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The cost of being: A (mostly) retired nurse living alone
The cost of being: A (mostly) retired nurse living alone

The Spinoff

time23-06-2025

  • Business
  • The Spinoff

The cost of being: A (mostly) retired nurse living alone

As part of our series exploring how New Zealanders live and our relationship with money, a mostly retired registered nurse explains where their money goes. Want to be part of The Cost of Being? Fill out the questionnaire here. Gender: Female. Age: 73. Ethnicity: Tangata Tiriti. Role: Registered nurse, mostly retired, work about six hours one day a week in a private cardiology clinic. Salary/income/assets: Approximately $42,000 Super and salary – my home is mortgage-free. My living location is: Suburban. Rent/mortgage per week: None. I'm single and live alone. Student loan or other debt payments per week: None. And I pay my credit card in full every month! Typical weekly food costs Groceries: Average about $70-$80. Live alone. Eating out: Occasionally. Maybe $50 a month. Takeaways: About $30 a month. Workday lunches: None. Cafe coffees/snacks: $20 a month. Other food costs: I have a vegepod for growing herbs and a few veges such as lettuce, but I'm not great at it. I have several fruit trees, I bottle my fruit and make jam. Savings: I managed to save well while working full time, with KiwiSaver and an investment fund. Now I'm drawing from them, a set amount monthly, $1300. This is saved as much as possible for big expenses and travel. I worry about money: Rarely. Three words to describe my financial situation: Comfortable enough (mostly). My biggest edible indulgence would be: Whittaker's Dark Ghana – which I'm good at making last! In a typical week my alcohol expenditure would be: I buy wine by the carton, a week would be 2-3 bottles so about $30. In a typical week my transport expenditure would be: Fares paid with SuperGold card! Petrol about $15 a week. I estimate in the past year the ballpark amount I spent on my personal clothing (including sleepwear and underwear) was: $500. My most expensive clothing in the past year was: $90 fabric to sew some tops. Haven't bought much this year, other years it could be more! My last pair of shoes cost: $12 sneakers from The Warehouse. My grooming/beauty expenditure in a year is about: Moisturiser, shampoo from the refill stand at the supermarket, 4-5 haircuts a year, sunblock. So about $220. My exercise expenditure in a year is about: Lately, nothing. I walk and tramp, and my boots, raincoat, poles etc are very durable. My last Friday night cost: Nothing. Not my scene at my age! Most regrettable purchase in the last 12 months was: An e-bike. I didn't enjoy it, and then it got stolen! Most indulgent purchase (that I don't regret) in the last 12 months was: Tour to Egypt and Jordan. Expensive but worth it! One area where I'm a bit of a tightwad is: So-called luxury foods. Can't see the point. Five words to describe my financial personality would be: Careful, realistic, generous, content. I grew up in a house where money was: My father died when I was a child, and my mother was a child of the Depression, so it was a bit careful. The last time my Eftpos card was declined was: Never. In five years, in financial terms, I see myself: Pretty much as I am now. I would love to have more money for: TRAVEL! Describe your financial low: This month, probably! But it was just a combination of several big expenses, and I'll be fine again by next week. If there was ever a serious one, it's so long ago I don't remember. I give money away to: Charities. Some monthly, some annually.

Iwi Rights Under Attack In Government Treaty Clause Purge
Iwi Rights Under Attack In Government Treaty Clause Purge

Scoop

time05-05-2025

  • Politics
  • Scoop

Iwi Rights Under Attack In Government Treaty Clause Purge

Press Release – Te Pati Maori Te Pti Mori is calling on all iwi, hapori Mori, legal advocates, community defenders, whnau, and Tangata Tiriti to prepare a unified response. Te Pāti Māori warns that the Government's Treaty Clause Review represents the most severe erosion of iwi rights in modern legal history. 'Luxon's Government is doing what the Treaty Principles Bill failed to do. They are removing every legal reference to Te Tiriti across health, housing, conservation, and child wellbeing laws, clause by clause' said Te Pāti Māori co-leader Debbie Ngarewa-Packer. The Treaty clause review impacts 28 laws, including the Conservation Act, RMA, Oranga Tamariki Act, Climate Change Response Act, and the Pae Ora Act. Key protections for Māori health equity, kaitiakitanga, and tino rangatiratanga are being systematically erased. 'This is constitutional vandalism' said Te Pāti Māori co-leader Rawiri Waititi. 'The Government is deleting our rights from legislation, with no consultation, no mandate, no Treaty partner process.' Te Pāti Māori is calling on all iwi, hapori Māori, legal advocates, community defenders, whānau, and Tangata Tiriti to prepare a unified response. 'They may be erasing words from legislation, but we will not let them erase our rights,' concluded Ngarewa-Packer.

Iwi Rights Under Attack In Government Treaty Clause Purge
Iwi Rights Under Attack In Government Treaty Clause Purge

Scoop

time05-05-2025

  • Politics
  • Scoop

Iwi Rights Under Attack In Government Treaty Clause Purge

Te Pāti Māori warns that the Government's Treaty Clause Review represents the most severe erosion of iwi rights in modern legal history. 'Luxon's Government is doing what the Treaty Principles Bill failed to do. They are removing every legal reference to Te Tiriti across health, housing, conservation, and child wellbeing laws, clause by clause' said Te Pāti Māori co-leader Debbie Ngarewa-Packer. The Treaty clause review impacts 28 laws, including the Conservation Act, RMA, Oranga Tamariki Act, Climate Change Response Act, and the Pae Ora Act. Key protections for Māori health equity, kaitiakitanga, and tino rangatiratanga are being systematically erased. 'This is constitutional vandalism' said Te Pāti Māori co-leader Rawiri Waititi. 'The Government is deleting our rights from legislation, with no consultation, no mandate, no Treaty partner process.' Te Pāti Māori is calling on all iwi, hapori Māori, legal advocates, community defenders, whānau, and Tangata Tiriti to prepare a unified response. 'They may be erasing words from legislation, but we will not let them erase our rights,' concluded Ngarewa-Packer.

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