Latest news with #TREE
Yahoo
26-06-2025
- Business
- Yahoo
Truist Financial Lowers PT on LendingTree (TREE) to $60, Retains a Buy Rating
LendingTree, Inc. (NASDAQ:TREE) is one of the 13 Small Cap Stocks Analysts Are Bullish On. In a report released on May 5, Youssef Squali from Truist Financial maintained a Buy rating on LendingTree, Inc. (NASDAQ:TREE), lowering the firm's price target to $60 from $72. The rating update came after the company reported 'mixed' fiscal Q1 2025 results and guidance. A happily married couple discussing the merits of different home equity loan options. Truist Financial expressed optimistic sentiments for the stock, stating that factors like LendingTree, Inc.'s (NASDAQ:TREE) well-diversified revenue base, scale, and valuation make it a lucrative play amid the ongoing recovery in Insurance. The analyst told investors in a research note that the firm also expects the Home and Consumer segment to undergo recovery over time as rates normalize. LendingTree, Inc.'s (NASDAQ:TREE) balance sheet is another factor supporting the positive rating, as it is adequate to support the current business, according to the analyst. LendingTree, Inc. (NASDAQ:TREE) operates an online loan marketplace for consumers looking for loans and other credit-based offerings. The company's operations are divided into three segments: Home, Consumer, and Insurance. While we acknowledge the potential of TREE as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: The Best and Worst Dow Stocks for the Next 12 Months and 10 Unstoppable Stocks That Could Double Your Money. Disclosure: None. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
The Hindu
18-06-2025
- Science
- The Hindu
Coimbatore's school students put together a photo exhibition on Nature and wildlife
On Sunday mornings over the past year, when most of the city was fast asleep, a group of students quietly ventured out for peaceful strolls armed with cameras in their hands. Their stop is Krishnampathy Lake. The lake, originally constructed by the Cholas to prevent flooding from excess water in the Noyyal, serves as home to a variety of flora and fauna. The wetland is also a crucial stopover for several migratory birds, especially between the months of October and February, making it one of India's best birdwatching destinations. The students of class IX to 12 from Yuvabharathi Public School, representing the photography club Shutterbugs of set out on an ambitious project - to document the bird species at the lake. 'Project Birds of Krishnampathy Lake' was born out of this collective ambition of the students. Within one year, this dedicated team of students, guided by Sathish Ramamoorthy, founder of TREE, an NGO, successfully identified and documented nearly 106 bird species of the 222 bird species mentioned in the eBird portal. Geetha Jayachandran, Principal of the school says that the students actively took the initiative to work on the project all by themselves. The students, awed by the pristine front of the lake and captured images of migratory, native, and resident birds. As they immersed themselves deeper into the project and ventured further down towards the rear side of the lake, they discovered another sight, a sight of utter destruction. Here, the water was dark, murky, and contaminated with organic matter - styrofoam, thermocol, and plastics were found in heaps, posing a hazard to aquatic animals, birds, cattle and stray dogs. And the B stench from sewage dumped in the lake. The students collected water samples from the lake and sent it for laboratory testing. The findings revealed that the lake exhibits high levels of BOD (Biochemical Oxygen Demand), COD (Chemical Oxygen Demand), higher Iron and Manganese ion, and higher levels of turbidity than normal. Geetha recounts, 'The sight of plastics and irresponsible dumping of waste, liquor bottles, stench and filth initially shocked our students. However, their cameras continued to capture all that their eyes saw. What began as a photography project extended to an awareness initiative, as our students got worried about the destruction of the pristine lake's ecosystem.' They documented their findings in the form of a book titled The Loud Silence, which features a collection of images from this birding project. Geetha adds, 'The students stretched beyond their comfort zone, and walked the path with resilience and conviction. Our students not only captured pictures but also captured hope of a revival of this beautiful lake. The outcome is this book.' In a bid to conserve the lake, and promote environmental responsibility, the young volunteers further led an awareness campaign and distributed pamphlets to local residents. Officials from the Corporation, as well as the Forest Department supported the students. Further, the students also explored the wild in Bandipur as well, to capture exclusive moments of animals. A collection of images from Bandipur and Krishnampathy Lake will be displayed at Yuvabharathi School Auditorium on June 17. The exhibition will also feature the launch of the book, The Loud Silence
Yahoo
06-03-2025
- Business
- Yahoo
LendingTree Inc (TREE) Q4 2024 Earnings Call Highlights: Surpassing Forecasts with Robust ...
Adjusted EBITDA: $32 million in Q4 2024, exceeding forecasts. Homeowners Insurance Revenue Growth: Up 175% year-over-year in Q4 2024. Home Equity Revenue Growth: Increased by 48% year-over-year in Q4 2024. Small Business Revenue Growth: Grew by 45% year-over-year in Q4 2024. Personal Loans and Auto Loans Revenue Growth: Both increased by 21% year-over-year in Q4 2024. Mortgage Revenue Growth: Up 12% year-over-year in Q4 2024. Net Leverage: Ended the year at 3.5 times trailing adjusted EBITDA. Adjusted EBITDA Growth Outlook: Forecasted 16% annual growth at the midpoint for the year. Warning! GuruFocus has detected 3 Warning Signs with TREE. Release Date: March 05, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. LendingTree Inc (NASDAQ:TREE) reported a strong finish to 2024 with $32 million in adjusted EBITDA, surpassing forecasts. The Insurance segment was a significant driver of growth, with homeowners insurance revenue up 175% year-over-year. The company experienced year-over-year revenue growth in several key product offerings, including home equity (48%), small business (45%), personal loans (21%), and auto loans (21%). LendingTree Inc (NASDAQ:TREE) expects double-digit revenue growth to continue across all product segments in the first quarter of 2025. The company's balance sheet improved significantly, with net leverage ending the year at 3.5 times trailing adjusted EBITDA, and further reductions in debt are anticipated. The Insurance segment is expected to experience more modest growth in 2025 compared to other segments, with growth moderating as the year progresses. The credit card business remains challenging, reflecting broader industry trends. There is a potential for margin contraction in the Consumer segment in 2025 as the company invests for growth. The company faces potential headwinds from market conditions, such as high interest rates and inflation, which could impact growth. The impact of regulatory changes, such as the vacated TCPA rule, could have affected revenue from insurance and lending lead products if not reversed. Q: Can you explain the expected growth in the Insurance segment for 2025, considering the robust performance in 2024? A: Scott Peyree, COO and President of Marketplace Businesses, noted that while they expect more modest growth in 2025 compared to 2024, the Insurance segment will still perform well. The growth is expected to moderate as the year progresses due to tougher comparisons, but carriers remain in a growth position. The focus will also be on returning VMM margins to historical norms. Q: What is the opportunity for price increases in the Insurance segment, especially after the TCPA ruling? A: Scott Peyree explained that price increases were initially planned in response to TCPA compliance costs, but these were not implemented after the ruling was vacated. The company aims for prices to rise in line with media costs over the long term. Q: How should we view market share gains in the Insurance segment and the impact of interest rates on your full-year guidance? A: Scott Peyree stated that the top carriers continue to drive the market, and this trend is expected to persist. Douglas Lebda, CEO, added that stable or lower interest rates would benefit all business segments, particularly Home, by increasing consumer interest and lender flexibility. Q: Can you discuss the impact of Google algorithm changes on your traffic and strategy? A: Douglas Lebda highlighted that about 15-20% of traffic is organic, with SEO being a part of it. The company has focused on high-quality content, which aligns with Google's emphasis on unique content. The SEO revenue increased by 30% year-over-year in Q4, indicating a positive trajectory. Q: What are the key factors influencing the Consumer segment's growth and sustainability? A: Scott Peyree mentioned that the Consumer segment is seeing growth in small business and personal loans, with a strong direct sales force driving this. The credit card business remains challenging, but other areas like auto loans show momentum. Douglas Lebda added that market conditions and operational excellence are critical swing factors for growth. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus. Sign in to access your portfolio
