Latest news with #RuPayCreditCard
Time of India
02-07-2025
- Business
- Time of India
Downtime alert for HDFC Bank UPI services for July 2025: Dates and what will work and not
HDFC Bank has announced a scheduled maintenance which will temporarily disable its Unified Payments Interface (UPI) on two dates in November 2025. The maintenance windows are scheduled for July 3, 2025 to July 4, 2025. The essential system maintenance will begin at 11:45 PM on July 3 and will go on till July 4, 2025 at 1:15 AM. The downtime will be of 90 minutes. During these downtimes, customers will be unable to conduct any UPI transactions through multiple platforms, including HDFC Bank's MobileBanking app, Google Pay, WhatsApp Pay, Paytm, and other UPI apps having HDFC Bank account linked. The suspension affects both financial and non-financial transactions for HDFC Bank current and savings account holders, as well as RuPay Credit Card users. Merchants using HDFC Bank's UPI acquisition services will also experience a complete halt in UPI transaction processing during the maintenance periods. The bank has also asked the users to use PayZapp wallet for all their transactions during the scheduled downtime. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Adidas Three Shorts With 60% Discount, Limited Stock Available Original Adidas Shop Now Undo The scheduled maintenance aims to enhance the bank's digital banking services and improve overall system efficiency. While UPI services will be unavailable, other banking channels such as net banking, ATMs, and credit/debit card transactions are expected to function normally. "We appreciate your understanding and cooperation as we work to enhance the efficiency of our services. Thank you for your continued trust," HDFC Bank stated in its customer advisory. The bank expects services to resume immediately after the completion of each maintenance window. AI Masterclass for Students. Upskill Young Ones Today!– Join Now
Mint
26-06-2025
- Business
- Mint
How do you link your RuPay card with UPI? A step-by-step guide
Do you use any of the popular UPI services such as BHIM, Google Pay, PhonePe or Paytm and are accustomed to using credit cards at the same time? Well, you can literally have the best of both worlds. You can do this simply by linking your credit card to the UPI service. If you do this, you can make a payment through any of these online payment platforms, but the transaction is routed through a credit card. What are its advantages? First, you can avoid your bank account getting debited then and there at the time of making the payment. Second, your bank statement will not record all the sundry transactions which you carried out through UPI service. It will only record the credit card bill payment. I. You can make payment through UPI wallet without routing the transaction through your bank account. II. Your bank statement remains clear and doesn't show any UPI transaction unlike in other cases where all sundry transactions clutter the statement. There are cases where a one month bank statement runs into dozens of pages. III. This is a secure way to transfer money. Follow these simple steps to link your RuPay Credit Card with UPI. 1. First of all, you can download the BHIM/ PhonePe/ Paytm/ Mobikwik app from Google Play store or App store. 2. Now it is required to complete the registration journey. 3. After this, you can select your bank from the drop-down list 4. Following this, select the RuPay Credit Card which you want to link from all the credit cards associated with your mobile number 5. Finally, you can proceed to generate UPI PIN So, if you are also planning to link your card to UPI service, it is a good idea. Almost all major banks issue UPI linked RuPay credit cards. Here we list out some of them: Axis Bank, BOB Card, CSB Bank, HDFC Bank, ICICI Bank, IDFC Bank, IndusInd Bank, Kotak Mahindra Bank, PNB, RBL Bank and SBI Card, among others. Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit. For all personal finance updates, visit here
Business Standard
17-06-2025
- Business
- Business Standard
Jupiter Bets on RuPay Credit Card, Partners with CSB
VMPL Mumbai (Maharashtra) [India], June 17: Jupiter, one of India's leading money apps, has launched their most rewarding RuPay Credit Card in partnership with CSB Bank. The launch of the Edge+ CSB Bank RuPay Credit Card marks a major milestone in Jupiter's mission to build the most rewarding, intuitive, and user-centric payments ecosystem in the country. The card is designed to seamlessly integrate UPI and traditional card transactions, offering users a best-of-both-worlds experience with more than ₹50,000 in rewards every year and financial insights on their personal finances. "Edge+ is not just another credit card. It's the natural extension of Jupiter's philosophy: simple, powerful, and rewarding money experiences. This card will anchor deeper engagement and unlock the life of consumers who deserve the most rewarding credit card in their wallet. " said Jitendra Gupta, Founder & CEO, Jupiter Money. Available exclusively on the Jupiter app, the card is aimed at digital native and rewards savvy consumers, helping them supercharge their spends with unmatched rewards on UPI and credit card transactions. "We saw an opportunity to create India's leading rewards program while leveraging the power of UPI -- one that goes beyond gimmicks and gives users value on the brands they actually love and use, like Amazon, Myntra, Nykaa, MakeMyTrip, and more. By combining this with Jupiter's intelligence and user-first design, we've reimagined the credit card experience from the ground up," said Rohit K Pandey, President, Jupiter Money. Cardholders can enjoy benefits across everyday categories -- including 10% cashback on popular shopping platforms like Amazon, Myntra, and Nykaa, and 5% cashback on travel bookings made via leading portals such as MakeMyTrip and Yatra. A flat 1% cashback applies to most other eligible spends, both online and offline. The credit card comes with no annual fee and offers more than ₹50,000 in yearly benefits. Rewards can be redeemed via the widest variety of options including cash, statement credit, bill payments, and Digital Gold. A seamless integration with Jupiter's smart spend tracking makes sure it's designed to turn everyday purchases into extraordinary perks. Founded in 2019, Jupiter offers a range of financial services, including debit cards, SIPs, mutual funds, personalised savings options, expense management, and UPI payments.
Mint
28-05-2025
- Business
- Mint
IndusInd Bank Samman Credit Card: Features, eligibility and how to apply
Government employees in India seeking a credit card that provides for cashback, UPI integration and fee waiver opportunities can consider the IndusInd Bank 'Samman' RuPay Credit Card. This particular credit card is designed specifically for public sector employees, it combines both traditional credit card benefits along with cutting edge technology facilitating modern digital payment features. Visit the website: Visit the official IndusInd Bank Samman RuPay Credit Card page to initiate the process of application submission. Check and verify eligibility: Do ensure that you meet the basic eligibility criteria before moving ahead. The applicant must be between 21 to 60 years of age and employed in the government sector. The applicant should also have a minimum net monthly income of ₹ 20,000. Complete the application form: Fill in personal details such as name, date of birth, employment details along with other requested essentials accurately. Submit required documents: Provide all necessary documents such as identity proof, address proof, and bank statements. For the same you can submit digital copies of government approved documents such as Aadhaar card, PAN card, electricity bills etc. Approval and verification: Upon successful verification and background checks with regards to your credit score, repayment history, default probability etc, the bank will process your application and dispatch the credit card. Cashback benefits : You can earn 1% cashback on retail expenses up to ₹ 20,000 in every statement cycle. : You can earn 1% cashback on retail expenses up to 20,000 in every statement cycle. UPI Integration : You can also link the credit card to UPI applications such as BHIM, Google Pay, and PhonePe for smooth and seamless transaction experience. : You can also link the credit card to UPI applications such as BHIM, Google Pay, and PhonePe for smooth and seamless transaction experience. Fee waivers : Enjoy zero cash advance fees and a 1% railway surcharge waiver on transactions up to ₹ 5,000 through IRCTC. : Enjoy zero cash advance fees and a 1% railway surcharge waiver on transactions up to 5,000 through IRCTC. Reward points: Earn 1.5 reward points for every ₹ 100 spent by you. Note: The features, terms and conditions discussed above are illustrative in nature. For the updated terms, conditions and features refer to the official website of IndusInd Bank. Complimentary movie tickets : You can avail free movie tickets up to ₹ 200 every six months. : You can avail free movie tickets up to 200 every six months. No charges on cash advances : Withdraw cash without incurring additional fees or any charges. : Withdraw cash without incurring additional fees or any charges. Fuel surcharge waiver: Benefit from a 1% fuel surcharge waiver on transactions between ₹ 400 and ₹ 4,000. Note: The terms, conditions, benefits discussed above are illustrative in nature. For the updated benefits and terms refer to the official website of IndusInd Bank. Before applying for a credit card always keep these facts in mind: High interest rates on unpaid balances can lead to mounting debt. Missing payments can result in penalties and lowering your credit score. Overspending beyond means can result in financial complications. Minimum due payment can trap credit card users in a debt cycle. Excessive use of credit can influence future loan approvals. Therefore, keeping the above factors in mind, borrowers should accordingly plan and apply for credit cards or other credit instruments. For more clarity on the application process applicants can reach out to 1860-26-77777 to discuss their problems with the dedicated IndusInd Bank executive. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
&w=3840&q=100)
Business Standard
23-05-2025
- Business
- Business Standard
No annual fee, 3% cashback: Axis Bank-super.money RuPay credit card is here
Axis Bank — one of the country's top private sector banks — has partnered with the Flipkart Group's credit-first UPI platform, to launch a new lifetime-free co-branded RuPay credit card. This payment solution blends high rewards, UPI-enabled convenience, and zero annual fees, making it a compelling choice for users looking to maximize value on everyday spending. The Axis Bank RuPay Credit Card supports UPI, POS terminals, online purchases, and ATM withdrawals, giving users the freedom to transact anywhere — digitally or physically. Its standout feature is a 3% cashback on UPI-based 'Scan & Pay' transactions via the app, and a 1% cashback on all other eligible spending categories. Key benefits for users: 3% cashback on QR code-based credit transactions made using the app 1% cashback on all other spending (excluding standard exclusions such as fuel surcharge) Rs 500 cashback cap per billing cycle 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 (up to ₹400 per cycle) No joining or annual fees, making the card lifetime free Availble in both digital and physical formats The card runs on RuPay, India's indigenous card payment network, which has seen massive adoption thanks to its integration with UPI. What sets it apart? This is not just another cashback credit card. It taps into India's growing UPI-first ecosystem, allowing credit card holders to earn rewards not only on traditional card swipes but also on UPI QR scans — something not typically offered by other credit cards in the market. It's a win for users who prefer QR-code payments but also want to benefit from credit card perks. For example, a customer spending Rs 10,000 monthly via UPI QR scans through the app can earn Rs 300 in cashback. Over a year, that adds up to Rs 3,600 in direct savings — with no fees involved. Why it matters? As consumers increasingly adopt UPI for day-to-day payments — from groceries to local transport — the Axis Bank RuPay Credit Card bridges the gap between UPI convenience and credit card rewards. How to Get It: Interested customers can apply directly through the app, where onboarding is expected to be fully digital, hassle-free, and instant. The credit card will also be available through Axis Bank's platforms. "The card offers unparalleled benefits, including FLAT 3% cashback, making it a game-changer for users seeking maximum value from any transaction," said Prakash Sikaria, Founder & CEO of RBI data reveals at end-February 2025, the number of credit cards has more than doubled to around 10.93 crore as compared to December 2019, when there were 5.53 crore cards in circulation.
