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Mint
12 hours ago
- Business
- Mint
Prepaid credit card: Can it help build your credit score? Find out
Prepaid credit cards, commonly known as loadable credit cards or prepaid cards, have gained notoriety lately, as a viable alternative to banking. But do prepaid credit cards actually boost or lower your credit score? Let's look into this in-depth and how it affects your credit health. To make purchases using a prepaid credit card, you will need to load your prepaid credit card with funds. You are spending your own money, similar to a digital wallet, so it is not credit. It is a prepaid option with some conveniences such as no requirements for a bank account or credit check with all the convenience of tap-to-pay, online shopping, and international acceptance. Prepaid cards have their own cost structure, even if they are convenient: Activation or issuance fee: A one-time fee when acquiring the card. A one-time fee when acquiring the card. Reloads: Fees for online, cash, or bank transfers of money onto the card. Fees for online, cash, or bank transfers of money onto the card. Monthly or annual card maintenance fee: Regular fixed fee to maintain an account. Regular fixed fee to maintain an account. Fees for ATM withdrawals: For cash withdrawals in India and overseas. For cash withdrawals in India and overseas. Inactivity/dormancy fees: Used at times when there isn't any need for a few months. When making your decision on a prepaid card, you should assess the cost structures, as these fees could compromise the convenience of the card. Banks Prepaid credit card variant SBI Bank State Bank Gift Card State Bank EZ Pay Card HDFC Bank Millennia Prepaid Card GiftPlus Card Axis Bank Meal Card Gift Card ICICI Bank Expressions Gift Card PayDirect Card Yes Bank Yes Bank Corporate Gift Card Yes Bank Payroll Card Bank of Baroda Baroda Gift Card Baroda TravelEasy Card (Note: Please visit the bank's official website to learn more about the prepaid card of your choice. It is crucial to choose the one that best meets your needs.) No, your spending habits are not reported to credit bureaus because you are not taking out a loan. No credit history accumulation, there will be no record that your account is active credit. No credit utilisation impact, because there is not a credit line. No payment behaviour impact, either on time or late. Pre-paid cards have therefore no impact in improving or degrading your credit history. Deepak Kumar Jain, Founder and CEO of explained, 'A prepaid card doesn't involve borrowing or credit; it is a card that is preloaded with a certain amount that you can use to pay for travel and other expenses. Once that balance is exhausted, you need to reload it for spending. It's like spending from your wallet or debit card; there is no credit or borrowing involved, so it does not impact the credit score. The uses of prepaid cards are not reported to credit bureaus like CIBIL or Experian, so they will neither help you build or improve your credit score nor impact it negatively.' Prepaid cards have many benefits: Budgeting control: You cannot spend more than what is loaded. You cannot spend more than what is loaded. Great option for online purchases: Increase safety if doing business with unknown vendors. Increase safety if doing business with unknown vendors. No risk of debt: You get the convenience of a card without the risk of credit. You get the convenience of a card without the risk of credit. Great for unbanked or for kids: A financial tool for beginners. For their characteristics they are truly the best option for gifting, travel, and for budgeted purchases. In conclusion, prepaid credit cards can be an excellent alternative for spending options for travel, gifts, and budgeting, but they have no impact on credit scores. Overall, unsecured credit cards with low limits, secured credit cards, and payments made on a regular loan are much better products for individuals who are serious about improving their creditworthiness. For all personal finance updates, visit here. Disclaimer: Mint has a tie-up with fin-techs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Hindustan Times
12-07-2025
- Business
- Hindustan Times
Luggage deals you simply cannot resist: Up to 80% off on all your travel essentials at Amazon Prime Day Sale
Amazon Prime Day Sale 2025 is LIVE, and if travel is on your mind, this is your cue to upgrade your luggage. From sleek cabin trolleys to heavy-duty check-ins, the Amazon Sale (July 2025) is packed with offers across top brands. Expect quality gear without the usual price tag, with up to 80% off on travel essentials that actually last. Sleek, sturdy and sale-ready. Shop luggage that travels well and costs less during Amazon Prime Day Sale 2025. Planning a short weekend break or a long-haul getaway? This is a good time to bag practical pieces that match your style. Prime members also get access to limited-time deals and extras. Add in the savings from ICICI Bank and SBI Bank cards, and your bags are practically paying for themselves. Top deals on luggage you cannot miss at the Amazon Sale Duffle bags at minimum 50% off at The Amazon Prime Day Sale From quick weekend plans to gym runs, duffle bags are sorted this Amazon Prime Day Sale 2025. With aminimum 50% off on stylish, spacious picks, you'll find options that balance function and flair. It's the perfect time to refresh your everyday gear with deals that make sense. Amazon Sale (July 2025) has some real winners. Top deals for you: Loading Suggestions... Loading Suggestions... Loading Suggestions... Cabin suitcases at up to 80% off at The Amazon Prime Day Sale Compact, carry-on-friendly cabin suitcases are now available at up to 80% off during the Amazon Sale 2025. Choose from sleek designs and sturdy materials that glide smoothly through airports. These deals are timed perfectly for your next trip, and with Amazon Prime Day Sale 2025 in full swing, travelling light just got a lot easier. Top deals for you: Loading Suggestions... Loading Suggestions... Loading Suggestions... Trolley bags set of 3 at minimum 50% off at The Amazon Prime Day Sale Why buy one when you can get three? Trolley bag sets of 3 are going at a minimum of 50% off during the Prime Day Sale 2025. You'll find colour-matched sets built to endure all kinds of trips. It's value-packed, practical and surprisingly stylish. Amazon Sale 2025 makes family packing or long holidays much simpler. Top deals for you: Loading Suggestions... Loading Suggestions... Loading Suggestions... Trolley bags set of 2 at minimum 50% off at The Amazon Prime Day Sale Travelling as a duo or just need size options? This Amazon Prime Day Sale 2025, grab 2-piece trolley sets at a minimum of 50% off. Ideal for short breaks and longer getaways alike, these sets offer smart storage and smooth movement. Explore the Amazon Sale (July 2025) for combos that won't let you down on the go. Top deals for you: Loading Suggestions... Loading Suggestions... Loading Suggestions... Hiking backpacks at up to 80% off at The Amazon Prime Day Sale If your next trip involves the outdoors, hiking backpacks are now up to 80% off during the Amazon Prime Day Sale 2025. Designed for comfort and built to carry the essentials, these are perfect for trails and treks. The Amazon Sale 2025 has options that are light, roomy and ready to be used hard. Top deals for you: Loading Suggestions... Loading Suggestions... Loading Suggestions... Travel diaper bags at up to 80% off at The Amazon Prime Day Sale Smart, pocket-rich travel diaper bags are up for grabs at up to 80% off in the Amazon Sale (July 2025). From insulated bottle holders to quick-access wipes compartments, these bags are made to handle baby routines on the move. This Prime Day Sale 2025, parenting essentials just got way more affordable, and a lot better looking. Top deals for you: Loading Suggestions... Loading Suggestions... Loading Suggestions... Similar articles for you Get vacation-ready! Up to 80% off on top picks for trolley bags Travel smarter, not harder: Your guide to affordable trolley bags under ₹2500 Duffles and backpacks at up to 60% off on Amazon; Top picks to buy now! Beyond basics: Fun and fashionable backpacks for girls; Top 8 picks Luggage deals at The Amazon Sale 2025: FAQs What kind of luggage deals are available during the Amazon Prime Day Sale 2025? You'll find up to 80% off on luggage across categories like duffle bags, cabin suitcases, trolley sets, hiking backpacks and travel diaper bags. Are there extra discounts available for ICICI and SBI Bank cardholders? Yes, shoppers using ICICI Bank or SBI Bank cards can get up to 10% extra discount and savings during the Amazon Sale 2025. Do Prime members get special luggage deals? Absolutely. Prime members get access to exclusive deals, early drops and limited-time offers across luggage brands during the Prime Day Sale 2025. When is the best time to shop luggage on Amazon? The Amazon Prime Day Sale 2025 is LIVE from 12th to 14th July, making it the ideal time to upgrade your travel gear. Disclaimer: At Hindustan Times, we help you stay up-to-date with the latest trends and products. Hindustan Times has an affiliate partnership, so we may get a part of the revenue when you make a purchase. We shall not be liable for any claim under applicable laws, including but not limited to the Consumer Protection Act, 2019, concerning the products. The products listed in this article are in no particular order of priority.
Hindustan Times
12-07-2025
- Business
- Hindustan Times
8 Mattresses with best Amazon deals at Prime Day Sale 2025; Up to 80% off on top brands like Wakefit, Kurlon and more
Finding the right mattress just got easier. The Amazon Prime Day Sale 2025 is LIVE, bringing some of the biggest discounts on best-selling mattresses from Wakefit, Kurlon, Sleepyhead and other trusted names. Whether you're replacing an old one or upgrading to something comfier, now's a smart time to save big. From memory foam to orthopaedic and hybrid designs, there's something for every type of sleeper. Snooze better with deals on mattresses from Wakefit, Kurlon and more during the Amazon Sale (July 2025). Discounts are as high as 80%, and with extra savings on ICICI Bank and SBI Bank cards, the deals get even better. Prime members also get exclusive access to select offers. This round-up features eight of the best mattresses available during the Amazon Sale 2025, so you can upgrade your sleep without overspending. Top 8 mattresses to check out on Amazon Loading Suggestions... The Wakefit ShapeSense mattress offers balanced support with responsive memory foam and TruDensity technology that prevents sagging. Ideal for back care. Now on Amazon with up to 70% off during the Amazon Prime Day Sale 2025. Save extra with ICICI and SBI Bank card offers during the Amazon Sale (July 2025). Loading Suggestions... The Livpure Smart Ortho CURVX mattress uses 5D SleepTech and curved orthopaedic foam to target spinal support effectively. ComfortScience US foam keeps it breathable, while the high GSM fabric cover is washable for easy care. It's now available with strong pricing during the Amazon Prime Day Sale 2025. Loading Suggestions... This AIHA-certified mattress uses Japanese SmartGRID technology to support pressure points and promote alignment. With 2500+ air channels, it stays cool through the night. Ideal for those seeking comfort without compromise, it's now part of the Prime Day Sale 2025 with compelling offers available directly on Amazon. Loading Suggestions... The Kurl-On mattress provides medium firmness with memory foam that adapts to your shape while supporting the spine. Its hypoallergenic surface makes it a safe pick for all age groups. Built for regular use with a 10-year warranty, it's now available with solid offers during the Amazon Prime Day Sale 2025. Loading Suggestions... The SleepyHug AirCell Ortho Spinex Plus mattress features firm UltraSupport foam with 3-zone support for spine alignment and back pain relief. Its breathable AeroFlow cover adds comfort. Available on Amazon during the Amazon Prime Day Sale 2025 with great offers, Prime deals and savings on ICICI and SBI Bank cards. Loading Suggestions... The LOOM & NEEDLES Dual Comfort mattress combines gel memory foam and pocket springs across seven layers for responsive support. With two firmness levels, it suits changing sleep preferences. Its 5-zone orthopaedic layout helps with alignment and pressure relief. Now part of the Amazon Prime Day Sale 2025 with attractive pricing. Loading Suggestions... The Wakeup India Virasat mattress features body zone support and high-resilience foam for balanced comfort. Its 4-inch profile works well for those who prefer a low-rise mattress with firm support. Designed to limit motion transfer, it's now part of the Amazon Sale (July 2025) with strong offers for Prime members. Loading Suggestions... The Feather Sleep Dual Comfort mattress balances soft comfort with firm support through its dual-sided design. Charcoal-infused layers improve airflow and help manage odour and moisture. Built for daily use and tailored comfort, it's now part of the Prime Day Sale 2025 with some of the best mattress deals on Amazon. Similar articles for you Best mattresses for a peaceful and comfortable sleep. Here are our top 8 picks for you Mattress matters: Find your dreamy match made in heaven; Nap like a champ! King size mattresses: Top 8 picks to provide support, comfort and ensure good sleep Amazon Prime Day Sale 2025: FAQs What are the dates for the Amazon Prime Day Sale 2025? The sale runs from 12th to 14th July 2025. Who can access Prime-only deals? Only Amazon Prime members get access to exclusive offers and early deals. Are mattresses part of the Amazon Sale (July 2025)? Yes, many top brands, including Wakefit, Kurlon and Sleepyhead, are offering up to 80% off. Are there extra savings available? Yes, discounts are available across categories during the Prime Day Sale 2025, with select Prime-only pricing. The author of this article holds a Master's Degree in Interior Design and has spent over a decade in research, teaching, and designing homes from scratch. Disclaimer: At Hindustan Times, we help you stay up-to-date with the latest trends and products. Hindustan Times has an affiliate partnership, so we may get a part of the revenue when you make a purchase. We shall not be liable for any claim under applicable laws, including but not limited to the Consumer Protection Act, 2019, concerning the products. The products listed in this article are in no particular order of priority.
Hans India
09-07-2025
- Automotive
- Hans India
RE EV Drives into Suraram, Powers Up EV Revolution
PURE, one of India's leading electric two-wheeler manufacturers, proudly announces the grand opening of its newest showroom in Suraram. This strategic expansion marks a significant step in PURE's mission to strengthen its presence in Southern India. The showroom located at Flat No. 02-68, Suraram Main Road, Opp. SBI Bank, Suraram, Medchal Malkajgiri, Telangana will showcase PURE EV's comprehensive range of electric two-wheelers, including the popular ePluto 7G Max and eTryst X. PURE EV is set to offer an unparalleled electric riding experience for the people of Suraram. Alongside our cutting-edge electric scooters and motorcycles, the new showroom will also showcase PuREPower – our energy storage product line – to empower homes and businesses with clean energy resilience. Delete Edit This showroom launch is a testament to PURE EV's aggressive expansion strategy, aiming to significantly increase its footprint across India and make electric mobility accessible to a wider audience. With a focus on indigenous R&D and manufacturing, PURE EV is committed to driving innovation and empowering consumers to make sustainable choices. This expansion comes as a part of PURE's broader plan to open 250 new dealerships in the next 30 months, expanding its national network to over 320 outlets. This growth will be fueled by rising demand for long-range EVs and increasing institutional and B2B adoption driven by favorable policies and public awareness. With this new launch in Suraram, PURE continues to play a pivotal role in supporting India's transition towards cleaner mobility and energy independence.
Time of India
03-07-2025
- Business
- Time of India
This will be the biggest deal on iPhone in Amazon Prime Day sale 2025
Amazon is gearing up for its Prime Day 2025 sale, which will commence from midnight on July 12 and last till 11:59 PM on July 14. The e-commerce giant's annual event, exclusively available for Amazon Prime members, promises huge discounts across electronics, with the iPhone 15 expected to be one of the most attractive deals. The iPhone 15, which was launched at a starting price of Rs 79,900, is now listed at Rs 60,500 and is expected to receive further discounts during the Prime Day sale. Discounts on more smartphones and new launches during Prime Day 2025 During the sale, Amazon Prime members will be able to avail up to 40 percent off on smartphones and accessories. Beyond the iPhone 15, customers can expect deals on premium devices like the Samsung Galaxy S24 Ultra , OnePlus 13s , and iQOO Neo 10R. The sale will also feature newly launched smartphones including the Samsung Galaxy M36, OnePlus Nord 5, OnePlus Nord CE5, iQOO Z10 Lite, realme Narzo 80 Lite, Honor X9c, Lava Storm Lite, and Oppo Reno 14 series. Amazon Prime Day 2025: Additional benefits and payment options Prime members are eligible for exchange offers worth up to Rs 60,000 and no-cost EMI options extending up to 24 months. Amazon has partnered with ICICI and SBI Bank to provide up to 10 percent additional savings on credit card and EMI transactions. ICICI Bank debit card users will also receive discounts, while Amazon Pay ICICI bank credit card holders get extra benefits. The sale extends beyond smartphones, offering up to 50 percent off on Amazon Echo devices, Fire TV sticks, and Kindle e-readers. Electronics enthusiasts can also expect up to 80 percent off on headphones, 60 percent off on tablets and speakers, 50 percent off on wearables and cameras, and 40 percent off on laptops. To access these exclusive deals, non-Prime members can purchase an annual membership for Rs 1,499 or start a 30-day free trial. AI Masterclass for Students. Upskill Young Ones Today!– Join Now
