Latest news with #MichaelGreen
Yahoo
4 days ago
- Business
- Yahoo
2 Reasons You Shouldn't Panic if You Think You're ‘Off Track' With Retirement Savings
Americans are saving more for retirement than ever before. A recent Fidelity Investments analysis found that the average 401(k) savings rate is now a record 14.3%. However, many Americans are still feeling behind when it comes to their retirement savings. Check Out: For You: While some Americans may be falling short of benchmarks, others are panicking without real cause. Here are a couple of signs you fall into the latter camp, and why you shouldn't panic if you think your retirement savings are 'off track.' Retirement savings goals are not one-size-fits all; you may be measuring yourself against a benchmark that isn't accurate for your personal situation if you haven't done your own math. 'Being 'on track' for retirement can mean very different things for people based on their unique goals and objectives,' said Michael Green, CFP, wealth management advisor at Apollon Wealth Management. 'For example, someone who wants to retire at 55 years old must save more aggressively, and plan for both healthcare and for distributions, versus someone who wants to continue to work into his or her 70s,' he said. Green recommended using an online calculator to help you ballpark your unique retirement savings goal. I Asked ChatGPT How Much Money I'll Need To Retire in 5 Years: Financial literacy resources are now more accessible than ever, but this can be a double-edged sword. It's important to remember that just because a financial influencer shares something about how much should be in your 401(k), this doesn't necessarily mean this holds true for you. 'We all have unique goals, priorities, family situations and resources,' Green said. 'Since you can't know an influencer's true financial life, it is intrinsically unfair to benchmark your own financial situation against others on social media.' As Green noted, there is no regulating body or agency monitoring what influencers put out into the world, unless you are following a registered advisor. 'That doesn't mean that all social media Is bad — it only means that you shouldn't blindly trust people on the internet,' he said. Once you plug your own numbers into an online calculator or, even better, work with a financial advisor, you'll have a better sense of if you are actually behind with retirement savings, or if you are just worrying unnecessarily. If it turns out that you are off track, you still shouldn't panic, as there are ways to catch up. 'Build a budget that starts with savings — and stick to it,' Green said. 'A good savings target for most people is 20% of your income. Work with your advisor or planner to determine where the money should be allocated — 401(k), Roth IRA, brokerage account, emergency fund, etc.' Once you have saved up an emergency fund, make sure you are maxing out your 401(k) match. 'For example, if your employer matches 100% of your contributions on the first 6% of your income, then start with a minimum of 6% of your income going towards your retirement plan,' said Paul Jarvis, CFP, partner and financial advisor at Prime Capital Financial. Next, utilize tax-advantaged growth accounts. 'Max out your health savings account (HSA) and Roth IRA contributions, or use back-door Roth IRA contributions if your income is too high,' Jarvis said. As soon as you are financially able, aim to contribute the maximum amount to your 401(k), as well. 'If your employer offers a retirement plan and you are already taking advantage of the match, work towards maxing out your retirement plan contributions,' Jarvis said. 'Deploy any remaining surplus cash flow to a diversified taxable brokerage account.' By following these steps, you can get your retirement savings back on track to whatever your personalized goal may be. More From GOBankingRates How Far $750K Plus Social Security Goes in Retirement in Every US Region This article originally appeared on 2 Reasons You Shouldn't Panic if You Think You're 'Off Track' With Retirement Savings Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
North Wales Live
09-06-2025
- Entertainment
- North Wales Live
How Theatr Clwyd has relaunched with triumphant Tick, Tick...Boom! musical following £50m revamp
Theatr Clwyd in Mold has been undergoing a multi-million pound revamp which has lasted three years. ReachPLC editor Michael Green recently paid a visit to the popular Flintshire to take in its relaunch and to see how it is shaping up. Theatr Clwyd is back with a bang - or more accurately with a Tick, After three years and a £50m revamp, during which the celebrated Mold cultural centre has defiantly struggled through with a temporary theatre and even a Big Top, it was a pleasure to walk through the doors of the newly unveiled glass dominated frontage overlooking the North Wales landscape, reports Cheshire Live. As someone who went through the doors of the former building countless times in preceding decades, it was quite disorientating to find the magnificently spacious new interior looking completely unrecognisable with impressively vast areas set aside for eating, drinking or simply chilling out. Overall, the extensive project is still some way away from completion with such vital components as the cinema and the main restaurant falling under the banner of 'Coming Soon'. But I am delighted to report that the main auditorium - formerly known as the Anthony Hopkins Theatre - may have also been refurbished but has otherwise hardly changed at all, about which I am overjoyed because it has always been one of my favourite performance spaces. And my many, many wonderful memories of attending unforgettable productions here - whether it was one of their legendary rock 'n' roll pantos or some of the best Shakespeare I have ever seen during the days of the late, lamented Terry Hands - have instantly been added to by an opening production of Jonathan Larson's autobiographical musical so absolutely flawless and perfectly performed that it had me in tears on at least two occasions. It might seem an unusual choice as the relaunch show for a flagship Welsh venue, whisking its audiences off to New York in 1990 to watch a struggling young composer desperately trying to earn his big break while also coming to terms with the fact he is about to turn 30, especially as artistic director Kate Wasserberg has also decided to direct this herself. As it turns out, the choice is utterly inspired because I guarantee in no uncertain terms that every single person - and I mean: every. single. person. - is going to emerge from this show raving about it and the venue in which it was seen every bit as much as I am about to! If your only previous exposure to this piece of work (which I consider to be Larson's masterpiece rather than the better known Rent) has been the terrific 2021 film version starring Andrew Garfield and directed by Lin-Manuel Miranda then the first thing that may surprise you is to find there is a cast of only three but it is worth bearing in mind that in its original form, Larson would perform this solo (prior to his tragically untimely death in 1996 at the age of 35). But my goodness what a cast of three we have to behold! Ryan Owen is the central character of Jon with co-stars Christina Modestou and Tarik Frimpong primarily playing girlfriend Susan and best friend Michael respectively but also delightfully cropping up in a variety of additional supporting roles. Owen is a relentless bundle of energy as he narrates Jon's story, skilfully showing us the fragile ego, nihilistic despair and brittle optimism of the creative mind which is at its sharpest when he is offered the very real chance of economic and domestic security and rejects them in favour of the misery of the tortuous pursuit of his artistic dream. Frimpong as Michael is the other side of Jon's coin - a talented former actor who turned his back on such dreams for the financial rewards of a corporate lifestyle only to have tragedy strike in the cruellest of ways, something which Frimpong handles with heartbreaking sensitivity while also occasionally transforming himself into Jon's ageing father. Meanwhile, Modestou is unfailingly warm and appealing as Susan but also glamorously tempting as singer Karessa while demonstrating her exceptional versatility as the hilariously over the top New Yorker agent Rosa Stevens. When performing the musical numbers (aided by a brilliant live band suspended on a balcony above the action throughout), they are all breathtaking as soloists but their harmonies as a threesome are so perfect and natural you would be forgiven for thinking they have been singing together their whole lives. Every one of the songs is performed magnificently but I have to single out the ingenious staging of the duet between Owen and Modestou that is Therapy, choreographed and executed with such invention and expert timing. And then there is Come To Your Senses, one of my favourite songs in the whole of musical theatre and unlike Therapy, staged with beautifully judged simplicity as Christina Modestou stands in front of a mic stand and just belts it out with such power and passion that this proved to be the first occasion of the evening when tears were brought to my eyes. The other occasion came when the three of them teamed up for the extraordinary final song Louder Than Words which ended with the show's title being lowered from the rafters as a giant neon sign which was the signal for everyone in the audience to rightly rise to their feet to give these performers a well deserved standing ovation. The production is presented without an interval which is another inspired decision as this is a show which holds you spellbound from start to finish. In fact, I just did not want it to end and would have been perfectly happy if they had just started all over again! If this was being staged in the West End, I am confident it would run for years but as it is, you only have until June 28 to see it and tickets are selling extremely fast. Mind you, I am seriously considering starting a social media campaign demanding the run be extended and have every intention of going to see it again before it disappears!
The Sun
30-05-2025
- Health
- The Sun
I watched maniac hack his own neck with kitchen knife & took on infamous ‘suicide bomber'…my life as hostage negotiator
AS filing cabinets, chairs and shattered glass rained from the sky, John Sutherland felt like he was in a scene from the apocalypse. Hours earlier a man wearing a suicide vest and wielding a homemade flamethrower had stormed offices on London's Tottenham Court Road and taken terrified hostages, including a pregnant woman. 10 10 10 More than 1,000 workers, shoppers and tourists were evacuated as it was feared the 'terrorist' had enough explosives to 'bring the whole building down with everyone in it'. Dubbed 'the Siege of London', it was an exceptionally-high alert situation due to it being three months before the 2012 Summer Olympics. 'It was one of the most extraordinary days of my whole career,' former Met Police Chief Superintendent John, now 55, tells us. 'I was on the scene working out what on earth to do when I heard the sound of glass shattering. I looked up and a window was being broken. 'A series of office equipment - computers, furniture, cabinets, everything - rained down onto the street below. It was genuinely apocalyptic.' Fortunately, despite threatening to "blow everyone up", the suspect's bomb jacket was fake and the attacker wasn't a terrorist but a disgruntled HGV driver. Ex-BNP candidate Michael Green, then 48, carried out the siege to retrieve £1,000 he paid for a driving course after failing his exams twice and feeling he had 'nothing left to live for'. Green forced his hostages to lob office supplies through a window to 'liquidise some assets'. 'He raided their offices as way to settle his grievances after some form of meltdown,' John says. 'It could have ended terribly but we managed to get him and everyone out unscathed.' It's one of many colourful tales from the retired Met officer, who has mined his experiences over 26 years as a hostage and crisis negotiator to pen his Sunday Times bestselling crime thriller, The Castle. I'm a cop turned vigilante who hunted down a one-man crime wave after police turned a blind eye In an exclusive interview, John explains that unlike in Hollywood movies, 90 per cent of his work was 'holding out a hand' to those in crisis on 'the worst day of their lives'. He tackled dozens of threats in London and recalled the simple question he was routinely asked before being dispatched on a job: 'Are you ready to save a life?' 'Whether it was 3am or in the middle of the afternoon, when you heard those words it focused the mind, because it was the only thing that mattered,' John says. 'I've always said the greatest duty and privilege for any police officer is to save the life of another human being, and that is the exact job of a negotiator.' Stand-off tragedy Despite that, it was a deeply challenging and emotionally turbulent role which is voluntary within the police force. When on shift, negotiators are on-call 24 hours a day for that week. Most stand-offs go on for a few hours, but John said it was not unusual for them to last two to three days. One of the longest he was involved with was the tragic Markham Square siege in London's Chelsea on May 6, 2008. John was the negotiator for the five-hour stand-off which ended with wealthy divorce barrister Mark Saunders being shot dead by police. The 32-year-old, who had represented presenter Chris Tarrant, had fired shotgun rounds from his £2.2million home during a mental health episode linked to alcohol and drugs. 10 10 Out of respect for Mark's widow, John only says a few words about the tragedy, admitting: 'It was one of the days that will stay with me for the rest of my life.' Previously in his memoir, Blue, John mournfully explained how "a man died on my watch", and he was "the last living soul to hold a conversation with him". Another harrowing encounter saw John talk down an Eastern European man who was threatening to throw himself from the 17th floor of a block of flats in Islington overlooking Arsenal's Emirates stadium. 'He was standing on the wrong side of the window on a ledge that was six inches wide, if that,' John recalls. 'Inexplicably, the windows opened into space with no balconies. 'I don't know how long I was with him, all I know was that it was a hell of a long way down and any of the next moments could have been his last. 'It was difficult talking to him because I didn't speak his language, but as a negotiator you try to find common humanity and understand the story of the person you're dealing with. 'For him it was a perfect storm of being unable to get a job because he had no address, but not being able to have an address because he didn't have a job.' John admits he had no idea whether he would be able to coax the man back inside after he'd reached such a heartbreaking 'point of desperation', but thankfully he succeeded. Heartbroken OAP John tells us the key to a successful hostage negotiation is the art of listening, as was proven in an extraordinary case at an old people's home. Upon arriving, John was taken into a communal area where a man in his 80s sat in an armchair holding a large kitchen knife to his throat. 'There was almost a surreal nature to the scene, he clearly represented no threat to anyone else but a significant threat to himself,' John recalls. He approached him slowly and sat in an armchair nearby, knowing he could move much faster should he need to flee, and "asked the old boy tell his story'. It was difficult talking to him because I didn't speak his language, but as a negotiator you try to find common humanity and understand the story of the person you're dealing with John Sutherland 'It transgressed, later on in life, he'd fallen in love with a fellow resident of the home but his feelings were not reciprocated," John says. 'In fact she had been fairly unkind to him and he was an old boy with a broken heart. I listened to him and he agreed to put the knife down.' The need to be heard and 'feeling that they matter' were common themes, with John recounting many stories of people on the edge after mental health struggles. They include a man threatening to jump into an icy cold pond on Hampstead Heath at 3am and a drug addict holding a hypodermic syringe in his neck 'as a weapon'. Life in the balance 10 By the time John arrived at one difficult incident there was already a line of territorial support group (TSG) officers on the scene, clad with long shields. He recalls: 'The man in his 20s was in the kitchen-diner of a flat on one side, with a knife to his throat, and I was safely behind the shields trying to engage with him. 'This poor young guy was seriously mentally ill. It was one of few times in my career where I've spoken to someone directly and knew mine wasn't the only voice they were hearing.' John remembers him 'pacing continually backwards and forward, like a tiger I'd seen in London Zoo', twisting the knife more and more. If there's a life hanging in the balance, you can't wait for anyone else. You have to get on and deal with what is in front of you John Sutherland 'One minute he was with us, partly lucid, the next he was somewhere else,' he recalls. The man eventually surrendered after speaking to his mum on the phone. In another incident a man with a kitchen knife was furiously 'sawing backwards and forwards on his head and neck' while holding his ex-girlfriend and child hostage. John recalls the "curtain of blood running down his face and soaking his clothes", adding it reminded him of a scene from the Stephen King film Carrie. Race against time Whenever he received a dispatch call, John says there was an element of adrenaline, which was followed by exhaustion "so deep you're almost unable to speak or walk" afterwards. But he remained motivated by the 'profound sense that today we did something good'. He retired in February 2018, and John has now turned his hand to writing books including memoirs Blue and Crossing The Line, and fiction titles The Siege, The Fallen and his latest novel, The Castle. 'Psychologically and emotionally I draw on my lived experience," he says. "Alex, one of the lead characters [in The Castle], is a version of me, but is a million times more interesting. 'But my deeper purpose to all of it, which I feel very passionately about having worked as a hostage and crisis negotiator, is for people to re-learn the art of listening. 'In the world at the moment it seems that most of us are shouting at each other and not listening. Listening is in danger of becoming a lost art. 'While I hope my thrillers are thrilling, subtly they have something to say about the ways that we listen and how it can do some good in the world. It can save people's lives.'
Yahoo
13-05-2025
- Business
- Yahoo
Non-Executive Chairman of Omni Bridgeway Michael Green Buys 187% More Shares
Potential Omni Bridgeway Limited (ASX:OBL) shareholders may wish to note that the Non-Executive Chairman, Michael Green, recently bought AU$216k worth of stock, paying AU$1.60 for each share. That certainly has us anticipating the best, especially since they thusly increased their own holding by 187%, potentially signalling some real optimism. We check all companies for important risks. See what we found for Omni Bridgeway in our free report. The insider Vadim Rubinchik made the biggest insider purchase in the last 12 months. That single transaction was for AU$4.6m worth of shares at a price of AU$0.93 each. Although we like to see insider buying, we note that this large purchase was at significantly below the recent price of AU$1.89. Because it occurred at a lower valuation, it doesn't tell us much about whether insiders might find today's price attractive. Omni Bridgeway insiders may have bought shares in the last year, but they didn't sell any. The chart below shows insider transactions (by companies and individuals) over the last year. By clicking on the graph below, you can see the precise details of each insider transaction! See our latest analysis for Omni Bridgeway Omni Bridgeway is not the only stock insiders are buying. So take a peek at this free list of under-the-radar companies with insider buying. Looking at the total insider shareholdings in a company can help to inform your view of whether they are well aligned with common shareholders. Usually, the higher the insider ownership, the more likely it is that insiders will be incentivised to build the company for the long term. Insiders own 6.7% of Omni Bridgeway shares, worth about AU$36m. We've certainly seen higher levels of insider ownership elsewhere, but these holdings are enough to suggest alignment between insiders and the other shareholders. It's certainly positive to see the recent insider purchase. We also take confidence from the longer term picture of insider transactions. But we don't feel the same about the fact the company is making losses. Given that insiders also own a fair bit of Omni Bridgeway we think they are probably pretty confident of a bright future. Therefore, you should definitely take a look at this FREE report showing analyst forecasts for Omni Bridgeway. Of course Omni Bridgeway may not be the best stock to buy. So you may wish to see this free collection of high quality companies. For the purposes of this article, insiders are those individuals who report their transactions to the relevant regulatory body. We currently account for open market transactions and private dispositions of direct interests only, but not derivative transactions or indirect interests. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Daily Mail
08-05-2025
- Politics
- Daily Mail
Gym-goer claims he was kicked out of Crunch Fitness for wearing popular hat
A Wisconsin gym-goer has claimed he was kicked out of a Crunch Fitness franchise because he proudly displayed his support for President Donald Trump - though police say his ouster was a result of his harassing other members. Michael Green, 42, is now suing the Fitness Ventures LLC - a Crunch franchisee with locations in 27 states, claiming he was discriminated against for wearing a 'Trump 2024' hat, the Independent reports. Green admits in the lawsuit he still does not 'understand what happened' when he was escorted out of the Madison location on March 30. But he has come to the conclusion 'someone at the gym had a perceived issue with me and decided to weaponize the police against me.' 'I had been wearing a pro-Trump hat during prior gym visits, but stopped du to the stares I would get from staff and members,' he wrote in the federal complaint he filed himself. 'Perhaps it was some kind of retaliation for being a Trump supporter, even worse a black Trump supporter in Dane County.' Green is now arguing that the gym violated the Civil Rights Act of 1964 by 'engaging in discriminatory practices' against him. He is seeking $75,000 in damages, which he says is 'enough that [it] may provide a deterrent from similar behavior in the future.' According to his complaint, Green was working out at the gym on March 30 when he was suddenly 'approached by a staff member and two Madison Police officers. 'The staff member said that I was being "aggressive" to gym members,' he recounts. 'I still have no clue what exactly is going on, the staff member was extremely vague.' He said he then asked if he could use the shower before he left, and was told that he couldn't - at which point he went into the locker room 'to change clothes as quickly as I could.' As soon as he left the locker room, Green claims he was confronted by 'six to 10 Madison police officers. 'I asked them what was going on, they explained thy were called to make sure I left the premises, and I left as instructed.' Once outside, though, Green claims he realized he had left some of his belongings inside the gym - and called the office to see if a staffer could give his items to one of the cops at the scene. But the complaint says the officers soon left, and the Crunch employee told him to meet him at the gym entrance to pick up his stuff. 'While walking towards the gym, I flagged down a Madison Police officer and asked them if they could get my items instead of me approaching the gym,' Green wrote. '[T]he officer agreed.' At that point, Green said he called the gym to tell the staff member that a police officer would be returning to collect the items rather than himself. But the situation quickly escalated when Green complained abut the 'vulgar, racist stereotyping rap music' the gym plays, which he says 'paints African Americans in a fictional, terrible light.' The staffer then allegedly denigrated black people - which Green responded to with a homophobic slur. The police incident report obtained by the Independent, though, tells a completely different story. It says police were dispatched to the gym on March 30 after an employee complained about a member who was allegedly 'causing a disturbance' and asked to have police standing by when staffers removed him. The guest - Green - had allegedly 'approached other gym members and screamed and cursed at them' because he wanted to use their equipment. The police report notes that members of the gym asked the manager to have Green removed, but did not want to file charges against him. It also says that only two officers responded to the call - not the half dozen Green claimed - and they escorted him to the locker room, then stood outside as he gathered his belongings. In the end, the police report says, officers told Green not to return to the gym for the remainder of the day and he was seen walking away. 'The case is closed on our end,' a Madison police spokeswoman told The Independent. But this is not the first time Green has filed a discrimination lawsuit against a gym. In fact, just two weeks before he filed the federal suit against Fitness Ventures LLC, he sued Anytime Fitness - making similar accusations. In that suit, Green says he would repeatedly receive sneers from his fellow gym-goers for 'show[ing] my support of our president by wearing different types of Trump apparel such as hats, book bags, t-shirts, etc.' Then on February 4, Green said another member snickered at him and told him 'I'm wondering why your black and you like Trump so much.' Green claims in the lawsuit that he ignored the man and 'told him I'd train him instead of arguing with him. 'As I worked out, I explained to him what kind of exercises I was doing and why I was doing them. I did that throughout my workout,' he admits. 'At some point in the morning, one of the Anytime staff members showed up and asked me what was going on,' he continued. 'I explained to him that I was trying to train that guy so he could stop being concerned about my political leanings.... He told me that it was my fault that I chose to be pro-Trump, then he told me to stop bothering the guest.' In the aftermath, Green said he complained to Anytime Fitness about the employee - and when he went to a different location later that day, he received a phone call from someone claiming to be the vice president of the gym. The vice president informed him that he wanted to cancel Green's contract, but Green continued his workout. By the time he was changing out of his exercise clothes, Green claimed Madison police came and escorted him out. But Green decided to press matters and mentioned Richard Johnson, who he said was 'a young African American man that Madison police recently beat to death and used the Dane sheriff to help them attempt to cover it. 'Apparently that angered the cop, which set up a path for a rough night of abuse by law enforcement, starting with me bein arrested for trespassing,' he wrote. Green did not name Madison police as a defendant in either lawsuit - and apparently came to the conclusion that the fault lies with Dane County (which he did not name as a defendant either). He described the county in his latest suit as being 'extremely liberal' and derides the residents as being biased against conservatives. 'The anger I feel about this can only be overshadowed by an overall sense of sadness,' he writes.
