Latest news with #Piyush
Int'l Business Times
7 days ago
- Business
- Int'l Business Times
Piyush Chhabra: Revolutionizing Cross-Border Payments with iOS and SWIFT Integration Solutions
The global payments industry is undergoing a massive transformation, driven by the need for faster, cheaper, and more secure cross-border transactions. At the forefront of this revolution is Piyush Chhabra, a fintech architect who is redefining international money transfers by integrating iOS-native payment solutions with SWIFT's global banking network. His approach leverages cutting-edge technology to eliminate traditional pain points high fees, slow processing times, and a lack of transparency, making cross-border payments seamless for businesses and consumers alike. Traditional international money transfers suffer from several inefficiencies: High Transaction Fees – Banks and intermediaries charge hefty fees for currency conversion and processing. Slow Settlement Times – SWIFT transfers can take 2–5 business days, causing delays in business transactions. Lack of Transparency – Hidden fees and fluctuating exchange rates make it difficult for users to track costs. Regulatory Hurdles – Compliance with AML (Anti-Money Laundering) and KYC (Know Your Customer) rules slows down onboarding. Piyush recognized these challenges early and set out to build a next-generation cross-border payments platform that integrates: iOS-native payment technologies (Apple Pay, Siri Shortcuts, and Wallet integration). SWIFT's global payment network (for secure, bank-backed transactions). Real-time FX (foreign exchange) optimization (AI-driven currency conversion). Despite the rise of blockchain and fintech alternatives, SWIFT remains the backbone of global banking, connecting 11,000+ financial institutions worldwide. Piyush optimizes SWIFT, integrating AI-powered routing for the system to automatically select the fastest and cheapest SWIFT corridor based on destination. His SWIFT integration with AI checks IBAN/SWIFT details before submission, which reduces failed transactions and allows users to get live transaction updates for their SWIFT transfers. Piyush Chhabra's Cross-Border Payments integrated solution with IOS and SWIFT provided the following benefits to the financial services industry by: 🚀 Reduced delays (AI predicts processing bottlenecks). 💰 Lower fees (dynamic routing avoids expensive intermediaries). 🔒 Fraud prevention (machine learning detects suspicious transactions). Banks and payment providers often apply hidden markups on exchange rates, costing users millions annually. Piyush's AI-driven solution scans multiple liquidity providers to offer the best real-time FX rate and Machine learning forecasts currency trends, allowing users to lock rates before they worsen. Piyush's integration of iOS, SWIFT, and AI is just the beginning. His global currency transfer solutions include: Blockchain Hybrid Payments – Combining SWIFT with Ripple or Stellar for near-instant settlements. – Combining SWIFT with Ripple or Stellar for near-instant settlements. AI Compliance Automation – Using NLP to auto-fill KYC/AML forms from uploaded documents. – Using NLP to auto-fill KYC/AML forms from uploaded documents. AR Payment Tracking – Visualizing transaction paths in Apple's ARKit for better transparency. Piyush is redefining cross-border payments by merging iOS's seamless UX with SWIFT's reliability and AI's intelligence. These solutions provide faster, cheaper, and more transparent international transactions. As technology evolves, Piyush Chhabra's model could become the gold standard for global payments, bridging the gap between traditional banking and modern fintech innovation. The future of cross-border payments isn't just about speed or cost. It's about seamless integration into daily life. With Piyush's vision, sending money across borders could soon be as easy as sending an iMessage.
Int'l Business Times
7 days ago
- Business
- Int'l Business Times
Piyush Chhabra Leading the Wealth Management Technology Transformation by Integrating Deep Linking, Router Frameworks, and AI Solutions
The wealth management industry is undergoing a digital transformation, with fintech innovators leveraging cutting-edge technologies to enhance user experience, accessibility, and efficiency. Among these innovators is Piyush Chhabra, a visionary tech architect who is redefining wealth management apps by integrating deep linking, advanced router frameworks, and artificial intelligence (AI). His approach is setting new benchmarks for seamless navigation, personalized financial advice, and intelligent automation in fintech applications. Traditional wealth management platforms often suffer from fragmented user experiences, slow navigation, and generic financial recommendations. Piyush recognized these pain points early on and set out to build a next-generation app that addresses them through: Deep Linking – For seamless app navigation and user engagement. Router Frameworks – For efficient and dynamic in-app routing. Artificial Intelligence – For hyper-personalized financial insights and automation. Deep linking allows users to navigate directly to specific content within an app rather than just launching the homepage. This is particularly useful in wealth management, where users need quick access to portfolios, investment insights, or transaction histories. Piyush Chhabra is transforming wealth management by integrating Deep Linking for: Personalized Investment Links – Users receive tailored links (via email or notifications) that take them directly to recommended investment opportunities. – Users receive tailored links (via email or notifications) that take them directly to recommended investment opportunities. Seamless Onboarding – New users clicking on referral links land directly on signup pages with pre-filled details, reducing drop-offs. – New users clicking on referral links land directly on signup pages with pre-filled details, reducing drop-offs. Cross-Platform Integration – Deep links connect web and mobile experiences, ensuring consistency when users switch devices. Impact of integrating deep linking solutions created by Piyush Chhabra: Higher Conversion Rates – Direct access to relevant financial products increases engagement. – Direct access to relevant financial products increases engagement. Better User Retention – Reduced friction in navigation keeps users active. Wealth management apps require smooth transitions between dashboards, analytics, and transaction modules. Traditional navigation often leads to lag and poor UX. Piyush's Implementation of Modern Router Frameworks uses Flutter's Navigator 2.0 and React Native's Reanimated Router for dynamic routing that adjusts navigation based on user behavior and animated transitions that smooth animations between financial dashboards, improving perceived performance. Piyush's router framework integration solution provided the required scalability, like adding new features (like crypto integration) that can be added without disrupting existing flows and algorithms, and cached routing ensures key functionalities remain available without internet for the end users. AI is revolutionizing wealth management through predictive analytics, robo-advisors, and fraud detection. Piyush's app integrates machine learning (ML) and natural language processing (NLP) to deliver: 1. Personalized Investment Strategies Analyzes spending habits, risk appetite, and market trends to suggest optimal portfolios. 2. Automated Portfolio Rebalancing AI monitors market shifts and reallocates assets to maintain desired risk levels. 3. Voice-Activated Financial Insights NLP enables users to ask how their retirement fund is performing and get instant voice responses. Piyush's integration of deep linking, router frameworks, and AI is just the beginning. His contributions to wealth management and the financial services industry include: Blockchain Integration – For transparent and secure asset tracking. – For transparent and secure asset tracking. Augmented Reality (AR) Dashboards – Visualizing portfolios in 3D for better insights. – Visualizing portfolios in 3D for better insights. Predictive AI Lending – Offering pre-approved loans based on financial health. Piyush is at the forefront of transforming wealth management into a smarter, faster, and more intuitive experience. By harnessing deep linking for engagement, router frameworks for seamless navigation, and AI for intelligent automation, his app is setting a new standard in fintech innovation. As these technologies evolve, Piyush Chhabra's vision will likely shape the future of how individuals and advisors manage wealth in an increasingly digital world. For fintech enthusiasts, developers, and software architects, Piyush Chhabra's approach serves as a blueprint for building next-generation financial apps. The fusion of cutting-edge tech with user-centric design is not just improving wealth management; it's redefining it.
Time of India
19-06-2025
- Time of India
Teen forced to drink urine, eyebrows & head shaved for making new friends in Ballabgarh
Faridabad : A 19-year-old Dalit youth was subjected to brutal torture and humiliation by his former friends in Ballabgarh. The victim was not only beaten with sticks but also forced to drink urine and sexually assaulted during the ordeal that took place on June 16. According to police, the teenager was lured from his house in Subhash Colony by Piyush, a former friend, who took him to a room near a local dispensary. There, Piyush and his accomplices allegedly tied him up and unleashed a series of brutal acts — beating him with sticks, forcibly shaving his head, eyebrows, and moustache, and hurling casteist slurs. The assailants allegedly stole Rs 3,000 from his pocket and sexually assaulted him as well. "The victim had recently started hanging out with a different group of youths. This angered Piyush and the others, leading to the eventual assault on him," said a police officer familiar with the case. The teenager had allegedly been assaulted by the same group just a day before the incident. An FIR was registered the next day under various sections of BNS, including those dealing with voluntarily causing hurt, wrongful confinement, theft, and criminal intimidation. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Experience next-level CPAP comfort with Resmed AirSense 11 ResMed Enquire Now Undo Charges under the SC/ST (Prevention of Atrocities) Act were also included. While Piyush was arrested, two minors were detained in connection with the case. Police are looking for three other accused. "Three teams are working to apprehend the remaining culprits," said Nafe Singh, the SHO of Adarsh Nagar police station. The victim's cousin, who lodged a police complaint, alleged that the accused were known troublemakers in the area with previous criminal records. Piyush, who had known the teenager for 7-8 years, was presented before a magistrate and remanded in judicial custody. The two minors were produced before the Juvenile Justice Board. "An investigation has been initiated. Special teams have also been formed to track down the remaining accused," the officer said.
Hindustan Times
19-06-2025
- Hindustan Times
Faridabad man attacked, made to drink urine; case filed
A 19-year-old from Faridabad was arrested and two minors apprehended after an 18-year-old Dalit man was allegedly assaulted, tortured, and forced to consume urine in a brutal incident that took place on Monday evening in Ballabhgarh's Subhash Colony, police said on Wednesday, adding that a case has been registered under a provision of the Scheduled Caste and Scheduled Tribe (Prevention of Atrocities) Act and multiple sections of the Bharatiya Nyaya Sanhita. While officers said the assault stemmed from personal enmity after the victim switched peer groups, his family has alleged the attack was driven by caste-based hatred and cited the use of casteist slurs during previous altercations. The victim, who remains hospitalised in critical condition, suffered a fractured leg, head injuries, and multiple bruises, police said. According to investigators, he was kept captive from 4pm to 7pm on Monday, hung upside down by ropes from a ceiling hook, sexually assaulted, tonsured, and beaten with sticks. His eyebrows, moustache, and head were shaved before he was dumped outside his home by the accused. Police said the arrested youth, identified as Piyush (19), and the two minors were friends of the victim, but had recently fallen out. The victim's cousin said the boy was so traumatised after his ordeal that he begged his family not to report the incident. 'His parents called me on Tuesday. I found him in a terrible state — vomiting, with a swollen leg and unable to speak. We rushed him to the Badshah Khan civil hospital and informed the police,' he said. The victim's cousin also alleged that the same group had assaulted the victim on Sunday night, but the family had intervened. 'They had threatened him and used casteist abuses then as well,' he added. Police said Piyush was produced before a court and sent to judicial custody, while the two minors were remanded to a juvenile home. One more suspect is still at large. 'The initial inquiry suggests the dispute was due to a change in friend groups. There is no evidence of a caste angle as of now,' said Yashpal Yadav, PRO, Faridabad Police. However, based on the victim's cousin's complaint, a first information report (FIR) was registered under Section 3 (putting any inedible or obnoxious substance into the mouth of a SC/ST member by a non-SC/ST member) of the SC/ST Act, and multiple sections of BNS including wrongful confinement, criminal intimidation, voluntarily causing grievous hurt at Adarsh Nagar police station. Police said sticks used in the assault were recovered from the room where the victim was held. However, he confirmed the victim had suffered extensive injuries and remains unfit to give a statement. 'Our teams visited the hospital, but he was unable to speak. We are monitoring his condition and will record his version as soon as he is able,' Yadav said, adding that they will conduct a medical examination for sexual assault once the victim is out of danger and will investigate the case as per the findings of the report. The victim is scheduled to undergo surgery on Thursday to repair the fracture in his leg.
Hindustan Times
14-06-2025
- General
- Hindustan Times
AI-171 flight crash: Some leave scarred campus, others wait
A day after the world's worst air tragedy in a decade scarred BJ Medical College, an eerie silence engulfed the campus of Gujarat's oldest medical college. The hostel complex was shut, exams were postponed, and survivors of the crash — students, professors, staff, and family members — were seen walking out of the campus with luggage in tow. The compound bore the brunt of the AI-171 crash on Thursday afternoon as parts of the jet rammed into a dining hall. Some other buildings, tall dark grey structures with a modern façade, bore visible damage. Smoke stains scarred parts of the exterior, while several upper-floor windows were shattered. Scorched trees lined the area, their branches blackened from the fireball that followed the crash. Second-year resident doctor Tarun, who bore visible injuries, said he had to jump from his balcony because of the fireball. 'That's how I survived. We are not going home right now. We will go wherever we get an accommodation... We did not even have the essentials with us. We got an opportunity to get our things from inside, so that's what we are doing for now...' Assistant professor Piyush recounted his narrow escape. 'I escaped from the building and then jumped over the boundary wall in front. That's how I got a sprain. If I had waited for 15-20 seconds inside more, I would have died of suffocation or asphyxiation... Many people lived inside with their families,' he said. Not everyone was as lucky. Ravi Thakor was a picture of agony and pain as he went about trying to trace his mother and daughter, who were at the BJ Medical College hostel mess at the time of the incident. 'My mother, wife and I work at the BJ Medical College mess. Junior doctors come here to have their lunch, while food for senior doctors is packed and taken to the civil hospital as part of a tiffin service. At 1pm on Thursday, we packed food and went to the hospital, while my mother and my daughter were in the mess,' a distraught Thakor told reporters. His father, him and his wife were out as part of the tiffin service, the toddler was left with the grandmother. 'At the time of the crash, my mother Sarla and daughter Aadya were in the mess. It has been 24 hours but I have not got any clue about what has happened to them,' he said. Images of the dining area shortly after the crash showed wheels and other parts of the aircraft embedded in the walls, while debris and belongings of the students, including clothes and books, lay strewn on the floor. Steel tumblers and plates still containing some food lay on the few tables that were left intact. A strong stench of jet fuel hung in the air as authorities used cranes to remove charred trees and debris. On Friday, senior postgraduate students said they were roped in to help in collecting blood samples for DNA examination and blood donation drives. 'We have been told to have our meals at the college campus of the postgraduate students. Our mess on the first and the second floor is completely damaged. Many of our friends are in hospital with injuries to their hands. Our college authorities confirmed that the second year preliminary exam has been postponed until further notice,' said Kishan Valaki, a second year student. Authorities sealed parts of the hostel complex. Nearly 50 resident doctors who lived about a 200m from the mess said they lost their houses and valuables. The cars parked in the parking space behind their houses, too, were charred. Dr Chetan Dharaiya, a faculty member who was until last month the chief warden of the hostel, said the doctors and their families were shifted to the nearby Lions Club and other empty quarters in another part of the medical college. 'There were empty staff quarters where the resident doctors have been shifted,' he said. Relatives continued to mourn the dead. A resident of Jigsouli village in Gwalior district, first-year medical student Aryan Rajput died in the hostel. Rajput, 22, had prepared for the NEET exam in his village. Aryan's brother Bhikam Singh said, 'He was very good in studies and had scored 700 marks in the NEET exam. He had come to the village just a month ago and it was his dream to become a big doctor and serve the people.' 'I am going to have lunch,' was the last call made by 20-year-old MBBS student Jaiprakash Choudhary, a resident of Rajasthan's Barmer district, to his family at about 1.30pm on Thursday. Jaiprakash, a second-year medical student at BJ Medical College, was inside the mess when the crash occurred. His body was one of the eight handed over by the authorities to the family on Friday. He suffered serious burns and nearly 30% of his body was charred. Mangalaram said Jaiprakash's father Dharmaram, a farmer and daily wage labourer, had taken loans to educate his son. At around 1:20 pm on Thursday, Jaiprakash was studying in the library when one of his friends invited him to go outside to buy mangoes. Jaiprakash declined, saying he was heading to the mess for lunch. 'If he had gone to buy mangoes, he might still be alive,' his cousin Mangalaram said.
