Latest news with #SocialSecurityDisabilityInsurance
Business Upturn
2 days ago
- Business
- Business Upturn
Allsup Employment Services Honors ADA 35th Anniversary By Empowering People With Disabilities To Return To Work
By GlobeNewswire Published on July 22, 2025, 22:18 IST Belleville, Illinois, July 22, 2025 (GLOBE NEWSWIRE) — In recognition of the 35th anniversary of the Americans with Disabilities Act (ADA), Allsup Employment Services (AES) is highlighting the importance of improving workforce participation among people with disabilities. As a Social-Security authorized Employment Network, AES supports the Social Security Administration's (SSA) Ticket To Work Program, a voluntary program that helps individuals explore employment while maintaining vital Social Security Disability Insurance (SSDI) protections. The ADA, enacted July 26, 1990, prohibits discrimination based on disability and ensures equal access to public life, including employment. Today, an estimated 44.7 million Americans—13.6% of the population—live with a disability, according to the U.S. Census Bureau. Progress has been made, yet workers with disabilities continue to face significant barriers to employment. Companies that actively hire and support people with disabilities see significant advantages—generating more than one-and-half times more revenue, more than two-and-a-half times more net income, and twice the profit of their peers, according to an Accenture report. These findings underscore the value of workforce participation for people with disabilities and the need for practical support to make employment possible. AES is committed to bridging this gap by providing expert vocational guidance to help individuals set work goals, understand their benefits and return to the workforce with confidence. 'Our vocational experts help individuals move toward work while protecting important benefits during the transition,' said Diane Winiarski, director of AES. 'We meet each person where they are, providing personalized guidance based on their needs, and offer clear information so they can make informed decisions about their employment journey.' AES is an SSA-authorized Employment Network (EN) that provides no-cost, personalized services through the Ticket To Work Program. These services include career planning, job readiness support, guidance on SSDI rules and work incentives, and long-term assistance for employment success. Learn more about the ADA's anniversary from the ADA National Network and its ADA Anniversary Toolkit, available at The toolkit offers educational materials and community resources. For more information about returning to work with SSDI benefits and free help from Allsup Employment Services, call 866-540-5105 or visit . ABOUT ALLSUP EMPLOYMENT SERVICES Allsup Employment Services (AES), a subsidiary of Allsup, provides free nationwide assistance to Social Security disability beneficiaries returning to work through Social Security's Ticket to Work Program. AES is a Social Security-authorized Employment Network (EN) whose professionals help beneficiaries protect their Social Security Disability Insurance (SSDI) benefits while they attempt a return to work. Learn more at and @AllsupESWork. Attachment Diane Winiarski, Director of Allsup Employment Services Disclaimer: The above press release comes to you under an arrangement with GlobeNewswire. Business Upturn takes no editorial responsibility for the same. Ahmedabad Plane Crash GlobeNewswire provides press release distribution services globally, with substantial operations in North America and Europe.
Newsweek
14-07-2025
- Business
- Newsweek
Social Security Alert Issued About Big Change Coming This Fall
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. The Social Security Administration (SSA) issued a new alert on Monday about its plan to discontinue issuing paper checks for benefit payments starting September 30. It marks a major shift in how millions of Americans will receive their Social Security, Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) benefits. Why It Matters Transitioning to electronic payments carries significant implications for benefit security and government efficiency. Electronic Funds Transfers (EFTs) process payments more quickly and securely than mailed paper checks, which the SSA found are 16 times more likely to be lost, stolen or tampered with. The cost difference is notable: Issuing a paper check costs about 50 cents compared to less than 15 cents for an EFT. The transition could save the government millions of dollars each year. A Social Security Administration office in Washington, D.C., on March 26, 2025. A Social Security Administration office in Washington, D.C., on March 26, 2025. SAUL LOEB/AFP via Getty Images What To Know The shift to digital payments follows federal concerns over fraud and theft involving paper checks, which spiked during the COVID-19 pandemic. An executive order signed by President Donald Trump on March 25 mandated a government-wide move to fully digital payments in response to the risks. Nearly 500,000 Social Security recipients still receive monthly benefits by paper check. The SSA has emphasized that most beneficiaries already use electronic payments, but those who do not must enroll in a digital option—either direct deposit or the Direct Express debit card—to maintain timely benefit delivery after the cutoff date. "There are two key reasons for this change: efficiency and fraud prevention," Kevin Thompson, the CEO of 9i Capital Group and the host of the 9innings podcast, told Newsweek. "Digital payments streamline the distribution process, cut down on mailing costs, and reduce the potential for delays or errors while by using secure electronic payment methods, the SSA can better ensure that benefits are delivered directly to the intended recipients, reducing the risk of theft or misdirected funds." Beneficiaries who currently receive paper checks are being contacted directly by the SSA and provided guidance on how to switch to electronic payments. The agency is including informational inserts in existing paper checks, running outreach efforts, and making staff available for assistance. Recipients can update payment methods by enrolling in direct deposit with their financial institution or applying for a Direct Express prepaid debit card, which is designed for those without bank accounts. The SSA also advises recipients to remain vigilant against fraud. SSA and Treasury Department officials underscored that neither agency will ever request payment to expedite or set up benefits. Individuals facing hardship or without access to digital payment methods can apply for exemptions, which are reviewed on a case-by-case basis. Newsweek reached out to the SSA for comment via email. What People Are Saying Kevin Thompson, the CEO of 9i Capital Group and the host of the 9innings podcast, told Newsweek: "This move is not without challenges. Many individuals who still receive checks may lack access to digital tools or may not feel comfortable using them. These are often the same people who may be most vulnerable during the transition." Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "This change to Social Security is a logical one. Less than 1 percent of current recipients receive their benefits through a paper check. Direct deposit is less expensive to implement and more efficient in preventing fraud, so this switch should save money of the program while also cracking down on some efforts to illegally use fund distribution through paper checks." What Happens Next The SSA is on track to complete the migration to an all-electronic benefits system by September 30. Beneficiaries are encouraged to keep their contact details up to date at and follow official guidance as the transition progresses. Additional exceptions may be considered for those with extreme barriers to digital access, but the agency's goal remains to modernize payments for improved security and service. "In the long term, the shift to digital payments is expected to enhance security, lower costs and improve overall efficiency across the Social Security system," Thompson said. "But short-term success is ultimately dependent on how well the process fundamentally works without disruption."
Buzz Feed
13-07-2025
- Politics
- Buzz Feed
Elon Musk Has A Plan To Keep Civilization From Collapsing. There's 1 Little Problem...
I raised my daughter on disability income, food stamps, and the generosity of friends and family who accepted home-cooked meals for helping me instead of cash. I didn't have a partner or a safety net. What I had was determination, exhaustion, and the constant fear of falling further behind. So when I see billionaires like Elon Musk telling the world to have more kids or civilization will collapse, I want to scream. It's not that people don't want families, it's that we're drowning in a system that makes them impossible to afford. In the three years after my daughter was born, I lost five jobs — not because I wasn't capable or committed but because I couldn't always secure reliable child care. Eventually, a close friend stepped in and agreed to watch her for $30 a day and two home-cooked meals each week. That arrangement helped, but it came after we'd already lost everything. With no money and nowhere to go, my daughter and I moved into a spare room in my best friend's home. We slept in a bunk bed and tried to piece our lives back together. Eventually, I did what so many parents do: I powered through. We moved south of Denver, and I landed a job that allowed us to climb out of the worst of it. For a while, it felt like we were finally moving forward. That is, until I was hit with devastating news about my health and had to go on Social Security Disability Insurance. Suddenly, we were back to scraping by, this time on just $1,200 a month, with Supplemental Nutrition Assistance Program benefits and Medicaid keeping us afloat. There were times I had to choose between paying for food and keeping the car insured. Other times, we couldn't afford rent and had to stay with family. But I always made sure my daughter had access to what she needed: three meals a day, an orchestra program, and a spot on the color guard. Those opportunities only happened because of public assistance and programs designed to catch people like us before we fell too far. Without them, she wouldn't have had any of it. And I know we're not alone. I've lived at the intersection of poverty, parenthood and disability. And that's not just a fork in the road — it's a carving knife of reality. I've stood in food pantry lines, hoping there'd be a few items left. I've skipped meals to make sure my daughter had enough. I've felt the shame of judgment from strangers and even family — people who assume that if you need help, you're either lazy, irresponsible or both. People think single parents live some glamorous sitcom life, but no one shows the scenes where you're crying over the stove because you can't afford gas and groceries in the same week. No one shows the trade-offs: the birthday gifts skipped, the medical care delayed, the emotional toll of trying to hold it all together when you're running on fumes. And then here comes Elon Musk, telling us to have more kids. It's easy to say from inside a mansion filled with nannies. It's easy to tell people to repopulate the world when you've never had to decide between medication and milk. But Musk's version of 'save civilization' sounds a lot like 'keep producing children so the labor force stays full,' without making a single change to support the people actually doing the raising. We're raising kids in a world where survival costs more than it ever did. And some of us are trying to avoid dialysis while waiting for a kidney transplant; so no, we're not lining up to have baby number three just because a billionaire thinks it's our civic duty. But Musk's fantasy doesn't exist in a vacuum. It echoes throughout Washington, D.C., where conservatives are gutting the very programs that kept my daughter and me alive. Republicans just passed their so-called Big Beautiful Bill, which cut hundreds of billions of dollars from Medicaid and SNAP programs that millions of Americans, myself included, rely on to survive. Now that it's passed, I could lose my eligibility for a kidney transplant. Without Medicaid to supplement my Medicare, I can't afford the out-of-pocket costs for necessary care and medications. I've already had to delay seeing my nephrologist because one safety net was ripped out from under me with only a month's notice. I can't imagine what will happen if the rest disappears. And it's not just me. This will devastate seniors, babies, children, disabled folks, working families, and the communities that already carry too much. Hunger will increase. Local aid programs will definitely be overwhelmed. Hospitals will close. People will die. And what are Republicans getting in exchange? More Immigration and Customs Enforcement agents. More billionaires with bigger bank accounts. More cruelty disguised as fiscal responsibility. But let's be honest, these lawmakers are not building a stronger economy. They're gutting the weak to appease the rich. They're treating human beings like budget line items. If you don't contribute enough to their campaign coffers, they don't care if you live or die. This is not a broken system; it's a functioning machine of economic violence, operated by people who only punch down and call it policy. So no, Elon and Republicans, we don't need more lectures about fertility. We need leadership that values and cares for the people already here! If you really cared about families, you'd be fighting for universal child care, health care, housing and food security, not stripping them away. You'd be making sure parents had one less thing to fear, not 10 more. Until then? Spare us the speeches. And keep your bootstraps. We can't even afford the damn boots. J. Nova lives in Colorado, where she's spent decades navigating single parenthood, disability, and systems designed to fail. With a sharp sense of satire, she's finally putting her lived experience into words. This is her first published piece, but she's just getting started.
Hindustan Times
30-06-2025
- Business
- Hindustan Times
When will SSDI benefits be paid in July 2025? Dates and other details
In the US, millions of people get monthly money through Social Security (SSA). Because there are so many receiving benefits, the money doesn't go out to everyone on the same day. SSA says the average retired worker got $2,002.39. SSI payments averaged $718.30 and went to 7.4 million people.(Pexels) The date depends on what kind of benefit you get and when you were born. Whether you get retirement, disability, or SSI, it's important to know your July 2025 payment schedule, as per Marca report. If you started getting retirement, spousal, or survivor benefits before May 1997 or if you also get SSI—you're on a different schedule than others. SSI is a federal program that gives money to people with limited income and resources. It helps seniors over 65 and adults or children with blindness or other disabilities. SSDI (Social Security Disability Insurance) is for people who worked and paid into the system but can't work now because of serious health issues. It's different from SSI because SSDI is based on your work record, not your current income. Also Read: SSDI payment April 2025; Will you get $1,580? Check eligibility, important dates July 2025 Social Security Payments: • Wednesday, July 9: For people born from the 1st to the 10th • Wednesday, July 16: For those born from the 11th to the 20th • Wednesday, July 23: For birthdays from the 21st to the 31st SSA says the average retired worker got $2,002.39. SSI payments averaged $718.30 and went to 7.4 million people. If you retire at full retirement age (67), the highest monthly payment is $4,018 in 2025. Retiring early at 62 lowers that to $2,831. Waiting until age 70 can raise the monthly benefit to $5,108. For SSDI in 2025, the average check is about $1,581 a month. But it can be higher or lower depending on your job history and income before disability. The highest SSDI benefit for 2025 is $4,018, but only for those who worked at least 35 years and hit the income cap. Upcoming changes About 500,000 people still get Social Security payments by mail. But that's about to end. A new executive order signed by President Donald Trump, called 'Modernizing Payments to and from the United States Bank Account,' says all federal payments—like Social Security, SSI, SSDI, tax refunds, and provider payments—must go electronic starting October 1, 2025. SSA reports that so far this month, 493,775 paper checks were sent across all US states and territories. That's 8.7% of total Social Security payments.
Yahoo
26-06-2025
- Business
- Yahoo
Beyond Emergency Savings: 3 Overlooked Money Tools That Can Protect You for the Long Haul
If there's one thing a classic fable and a smart piece of financial advice have in common, it's the recommendation that you save wisely for emergencies. Whether you're a squirrel or an ant stashing away nuts and grain for the winter, or just a human with a solid emergency fund, you understand the value of preparing for financial 'cold seasons.' For You: Check Out: While that grain and those nuts will get Ant and Squirrel through the winter, people need a stronger financial safety net than emergency savings alone. You'll need to weave strong financial products and protections into your net, including various forms of insurance. When it comes to preparing for financial emergencies, your concerns might range from how you'd support yourself if you became incapacitated to how you'd cover the cost of care later in life without draining your retirement savings. There are smart ways to protect yourself and your loved ones from these long-term financial risks — but there are also some important things to know and questions to ask as you put protections in place. You may know what disability insurance is, but you might believe it only applies if you're injured on the job. In reality, disability insurance can support you if you're sidelined by a chronic illness, mental health condition or accident — regardless of whether it happened at work. And if you think you'll be fine relying on workers' comp or Social Security Disability Insurance (SSDI), keep in mind: those programs often don't cover essential living expenses like your mortgage, utilities or groceries. There are two main types of coverage: Short-term disability insurance covers temporary injuries or illnesses, like recovering from surgery or taking maternity leave. This form of insurance typically kicks in after a waiting period of 7 to 14 days and lasts up to six months. Long-term disability insurance covers more serious or prolonged conditions, such as cancer or major injury. This form of insurance kicks in after your short-term policy runs out and, true to its name, can last for several years or even until retirement, depending on your policy. When setting up your policy, make sure your policy includes an 'own-occupation' provision, which pays benefits if you can't work in your specific profession — even if you're able to do other types of work. Read Next: While disability insurance is essential during your working years, long-term care insurance becomes important as you look ahead to the golden years of retirement. Whether you're worried about the slings and arrows of old age or have a family history of health conditions that might leave you vulnerable to medical costs that could drain your retirement savings, long-term care insurance can give you peace of mind. The right long-term care policy can help you maintain your dignity and quality of life as you age, covering the cost of care services at home, in assisted living or a nursing home. That's important, because the average cost of a private room in a nursing home can easily exceed $100,000 a year. And standard health insurance, including Medicare, doesn't cover long-term custodial care. To get the best value, purchase your policy sometime in your late 50s or early 60s, since premiums are cheaper when you're in relatively good health. As you explore your options, work with a professional to determine: A daily or monthly benefit amount The benefit period (how long benefits will last) Inflation protection, to help ensure your benefits keep pace with rising care costs Life insurance is one of the more straightforward forms of financial protection. It's there to make sure your loved ones are supported if you pass away, from covering your mortgage to funding your children's education to repaying any debts you've co-signed. But there's more to life insurance than a death benefit. Some policies, such as whole life or universal life insurance, include a cash value component that grows tax-deferred. You can borrow against it to help with big goals like buying a home or covering education costs. In a pinch, you can also borrow against it if you're hit with an emergency expense and don't want to raid your retirement or savings accounts. Emergency savings are crucial, but they're just the beginning. From disability and long-term care to life insurance, the right protections can provide the financial buffer you need when life throws you a curveball. And while these tools can go a long way toward protecting your future, it's just as important to ask the right questions, understand your options, and tailor coverage to your family's unique From GOBankingRates 5 Steps to Take if You Want To Create Generational Wealth 4 Things Your Neighbor Who Retired Early Won't Tell You About Their Financial Plan 4 Things You Should Do if You Want To Retire Early I'm a Certified Financial Planner: 3 Wealth-Transfer Tips I Tell My High-Income Clients This article originally appeared on Beyond Emergency Savings: 3 Overlooked Money Tools That Can Protect You for the Long Haul
