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India Today
04-07-2025
- Business
- India Today
Real Estate vs Mutual Funds: Where should you invest, explains stock market expert
For years, buying property was every family's big dream. A house meant security, pride and wealth. But times have changed, and so have ways to grow money. With rising costs and better financial products today, is putting all your money into property still wise? Or should you look at mutual funds instead?Investor and stock market expert, Rajnish Mehan, wrote on LinkedIn, "Real estate made sense when returns were double-digit. But today? Today, it demands a second look. Because what worked in 2005 might not work in 2025." advertisementPROPERTY: MORE THAN BRICKS AND MORTARFor decades, owning a house or plot was the safest plan. People liked it for three big reasons: strong returns, a sense of security, and the social pride of saying "this is mine." "For decades, owning property was the default wealth plan, driven by: [A] High returns, [B] Emotional security & [C] Social validation," Rajnish double-digit returns are now rare. Property prices have slowed in many cities, rental income is often patchy, and selling a property can take months. Plus, buying property ties up a huge amount of money, with extra costs for upkeep, paperwork and FUNDS: A FLEXIBLE ALTERNATIVEOn the other hand, mutual funds have become more popular, especially for young and middle-class investors. They are regulated by Sebi, offer clear rules and let you invest small sums through SIPs."Mutual funds, on the other hand, have matured with SEBI oversight and transparent structures, offer access to equity, debt, hybrid across market cycles, allow SIPs that build discipline and remove timing stress, require no maintenance, no legal overhead and provide diversification, even at Rs 500/month," explains WHERE SHOULD YOU PUT YOUR MONEY?For today's investors, the choice between mutual funds and real estate depends largely on individual financial goals and circumstances.'One offers walls. The other offers freedom,' says the stock market expert. If you're young and want to build wealth, starting with mutual funds through small SIPs is smart. It builds the habit of saving and gives better returns over if you already have enough savings and can hold property for years, real estate can still help you diversify. But locking up Rs 50 lakh or more when you have limited income needs a second thought. Also, middle-class investors with limited capital should carefully consider the liquidity constraints of locking significant funds into property, said put, the decision ultimately hinges on whether one's focus is on potential growth or maintaining wealth in tangible, albeit less liquid, assets. Investors should consider both the emotional and financial implications of their choices, ensuring that their strategies are aligned with their long-term concluded his post by saying, "Wealth in 2025 won't be built on assumptions. It'll be built on awareness, allocation and alignment."- EndsMust Watch
Yahoo
16-06-2025
- General
- Yahoo
Investigators find cockpit voice recorder from crashed Air India flight
Investigators have recovered the cockpit voice recorder (CVR) from the crashed Air India flight, a key step in uncovering what caused last week's deadly accident. The London-bound Air India aircraft, a Boeing 787-8 Dreamliner, crashed soon after taking off on Thursday from the western Indian city of Ahmedabad. At least 270 people have been killed, most of them passengers. The CVR captures audio from the cockpit, including pilot conversations, alarms and ambient sounds. The flight data recorder (FDR), which logs crucial flight parameters like altitude, speed and engine performance, had been recovered from the debris on Friday. Both the CVR and FDR collectively form what is commonly known as the "black box" of a plane. It is a vital tool in air crash investigations, helping experts reconstruct the flight's final moments and determine the cause of the incident. The black box, unlike the name suggests, is actually two bright orange devices - one for the CVR and the other for the FDR - painted with reflective strips for easier recovery after a crash. Both these devices are designed to survive a crash. India's Aircraft Accident Investigation Bureau (AAIB) is leading the inquiry into the cause of the crash, helped by teams from the US and the UK. On Sunday, officials from the US National Transportation Safety Board (NTSB) surveyed the site of the plane crash. "The AAIB has launched a detailed investigation, and the US National Transportation Safety Board (NTSB) is conducting a parallel probe under international protocols, since the aircraft is American-made," a statement released on Sunday said. Indian media outlets have reported, citing sources, that officials from Boeing and the Federal Aviation Administration (FAA) - the US aviation safety agency - also visited the site. Separately, a high-level committee set up by the Indian government to examine the reasons behind the crash is expected to hold its first meeting on Monday. The committee will submit a preliminary report within three months, the All India Radio said, and will propose new standard operating procedures (SOPs) to help prevent similar incidents in future. As the investigation continues, families on the ground are still grappling with disbelief and trauma. Wait for bodies deepens pain of families after Air India crash The terrifying moment when Air India plane crashed into a canteen Less than a minute after taking off from Ahmedabad's Sardar Vallabhbhai Patel International Airport, the AI171 flight crashed into a doctors' accommodation building at the BJ Medical College and Civil Hospital. All but one of the 242 passengers and crew members were killed. Officials have also been trying to establish how many people were killed on the ground and continuing the slow process of matching DNA samples to confirm the victims' identities. Over the weekend, doctors said 270 bodies had been recovered from the site of the crash. More than 90 victims have been identified through DNA matching, Dr Rajnish Patel of Ahmedabad's Civil Hospital said on Monday. He added that 47 of the identified bodies have been sent to their families. Among the identified victims is Vijay Rupani, the former chief minister of Gujarat, whose funeral will be held on Monday. Rupani, whose political career spanned more than 50 years, will be laid to rest with full state honours in Rajkot city. For many other families, the agonising wait continues. Officials told the BBC that the identification process has been slow and painstaking, as many of the bodies were badly burned in the crash and are being processed in small batches. Mistry Jignesh, waiting outside the hospital for updates on his niece, told the BBC on Saturday that officials told him that it might take longer for them to hand over his niece's remains as the search for bodies is still ongoing. He had earlier been told that the body would be handed over by Sunday, after the 72 hours it normally takes to complete DNA matching. "When people are still missing, how can they complete the DNA process by tomorrow? What if my niece's remains haven't even been found? The wait is killing us," he said. Follow BBC News India on Instagram, YouTube, Twitter and Facebook.


News18
11-06-2025
- Politics
- News18
Karnataka's Totapuri Mango Growers In A Squeeze As Andhra Pradesh Ban Cuts Off Key Markets
This year's super bumper crop has worsened the situation, as units still have a backlog from the last two years, resulting in a pile-up In Karnataka's orchards, Totapuri mango growers are facing a crisis—Their prized mangoes might be reduced to pulp before even reaching the processing units in Andhra Pradesh and Tamil Nadu. The fears of these farmers were confirmed when Karnataka's Chief Secretary, Shalini Rajnish, wrote to her Andhra Pradesh counterpart, arguing that the ban imposed by the Chittoor district's Collector should not prevent farmers from Karnataka from accessing these crucial markets. 'This sudden and unilateral decision has caused significant distress among Karnataka's mango farmers, particularly those in border districts. They grow large volumes of Totapuri mangoes and rely heavily on Chittoor-based processing units," Rajnish wrote. 'This disruption in interstate trade threatens their livelihoods and may result in substantial post-harvest losses." She further warned that such a move could undermine cooperative federalism and might lead to retaliatory actions, such as obstructing vegetable inflows from Andhra Pradesh, escalating interstate tensions—a scenario she urged to avoid. Rajnish requested immediate intervention from her counterpart, K. Vijayanand, to revoke the ban. However, Chittoor Collector Sumeet Kumar defended the decision, asserting that it was necessary to protect the interests of Andhra Pradesh's mango growers. Kumar explained to News18 that Chittoor had a bumper crop this year, causing market prices to plummet. Allowing mangoes from Karnataka and Tamil Nadu would further depress prices, harming local farmers. Kumar noted that a team from Karnataka's Kolar district was already in Chittoor to assess the situation, and Andhra Pradesh had asked Karnataka for detailed mango production data. The aim, he said, was not to stop trade but to ensure Andhra Pradesh farmers did not suffer losses. With the mango season ending, the Andhra Pradesh government expects a surge in produce hitting processing centres. Speaking to News18, Vijayanand acknowledged receiving the letter and stated that they would monitor the situation and decide on the next steps soon. Around three lakh tonnes of Totapuri mangoes are sent annually from Karnataka to pulp processing units in Andhra Pradesh and Tamil Nadu. This year, processing units in both states are offering only Rs 4 per kilogram for Totapuri mangoes, which is inadequate, according to Nalathur Chinnappa Reddy, president of the Kolar Mango Producers Association. 'Andhra Pradesh has set a minimum support price of Rs 8 per kilogram, subsidised by the government to Rs 4 per kilogram. Our harvest season has just begun, and we need to sell our produce within the next month," he said. Processing units in southern India are primarily based in Chittoor and Krishnagiri, Tamil Nadu. This year's super bumper crop has worsened the situation, as units still have a backlog from the last two years. Low yields in previous years forced units to pay higher prices, resulting in a pile-up due to low offtake by multinational companies and exports. In response, the Kolar Mango Growers Association has called for a bandh in Srinivasapura on Wednesday, protesting the Karnataka government's failure to open more processing units within the state. Currently, Karnataka has a few units in Kolar, Hoskote, and Tumakuru. First Published: June 11, 2025, 11:03 IST


Time of India
03-06-2025
- General
- Time of India
Woman killed by hubby, bro-in-law; kin link it to missing daughters
Pilibhit: A 38-year-old woman was murdered by her husband and his younger brother on Tuesday afternoon in Pilibhit district. The incident took place around 2 PM in Jallupur village under Ghungchai police station limits, in the presence of the victim's brother, Rajnish Kumar. Tired of too many ads? go ad free now The woman, Nanhi Devi, was walking with her mother, Anita Devi, to her parental home when her husband, Akhilesh Kumar, offered to drop them at the Banda-Ghungchai road to find transport. He first took his mother-in-law on his bike and returned, pretending to pick up his wife. Instead, he and his brother, Arvind Kumar, attacked Nanhi with a sugarcane harvesting knife. Rajnish, who was driving to Hariyapur, saw his mother waiting by the roadside. When Nanhi didn't arrive, he headed toward Jallupur and witnessed the attack. He tried to intervene but was too late. The accused fled after the assault. Police reached the spot and took Nanhi to the nearest govt hospital, where she was declared dead on arrival. Her body was sent for postmortem. Rajnish later filed a complaint, citing family tensions as the motive. He said Nanhi had been married to Akhilesh for about 20 years, and their relationship had deteriorated after their two daughters, aged 13 and 15, went missing a month ago and remain untraced. Akhilesh blamed Nanhi for their disappearance and killed her over the suspicion, Rajnish alleged. Ghungchai SHO Prakash Singh said both accused have been charged under relevant sections of the BNS, including Section 101 (murder), and are currently absconding. Efforts are on to arrest them.


India Gazette
27-05-2025
- India Gazette
Delhi Court grants bail to accused in police constable hit-and-drag case
New Delhi [India], May 27 (ANI): Delhi's Tis Hazari Court on Monday granted bail to a man accused in the Delhi police constable hit-and-drag case that took place in the Nangloi area in September 2024. Constable Sandeep Malik had succumbed to his injuries. An FIR was registered at the Nangloi police station, and a charge sheet has already been filed. The accused was arrested on September 29, 2024. Additional Sessions Judge (ASJ) Hemraj granted bail to the accused, Rajnish alias Sitto, after considering the submissions and facts of the case. While granting bail to Rajnish, the court said, 'He was not furnished the grounds of arrest by the Investigating Officer, which made his arrest illegal.' The court further noted that although the arrest memo of Rajnish shows that the reasons for arrest were mentioned, the grounds for his arrest were not specified. The court clarified that the reasons for arrest and the grounds for arrest are two distinct legal requirements. 'In view of the settled propositions of law, this court believes that the constitutional mandate while arresting the accused was not followed and his arrest was not in accordance with law. Therefore, the accused is entitled to be released on bail,' the court said. 'Accordingly, the accused/applicant is admitted to regular bail on furnishing a personal bond of Rs 1 lakh with two sureties of like amount,' the court ordered on May 26. According to Delhi Police, on the night of September 29, 2024, Constable Sandeep Malik was on night duty when he saw Rajnish and Dharmendra consuming alcohol in a car. He stopped them from drinking, after which an altercation ensued. It is alleged that the accused persons hit the constable's bike and dragged him for up to 10 metres, causing grievous injuries to his head and other body parts. Advocate Ashutosh Bhardwaj, appearing for Rajnish, argued that his client has been in judicial custody for the past seven and a half months. He also submitted that the charge sheet has already been filed and that Dharmendra, the co-accused, was granted bail on May 19. He further argued that it was a case of a road accident, which is evident from CCTV footage. On the other hand, the bail plea was opposed by the public prosecutor, who contended that there were serious allegations against the accused. The prosecutor argued that Rajnish may tamper with evidence, influence witnesses, or even flee from justice. (ANI)