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What to Know About Medical Insurance When Traveling Abroad
What to Know About Medical Insurance When Traveling Abroad

New York Times

time16 hours ago

  • Health
  • New York Times

What to Know About Medical Insurance When Traveling Abroad

Travel insurance that covers the possibility of a hurricane may be a take-it-or-leave-it option for many people, but medical travel insurance is another story. In many cases, for Americans traveling abroad, it is — or should be — a must. Most U.S. health care plans do not insure you when you're traveling outside the country, making international travelers responsible for medical bills in the case of an emergency. A recent survey by the insurance agency eHealth found that 54 percent of respondents believed incorrectly that most health insurance plans help pay for care out of the country. After checking your plan to determine whether you are covered abroad, the following are considerations when purchasing travel medical insurance. There are two key benefits bundled in travel medical insurance policies. The first covers expenses such as emergency room treatments, hospitalization and medications. The second extends to medical evacuation to the nearest suitable medical facility or one in your home country. Angela Adto Tepper, a travel adviser with AZA Luxury Travel, based in Scarsdale, N.Y., counsels clients to look for plans with emergency coverage; evacuation and repatriation; pre-existing-condition waivers, if applicable; and a 24/7 assistance hotline. 'I always recommend travelers carry dedicated travel medical insurance, especially when heading to remote areas or places with less-developed health care,' Ms. Adto Tepper said. Want all of The Times? Subscribe.

New York is home to the country's 2 wealthiest suburbs, ranking finds. See which towns made the list.
New York is home to the country's 2 wealthiest suburbs, ranking finds. See which towns made the list.

CBS News

time22-07-2025

  • Business
  • CBS News

New York is home to the country's 2 wealthiest suburbs, ranking finds. See which towns made the list.

There's a new report identifying the wealthiest suburbs in America, and a pair of communities just outside New York City are first and second on the list. a personal finance website, recently put out its ranking of the "50 Wealthiest Suburbs" in the country for 2025. The study looked at which suburbs have the highest average household incomes. Scarsdale is the country's wealthiest suburb for a second year in a row. The town that's home to about 18,000 people had an average household income of $601,193 for 2023, which was almost $200,000 more than any other suburb on the list. The average home value in Scarsdale is just over $1.2 million, according to the report. Coming in at No. 2 is another Westchester County community - Rye. Rye has an average household income of $421,259, and its average home value is actually more than Scarsdale at $1.875 million. The next NYC suburb on the ranking is No. 26, Tenafly, N.J., a borough in Bergen County that has an average household income of about $306,000 and home value of $1.28 million. Close behind at 28th is Summit, N.J. in Union County, which has an average household income of more than $304,000 and an average home value of $1.34 million. Rounding out the NYC suburbs represented on the list are Westfield, N.J. at No. 33 (average household income of $297,367), No. 34 Greenwich, Conn. ($297,081), No. 41 Ridgewood, N.J. ($288,861) and No. 46 Dix Hills, N.Y. ($270,581). Affordability continues to be a challenge for anyone looking to buy a home in New York or its suburbs. A July report from real estate listing service OneKey MLS found that the median sales price for single-family homes in the New York metro area is up to $775,000. The report said the inventory of available homes is shrinking. "While buyer interest remains strong, the market continues to be defined by limited inventory and affordability pressures," OneKey MLS CEO Richard Haggerty said in a statement. "As we move through the remainder of the year, we expect steady demand and gradual price growth to persist as supply continues to lag behind."

Hannah McGuire murder trial: witness denies knowing victim was inside burnt-out ute
Hannah McGuire murder trial: witness denies knowing victim was inside burnt-out ute

The Guardian

time16-07-2025

  • The Guardian

Hannah McGuire murder trial: witness denies knowing victim was inside burnt-out ute

A man who claims he saw an accused murderer set fire to a ute has repeatedly denied he knew the alleged victim was inside. Benjamin O'Keefe told the Victorian supreme court he knew the orange Mitsubishi Triton belonged either to Hannah McGuire or her family, but claimed he never thought the 23-year-old McGuire was inside the vehicle when he followed Lachlan Young to the remote bushland location. 'I didn't know her body was in there,' O'Keefe told the jury on Wednesday. Young is accused of murdering his ex-girlfriend in the early hours of 5 April 2024, before driving her body in the Triton to Scarsdale, south-west of Ballarat, and setting the ute alight. He has admitted to killing McGuire but denies the charge of murder, claiming her death was a spontaneous and unplanned incident. O'Keefe told the court Young shared a plan with him on 2 April to 'roofie' McGuire and cause her to have a car crash in order to scare her out of taking their house. Sign up for Guardian Australia's breaking news email Two days later, O'Keefe said he heard a car horn and went to his front lawn to see Young waiting inside the Mitsubishi Triton. O'Keefe told the jury he did not look inside the ute and obeyed Young's instructions to follow behind in his vehicle. He claimed they went to Scarsdale where Young drove the Triton into some trees and then ordered O'Keefe to turn his car around. Young then used a yellow blowtorch to set fire to the front of the Triton, O'Keefe told the jury. O'Keefe claimed Young gave him $45 after the incident without an explanation. He told the jury he deleted security camera footage of him leaving and returning to his house because he did not want to be connected to the car fire. But he maintained he only suspected McGuire was in the vehicle after he learned she had died later that day. Sign up to Breaking News Australia Get the most important news as it breaks after newsletter promotion O'Keefe said he visited Young, worried he may have been implicated in a murder. 'I went up to him and said, 'Hannah better not have been in that car',' he told the jury. He claimed Young told him McGuire was already dead as she had been suffocated. Under questioning from defence barrister Glenn Casement, O'Keefe repeatedly denied he knew McGuire was in the Triton. O'Keefe admitted he did not contact police, instead deciding to drink with Young and then go on a camping trip with friends. Detectives arrested O'Keefe on 7 April but he was never charged over McGuire's death. The trial continues.

Man tells court Lachlan Young planned to 'roofie' Hannah McGuire and roll her down a hill in her car
Man tells court Lachlan Young planned to 'roofie' Hannah McGuire and roll her down a hill in her car

ABC News

time15-07-2025

  • ABC News

Man tells court Lachlan Young planned to 'roofie' Hannah McGuire and roll her down a hill in her car

The man who unwittingly helped dispose of Hannah McGuire's body has told Victorian Supreme Court jurors her ex-partner and killer wanted to "roofie" Ms McGuire, "put her in her car and roll her down a hill". The court heard Benjamin O'Keefe's job was to bring an extra car so Lachlan Young, on trial for Ms McGuire's murder, had a lift home. Mr Young, 23, has admitted to killing Ms McGuire and dumping her body in bushland, but denies he did so with murderous intent. He has pleaded not guilty to the young Clunes woman's murder after an offer to plead guilty to manslaughter was rejected. Ms McGuire's family reported her missing in April last year, and the 23-year-old's body was later found in a burnt-out vehicle at Scarsdale, south-west of Ballarat. Giving evidence today, Mr O'Keefe, 23, told the court that Mr Young asked him to convoy with him into bushland so he had a ride home after planning to crash Ms McGuire's car with her, unconscious, at the wheel. "He wanted to put her in her car and roll her down a hill … because she was leaving him and she was going to take the house and other things," Mr O'Keefe told the court. "I was supposed to meet him at 12 at night on the corner and follow him in the car, then give him a lift home." Mr O'Keefe said he told Mr Young he could not do it, and tried ignoring his messages, but after a few requests, agreed. He told the court he followed Mr Young in the early hours of April 5, 2024 out to the Scarsdale location, all of which the prosecution corroborated with CCTV footage from the night. Mr O'Keefe told jurors that at no point did he see inside the vehicle Mr Young was driving. When the pair arrived at the Scarsdale site, Mr O'Keefe told the court Mr Young asked him what to do with the vehicle. "I said, dump it, don't burn it. You get in more trouble with a fire," Mr O'Keefe said. "Lachie [Young] drives off and I follow him … he drove down the road then swerved the car and crashed it into a tree." Mr O'Keefe told the court he then watched in his rear-view mirror as Mr Young used a yellow blowtorch to set the two front seats of Ms McGuire's vehicle, with her in it, on fire. Mr Young paid him $45 for his assistance. Earlier in the day, a teaching colleague of Ms McGuire's told the court the school where she worked put a safety plan in place over fears Mr Young would find her at work. Danielle McCann, safety officer at Delacombe Primary School where Ms McGuire was an educational support worker, told the court that whenever Ms McGuire was outside with children, the school monitored entry points on CCTV, locked external doors, and ensured Ms McGuire stayed close to buildings. Ms McCann told the court the school was aware Ms McGuire had obtained an intervention order against Mr Young after he pursued her in a car, tried to run her off the road, and punched the car window. After the intervention order was served, Ms McCann said Ms McGuire continued to receive "threats" from Mr Young. "I asked, 'Are you safe?' Her reply was, 'I don't know'," Ms McCann told the court. Other work friends of Ms McGuire's gave evidence Mr Young was "horrible" and "disrespectful" to her during their relationship, including multiple incidents where they witnessed him yelling, using expletives, and calling her fat. Ms McGuire's work friend Jaymie McDonald told the court about multiple instances where Ms McGuire broke down crying over her relationship with Mr Young. The court also heard how Mr Young phoned and messaged Ms McGuire's friends repeatedly in the hours after she was killed, accusing them of hiding Ms McGuire and causing her death. "When I spoke to him, he was asking me where Hannah was … he was quite accusational that I had Hannah at my house and was hiding her from him," Abby Simpson, another of Ms McGuire's work colleagues, told the court during evidence. The court was shown Ms Simpson's phone logs, which indicated Mr Young attempted to call her dozens of times between 5 and 6am the morning Ms McGuire was killed. He also sent Ms Simpson multiple messages stating: "Where the f*** is she?… Fuck me, if someone has done something to her, I will end their life." The five-week trial continues.

Read the disturbing texts accused killer is alleged to have faked from his dead girlfriend that made her heartbroken mother sob in court
Read the disturbing texts accused killer is alleged to have faked from his dead girlfriend that made her heartbroken mother sob in court

Daily Mail​

time14-07-2025

  • Daily Mail​

Read the disturbing texts accused killer is alleged to have faked from his dead girlfriend that made her heartbroken mother sob in court

A mother has broken down in court while recounting the desperate messages she sent her daughter, believing the young woman had taken her own life. Instead, Lachlan Young was the one sending the texts from Hannah McGuire's phone after he allegedly murdered the 23-year-old and burnt her body in a ute in remote bushland in Scarsdale, southwest of Ballarat. Young has admitted to killing his former partner and sending the fake suicide note to her mother. But the 23-year-old has pleaded not guilty to murder, claiming it was a spontaneous incident. Ms McGuire's mother Debbie on Monday told the Victorian Supreme Court she woke about 3.40am on April 5, 2024 to a text purporting to be from her daughter. It stated Hannah was sorry and she thought it was the right decision. 'I tried messaging Lach but he doesn't want anything to do with me now,' the message shown to the jury continued. 'Please check in on him - this is going to break his heart.' Debbie McGuire's series of responses were shown to the jury, where she repeatedly asked where her daughter was and urged her not to do 'anything silly'. 'You can't live the way you were living - being spoken to like shit and treated like crap,' her messages said. 'Remember why you left (Young) in the first place.' Mrs McGuire broke down as she read aloud some of her responses, telling the court Hannah's messages 'didn't feel right'. The mother said she immediately jumped in her car and went to the property in Sebastopol that Young and her daughter owned together. Mrs McGuire knocked on the door and bedroom window several times to no response, only to see Young and his father approaching from down the road. She said Young seemed genuinely concerned about Hannah's whereabouts and appeared shocked at the messages he had also purportedly received from her. He also feigned surprise at the $5,000 he had received in his bank account from Hannah, Mrs McGuire said. Young has admitted to transferring the money to himself and $2000 to Ms McGuire's parents. Mrs McGuire reported her daughter's disappearance to police and hours later she was notified that Hannah's body had been found in a burnt-out vehicle. She told the court she was never supportive of her daughter's relationship with Young, noting Hannah was not herself when she was with him. Mrs McGuire told the jury of a time in February 2023 when her daughter called her in hysterics as Young followed her in his car. Ms McGuire claimed Young was beeping his horn and at times driving up alongside her vehicle to try and make her pull over, the mother said. 'I told her to lock her doors, to not pull over and to drive straight to the police station,' Mrs McGuire said. Ms McGuire took out an intervention order against Young, but the couple got back together and purchased the Sebastopol property. A second intervention order was made in March 2024 after she decided to leave Young and he attacked her car as she tried to recover her belongings. Under questioning from Young's barrister Glenn Casement, Mrs McGuire denied knowing her daughter voluntarily went and saw Young after their separation, including on the night she was killed. Ms McGuire's father Glenn also told the court he was unaware of their supposed meet-ups. Mr McGuire gave evidence about taking his daughter to a solicitor and the bank in early April 2024 to sort out her financial situation post-separation. He broke down as he recounted the last time he saw Hannah at their pub with her netball teammates on the evening of April 4. She was allegedly murdered by Young hours later. The trial before Justice James Elliott continues. Lifeline 13 11 14 Men's Referral Service 1300 766 491

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