Latest news with #NeilBorate
Mint
30-06-2025
- Business
- Mint
Why Indian investors must think beyond borders
At the Mint Horizons session in Pune, experts urged Indian investors to move beyond home-market bias and adopt a more globally diversified approach. The event gathered voices from journalism, asset management, and fintech to make a clear case for international investing—even as regulatory caps and practical barriers remain. The Mint Horizons series, which has covered Mumbai, Delhi, and Bengaluru, aims to help investors navigate the realities of today's interconnected markets, where geopolitical shifts, interest rate changes, and technological trends can reshape returns. Watch the highlights below, Neil Borate, Deputy Editor at Mint, set the tone by walking the audience through the history of the rupee and India's place in the global economy. He highlighted past currency devaluations and India's relatively small share of world market capitalisation, arguing that over the long term, dollar-based savings have protected purchasing power better. "India has potential to grow its share, but it's too small to even appear on global market-cap charts today," he said. Neil also discussed routes for Indian investors to get global exposure, from mutual funds constrained by RBI's $7 billion industry cap to direct investing through the Liberalised Remittance Scheme (LRS), which allows up to $250,000 per year per individual but requires strict tax compliance. Swanand Kelkar, Managing Partner at Breakout Capital, emphasised that while India has delivered strong returns over multi-year periods, investors shouldn't assume that domestic markets will always outperform. He shared data showing that many large emerging markets have outperformed India over the past year, highlighting the value of looking beyond one's own borders. He also explained the US market's unique dominance, where it accounts for roughly two-thirds of global equity market capitalisation despite representing only about 27% of global GDP—a testament to its corporate profitability and investor confidence. Kelkar argued that emerging markets broadly remain attractive, with strong earnings growth and return on equity potential, even as investors need to choose countries and companies carefully. Shubho Moulik, CEO of Appreciate, turned to the practical barrier's Indian investors face. His platform, he explained, has focused on removing cost and complexity from the LRS process, enabling retail investors to start investing internationally in just a few minutes with fractional ownership options. "Your jobs and homes are here—but if I told you to put all your money in one stock, you'd say I'm crazy. Why do it with your country?" he asked, recommending that investors allocate at least 25–35% of their portfolio to global assets. He also discussed how AI and ML will soon offer investors real-time, high-accuracy investment recommendations, further democratising access. Raunak Onkar, Fund Manager & Head of Research at PPFAS, offered a fund manager's perspective on why governance standards matter. He explained that PPFAS deliberately restricts its international exposure to developed markets with strong track records of protecting minority investors. Even then, they often access foreign companies via US-listed ADRs to keep currency exposure manageable while maintaining global diversification. Onkar also reminded investors that home bias isn't just geographic but sectoral. For instance, Indian IT companies may be listed locally, but much of their scale and client base is overseas. He encouraged investors to compare valuations globally and ensure they aren't overpaying simply because a stock is familiar or easy to buy locally.
Mint
25-06-2025
- Business
- Mint
Global investing through GIFT City: What a keen investor should know about
India's GIFT City is quickly becoming the go-to hub for investors looking to diversify their assets globally—whether through foreign equities, ETFs, or holding RSUs and ESOPs from multinational employers. But what exactly is GIFT City, and how can Indian residents and NRIs leverage its benefits? For a deeper understanding, join the next edition of Mint Money Forums, a virtual workshop series, where we will discuss 'GIFT City: Gateway to Global Investments and Assets'. This session will be held on July 5, 2025 at 11 AM IST. You can register here. The session will be hosted by Neil Borate, Deputy Editor, Mint, and will feature Mayuresh Kini, Co-Founder at Zinc Money. It will cover three key themes critical to globally minded investors. GIFT City offers a streamlined and cost-efficient platform for investing in global markets. The session will highlight how it compares with traditional routes like the Liberalised Remittance Scheme (LRS), and what makes it an attractive option for Indian residents. Planning for international education, overseas travel, or retirement? This session will explain how investments routed through GIFT City can help match your currency exposure with your real-world goals—reducing conversion risk and enhancing portfolio alignment. NRIs often face regulatory roadblocks when investing in India or globally. GIFT City simplifies that process with a transparent and uniform structure, offering a one-stop solution for NRI investment and repatriation needs. If you hold foreign stock options, are planning global financial goals, or simply want more efficient cross-border access, this webinar is designed to help you make informed, compliant decisions. Register now to reserve your spot for this expert-led session. Disclaimer: This edition of Mint Money Forums is presented in partnership with Zinc Money.
Mint
11-06-2025
- Business
- Mint
Mint Horizons: India's Premier Masterclass on Global Investing Comes to Pune – Limited Seats, Register Now
After successful editions in Bengaluru, Mumbai, and Delhi, Mint Horizons now arrives in Pune on June 20, bringing India's most trusted voices in finance and investing to the city for an exclusive evening of insights, strategies, and dialogue on global investing. Seats are limited, you can register here to join the event. Hosted by Neil Borate, Editor of Mint Money, this masterclass series is designed for investors looking to expand their portfolios beyond domestic markets and understand the frameworks that drive global capital allocation. 'As the US gives way to other markets in global market share, our experts weigh in on who will benefit,' said Neil. Set in the elegant venue of the Bhandarkar Oriental Research Institute, Shivaji Nagar, the evening event will feature, An opening address by Neil Borate, Editor – Mint Money, on the 'why' and 'how' of global investing A fireside chat with Swanand Kelkar, Managing Partner, Breakout Capital, decoding emerging market opportunities Strategic insights from Subho Moulik, Founder & CEO, Appreciate Wealth A deep-dive discussion with Raunak Onkar, Fund Manager & Head of Research at PPFAS, on building resilient global portfolios 'Global diversification has become increasingly attractive for Indian investors, especially as domestic and international markets diverge in performance. With U.S. leading the race of innovation and dollar appreciating every year, diversification is a trend here to stay,' said Subho. The sessions are crafted for investors, wealth advisors, and finance professionals eager to understand new global trends, macroeconomic signals, and smart diversification strategies. There are just 60 seats available, and registrations will be accepted on a first-come, first-serve basis. Register now to secure your place at this high-impact session on the future of investing. Mint Horizons is where India's investing leaders meet to learn, share, and stay ahead. Don't miss your chance to be part of this growing community in Pune.
Mint
07-06-2025
- Business
- Mint
Foreign income or stocks? Learn how to reporting, taxes & more
Employee Stock Options (ESOPs) and Restricted Stock Units (RSUs) issued by foreign companies have increasingly become part of compensation packages for Indian professionals. Yet, navigating the intricacies of reporting such foreign income and understanding associated tax implications can be complex and daunting. To address these challenges, Mint is hosting an insightful webinar titled 'Foreign ESOP/RSUs or Income: Reporting, Taxes, and More', scheduled for June 14th, at 11 AM. You can register here. 'Understanding schedule FA and the correct way to report RSUs, ESOPs, stocks and any other foreign assets is the key to avoiding stiff legal consequences including a 10 lakh penalty. We will guide you on how to fill this key form in your ITR,' said Neil Borate, Editor of Mint Money. The webinar will feature Neil in conversation with Mayuresh Kini, Co-Founder of Zinc Money. They will demystify the processes involved in accurately reporting foreign ESOPs, RSUs, and related income, along with offering clarity on tax obligations for Indian taxpayers. 'If you're an Indian resident, remember that India taxes your global income - so disclosing all your foreign assets (including RSUs) and income is a must,' said Mayuresh. Participants of this interactive session will learn about, Comprehensive guidance on reporting foreign ESOPs and RSUs in your Indian tax filings. Understanding tax treatment and obligations related to foreign-earned income. Navigating Schedule FA accurately to report foreign assets. Common pitfalls and best practices in managing cross-border financial instruments. Given the evolving global employment landscape, clarity on foreign ESOPs and RSUs is essential for tax compliance and financial optimisation. This webinar aims to equip professionals with practical tools and expert advice to manage their foreign assets confidently and effectively. Don't miss out on gaining crucial insights from industry experts. Register Now.
Mint
22-05-2025
- Business
- Mint
Planning for Your Child's Foreign Education?Join Our Expert Webinar to Figure How
The aspiration for an international education has become increasingly prevalent among Indian families. However, planning financially for this significant investment often presents challenges, uncertainties, and requires strategic foresight. Recognising this need, Mint presents an exclusive webinar titled 'Costs of Foreign Education & Building a Corpus for It', scheduled for May 30th, at 4:00 PM. This is part of the newly launched platform Mint Money Forums. To join the webinar, register here. The session will be hosted by Neil Borate, Editor at Mint Money, and Mayuresh Kini, Co-Founder of Zinc Money - a platform for smart financial planning that grows with your child's aspirations. Our experts will delve deep into understanding the financial landscape associated with foreign education, guiding parents and professionals on how to effectively build and manage the required financial corpus. 'Which university, which country & how much does it cost? Once you have a rough idea, you can work backwards and figure out how much to save for higher education. We will decode this question in the inaugural Mint Forum, a knowledge-sharing series brought to you by team Mint Money,' said Neil Borate. Added Mayuresh Kini, 'Sending a child for higher studies abroad is a key event in one's life - similar to buying a house, retirement or marriage, it deserves due financial care and planning. Taking expert advice is the first step in making your child's global dreams come true.' During this interactive webinar, participants will gain insights on, Accurately estimating the total cost of education abroad, including hidden and ancillary expenses. Exploring various investment options suitable for building an education corpus. Understanding currency fluctuations and managing foreign exchange risks. Leveraging education loans, scholarships, and other financial aids strategically. Given the rising inflation and unpredictable economic factors globally, early and informed financial planning is crucial. This webinar is designed specifically to equip Indian parents and aspiring students with practical strategies and actionable advice to navigate the financial intricacies of studying abroad. To participate and secure your financial future for overseas education, register now for this informative session. Date: May 30, 2025 Time: 4:00 PM IST Hosts: Neil Borate (Deputy Editor, Mint) & Mayuresh Kini (Co-Founder, Zinc Money) Join us to ensure your child's academic dreams turn into reality without financial stress.
