Latest news with #Pasricha
&w=3840&q=100)
Business Standard
5 days ago
- Automotive
- Business Standard
Buying a second-hand car? Here's how to transfer its motor insurance
After buying a second-hand car, transferring ownership papers is only half the job done. Buyers must transfer the car's insurance to their name to avail of claims and avoid legal issues, experts said. 'Transferring a car insurance policy in India involves multiple steps according to regulatory guidelines,' said Paras Pasricha, business head for motor insurance at The seller must inform the insurance company about the vehicle changing hands and fill out Forms 28, 29 and 30, which are available on the website of the Regional Transport Office (RTO). 'It is essential to get a clearance certificate and proof of sale before proceeding,' Pasricha explained. -Valid insurance copy -Original vehicle registration certificate (RC) -Sale agreement -Pollution Under Control certificate -Buyer's address and identity proof -A formal request for policy transfer 'The new owner's name must be endorsed on the RC before initiating insurance transfer,' said Pasricha. The insurer will inspect the vehicle for its condition and determine the revised premium or coverage. Once this is done, the policy will be endorsed with the buyer's details, serving as the legal acknowledgment of transfer. 'If the car was financed, a No Objection Certificate from the financier is also required. A nominal transfer fee is usually charged,' he said. 'Mere change in the vehicle RC is not sufficient to protect against future liabilities. Insurance contracts work on the principle of insurable interest, which means the claimant must be the owner of the vehicle on the date of accident to get the benefit of insurance protection,' said Udayan Joshi, chief operating officer at SBI General Insurance, emphasising the importance of aligning the RC and insurance details. Common mistakes Second-hand car buyers typically make four errors while transferring insurance policies to their names, according to Pasricha. These are: -Continuing with the seller's old insurance policy without reviewing or customising coverage. -Ignoring vehicle inspection, assuming it's optional. -Overlooking transfer rules for interstate purchases, such as updating road tax, RC, and insurance. -Failing to check if add-ons or the Insured Declared Value suit their needs. Delaying initiation of ownership change in the insurer's records is another common mistake, said Joshi. 'This often leads to non-admissibility of claims pertaining to vehicle damages. Given the simplified and convenient processes adopted by insurers, it is advised to intimate your insurance company immediately upon submitting your request to the RTO office.' The 14-day window and delays Under Section 157 of the Motor Vehicles Act, a buyer must transfer an insurance policy within 14 days of purchase. 'If this is delayed, most insurers allow a conditional transfer but may require fresh vehicle inspection,' Pasricha said. Joshi said that failure to act within 14 days could lead to accident claims being rejected. 'Beyond 14 days, if the vehicle has not met with any accidents, insurers may still allow ownership transfer after verifying the vehicle's condition,' he notes. Loans, add-ons and other challenges In cases where the seller has an active loan or hypothecation on the vehicle, the buyer must ensure this is cleared to remove hypothecation from the RC. 'As far as add-ons like zero depreciation cover are concerned, most insurers allow continuation of the same coverage post verification of the vehicle condition,' Joshi said. Pasricha said that some insurers can complete the transfer within 2–5 working days if all documents are in order, and a few even offer same-day processing
News18
10-07-2025
- Health
- News18
Forget Supplements - Harvard Doctor Recommends This Fruit for Better Digestion
Why Doctors Are Recommending Two Kiwis a Day for Better Gut Health News18 If you're looking for a simple, natural way to improve digestion and support your gut, doctors say the answer might be as easy as adding two kiwis to your daily diet. Dr. Trisha Pasricha, a gastroenterologist and instructor of medicine, Harvard Medical School, shared in a July 7 piece for The Washington Post that eating two green kiwis a day can significantly benefit your digestive system. According to Dr. Pasricha, 'One kiwi contains 80% or more of an adult's daily vitamin C requirement and offers two to four grams of fibre." Rich in vitamins E and K, antioxidants, and a unique enzyme called actinidin—which helps break down proteins—kiwis are a powerhouse for gut health. And while eating the fuzzy peel isn't necessary, the juicy green inside is packed with benefits. In fact, a 2022 study found that participants who consumed two green kiwis daily for four weeks experienced improved digestion and bowel regularity. On average, people had one to two more complete bowel movements per week. For those struggling with constipation, the benefits included reduced abdominal pain, less straining, and fewer symptoms of indigestion. These findings were further supported by research published in The American Journal of Gastroenterology in June 2023. The study found that daily kiwi consumption led to improved stool consistency, increased bowel movement frequency, and better overall digestive comfort in individuals with constipation and IBS-C (irritable bowel syndrome with constipation). In short, incorporating two kiwis into your diet each day could offer an easy, delicious way to boost gut health and overall wellness—no supplements needed. view comments First Published: July 10, 2025, 12:32 IST Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Economic Times
26-06-2025
- Health
- Economic Times
To control blood sugar and cholesterol, Harvard doctor recommends adding one supplement to your morning coffee
Harvard doctor recommends adding pysllium husk to your diet. (Pic credit- istock. Image used for representative purpose only) In a world overflowing with trendy health powders and overpriced pills, a Harvard doctor is cutting through the noise with one simple recommendation: Psyllium husk. Forget the fads — this quiet, tasteless fibre supplement might just be the most underrated health fix hiding in plain sight. From reducing cholesterol to improving digestion and even lowering the risk of diabetes, Psyllium husk is being backed by science and prescribed by experts. And yet, most of us are missing out on its benefits. Dr. Trisha Pasricha, a gastroenterologist at Harvard Medical School, in an interview with The Washington Post, said that 96% of people aren't getting enough fibre — a serious problem when it comes to gut health, blood sugar control, and cardiovascular health. For those who can't meet their fibre goals with whole foods every day, she strongly recommends Psyllium husk as a reliable and effective alternative. Unlike other fibre supplements, Psyllium stands out for two key reasons. First, when mixed with water, it forms a gel-like substance in the gut that traps bile salts. This forces the liver to draw from blood cholesterol to make more, thereby lowering cholesterol levels over time. Second, once it reaches the colon, Psyllium acts as a prebiotic — feeding beneficial gut bacteria and helping build a healthier microbiome. Dr. Pasricha advises mixing a tasteless, additive-free Psyllium powder into water or even coffee. No fancy brands needed. And while one major side effect might be more frequent bowel movements — two to three times a day, in fact — she says that's a sign your body is finally on track.
Time of India
26-06-2025
- Health
- Time of India
To control blood sugar and cholesterol, Harvard doctor recommends adding one supplement to your morning coffee
In a world overflowing with trendy health powders and overpriced pills, a Harvard doctor is cutting through the noise with one simple recommendation: Psyllium husk. Forget the fads — this quiet, tasteless fibre supplement might just be the most underrated health fix hiding in plain sight. From reducing cholesterol to improving digestion and even lowering the risk of diabetes, Psyllium husk is being backed by science and prescribed by experts. And yet, most of us are missing out on its benefits. Dr. Trisha Pasricha, a gastroenterologist at Harvard Medical School, in an interview with The Washington Post, said that 96% of people aren't getting enough fibre — a serious problem when it comes to gut health , blood sugar control , and cardiovascular health. For those who can't meet their fibre goals with whole foods every day, she strongly recommends Psyllium husk as a reliable and effective alternative. Unlike other fibre supplements, Psyllium stands out for two key reasons. First, when mixed with water, it forms a gel-like substance in the gut that traps bile salts. This forces the liver to draw from blood cholesterol to make more, thereby lowering cholesterol levels over time. Second, once it reaches the colon, Psyllium acts as a prebiotic — feeding beneficial gut bacteria and helping build a healthier microbiome. Dr. Pasricha advises mixing a tasteless, additive-free Psyllium powder into water or even coffee. No fancy brands needed. And while one major side effect might be more frequent bowel movements — two to three times a day, in fact — she says that's a sign your body is finally on track.
Economic Times
22-06-2025
- Health
- Economic Times
Harvard doctor's simple tip can boost your happiness in one minute. A startup CEO is already practicing it
iStock Harvard doctor Trisha Pasricha proved that one-minute chats with strangers can boost happiness, echoing a University of Chicago study. In a parallel tale, startup CEO Harsh Pokharna found the same truth during spontaneous meetups in Jaipur, reinforcing that real connection starts offline. (Representational image: iStock) It wasn't a research lab or a stethoscope that Harvard doctor Trisha Pasricha turned to recently—it was the simple, brave act of chatting with strangers while waiting in line. A physician, an instructor at Harvard Medical School, and the Ask a Doctor columnist for The Washington Post, Dr. Pasricha tested a charming scientific theory on the bustling platforms of Boston's Green Line: that one-minute conversations with strangers can actually make you happier. 'It is scientifically proven that you can boost your happiness in one minute by talking to a stranger,' she began in a video she shared on Instagram, proceeding to engage unsuspecting commuters in playful and warm exchanges. Whether she was joking about being a Celtics fan or asking if someone wanted to be a pediatrician, the result was almost always the same—people smiled, talked, and lingered in conversations they hadn't planned for. The experiment wasn't just a cute social video. It was rooted in evidence. According to Dr. Pasricha, several studies, including one from the University of Chicago's Booth School of Business in 2014, showed that people who spoke to strangers during their daily commute felt more positive afterward—even though they originally assumed their fellow travelers wouldn't be interested. 'I had a great time,' Dr. Pasricha said, visibly moved by the simplicity of connection. 'Most people were down to just keep talking for minutes and minutes on end.' Interestingly, this scientific truth found a surprising echo in the world of tech entrepreneurship. Harsh Pokharna, the CEO of Bengaluru-based fintech startup OkCredit and an IIT Kanpur alumnus, unintentionally embarked on a social experiment of his own. During a break in his hometown Jaipur, Pokharna posted a casual Instagram story inviting people to hang out. What began as boredom soon turned into an unexpectedly fulfilling journey of human connection. From random DMs to heartfelt discussions about therapy, dating, and dreams, Pokharna's days became filled with spontaneous meetups that mirrored the spirit of Pasricha's scientific adventure. 'There were no rules, no agendas—just organic human connection,' Pokharna noted, as he sipped coffee, played badminton, and took walks with strangers who soon felt like old friends. Both Pasricha and Pokharna's experiences—one rooted in medical science, the other in lived curiosity—prove the same point: in an era dominated by curated lives and digital walls, the art of spontaneous conversation is a quiet rebellion. It's free, it's freeing, and it might just be the one-minute happiness hack we all need. Pasricha's dare at the end of her video is more than an Instagram caption—'I dare you to try this with a stranger today'—it's an invitation to revive something ancient and humane: unfiltered, real-world connection. For a society struggling with loneliness, digital fatigue, and emotional burnout, it may be time to treat these micro-interactions not as throwaway moments, but as therapeutic encounters. Both the doctor and the startup CEO, from Harvard labs to Jaipur streets, remind us that wellness isn't always found in a prescription bottle or a productivity app. Sometimes, it's waiting in line with a stranger, ready to say hello. ( Originally published on Jun 19, 2025 )
