Latest news with #Saver


Malaysian Reserve
6 days ago
- Business
- Malaysian Reserve
Fly to Korea with T'way Air's Summer Vacation Deals from Hong Kong
Book by July 31 to Enjoy Savings and Bonus Coupons on Hong Kong – Seoul Flights HONG KONG, July 18, 2025 /PRNewswire/ — T'way Air, Korea's leading low-cost carrier, has launched its 'Summer Vacation Deals' promotion on its website. Valid through July 31, the offer applies to Hong Kong–Incheon (Seoul) flights for travel through March 28, 2026. T'way Air operates daily flights between Hong Kong and Incheon (Seoul) using A330-200 and A330-300 aircraft. Flight departs Hong Kong at 12:40 a.m. arriving in Seoul at 5:30 a.m. local time, while return flights leave Incheon at 8:05 p.m. and land in Hong Kong at 11:15 p.m. The A330-300 offers enhanced comfort with 12 flat-bed Business Saver seats with extra legroom, power outlets and reading lights, ensuring more relaxed journey for travelers. T'way Air offers three limited-time coupons through July 31: HKD 140 Off Coupon: valid on bookings of HKD 1,400 or more, travel through March 28, 2026. HKD 80 Off Coupon: valid on bookings of HKD 800 or more, travel through March 28, 2026. HKD 200 Early Bird Coupon: valid on bookings of HKD 1,400 or more, travel period September 1 – March 28, 2026. Plus, passengers entering promo code VACAY12 at booking will save up to 12% (actual savings vary with the exchange rate at purchase). From sizzling street food at Gwangjang Market to the timeless beauty of Changdeokgung Palace, Seoul offers a vibrant mix of culture, history, and flavor that captivates every traveler. Down south, Busan's laid-back beach vibe and Jeju Island's quiet natural beauty offer a refreshing summer retreat. Whether you are a foodie, a history lover, or a k-pop enthusiast, South Korea welcomes travelers with open arms. For full flight schedules, coupon terms, and booking details, visit T'way Air currently serves 60 destinations worldwide and continues to expand its network. About T'way Air T'way Air Co., Ltd., headquartered in Daegu, South Korea, is a leading low-cost carrier (LCC) providing affordable and reliable air travel since 2010. T'way Air serves customers across East Asia, Southeast Asia, Central Asia, Oceania, and Europe with a modern fleet of Boeing 737-800s, 737 MAX 8s, and Airbus A330s, and Boeing 777-300ERs. T'way Air continues to expand its global network, offering great value to passengers worldwide. For more information, please visit Media ContactT'WAY AIR Public Relationstwaypr@


Daily Record
15-07-2025
- Business
- Daily Record
Saga to launch new over-50s savings products in partnership with NatWest
The savings product will replace Saga's current instant access offering provided by Goldman Sachs for new customers. Saga has unveiled a seven-year tie-up with banking giant NatWest to launch a range of savings products for the over-50s. Saga will team up with NatWest Boxed - NatWest's banking-as-a-service business. Saga, which offers cruises through to insurance services for people over 50, said an instant access savings product would be the first to launch under the partnership later this year, with further savings offerings and other financial products also to be introduced. 'This collaboration will enable Saga to offer easy-to-use products and services, drive increased volume and improved commercial terms, and deliver accessible and reliable customer service,' Saga said. The savings product will replace Saga's current instant access offering provided by Goldman Sachs for new customers. Saga said there will be no change for customers who already hold a Saga instant access account, and the Goldman Sachs contract will not end until September 2028. Jerry Toher, chief executive of Saga Money, said: 'As the UK's specialist in providing products for people over 50, this launch is an exciting next step in enhancing our money offer. This will further strengthen our position in providing competitive and flexible savings products, ensuring that Saga remains the most trusted brand for people over 50 in the UK.' Andrew Ellis, chief executive of NatWest Boxed, added: 'Trusted brands are well positioned to reward customers for their loyalty, while keeping their best interests at heart. This partnership is a testament to how leading firms, like Saga, can deploy new technology like embedded finance to offer specialised products and services.' London-listed Saga struck a 20-year partnership for motor and home insurance with Belgian firm Ageas late last year, while also agreeing to sell its underwriting business Acromas to the group, which will complete at the end of the month. Check your savings Personal finance site Finder is warning savers to act now or risk missing out, as two of the UK's biggest banks will drop their savings rates this week, with a further two banks dropping rates next week. Finder experts have been tracking savings rate changes and nine popular banks, including the 'big four', have all either slashed rates since the last interest rate cut or scheduled a drop in their savings rates. Eight accounts at NatWest and Royal Bank of Scotland (RBS) will be impacted from today - July 15, including four instant access savings products, with both banks lowering the rate on these offerings from 1.25 per cent to 1.15 per cent. Other accounts affected include children's savings accounts, where the rates will be dropping from 2.25 per cent to 2.05 per cent. Finder also said that customers at HSBC and Co-op Bank should also be prepared for rate drops this month. The rates on two HSBC accounts - Flexible Saver and Online Bonus Saver - are going from 1.35 per cent to 1.3 per cent on July 21. Meanwhile, four different Co-op Bank savings rates will be slashed on July 23, with the Online Saver and Online Cash ISA dropping from 2.34 per cent to 2.12 per cent, and the Cash ISA and Smart Saver dropping from 1.62 per cent to 1.53 per cent. The decision to lower these rates came after the Bank of England made the decision to cut the base rate from 4.5 per cent to 4.25 per cent in May, although the base rate was held at the most recent meeting in June. Kate Steere, personal finance expert at Finder, said: 'If you were earning the new NatWest or RBS rate of 1.15 per cent AER with the amount we found the average Brit has saved (£16,067), you'd get just £185 in interest over the course of a year. There are much more competitive rates available. 'For example, if you opened a Plum Cash ISA with a rate of 4.98 per cent AER (including a 12-month 1.69% bonus) using the £16,000, you could earn up to just over £800 in interest over the year (dependent on any rate changes) - a potential £600 boost to your savings. 'Lots of analysts are predicting a further cut to the base rate in August. With the next meeting less than a month away, it's essential to act fast if you want to get the most from your savings. 'Variable rates are subject to change so if you are still looking to use your 2025/26 ISA allowance - and you can afford to lock your cash away - now is also a great time to seek out a good deal on a fixed-rate ISA. 'Using the full tax-free allowance is more important than ever with reports that Rachel Reeves will announce a cut to the Cash ISA limit in her Mansion House speech next week. Currently, Cynergy Bank is offering 4.32 per cent AER for a 1-year fix.'


Daily Record
09-07-2025
- Business
- Daily Record
People with money in a savings account urged to check it now
Savers are being warned to act fast as interest rates are due to drop at major high street banks. Personal finance site Finder is warning savers to act now or risk missing out, as two of the UK's biggest banks will drop their savings rates in a week's time, with a further two banks dropping rates the following week. Finder experts have been tracking savings rate changes and nine popular banks, including the 'big four', have all either slashed rates since the last interest rate cut or scheduled a drop in their savings rates. Eight accounts at NatWest and Royal Bank of Scotland (RBS) will be impacted on July 15, including four instant access savings products, with both banks lowering the rate on these offerings from 1.25 per cent to 1.15 per cent. Other accounts affected include children's savings accounts, where the rates will be dropping from 2.25 per cent to 2.05 per cent. Finder also said that customers at HSBC and Co-op Bank should also be prepared for rate drops this month. The rates on two HSBC accounts - Flexible Saver and Online Bonus Saver - are going from 1.35 per cent to 1.3 per cent on July 21. Meanwhile, four different Co-op Bank savings rates will be slashed on July 23, with the Online Saver and Online Cash ISA dropping from 2.34 per cent to 2.12 per cent, and the Cash ISA and Smart Saver dropping from 1.62 per cent to 1.53 per cent. The decision to lower these rates came after the Bank of England made the decision to cut the base rate from 4.5 per cent to 4.25 per cent in May, although the base rate was held at the most recent meeting in June. Kate Steere, personal finance expert at Finder, said: 'If you were earning the new NatWest or RBS rate of 1.15 per cent AER with the amount we found the average Brit has saved (£16,067), you'd get just £185 in interest over the course of a year. There are much more competitive rates available. 'For example, if you opened a Plum Cash ISA with a rate of 4.98 per cent AER (including a 12-month 1.69% bonus) using the £16,000, you could earn up to just over £800 in interest over the year (dependent on any rate changes) - a potential £600 boost to your savings. 'Lots of analysts are predicting a further cut to the base rate in August. With the next meeting less than a month away, it's essential to act fast if you want to get the most from your savings. 'Variable rates are subject to change so if you are still looking to use your 2025/26 ISA allowance - and you can afford to lock your cash away - now is also a great time to seek out a good deal on a fixed-rate ISA. 'Using the full tax-free allowance is more important than ever with reports that Rachel Reeves will announce a cut to the Cash ISA limit in her Mansion House speech next week. Currently, Cynergy Bank is offering 4.32 per cent AER for a 1-year fix.'


Campaign ME
30-06-2025
- Entertainment
- Campaign ME
Spotify highlights data challenges in Egypt in latest campaign
For many people in Egypt, music is part of the daily routine – whether you're on the move, waiting your turn, or trying to tune out the noise. But when mobile data runs low, even listening to your favourite songs can feel like a trade-off. Spotify has introduced a data saver feature designed to reduce data usage by up to 90 per cent while listening to music. To inform users about this option, Spotify ran a campaign in Egypt with the message: keep your music, save your data. 'Mobile data is expensive, and for many users, that makes streaming music feel like a luxury. Our goal was to challenge that perception by spotlighting a feature designed to break that barrier,' says Umar Achraf, Spotify's Marketing Manager – Egypt. He adds, 'This campaign aimed to raise awareness around the feature – making music streaming easier, more convenient, and always within reach.' Everyday moments, familiar feelings The campaign centres on everyday moments that many people will find familiar – when your data is running out and suddenly everything around you feels louder, busier, and more distracting. These scenes are brought to life through two locally inspired TVCs. The six-week nationwide campaign features a 360° media rollout across Egypt, including TV commercials with local relevance, billboards lining Cairo's busiest streets, metro station takeovers, Spotify-branded buses, radio, digital, and social media amplification to reach users wherever they are. 'From billboards and buses to in-app integrations, this was a truly 360° campaign designed to meet people wherever they are,' says Achraf. Beyond the TVCs, the campaign extended across social media, radio, out-of-home, and influencer activations. It featured local artists and curated playlists, all designed to show how music streaming fits seamlessly into people's daily routines even when data is limited but the need for good music isn't. 'We teamed up with 13 TikTok creators who brought humour, energy, and relatability. From skits about running out of data to creative challenges, their content made Data Saver feel like a must-have, not just a feature,' says Umar Achraf, Spotify's Marketing Manager – Egypt. In both scenarios, the listener enjoying music gets a data usage warning, and finds themselves overwhelmed by their surroundings. Using they data saver feature, they are able to resume listening to music – bringing a bit of calm back. By meeting people in the moments that matter, the data saver feature supports the demand for accessible music. The campaign results will be measured using a mix of brand and product performance indicators, including growth in Monthly Active Users (MAUs), improvements in top-of-mind awareness and consideration, and video completion rates on key social platforms. Credits:


Scotsman
12-06-2025
- Health
- Scotsman
A quarter of Brits skip breakfast most days
34 per cent of those who skip breakfast do so because they don't have enough time in the morning | Shutterstock A quarter of Brits skip breakfast most days – with lack of options, limited time, and a preference for a bigger lunch among the reasons why. Sign up to our daily newsletter Sign up Thank you for signing up! Did you know with a Digital Subscription to Edinburgh News, you can get unlimited access to the website including our premium content, as well as benefiting from fewer ads, loyalty rewards and much more. Learn More Sorry, there seem to be some issues. Please try again later. Submitting... A poll of 2,000 adults found 34 per cent of those who skip breakfast do so because they don't have enough time in the morning. While 13 per cent go without because they opt to have a large lunch instead and 12 per cent because they have nothing in their cupboards to eat. Advertisement Hide Ad Advertisement Hide Ad And when they don't manage to eat first thing, on average they won't eat until midday. However, 43 per cent are less likely to avoid breakfast at the weekends, with 29 per cent of those eat breakfast admitting they like to go all out at that time of the week. This is especially the case for Millennials (44 per cent) who do this more than any other generation – just ahead of Gen Zs (35 per cent). A spokesperson for McDonald's UK, which commissioned the research and has launched its first-ever Breakfast Saver Menu trial across 332 restaurants, featuring Sausage Sandwich and Saver Bacon Roll options, said: 'It's widely regarded as the most important meal of the day, yet it often gets neglected. Advertisement Hide Ad Advertisement Hide Ad 'This is understandable as we might wake up with good intentions only for them to fall by the wayside. 'Life moves fast – especially it seems, first thing in the morning when you need to get out and away without delay.' Jordan North and Chris Stark at the launch of the McDonald's Saver Breakfast | Anthony Devlin/PinPep The 'most important' meal of the day often gets neglected It emerged that 57 per cent have woken up intending to have breakfast but fail to do so. Again, lack of time is a factor (47 per cent), along with not feeling hungry (34 per cent), not wanting what's in their cupboards (14 per cent). Advertisement Hide Ad Advertisement Hide Ad As many as 37 per cent eat the same thing for breakfast everyday – with 28 per cent enjoying a variety. However, 44 per cent 'like' the idea of switching things up. Overall, the most popular options are cereal (48 per cent), toast (47 per cent), and fruit (26 per cent). And the overwhelming majority of those who eat breakfast enjoy it – with 47 per cent of the opinion it's the most important meal of the day. Advertisement Hide Ad Advertisement Hide Ad While 43 per cent went as far as describing their meal choices as 'exciting', although 47 per cent feel differently, describing their go-to breakfasts as 'not exciting.' Carried out through OnePoll, the research found 58 per cent typically have breakfast at home but 22 per cent 'crave' a breakfast they can't make at home. A spokesperson for McDonald's UK added: 'Breakfast doesn't have to be something you mindlessly eat just for the sake of it. 'Even when you're in a rush it can still be something nice – and it doesn't need to cost the earth.'