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Bank Holiday In July 2025: Are Banks Open Or Closed Today On Sawan Shivratri? Check Status
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Banks are open today, July 23, despite Sawan Shivratri causing school closures in Delhi NCR. Digital banking is available, but some services may be delayed due to branch closures.
Bank Holiday Today: The auspicious month Shravan (Sawan) as per Hindu calendar is currently ongoing. July 23 marks the Sawan Shivratri, which is a monthly Hindu festival dedicated to Lord Shiva. On account of this, several schools in Delhi NCR have announced the holiday due to traffic congestion by Kanwar Yatra, a deeply spiritual pilgrimage to and from Haridwar.
It causes confusion among people about whether banks are open or not. Knowing beforehand the banking opening or closing scenario is better to avoid any untoward problem a person faces while availing banking services.
Are Banks Closed Or Open Today?
Yes, banks are open. Banks across India are open on Wednesday, July 23, as per RBI's holiday calendar, though several schools announced the holiday on the occasion of Sawan Shivratri.
Bank Holidays In July 2025
The first holiday fell on July 3 (Thursday) for Kharchi Puja, observed in Agartala. This is followed by a holiday on July 5 (Saturday) for Guru Hargobind Ji's Birthday, obsereved in Jammu and Srinagar.
On July 14 (Monday), banks in Shillong was shut for Beh Deinkhlam, a prominent local festival. A few days later, on July 16 (Wednesday).
Dehradun observed a holiday on account of Harela, a festival marking the onset of the monsoon. Again, Shillong saw bank closures on July 17 (Thursday) to observe the Death Anniversary of U Tirot Singh, a local hero and freedom fighter.
Next, banks in Agartala remained closed on July 19 (Saturday) for Ker Puja, and Gangtok will see a holiday on July 28 (Monday) for Drukpa Tshe-zi, a traditional Buddhist observance.
Besides these, all scheduled and non-scheduled banks in India will observe routine closures on the second and fourth Saturdays of the month, i.e., July 12 and July 26, along with all Sundays—July 6, 13, 20, and 27.
While bank branches will be closed on these dates, customers can continue using digital banking services, ATMs, and mobile apps as usual. However, services like cheque clearance, RTGS, and NEFT may be delayed due to branch closures. Those needing in-person services are advised to plan ahead and complete transactions before the respective state holidays.
State-Wise Bank Holiday List – July 2025
Tripura
July 3 (Thursday) – Kharchi Puja
July 19 (Saturday) – Ker Puja
Jammu & Kashmir
July 5 (Saturday) – Guru Hargobind Ji's Birthday
Meghalaya
July 14 (Monday) – Beh Deinkhlam
July 17 (Thursday) – Death Anniversary of U Tirot Singh
Uttarakhand
July 16 (Wednesday) – Harela
Sikkim
July 28 (Monday) – Drukpa Tshe-zi
Nationwide Bank Closures
July 12 (Second Saturday)
All Sundays – July 6, 13, 20, 27
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New Delhi, India, India
First Published:
July 23, 2025, 08:40 IST
News business » banking-finance Bank Holiday In July 2025: Are Banks Open Or Closed Today On Sawan Shivratri? Check Status
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