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Yahoo
14-07-2025
- Business
- Yahoo
Best CD rates today, July 14, 2025 (Lock in up to 5.5% APY)
Today's CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2024. This had a ripple effect on deposit account rates, which means now could be your last chance to lock in today's high rates with a certificate of deposit (CD). Here's a look at today's best CD rates and where you can find the best offers. As of July 14, 2025, the highest CD rate is 5.5% APY, offered by Gainbridge® on its 5-year CD. There is a $1000 minimum opening deposit required. Here is a look at some of the best CD rates available today from our verified partners. Questo contenuto incorporato non è disponibile nella tua area geografica. If you're considering a CD, these rates are some of the highest available, especially when compared to the national average rates, which are significantly lower. It's also worth noting that online banks and credit unions generally offer more competitive rates compared to traditional brick-and-mortar banks. Read more: What is a good CD rate? Here's a look at the average CD rate by term as of June 2025 (the most recent data available from the FDIC): The highest national average interest rate for CDs stands at 1.77% for a 1-year term. However, in general, today's average CD rates represent some of the highest seen in nearly two decades, largely due to the Federal Reserve's efforts to combat inflation by keeping interest rates elevated. If you're thinking about opening a CD, it's important to choose one with a high APY and term length that matches your financial goals. Here are some tips for finding the best CD rates and accounts that match your needs: Shop around: It's a good idea to evaluate CD rates from a variety of financial institutions and compare your options before settling on an account. You can easily compare CD rates online. Consider online banks: Online banks tend to have lower overhead costs, which allows them to offer higher interest rates on CDs. In fact, online banks often have the most competitive rates available. Check minimum deposit requirements: Higher CD rates might come with higher minimum deposit requirements, so make sure the amount you plan to deposit aligns with the requirements to get the best rate. Review account terms and conditions: Beyond the CD's rate, look at terms for early withdrawal penalties and auto-renewal policies. Some CDs offer better terms for flexibility, such as no-penalty CDs, which allow you to withdraw your funds without a fee before the maturity date.
Boston Globe
13-02-2025
- Entertainment
- Boston Globe
A last-minute Valentine's Day guide that won't break your heart
For lovers and friends LOVE ON FILM The classic movie date is a tried-and-true classic. Several theaters throughout Boston and beyond will play everything from tearjerker rom-coms to dark romances. To celebrate, several local theaters are presenting one-day and limited screenings of classics featuring love (and love lost) all weekend — from a prop-inspired party for Check individual theaters for ticket prices, dates, and start times. Get Love Letters: The Newsletter A weekly dispatch with all the best relationship content and commentary – plus exclusive content for fans of Love Letters, Dinner With Cupid, weddings, therapy talk, and more. Enter Email Sign Up HEART-EYED WHODUNNITS While Valentine's Day is synonymous with many cheesy activities, there are other, more chilling options to partake in around Boston. Social experience app Questo has designed a Valentine's-themed murder mystery that takes participants on a scavenger hunt around downtown Boston, picking up clues along the way to solve a fictionalized 'crime of passion.' To partake, you must have access to a GPS-enabled cellphone; while groups can gather around the same phone (and single fee), a little competition won't cost you. Per phone access to the game is Feb. 14-16. Starting at North Square. $20. Advertisement Spend a night Upstairs at Bow with your valentine or galentine. Rhode Tripper Photography GRAB YOUR PARTNER On first dates, dance may be a barometer for chemistry; for long-time loves, it can be a way to turn up the heat. Plus, it occupies your hands if you don't know what to do with them. Feb. 14, 7:30-11:30 p.m. $5-$10 . 1 Bow Market Way, Somerville. Advertisement ALL THAT JAZZ Cozy corners at Boston's best jazz clubs are extra coveted on V-Day, so for an alternative evening, head to Lamplighter's East Cambridge location for a night of beats and brews. The night features a performance by a local jazz trio called Bean Supper featurning multi instrumentalist Feb. 14, 8-10 p.m. $15-$20. 110 N First St., Cambridge. BAILE DE AMOR Adding some dancing to your Valentine's date may be what you need to light a fire of long-lasting passion. State Park Bar in Kendall is hosting a night of Latin music on vinyl including cumbia, salsa, bachata, and more. The restaurant will reorganize its regular retro-inspired dining layout for a makeshift dance floor where couples can heat things up with some tropical beats. Feb. 14, 10 p.m. Free. 15 Hampshire St., Bldg. 300, Cambridge. For the haters and the daters HIT THE BRAKES Harvard's Science Center Plaza offers an ideal setting for unleashing a little Valentine's frustration (or flirtation) with their ice-bound bumper cars, a winter adaptation of the amusement park classic. Glide your bumper car across the icy field, bouncing off the rounded rims of your neighbors, and if you happen to spot an ex, we cannot be held responsible for what happens next. Through M arch 13, noon-3 p.m. and 4-7 p.m. $15. First come, first served. 1350 Massachusetts, Ave., Cambridge. Advertisement COLD AS ICE Get your blood pumping with tickets to see Feb. 14, 6 p.m. $10. 65 N Harvard St., Allston. Spend Valentine's Day playing Bingo at Bow Market's Remnant. Celina Carros CALL THAT LUCKY NUMBER Though you may not (technically) be a winner in romance, a game of Bingo may just increase your chance of bringing home a prize. At Remnant Brewery, hosts won't be calling out numbers; it's up to you to fill your romance-themed Bingo card. Stamp a square if you've 'seen an ex on a dating app' or 'faked an emergency to get out of a bad date.'. Other squares require some real-time flirting — like exchanging numbers or buying someone a drink. A prize bucket will be available for those who get six across, but the real winners are those who make new connections. Feb. 14, 8 p.m. Free. 2 Bow Market Way, Somerville. TONGUE-IN-CHEEK Discovering your partner's sense of humor is a great — and often necessary — test of compatibility. Men in Comedy, an all-femme comedy collective, has teamed up with Somerville's All She Wrote bookstore to make light out of love. The Valentine's comedy show will feature readings of the booksellers' romantic collections, followed by an open mic so attendees can read their own poetry and perhaps proclaim their love. Feb. 14, 8:30-10 p.m. $10. Connexion, 149 Broadway, Somerville. Advertisement Marianna Orozco can be reached at
