Latest news with #Multi
Time of India
a day ago
- Business
- Time of India
Gurvinder Singh Wasan, CFA, Senior Fund Manager, Baroda BNP Paribas Mutual Fund
Let's start with your personal story I am a Mumbai boy, born and brought up in a joint family of businessmen. I have completed a Master's in Commerce and am a Chartered Accountant by qualification. In addition, I am a CFA charter holder from the CFA Institute, USA. How did you land this job? I have been working in the fixed income industry for about 21 years now. All my previous roles have been great learning curves, where I had the opportunity to learn from experienced colleagues, talented subordinates, and enthusiastic peers. This is a small industry where most professionals in the investment segment know each other. I would say I was at the right place at the right time, and was fortunate to land my current role as Senior Fund Manager with Baroda BNP Paribas Mutual Fund . Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » Prior to this, I was associated as a Senior Fund Manager and Credit Analyst with JM Financial Mutual Fund. Before that, I was part of Principal Mutual Fund, where I had my longest stint. I have also worked as a structured finance analyst at CRISIL and ICICI Bank . Which funds are you currently managing? I have been entrusted with a diverse mix of funds that stimulate my interest and enhance my professional profile. On the duration side, we manage Gilt and Dynamic Bond Funds. On the shorter end of the curve, there are Ultra Short Term and Low Duration Funds. In the mid-tenor segment, we have Short Term and Corporate Bond Funds. We also manage a Credit Risk Fund with a credit play. Live Events On the hybrid front, I manage Balanced Advantage, Conservative Hybrid, Aggressive Hybrid, Equity Savings, and Retirement Funds. Additionally, I handle Fund of Funds schemes such as the Multi Asset Fund of Fund, as well as passive offerings like the Nifty SDL and Gold ETFs. What is your investment philosophy, and how would you describe your investment strategy? My investment philosophy combines a top-down macro approach with a core-tactical strategy. We closely track macroeconomic indicators and, based on our assessment, determine a suitable duration profile for each mutual fund scheme. Within this framework, we construct a core portfolio and aim to generate alpha through tactical allocations, which we actively manage to take advantage of market opportunities. Overall, our mandate is to prioritize safety and liquidity while consistently seeking alpha generation. What gives you the kick while managing other people's money? The real kick lies in being entrusted with the responsibility of managing someone's hard-earned savings. That trust itself is a powerful driving force.
Time of India
3 days ago
- Business
- Time of India
DDA reduces amalgamation charges for commercial properties, to boost real estate in the capital
The Delhi Development Authority has decided to reduce the amalgamation charges for commercial properties from the present 10% of the circle rate to just 1%, a decision which will unlock the real estate potential of Delhi. Additionally, the authority has reduced the multiplication factor for auction of commercial properties from the present rate of twice the circle rate to 1.5 times the circle rate. This will also catalyse greater investment and participation of real estate developers in commercial development in the city. The decision will incentivize real estate developers to develop commercial areas to scale and promote investment and employment in the city. This was one of the key reasons for commercial developments migrating to neighbouring cities in the NCR like Noida and Gurugram, where the admissible amalgamation charges were far lower compared to Delhi. These decisions followed the recommendations of a high-level joint government- industry task force constituted by LG VK Saxena. The high amalgamation charges for commercial properties in Delhi were prohibitive and discouraged developers from consolidating plots and undertaking large scale projects. This, consequently led to under-utilization of prime commercial areas, delayed infrastructure development and missed opportunities for urban mobility and redevelopment. Similarly, the task force had observed that Delhi's circle rates are disproportionately high as compared to market rates in neighbouring cities and a high multiplication factor is restricting the opportunities available for investors, resulting in greater investments in other cities of NCR. This is the first time that DDA has taken on board industry views for deregulation and simplification of its policies. The authority also approved change of land use in various sectors of Narela to help in creating an education hub, development of Multi Sports Integrated Stadium and Sports Complex and overall development of the sub-city. In addition to this, the authority also approved discount on bulk purchase of unsold flats in Narela by government departments and Universities.
The Irish Sun
30-05-2025
- Entertainment
- The Irish Sun
‘So easy to wear' cry shoppers over perfect summer dress in Sainsbury's – it's comfy, looks expensive & doesn't crease
IF you're still looking to top up your summer wardrobe before the sunshine returns, Sainsbury's has got you covered. The supermarket's in-house fashion label, Tu Clothing, is renowned for its stylish buys at reasonable prices. 4 Shoppers are running to Sainsbury's for a new summer dress Credit: Getty 4 The vibrant strappy frock is just £22.50 Credit: Sainsbury's/TU Clothing 4 Fashion fans say it's comfy, doesn't crease and looks expensive Credit: Sainsbury's/TU Clothing 4 It's almost sold out online Credit: Sainsbury's/TU Clothing And if you like to be comfortable as well as fashionable, you've definitely come to the right place. Shoppers have insisted the new The "beautiful" Multi Postcard Printed Strappy Midaxi Dress is priced at £22.50 and comes in sizes six to 24. Describing it online, the Sainsbury's team say: "Designed in a bright postcard print for a distinctive summer look, this sun dress is a chic choice for beach days and sun-soaked getaways. Read more in Fabulous "Cut to midaxi length, it comes in a loose, flowing silhouette - finished with shoulder straps and a v-neckline." Unsurprisingly, the colourful frock has racked up a flurry of five-star reviews and is almost completely sold out online. So if you're looking to get your hands on it, you may need to leg it to your nearest store. One delighted fashionista gushed: "So easy to wear and looks great with a tan to show off. Doesn't crease either! Most read in Fabulous "Got lots of great comments in it.. looks more expensive than it actually is." A second wrote: "Bought for holiday and it really is perfect. I'm 5'3 and a size 10 - Tesco is killing it with their summer co-ords, my haul was amazing & I got 25% off everything too "Size is spot on and I don't need to shorten it as I'm five foot one inch that is usually the case. "The quality is excellent. So pleased I've bought loads more on line for my holiday. Quick delivery and easy returns. Well done Tu." A third chimed in: "I fell in love with this dress and it's perfect for my trip to the Caribbean. "The fit is excellent and flows beautifully, lovely fabric, adjustable straps and pockets! The length is great, usually they are too long, but this falls just right on me at 5ft 1." "I love the fabric, it's a good length and has pockets. Perfect for summer", cried another shopper. A fifth revealed: "I popped into Sainsbury's to get my mum's shopping and saw this dress as soon as I walked in. "I just fell in love with it; the vibrant colours, the style - pockets! - and it just made me smile. "I wasn't disappointed when I tried it on when I got home. It is easy to wear, comfortable and just the right length. I am so pleased and can't wait to wear it." Meanwhile, a sixth wrote: "Adjustable straps floaty and a linen type feel to the fabric. On trend." Is supermarket fashion the new high street? DEPUTY Fashion Editor Abby McHale weighs in: The supermarkets have really upped their game when it comes to their fashion lines. These days, as you head in to do your weekly food shop you can also pick up a selection of purse-friendly, stylish pieces for all the family. Tesco has just announced a 0.7 per cent increase in the quarter thanks to a 'strong growth in clothing' and M&S has earnt the title of the number one destination for womenswear on the high street. Asda's clothing line George has made £1.5 million for the supermarket in 2023, 80 per cent of Sainsbury's clothes sold at full price rather than discounted and Nutmeg at Morrisons sales are also up 2 per cent in the past year. So what is it about supermarket fashion that is becoming so successful? Apart from the clothing actually being affordable, it's good quality too - with many being part of schemes such as the Better Cotton Initiative. A lot of the time they keep to classic pieces that they know will last the customer year after year. Plus because they buy so much stock they can turn around pieces quickly and buy for cheaper because of the volumes.
Daily Mirror
29-05-2025
- Business
- Daily Mirror
I found a way to shop M&S clothing online at little-known outlet
The little-known outlet offers some of the brand's best styles at a major discount and it's a savvy way to shop M&S virtually while online orders remain paused on their site Marks and Spencer's online shopping has been on hold for over a month following a cyber attack during the Easter weekend, an incident that is estimated to cost the firm around £300m and isn't predicted to be resolved until July. However, I've discovered a way to snag authentic M&S items without setting foot in a physical store. The retailer operates a lesser-known outlet on eBay, offering some of its most popular styles at significantly reduced prices. Even better, customers can bag an extra 20% off with a handy discount code. To access these discounted rates, shoppers need to enter MAYPAY20 at checkout - a code valid until June 1 2025. Among the bargains in the outlet sale are the Multi Coloured Viscose Tea Floral Midaxi Dress, now going for under £20, and the Black Tapered Trousers, priced at £13. In other fashion deals, White Stuff is also offering up to 50% off hundreds of items, with the Sasha Tweedy Wide Leg Trousers have seen a price cut of over £50, now retailing at £22 instead of £75. Boden is giving 15% off new womenswear styles when the discount code JM7D is applied at checkout. This reduces the price of the £146 Rhea Embroidered Midi Dress to £124.10 and brings the Westbourne Linen Trousers in paradise green down to £83.30 from £98, reports the Manchester Evening News. To shop the Marks and Spencer's outlet sale with discounted dresses, trousers, tops, knitwear and more, visit here, or continue reading for my top picks. Just remember, use the discount code MAYPAY20 to get an additional 20% off the total. Multi Coloured Viscose Tea Floral Midaxi Dress - was £39.50, now £18.96 Shoppers can save 52% on the Multi Coloured Viscose Tea Floral Midaxi Dress, now reduced to £18.96 from £39.50. The dress features a contrasting floral print cut to a midaxi length that drapes beautifully from the waist seam. It's designed in a regular fit, with a round neckline and short sleeves that are puffed at the shoulder and gathered at the cuff for a touch of volume. It's finished with a keyhole button fastening that sits at the back. Black Wide Leg Trousers - was £35, now £16.80 The Black Wide Leg Trousers have also been marked down by 52%, now priced at £16.80 down from £35. These ponte joggers are made from a viscose-rich fabric for a luxuriously soft feel. They feature a flattering high waist with an elasticated band for comfort while the wide legs create a modern palazzo silhouette. Khaki Viscose Long Sleeved Blouse - was - £39.50, now £18.96 Shoppers can save over £20 on the Khaki Viscose Long Sleeved Blouse, now priced at £18.96 instead of £39.50. Designed to add a romantic touch to your wardrobe, this Per Una blouse is cut in a regular fit from lightweight woven fabric which enhances the floaty effect of the ruffled collar. A tie neckline is enhanced by waist ties that create a ruffled hem. Long blouson sleeves with frilled cuffs round off the look. Black Tapered Trousers - was £27.50 now £13.12 Marks and Spencer's Black Tapered Trousers have been reduced by over £14, now priced at £13.12 instead of £27.50. These pleat-front woven trousers are crafted from a lightweight fabric with added stretch for comfort. They boast a tapered fit, with a flattering high waist and ankle-skimming hems. A neat hook-bar-and-zip fastening and practical side pockets maintain a sleek appearance. Multi Coloured Cotton Shirt Midi Dress - was £39.50 now £18.80 Customers can save over £20 on the Multi Coloured Cotton Shirt Midi Dress, now just £18.80 instead of £39.50. This midi length dress is made from a breathable cotton blend. It's cut in a regular fit, featuring a flattering waisted shape that's accentuated by a belt. The all-over print offers a striking look, while the long-sleeved design ensures comfort. It's finished with an easy crew neckline that leads to a neat button-through front. White Cotton Embroidered Long Sleeved Blouse - was £35 now £16.80 Last but not least is the White Cotton Embroidered Long Sleeved Blouse, now only £16.80 down from £35. Designed to add a touch of romantic charm to your outfit, this cotton-rich blouse has been designed with a comfortable, regular fit. The garment boasts a frilled design throughout, with ruffled cuffs on the long sleeves. The embroidered detailing on the front adds a tidy visual appeal. Elsewhere, online outlet site Secret Sales also has a range of M&S styles currently available to shop, with some up to 62% off.
Daily Record
28-05-2025
- Business
- Daily Record
Marks and Spencer has a lesser-known outlet where clothes are all majorly reduced
Shoppers can save on sale items using a discount code It's been over a month since Marks and Spencer suspended online shopping due to a cyber attack over the Easter weekend. The incident is estimated to cost the company around £300million and isn't anticipated to be resolved until July. Luckily, there is another method to acquire authentic M&S items without setting foot in a shop. The retailer operates a lesser-known outlet on eBay that offers some of the brand's top styles at a significant discount. Even better, shoppers can secure an additional 20 per cent off using a handy discount code. The outlet sale includes the Multi Coloured Viscose Tea Floral Midaxi Dress, now available for under £20, and the Black Tapered Trousers, priced at just £13. To access these discounted prices, shoppers need to apply MAYPAY20 at checkout - which is valid until June 1, 2025. White Stuff is providing up to 50% off hundreds of items, with the Sasha Tweedy Wide Leg Trousers reduced by over £50, now £22 instead of £75. To explore Marks and Spencer's outlet sale featuring discounted dresses, trousers, tops, knitwear and more, visit here, or continue reading for my top selections. Don't forget to use the discount code MAYPAY20 to get an extra 20 per cent off your total. Multi Coloured Viscose Tea Floral Midaxi Dress - was £39.50 now £16.12 Customers can enjoy a 52 per cent saving on the Multi Coloured Viscose Tea Floral Midaxi Dress, now priced at £15.98, down from £39.50. The dress boasts a contrasting floral print cut to a midaxi length that flows elegantly from the waist seam. It's designed in a regular fit, with a round neckline and short sleeves that puff at the shoulder and gather at the cuff for added volume. It's finished with a keyhole button fastening at the back. Black Wide leg Trousers - were £35 now £14.28 The Black Wide leg Trousers have also been marked down by 52 per cent, now available for £14.28, reduced from £35. These joggers are made from a viscose-rich fabric for a luxuriously soft feel. They feature a flattering high waist with an elasticated band for comfort, while the wide legs create a modern palazzo silhouette. Get them here. Fashion deal of the week Looking for a new wardrobe staple that will be comfortable all summer long? The Next's Wide Leg Trousers with linen might be up your street. In fact, they are so popular with other shoppers who say they "can't wait" to wear them when the weather heats up. Available in a selection of colours and prints, there is a pair for everyone. However, prices do range from as low as £22 to £49, but this does depend on the style that shoppers select. Ideal for balmy days, these trousers have been designed in a looser fit than usual and have been crafted from a soft material with added linen. Boasting the on-trend wide-leg design, it's no wonder shoppers are calling them "very comfortable" to wear. They also feature an elasticated waistband that won't dig into the stomach, while two practical side pockets finish the design. A hit for summer, these linen trousers can be paired with flip-flops, loose fitting tops and even swimwear when by the beach. Available in both petite and regular, they can be bought in sizes eight through to 20. Just a few options shoppers can choose from include a basic black, red and chocolate brown, while vibrant patterns of palm trees and florals are also included. Multiple colours of the Next trousers boast glowing reviews, as one reads: "Lovely flowing cut, very flattering. Can't wait to wear these when the weather is better!" A second shopper praised: "Great fit. Very flattering. Can be dressed up or down for day or night wear." Khaki Viscose Long Sleeved Blouse - was - £39.50 now £16.12 Shoppers can save over £20 on the Khaki Viscose Long Sleeved Blouse, now priced at £16.12 instead of £39.50. Designed to inject some romance into your wardrobe, this Per Una blouse is cut in a regular fit from lightweight woven fabric which enhances the floaty effect of the ruffled collar. A tie neckline is beautifully paired with waist ties that create a ruffled hemline. The design is completed with long blouson sleeves and frilled cuffs. Get it here. Marks and Spencer's Black Tapered Trousers have been reduced by over £14, now priced at £11.22 instead of the original £27.50. These pleat-front woven trousers are crafted from a lightweight fabric with added stretch for comfort. They boast a tapered fit, featuring a flattering high waist and ankle-skimming hems. A tidy hook-bar-and-zip fastening and practical side pockets maintain a sleek appearance. Get them here. Multi Coloured Cotton Shirt Midi Dress - was £39.50 now £15.98 Customers can save over £20 on the Multi Coloured Cotton Shirt Midi Dress, now available for £15.98 instead of £39.50. This midi length dress is made from a breathable cotton blend. It's designed in a regular fit, showcasing a flattering waisted shape accentuated by a belt. The all-over print offers a striking look, while the long-sleeved design ensures comfort. It's finished with a simple crew neckline leading to a neat button-through front. Get it here. White Cotton Embroidered Lon g Sleeved Blouse - was £35 now £14.28 Last but certainly not least is the White Cotton Embroidered Long Sleeved Blouse, now discounted to £14.28 from £35. Designed to add a hint of romantic allure to your outfit, this cotton-rich blouse is fashioned with an easy, regular fit. The garment boasts a frilled design throughout and ruffled cuffs on the long sleeves, with the embroidered detailing on the front providing a tidy visual appeal.
