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Indian Express
15-07-2025
- Business
- Indian Express
As stablecoins gets greenlit in the US, India's chance to lead this fintech space
A quiet but powerful shift is taking place in the global financial system — and it's happening through the world of fintech. Last month, the US Senate passed the GENIUS Act, a landmark legislation that gives American banks and even large companies like Amazon and Walmart the legal green light to issue digital dollars — known as stablecoins — on public blockchains. What are stablecoins and why do they matter? These stablecoins aren't just another form of cryptocurrency. They are fully backed, 1:1, by US government Treasury Bills. In simple terms, this means a bank in the US would be able to issue a digital version of the dollar, backed by government bonds, and it can be used for payments across the world. This brings together the trust of government securities and the speed and transparency of blockchain technology. What's important is that this Bill passed with a rare bipartisan majority — 68 votes in favour — shows just how seriously the US sees this as part of its economic and strategic playbook. The goal is clear: Make the dollar stronger, reduce borrowing costs, and lead the transition into a digital-first financial system. Secretary of the Treasury Scott Bessent put it clearly: 'Stablecoins could end up being the largest buyers of US Treasury Bills. If you're using a stablecoin in Nigeria, it's backed by the US dollar.' This is smart, digital diplomacy. As more stablecoins circulate globally, demand for US debt increases, borrowing costs go down, and the dollar's dominance is reinforced in the digital era. India's opportunity: Adapt to lead Now let's look at this from India's point of view. The RBI has expressed valid concerns about unregulated cryptocurrencies, particularly from a monetary policy and consumer protection standpoint. But what the US is doing is different — it's about using the blockchain infrastructure to deepen public trust in digital money, without compromising on sovereignty or fiscal control. India, too, has ambitions to reduce its government borrowing costs — from around 6 per cent today to levels closer to those of developed economies, around 3 per cent. But our conventional tools — like rate cuts — are limited, because of their inflationary consequences which erode the value of household savings. Like the US, we too can explore market-based mechanisms like tokenised government debt — under regulatory oversight — as a way forward. At the same time, we must recognise the bigger picture: The stablecoin ecosystem isn't just about finance — it's about the future of fintech. It touches payments, digital wallets, eKYC, blockchain infrastructure, cybersecurity, tax compliance, and new forms of savings and investing. We are already seeing this globally. Emirates Airlines, the UAE's flagship carrier, is now ready to accept cryptocurrencies as a form of payment — proof that digital assets are not confined to speculation, but are actively being integrated into real-world commerce. This is no longer a fringe industry — it is becoming the new face of financial services and digital commerce. India's youth are global leaders in digital innovation. From UPI to Aadhaar to ONDC, we've built the rails. But when it comes to blockchain-based financial products, many of our most talented developers and startups find themselves in regulatory limbo — either operating from abroad or working under the radar. This is a clear opportunity to get them back into the mainstream and contribute in national interest. The Supreme Court itself has recently called upon the need to regulate the sector that is otherwise turning parts of the payments sphere into a 'refined form of hawala.' Without a clear policy, legitimate fintech innovation remains stuck at the margins, while the grey areas expand. Regulation is not just about control — it's about creating legitimacy, accountability, and scale. With proper regulation, this space could unlock high-paying, high-skilled jobs, attract domestic and foreign investment, and formalise an industry already brimming with Indian talent. Our startups should not have to relocate to Singapore or Dubai to build globally competitive products. They should be able to do it from Delhi, Bengaluru, Hyderabad, and Mumbai — with the full support of Indian law. India must lead, not lag Today, less than 15 per cent of Indian households invest through formal market channels like mutual funds. Most of our household savings still sit in fixed deposits or gold. With safe, regulated digital assets backed by sovereign bonds, we can widen financial inclusion, offer better returns, and deepen our capital markets while potentially reigning in inflation that tends to erode the value of household savings over the long-term. The Department of Economic Affairs is expected to release its long-awaited consultation paper on crypto regulation soon. That presents a historic opportunity. We can craft a framework that reflects Indian values — trust, transparency, and stability — while embracing the potential of fintech to create jobs, strengthen the rupee, and modernise our economy. The world is not waiting. The US is using stablecoins to lower its borrowing costs and secure its global financial influence. India has a clear window of opportunity here to adapt and then, lead. A strong, forward-looking regulatory framework will ensure that our fintech future is built in India, for India, and for the world. The writer is national spokesperson, BJP
Time of India
03-05-2025
- Business
- Time of India
How Warren Buffett made $13 billion while others bled
In 2025's turbulent market, Warren Buffett's Berkshire Hathaway thrived by holding substantial cash reserves. While tech giants suffered losses, Buffett's strategy of exiting the 2024 bull market and investing in safe US Treasury Bills yielded significant returns. His approach, characterized by patience and a focus on value, contrasts sharply with chasing fleeting trends. Tired of too many ads? Remove Ads But how? What did he do differently? More importantly, what can you learn from it? Let's break it down. 'How's the market bloodbath feeling?' a friend casually asked. Tired of too many ads? Remove Ads Buffett's Secret? Doing Nothing! Popular in Markets And then? But Why Did Buffett Sell? 1. Valuations Were Too High Tired of too many ads? Remove Ads 2. The Return of Trump & Tariffs 3. No Good Deals Let's rewind. In 1999, as dot-com mania soared, Buffett didn't join the frenzy. He waited for the crash—and then bought. In 2008, during the financial crisis, he moved fast—bailing out Goldman Sachs and GE through strategic investments. In 2020, during the COVID crash, he was cautious—not because he lacked funds, but because the opportunities weren't juicy enough. The Power of Cash It gives you: The freedom to wait. The clarity to ignore hype. The firepower to strike when prices crash. Lessons From the Oracle of Omaha Restraint is a superpower You don't need a billion-dollar portfolio to invest like Buffett. Just the ability to wait. Don't overpay for hype 'It's better to buy a great company at a fair price than a fair company at a great price.' That's Buffett's mantra. Cash is underrated Whether you're eyeing stocks, real estate, or mangoes at your sabzi mandi, cash gives you options. You can walk away when the price is too high—and come back when it's fair. Act when fear returns Buffett is already investing again—this time, in undervalued Japanese stocks. And he'll keep doing what he's always done—buy value when others are running scared. Final Thoughts: What Can You Do? Build a little emergency fund—not just for emergencies but for opportunities. Stay calm when the markets turn red. Tune out the hype. Tune into value. Don't fear sitting on cash if nothing looks good. Be ready. Because when others panic, that's your time to pounce. (Disclaimer: The opinions expressed in this column are that of the writer. The facts and opinions expressed here do not reflect the views of .) In 2025, as market chaos wiped billions off net worths, Warren Buffett calmly added $13 billion to his wealth . While tech billionaires like Elon Musk Jeff Bezos , and Mark Zuckerberg watched their portfolios shrink, Buffett sat back—likely sipping a Cherry Coke—and watched his cash pile do all the a valid question. With markets correcting sharply in 2025, many investors were scrambling. But those who had prepared—like Buffett—were just sitting if there was ever a time to feel part of the Buffett tribe, this was others were riding the euphoric highs of 2024's bull market, Buffett was quietly exiting. Berkshire Hathaway sold a staggering $134 billion worth of didn't chase the AI wave. Didn't bet on crypto. Didn't initiate buybacks or jump into hot he took all that money and parked it into boring but safe US Treasury Bills—earning about 5% annually. That's more than $14 billion in interest income a year for just sitting on the of now, Berkshire holds $330 billion in cash, with a majority in short-term Treasuries. To put that in perspective, that's more than the combined market value of Starbucks, Ford, and wasn't random. This was classic is obsessed with buying quality at a fair price. Not at any price. And in 2024, he saw the market soaring beyond favorite warning signal—the Buffett Indicator (Total Market Cap to GDP)—had breached 200%, a level he once called 'playing with fire.'Historically, such levels preceded major market crashes. The last time this ratio peaked so high was just before the dot-com bubble burst in 2000 and the Great Financial Crisis in red flag? The S&P 500's price-to-book ratio, which hit levels not seen since the late '90s—another period of Trump's return to power came talk of tariffs. has previously likened tariffs to economic warfare. And Berkshire doesn't make bold moves when the world is on the verge of a trade war. Instead, Buffett's rule is simple: Don't lose all that cash, Buffett didn't go on an acquisition spree. Why? Everything was just too expensive. The valuations didn't justify action. So, he stayed that patience paid Isn't Buffett's First RodeoBuffett has always done the opposite of the crowd. When others get greedy, he becomes fearful. And when others panic, he gets isn't just protection. It's markets panicked in 2025, Buffett wasn't scrambling to sell. If prices fell further, he'd buy. If not, he'd collect interest. Berkshire's massive cash pile may also be part of a succession strategy. At 94, Buffett has already handed the reins to Greg Abel. That war chest? It's not just a defensive shield. It's a loaded gun for the next leader—ready to strike when the time is don't have to be Warren Buffett. But you can learn from how's the market bloodbath feeling to you?If you've been playing it smart, pat yourself on the back. And if not, maybe now's a good time to build that war when the next big opportunity comes, you'll want to be ready—not just with(The author Chakrivardhan Kuppala is Cofounder & Executive Director, Prime Wealth Finserv. Views are own)
Yahoo
25-04-2025
- Business
- Yahoo
Ultimate Insider Marjorie Taylor Greene's Top Stock Picks: Apple Inc. (AAPL)
We recently published a list of . In this article, we are going to take a look at where Apple Inc. (NASDAQ:AAPL) stands against other best stock to buy according to Marjorie Taylor Greene. Marjorie Taylor Greene is one of the most active members of the Trump administration on the US stock market. Her latest disclosures show that Greene, who is the US representative for the 14th congressional district of Georgia since 2021, purchased stakes in several beaten down technology stocks in the days prior to the announcement of a 90-day pause on new Trump tariffs. Following the pause, the share prices of many of these technology stocks rallied. This trading activity has drawn the ire of social media, where users routinely highlight that lawmakers from both major parties in the US Congress should be banned from stock trading because of the apparent conflict of interest in owning shares of companies they can heavily influence with positions they can take in office. Like Greene, other US lawmakers active on the stock market, like Nancy Pelosi, are also in the spotlight following the latest bout of the US-China trade war. Read more about these developments by accessing 10 Best AI Data Center Stocks and 10 Buzzing AI Stocks According to Goldman Sachs. Taylor Greene sits on important Congressional committees, including the House Committee on Oversight and Accountability, where she is the Chairwoman of the Subcommittee on Delivering on Government Efficiency (DOGE). She is also on the House Committee on Homeland Security, where she sits on the Subcommittee on Counterterrorism and Intelligence, as well as the Subcommittee on Oversight, Investigations, and Accountability. Disclosures made by Greene through her latest transaction report reveal that the lawmaker sold between $50,000 to $100,000 worth of US Treasury Bills to fund the purchase of beaten down technology stocks just before an announcement by US President Trump that he was pausing for 90 days new tariffs that had earlier sent markets tumbling around the world. Greene is a staunch supporter of the tariffs, having said in a post on social networking platform X that tariffs were a powerful proven source of leverage to protect national interests. For this article, we consulted Capitol Trades, a platform that tracks the stock trading activity of politicians in the United States. It is important to clarify that the stocks listed below were picked from the public record of investments Marjorie Taylor Greene has made in the past few months. These stocks are also popular among hedge funds. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). A wide view of an Apple store, showing the range of products the company offers. Number of Hedge Fund Holders: 166 Apple Inc. (NASDAQ:AAPL) is a consumer electronics firm. A disclosure made on April 11 shows that Taylor Greene purchased Apple Inc. (NASDAQ:AAPL) stock worth somewhere between $1,000 and $15,000 on April 9. Trump tariffs have had wide-ranging repercussions for the US stock market. This is evident by looking at the performance of Apple stock. Apple is the largest company in the US in terms of market capitalization, and the stock has registered a daily move of over 4% for five consecutive trading sessions. Per reports, this volatility in the tech stock has not been witnessed since the 2008 financial crisis. However, investment advisors are backing Apple to emerge from this crisis. KeyBanc Capital Markets recently upgraded the stock to Sector Weight from Underweight, while Wedbush maintained its Outperform rating on the stock amid the Trump administration temporarily reprieve on tariffs for electronics such as smartphones. Following the announcement of the pause, Apple shares had rallied 6%. Overall, AAPL ranks 4th on our list of best stock to buy according to Marjorie Taylor Greene. While we acknowledge the potential of these companies, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. There is an AI stock that went up since the beginning of 2025, while popular AI stocks lost around 25%. If you are looking for an AI stock that is more promising than AAPL but that trades at less than 5 times its earnings, check out our report about this cheapest AI stock. READ NEXT: and . Disclosure: None. This article is originally published at .
Yahoo
25-04-2025
- Business
- Yahoo
Ultimate Insider Marjorie Taylor Greene's #3 Stock Pick: NVIDIA Corporation (NVDA)
We recently published a list of . In this article, we are going to take a look at where NVIDIA Corporation (NASDAQ:NVDA) stands against other best stock to buy according to Marjorie Taylor Greene. Marjorie Taylor Greene is one of the most active members of the Trump administration on the US stock market. Her latest disclosures show that Greene, who is the US representative for the 14th congressional district of Georgia since 2021, purchased stakes in several beaten down technology stocks in the days prior to the announcement of a 90-day pause on new Trump tariffs. Following the pause, the share prices of many of these technology stocks rallied. This trading activity has drawn the ire of social media, where users routinely highlight that lawmakers from both major parties in the US Congress should be banned from stock trading because of the apparent conflict of interest in owning shares of companies they can heavily influence with positions they can take in office. Like Greene, other US lawmakers active on the stock market, like Nancy Pelosi, are also in the spotlight following the latest bout of the US-China trade war. Read more about these developments by accessing 10 Best AI Data Center Stocks and 10 Buzzing AI Stocks According to Goldman Sachs. Taylor Greene sits on important Congressional committees, including the House Committee on Oversight and Accountability, where she is the Chairwoman of the Subcommittee on Delivering on Government Efficiency (DOGE). She is also on the House Committee on Homeland Security, where she sits on the Subcommittee on Counterterrorism and Intelligence, as well as the Subcommittee on Oversight, Investigations, and Accountability. Disclosures made by Greene through her latest transaction report reveal that the lawmaker sold between $50,000 to $100,000 worth of US Treasury Bills to fund the purchase of beaten down technology stocks just before an announcement by US President Trump that he was pausing for 90 days new tariffs that had earlier sent markets tumbling around the world. Greene is a staunch supporter of the tariffs, having said in a post on social networking platform X that tariffs were a powerful proven source of leverage to protect national interests. For this article, we consulted Capitol Trades, a platform that tracks the stock trading activity of politicians in the United States. It is important to clarify that the stocks listed below were picked from the public record of investments Marjorie Taylor Greene has made in the past few months. These stocks are also popular among hedge funds. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). A close-up of a colorful high-end graphics card being plugged in to a gaming computer. Number of Hedge Fund Holders: 223 NVIDIA Corporation (NASDAQ:NVDA) provides graphics, computing and networking solutions. According to data available publicly, Taylor Greene purchased NVIDIA Corporation (NASDAQ:NVDA) stock worth $1,000-$15,000 on April 9. The trade in this regard was disclosed a day after it was made. The US government recently hit the firm with new export licensing restrictions, barely days after pausing new tariffs that sent the semi industry into a downward slide across the world. The new export restrictions target the export of H20 GPUs to China, which the Trump admin believes could challenge US leadership in AI. Investment advisory UBS, however, recently said in an investor note that completely taking out H20-related revenue would have a $0.20 impact to the company. Analyst Timothy Arcuri underlined that the H20 setback may be a clearing event for the stock if in exchange for committing to build $500 billion of AI infrastructure in the US over the next 4 years, NVDA used this as a concession to effectively kill the AI Diffusion Rule. Overall, NVDA ranks 3rd on our list of best stock to buy according to Marjorie Taylor Greene. While we acknowledge the potential of these companies, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. There is an AI stock that went up since the beginning of 2025, while popular AI stocks lost around 25%. If you are looking for an AI stock that is more promising than NVDA but that trades at less than 5 times its earnings, check out our report about this cheapest AI stock. READ NEXT: and . Disclosure: None. This article is originally published at .
Yahoo
25-04-2025
- Business
- Yahoo
Ultimate Insider Marjorie Taylor Greene's Top Stock Picks: JPMorgan Chase & Co. (JPM)
We recently published a list of . In this article, we are going to take a look at where JPMorgan Chase & Co. (NYSE:JPM) stands against other best stock to buy according to Marjorie Taylor Greene. Marjorie Taylor Greene is one of the most active members of the Trump administration on the US stock market. Her latest disclosures show that Greene, who is the US representative for the 14th congressional district of Georgia since 2021, purchased stakes in several beaten down technology stocks in the days prior to the announcement of a 90-day pause on new Trump tariffs. Following the pause, the share prices of many of these technology stocks rallied. This trading activity has drawn the ire of social media, where users routinely highlight that lawmakers from both major parties in the US Congress should be banned from stock trading because of the apparent conflict of interest in owning shares of companies they can heavily influence with positions they can take in office. Like Greene, other US lawmakers active on the stock market, like Nancy Pelosi, are also in the spotlight following the latest bout of the US-China trade war. Read more about these developments by accessing 10 Best AI Data Center Stocks and 10 Buzzing AI Stocks According to Goldman Sachs. Taylor Greene sits on important Congressional committees, including the House Committee on Oversight and Accountability, where she is the Chairwoman of the Subcommittee on Delivering on Government Efficiency (DOGE). She is also on the House Committee on Homeland Security, where she sits on the Subcommittee on Counterterrorism and Intelligence, as well as the Subcommittee on Oversight, Investigations, and Accountability. Disclosures made by Greene through her latest transaction report reveal that the lawmaker sold between $50,000 to $100,000 worth of US Treasury Bills to fund the purchase of beaten down technology stocks just before an announcement by US President Trump that he was pausing for 90 days new tariffs that had earlier sent markets tumbling around the world. Greene is a staunch supporter of the tariffs, having said in a post on social networking platform X that tariffs were a powerful proven source of leverage to protect national interests. For this article, we consulted Capitol Trades, a platform that tracks the stock trading activity of politicians in the United States. It is important to clarify that the stocks listed below were picked from the public record of investments Marjorie Taylor Greene has made in the past few months. These stocks are also popular among hedge funds. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). A group of business people discussing plans around a boardroom table adorned with a financial services company logo. Number of Hedge Fund Holders: 123 JPMorgan Chase & Co. (NYSE:JPM) operates as a financial services company worldwide. According to a Periodic Transaction Report from April 11, Taylor Greene purchased JPMorgan Chase & Co. (NYSE:JPM) stock worth somewhere between $1,000 and $15,000 on April 8. This trade was disclosed the following day. Jamie Dimon, the CEO of the bank, recently urged the US and China to engage on a trade deal. Per Simon, who was giving an interview to Financial Times, President Donald Trump's campaign to reshape global trade risks damaging US credibility. Simon noted that the position of the US as a safe haven for investors could be jeopardized by the trade wars. Some of this had already manifested itself as investors dumped US Treasuries at record rates, sending 10-year yields jumping the most in decades. Overall, JPM ranks 6th on our list of best stock to buy according to Marjorie Taylor Greene. While we acknowledge the potential of these companies, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. There is an AI stock that went up since the beginning of 2025, while popular AI stocks lost around 25%. If you are looking for an AI stock that is more promising than JPM but that trades at less than 5 times its earnings, check out our report about this cheapest AI stock. READ NEXT: and . Disclosure: None. This article is originally published at .
