Latest news with #Stephensons
Scottish Sun
2 days ago
- Scottish Sun
I'm fuming after spotting my neighbour's camera – it looks directly into my garden and records everything my kids do
Plus, what are your legal rights if this happens to you CAM ON NOW I'm fuming after spotting my neighbour's camera – it looks directly into my garden and records everything my kids do Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) A WOMAN was left fuming after claiming her neighbour has installed a camera in their window which looks directly into her garden. The mum said she was especially concerned as her kids play in the garden in full view of the alleged recording device. Sign up for Scottish Sun newsletter Sign up 1 A woman claimed her neighbour is 'filming' into her garden The woman claimed: 'He's now recording me. 'I can't cope. 'He's watching my kids, this is enough.' She didn't share whether or not she had already confronted her neighbour, but people were quick to chime in with their views on the video. Many people urged her to report the neighbour to the police, with some calling it a privacy violation. However, another said: '2 sides to every story.' The person replied: 'I don't do anything that untoward, I get anxious with confrontation. 'Next door go to sleep at 10, I respect that and make sure my house is in bed too cos not to make any noises! They scare my [sic] I'm alone with 3 small kids!' WHAT ARE YOUR RIGHTS? It's typically not illegal for a neighbour's security camera to capture images beyond their property boundary, but it can be intrusive and raise privacy concerns. If your CCTV footage captures images beyond your property boundary then you are subject to the data protection laws. Your kids are breaking law if they kick their ball over neighbour's fence, High Court rules after couple sued next door Legal experts say you will be regulated under the General Data Protection Regulation and the Data Protection Act. You may be familiar with this when it comes to websites storing your data or companies sending you emails. Joanne Ellis, a partner at Warrington-based solicitor Stephensons, said if CCTV being captured falls outside of a homeowner's property boundaries, the person capturing the CCTV becomes a data controller. This creates a set of responsibilities for the CCTV owner. The person captured has a right to be told a CCTV system is being used and what information is being recorded. Ellis said a subject access request can be made if a neighbour refuses to do this. She said: "You can ask for the footage captured of you to be deleted - but it can be refused if there is a legitimate reason to keep it such as it captures a burglar. "Any third parties that the CCTV is disclosed to, such as police and insurers, are also obliged to process the footage in accordance with the rules." CAN YOU REFUSE TO BE FILMED? Ellis said that a neighbour can request they are not captured on CCTV, but this might not be granted if the filming complies with regulations. The CCTV owner must also process data in a lawful and transparent manner and only for specified and legitimate purposes. Ellis said: "In a domestic context, this is usually to deter or record burglaries or theft. "If the CCTV footage for example covers a potential entrance or exit and is not too intrusive for the neighbour the use is likely to be considered legitimate." As always with disputes, Ellis said, the best course of action is to speak with the neighbour, voice your concerns and try to reach agreement. If that fails it may be worth taking legal advice, but this can be pricey.
Scottish Sun
7 days ago
- Scottish Sun
I'm fuming my nosy neighbour has installed a camera that looks right into my garden – and it's sparked a BIG debate
Plus, what your legal rights are if this happens to you CAM ON NOW I'm fuming my nosy neighbour has installed a camera that looks right into my garden – and it's sparked a BIG debate Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) A WOMAN has been left fuming after spotting her 'nosy' neighbour has installed a camera in their window which points into her garden. She showed how the CCTV device has been placed inside their home, but it completely invades her privacy. Sign up for Scottish Sun newsletter Sign up 3 A woman has revealed how her neighbour has installed a security camera in their home which 'points into her garden' Credit: tiktok/@666price 3 The camera was placed inside their home in a top window Credit: tiktok/@666price On her @666price account, she pleaded for advice, saying: 'Is it illegal for someone to have a camera pointing into your garden invading your privacy? 'Nosey neighbours.' Many people said the neighbour was in the wrong for putting the camera up. One said: 'This is not legal in most countries. Communicate with neighbor on how this is illegal and if that doesn't work file formal complaints.' Another added: 'it is invasion of privacy. informed council and the went to the housè and made them move it to just there own gate.' But some people disagreed, with one writing: 'It's not illegal and that camera is prob looking in their garden.' Someone also claimed it was ironic for her to be complaining about the issue by filming her own video of the neighbour's house. They wrote: 'As they zoom in using a camera to a bedroom window and post online. Can't make it up.' WHAT ARE YOUR RIGHTS? It's typically not illegal for a neighbour's security camera to capture images beyond their property boundary, but it can be intrusive and raise privacy concerns. If your CCTV footage captures images beyond your property boundary then you are subject to the data protection laws. Shock moment Storage Hunters star drives his CAR at neighbour in war over 'communal' garden Legal experts say you will be regulated under the General Data Protection Regulation and the Data Protection Act. You may be familiar with this when it comes to websites storing your data or companies sending you emails. Joanne Ellis, a partner at Warrington-based solicitor Stephensons, said if CCTV being captured falls outside of a homeowner's property boundaries, the person capturing the CCTV becomes a data controller. This creates a set of responsibilities for the CCTV owner. The person captured has a right to be told a CCTV system is being used and what information is being recorded. Ellis said a subject access request can be made if a neighbour refuses to do this. She said: "You can ask for the footage captured of you to be deleted - but it can be refused if there is a legitimate reason to keep it such as it captures a burglar. "Any third parties that the CCTV is disclosed to, such as police and insurers, are also obliged to process the footage in accordance with the rules." CAN YOU REFUSE TO BE FILMED? 3 Most people expect to be caught on CCTV when out in public, but it can be annoying when it on your private property Credit: Getty Ellis said that a neighbour can request they are not captured on CCTV, but this might not be granted if the filming complies with regulations. The CCTV owner must also process data in a lawful and transparent manner and only for specified and legitimate purposes. Ellis said: "In a domestic context, this is usually to deter or record burglaries or theft. "If the CCTV footage for example covers a potential entrance or exit and is not too intrusive for the neighbour the use is likely to be considered legitimate." As always with disputes, Ellis said, the best course of action is to speak with the neighbour, voice your concerns and try to reach agreement. If that fails it may be worth taking legal advice, but this can be pricey.
BBC News
20-06-2025
- BBC News
Essex bus company donates two former vaccination units to Ukraine
An Essex bus company has donated two disused mobile vaccination buses to the Covid-19 pandemic, the single-decker buses were converted to administer thousands of vaccinations to vulnerable people in remote or isolated they are being repurposed to support humanitarian efforts in the war-torn Hiron, of Rochford-based independent bus company Stephensons, said: "The NHS decided they had no further use for them, so we asked the question 'would these buses be any use to Ukraine?' and the answer was very much yes." 'Hide from drones' The company bought back the vehicles and one has already arrived in Ukraine. A second will join a convoy of aid on Sunday, loaded with supplies and Hayden, 62, is organising the transport and driving the bus 1,600 miles to Ukraine is representing a not-for-profit livery company called the Worshipful Company of Carmen and expressed his gratitude to Stephensons. "We don't want to send them something... [when] you've got drones chasing you and you turn the key and it doesn't start. So we're after buses, minibuses, pickup trucks, lorries," he said."They want small minibuses because they can hide from the drones."It will be used for mobile doctor surgeries, mobile hospital-type arrangements, so it will actually be used in the configuration it's in now."The trip will cost more than £1,200 just for transport including tolls and the ferry, and Mr Hayden urged people to donate to his organisation's appeal. Follow Essex news on BBC Sounds, Facebook, Instagram and X.
Sky News
29-04-2025
- Business
- Sky News
'My wife lost her job and we're buying a house - do we need to tell our mortgage provider?'
Every week we ask an expert to answer your financial problems or consumer disputes in the Money blog. Today, we tackled this issue sent to us by a reader in Shropshire, who writes: We are due to complete on our first house in a couple of weeks but my wife found out last week that she's being made redundant. She works in sales and is likely to get another job soon. All our credit checks have been passed. Do we need to disclose this? The Money team answers... First, we are sorry to hear about your wife's redundancy. This kind of thing is unwelcome at any time, but if you're in the process of a house move - one of life's most stressful events - it can be particularly gut-wrenching. Do you have to tell your lender? Money regular David Hollingworth, associate director at L&C Mortgages, says: "There will be a requirement for the applicant to let the lender know that there's been a change in their financial circumstances." Most lenders will explicitly stipulate that you have to make them aware of a change of circumstances, such as redundancy. If you don't, it could have a financial impact, says Natalie Bradley, partner and conveyancing specialist at Stephensons. "The client could commit themselves to an exchange of contracts. The lender may then carry out another credit check (some do but it is rare) and ask for further payslips," she says. "They then may withdraw the mortgage offer as they become aware of the change in circumstances. If this were to happen the client would then lose the 10% deposit given on exchange." She also says if the buyer did not consent to their solicitor telling the lender about the redundancy, the solicitor may pull out of acting on their behalf. "Naturally, the client does not really want to put themselves in a position where they buy a property with no income to pay the mortgage. This could lead to repossession which would adversely affect their credit rating," Natalie says. Will mortgage be withdrawn? It's possible for the mortgage offer to be withdrawn if there's a "material change in circumstances", says Hollingworth. "For many, moving from two incomes to one is likely to make it difficult to meet the lenders' criteria and it could unfortunately mean no longer qualifying for the mortgage." Some hope A job loss doesn't automatically mean losing your mortgage offer, however. While it's worth having a rethink of whether to pursue the mortgage amount you've been offered given your new situation, you could still be okay if you are buying with someone else and your combined income is enough to cover repayments. Significant savings or a new job offer on the horizon could also reassure the lender that you won't fall behind on paying back what you owe. Or if your wife receives a redundancy payment, a smaller mortgage could be required. A mortgage reassessment A mortgage reassessment could take a while - and it may end in you being offered a smaller loan or higher interest rate. Hollingworth's advice is to give good consideration to whether to pursue the mortgage offer and therefore your house purchase at all - and don't get yourself into trouble. "Although that would potentially mean missing out on the new home in the near term it could save falling into deeper problems by taking on a bigger debt at a time when income has reduced," he says. "Failing to present the correct information to the lender through the application process would be fraudulent." This feature is not intended as financial advice - the aim is to give an overview of the things you should think about.
