Latest news with #UnitedBancorp
Yahoo
4 days ago
- Business
- Yahoo
United Bancorp Insider Activity Signal Strong Confidence and Steady Growth
United Bancorp, Inc. (NASDAQ:UBCP) is one of the . The company's shares saw a decline in the last month following major stock moves by the top executives. An iconic financial building in the background, with silhouettes of busy bankers walking past in the foreground. Based in Ohio, United Bancorp, Inc. (NASDAQ:UBCP) is the bank holding company for Unified Bank. The company offers both commercial and retail banking services, including commercial, real estate, consumer loans, and deposit accounts. Its operations span eastern Ohio and northern West Virginia. Founded in 1902, the company serves local communities from a full-service branch and a loan production office. During May 2025, United Bancorp, Inc. (NASDAQ:UBCP)'s top executives engaged in major purchases. The company's Chair of the Board, President & CEO, Scott Everson, purchased 2,197 shares in a transaction valued at $29,923. Director Gary Glessner also acquired 3,497 shares valued at $47,629. SVP CFO Randall Greenwood purchased 1,006 shares priced at a total of $13,701. Director Bethany E Schunn made a purchase as well, for 836 shares valued at $11,386. Director Brian M Hendershot made another significant purchase, acquiring 2,207 shares valued at $30,059. And finally, Director John Hoopingarner acquired 927 shares for $12,625. These insider transactions suggest high confidence in the company's future growth. However, the monthly performance of the stock faced a slight decline, and the stock was available at $13.75 per share as of July 22, 2025. The stock still stands ideal for conservative long‑term investors seeking risk‑aware portfolio expansion as it combines steady stability with low beta 0.41 and solid projections, forecasting 12.33% EPS growth over five years. While we acknowledge the potential of UBCP as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 10 Metal Stocks with Insider Buying in 2025 and 10 Energy Stocks with Insider Buying in 2025 Disclosure. None.
Yahoo
20-04-2025
- Business
- Yahoo
United Bancorp (NASDAQ:UBCP) Has Announced A Dividend Of $0.185
The board of United Bancorp, Inc. (NASDAQ:UBCP) has announced that it will pay a dividend of $0.185 per share on the 20th of June. This takes the dividend yield to 6.6%, which shareholders will be pleased with. AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early. While it is great to have a strong dividend yield, we should also consider whether the payment is sustainable. United Bancorp has established itself as a dividend paying company with over 10 years history of distributing earnings to shareholders. Based on United Bancorp's last earnings report, the payout ratio is at a decent 55%, meaning that the company is able to pay out its dividend with a bit of room to spare. Over the next 3 years, EPS is forecast to expand by 42.0%. The future payout ratio could be 43% over that time period, according to analyst estimates, which is a good look for the future of the dividend. See our latest analysis for United Bancorp The company's dividend history has been marked by instability, with at least one cut in the last 10 years. Since 2015, the annual payment back then was $0.32, compared to the most recent full-year payment of $0.87. This works out to be a compound annual growth rate (CAGR) of approximately 11% a year over that time. United Bancorp has grown distributions at a rapid rate despite cutting the dividend at least once in the past. Companies that cut once often cut again, so we would be cautious about buying this stock solely for the dividend income. Given that the dividend has been cut in the past, we need to check if earnings are growing and if that might lead to stronger dividends in the future. However, United Bancorp's EPS was effectively flat over the past five years, which could stop the company from paying more every year. Growth of 0.4% per annum is not particularly high, which might explain why the company is paying out a higher proportion of earnings. This isn't bad in itself, but unless earnings growth pick up we wouldn't expect dividends to grow either. Overall, it's great to see the dividend being raised and that it is still in a sustainable range. While the payout ratios are a good sign, we are less enthusiastic about the company's dividend record. Taking all of this into consideration, the dividend looks viable moving forward, but investors should be mindful that the company has pushed the boundaries of sustainability in the past and may do so again. Investors generally tend to favour companies with a consistent, stable dividend policy as opposed to those operating an irregular one. At the same time, there are other factors our readers should be conscious of before pouring capital into a stock. For example, we've picked out 2 warning signs for United Bancorp that investors should know about before committing capital to this stock. Is United Bancorp not quite the opportunity you were looking for? Why not check out our selection of top dividend stocks. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
15-02-2025
- Business
- Yahoo
Investors in United Bancorp (NASDAQ:UBCP) have unfortunately lost 7.8% over the last three years
Many investors define successful investing as beating the market average over the long term. But if you try your hand at stock picking, you risk returning less than the market. Unfortunately, that's been the case for longer term United Bancorp, Inc. (NASDAQ:UBCP) shareholders, since the share price is down 23% in the last three years, falling well short of the market return of around 43%. So let's have a look and see if the longer term performance of the company has been in line with the underlying business' progress. See our latest analysis for United Bancorp While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational. One imperfect but simple way to consider how the market perception of a company has shifted is to compare the change in the earnings per share (EPS) with the share price movement. During the three years that the share price fell, United Bancorp's earnings per share (EPS) dropped by 7.6% each year. This change in EPS is reasonably close to the 8% average annual decrease in the share price. That suggests that the market sentiment around the company hasn't changed much over that time, despite the disappointment. In this case, it seems that the EPS is guiding the share price. The image below shows how EPS has tracked over time (if you click on the image you can see greater detail). We consider it positive that insiders have made significant purchases in the last year. Having said that, most people consider earnings and revenue growth trends to be a more meaningful guide to the business. Dive deeper into the earnings by checking this interactive graph of United Bancorp's earnings, revenue and cash flow. It is important to consider the total shareholder return, as well as the share price return, for any given stock. Whereas the share price return only reflects the change in the share price, the TSR includes the value of dividends (assuming they were reinvested) and the benefit of any discounted capital raising or spin-off. Arguably, the TSR gives a more comprehensive picture of the return generated by a stock. In the case of United Bancorp, it has a TSR of -7.8% for the last 3 years. That exceeds its share price return that we previously mentioned. This is largely a result of its dividend payments! United Bancorp shareholders gained a total return of 19% during the year. Unfortunately this falls short of the market return. On the bright side, that's still a gain, and it's actually better than the average return of 3% over half a decade This suggests the company might be improving over time. While it is well worth considering the different impacts that market conditions can have on the share price, there are other factors that are even more important. To that end, you should be aware of the 2 warning signs we've spotted with United Bancorp . United Bancorp is not the only stock that insiders are buying. For those who like to find lesser know companies this free list of growing companies with recent insider purchasing, could be just the ticket. Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
