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News18
21 hours ago
- Business
- News18
Funding, Fraud & Lawsuits: Why Every Entrepreneur Needs Insurance To Tackle Legal Risks
Last Updated: India's startup boom ranks it third globally, but rising legal risks are prompting startups to invest in liability insurance. News18 India's startup boom has turned the country into the third-largest startup ecosystem globally. But as businesses grow, so do the risks. From consumer claims and cyber threats to regulatory challenges and investment disputes, today's entrepreneurs face a host of legal vulnerabilities. In such a climate, insurance isn't just a backup plan—it's a strategic shield. Experts stress that having the right policies in place can protect founders, investors, and the businesses they're building. Why Legal Risk Is on the Rise 'As legal risks become more prominent, many startups are increasingly investing in liability insurance," says Aftab Chaz, Associate Director & Business Head at He explains that lawsuits around bodily injury, product defects, negligence, and professional errors are becoming more frequent across sectors. This trend has led to growing demand for Comprehensive General Liability, Professional Indemnity, and Directors & Officers (D&O) insurance. According to Chaz, these policies are crucial in shielding businesses from financial and reputational losses while improving investor confidence. PE and VC transactions are at an all-time high in India, but with rising deal sizes come bigger risks. Tapas Nandi, Director – Infrastructure & Energy at Alliance Insurance Brokers, notes, 'With increased financial frauds and cyber threats, even a minor slip in a major deal can cause serious damage." He recommends that early-stage startups and their investors consider a Business Owners Policy (BOP)—a bundled solution covering general liability, commercial property, and business interruption. He adds that Venture Capital Liability Insurance can help protect investors from errors, omissions, and legal challenges tied to deal-making or board-level responsibilities. Founders Must Think Holistically Mudassir Khalil, Head – Reinsurance, Surety & Liability at Digit Insurance, outlines five key insurance policies every entrepreneur should consider: Comprehensive General Liability (including product & public liability) Professional Liability Insurance (for service-related risks) D&O Insurance (to protect leadership teams) Employee Compensation (for workplace injuries) Warranty & Indemnity (W&I) Insurance (to cover deal breaches) 'These covers not only reduce financial damage during a crisis but also build a culture of risk preparedness," says Khalil. view comments First Published: Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.


News18
3 days ago
- News18
Balanga Victim To Be Airlifted to AIIMS Delhi Probe Underway Breaking News
Balanga Victim To Be Airlifted to AIIMS Delhi | Probe Underway | Breaking News | News18 India Last Updated: India Videos | Balanga Victim To Be Airlifted To AIIMs Delhi A major development in the Balanga incident—the critically injured victim is being airlifted to AIIMS Delhi for urgent medical care. Authorities have confirmed that special investigation teams have been formed, and a high-level probe is currently underway to determine the circumstances surrounding the move to shift the victim to AIIMS Delhi highlights the seriousness of the situation and the need for advanced medical intervention. Sources say top doctors have already been alerted, and arrangements are in place to receive the patient upon administration, along with law enforcement, continues to investigate the events leading up to the tragedy. The case has triggered widespread public attention and demands for accountability. n18oc_india News18 Mobile App -


News18
5 days ago
- Politics
- News18
India To Urge FaTF To Re-List Pakistan In Grey List Over Terror Financing Concerns
India To Urge FaTF To Re-List Pakistan In Grey List Over Terror Financing Concerns | News18 India is set to raise concerns at the upcoming FATF plenary, pushing for Pakistan's re-inclusion in the 'grey list' over its alleged failure to curb terror financing and activities linked to UN-designated groups. The move signals renewed pressure on Islamabad amid global counterterrorism efforts.


News18
13-07-2025
- Politics
- News18
LG Manoj Sinha ने उम्मीद जताई कि Delhi से Srinagar तक Direct Train का सपना पूरा होगा
Lieutenant Governor Manoj Sinha expressed his happiness over the rail connectivity in Jammu and Kashmir. Talking to NEWS18's Brajesh Kumar Singh, he said that Vande Bharat train will soon start going to Jammu as LG Manoj Sinha said on the commencement of rail service from Delhi to Srinagar that people will also see this dream being fulfilled.जम्मू कश्मीर में रेल कनेक्टिविटी पर उप राज्यपाल मनोज सिन्हा ने अपनी खुशी जाहिर की। NEWS18 के ब्रजेश कुमार सिंह से बात करते हुए उन्होंने कहा कि वंदे भारत ट्रेन जल्द ही जम्मू तक भी जाने लगेगी। साथ ही LG मनोज सिन्हा ने दिल्ली से श्रीनगर तक रेल सेवा शुरू होने पर कहा कि ये सपना भी लोग पूरा होता हुए देखेंगे। न्यूज़18 इंडिया भारत का नंबर 1 न्यूज चैनल है। जो 24 घंटे आप तक देश और दुनिया की हर खबर पहुँचाता है। राजनीति, मनोरंजन, बॉलीवुड, खेल के साथ साथ आप तक वो हर खबर हम पहुँचाते हैं जो आपके लिए महत्वपूर्ण है। इसलिए बने रहें हमारे साथ और सब्सक्राइब करें हमारा YouTube चैनल India is India's No.1 hindi News Channel. We bring you the latest, most relevant and the news that concerns you from all over the world. Politics, Entertainment, Bollywood, OTT, Sports, News to Use, Technology, all the news that is important for you to know, we bring you that. Be with us as News18India viewer and subscribe our YouTube channel our channel for the latest news updates: us: us: Mobile App


News18
06-07-2025
- Sport
- News18
Watch: Akash Deep Shows Off Singing Skills With Bhojpuri Song, Video Goes Viral
Last Updated: India pacer Akash Deep, who is impressing in the Edgbaston Test against England, has gone viral in Bihar for singing a Bhojpuri song by Pawan Singh. News18 India pacer Akash Deep is impressing in England with his brilliant bowling performance in the second Test of the Anderson-Tendulkar Trophy at Edgbaston. But back home, people are sharing videos of his other talents. Soon after he took two wickets on Day 4 of the Test on Saturday, a video of him singing a Bhojpuri song by popular singer-actor Pawan Singh has gone viral on X (formerly Twitter) and Instagram. In it, he can be seen in a function holding a microphone and impressing everyone with his skills. Akash is considered a good friend of Singh in Bihar. The duo has shared photos together previously. Coming in as a replacement to fill the big boots of Jasprit Bumrah, Akash picked up four wickets in England's first innings at Edgbaston. On Saturday, his two wickets were bowling opener Ben Duckett before doing the same to Joe Root with a ball-of-the-series contender that was angled in but seamed away to take out his off-stump. 'He is an attacking bowler that asks questions, bowling at the stumps a lot," India's bowling coach Morkel said after the day. 'I think that's one of the golden rules here in England: asking questions on the stumps. So for these sort of conditions in the UK, it suits his style. And coming back from injury and seeing him running in with high pace, it's a nice sign for us. 'That was a dream delivery… top quality player Joe Root and to dismiss him in that fashion just shows the quality of Akash, what he can do… The more confidence you give him, almost like there's a little bit more energy behind the ball and hopefully that delivery he will play over in his phone tonight, and then bring a couple more of those tomorrow," he added. India reduced England to 72/3 in their chase of 608 runs and will aim to wrap up the rest on Day 5 to level the series 1-1. First Published: July 06, 2025, 09:32 IST