income to ''please change that'', Mia argued that ''no matter how small it is'', it's still worth doing. ''I guarantee, if it's £10, £50, no matter how small it is, you're probably not doing it because of that reason,'' she reminded viewers. Some of the best-known survey sites to try as a side hustle i-Say Swagbucks Crowdology Curious Cat Google Opinion Rewards PopulusLive Mia, who has accumulated ''almost £100,000 in savings and investments'' in recent years, claimed that she also started small, even putting money aside when she was relying on a student maintenance grant at university. She continued: ''I wouldn't have been able to do that if I had that mindset that saving £50 is pointless.'' Fourthly, Mia advised to start a side hustle, telling fellow TikTokers that they're ''not too busy''. She said: ''Stop using the excuse that you don't have enough time, you just don't want to enough.'' She insisted: ''Whatever it is, creating content, creating a personal brand, making extra money - I've done all those things while at a Lastly, the savvy saver warned that it's irresponsible to think a ''man is going to sweep in'' and facilitate the ''soft life'' that some people crave so badly. ''Soft life'' is shorthand for a life lived on a person's own terms, usually free from the constraints of a fulltime job. She added: ''There is so much bad advice on TikTok saying you need to appear in your "soft feminine energy" and go sit at a bar where a rich man will find you...'' Mia said: ''You have to work hard and have your own money. ''Sure, if you meet someone who earns more than you, that's a bonus. Make sure you have your own finances sorted first.''
