Latest news with #Upgrade
Yahoo
25-06-2025
- Business
- Yahoo
Upgrade review (2025): A leading fintech that offers high yields and few fees
Summary: Upgrade is a financial technology company offering various financial products, including personal loans, checking and savings accounts, and debit cards. It partners with Cross River Bank to offer FDIC- or NCUA-insured checking and savings accounts. Both account types are eligible to earn interest, with yields near the high end of what is offers several banking products that emphasize high yields, low rates, and an entirely online banking experience. While you can't visit a branch or deposit cash, those who prioritize convenience and getting the most out of their money may appreciate what Upgrade has to offer. Upgrade's Rewards Checking Plus account is packed with benefits and perks. These include up to 2% cash back on purchases from convenience stores, drugstores, gas stations, restaurants, and subscriptions. You can also earn a high yield on account balances and cash back on debit card purchases. There are no monthly or overdraft fees, and you can get paid up to two days early with direct deposit. There is one major caveat to these benefits: You must receive at least $1,000 in monthly direct deposits into the account to be eligible. If you don't meet this requirement, you'll miss out on benefits like 2% cash back. If you want to open a joint checking account, it's possible to do that with the Rewards Checking Account during the application process. The Premier Savings account is a high-yield savings account that pays a highly competitive interest rate on balances of $1,000 or more. There are no monthly maintenance fees, and the account is FDIC-insured up to $1 million through participating institutions. You can fund the Premier Savings account with an ACH or wire transfer in U.S. dollars. If your employer offers direct deposit, you can also fund your account through this method. Similar to the checking account, you can choose to open a joint savings account during the application process. Upgrade offers fixed-rate, unsecured installment loans ranging from $1,000 to $50,000 with terms of 24 to 84 months. Personal loan APRs range from 7.99% to 35.99%, and origination fees range from 1.85% to 9.99%. Funds are typically available within one business day after approval. Upgrade offers several credit cards, including multiple rewards cards. A credit monitoring and insights dashboard is built into the Upgrade mobile app, allowing you to track your credit score, analyze spending habits, and stay informed and proactive about your credit health. Many of Upgrade's basic account features are fee-free. However, fees may apply in certain cases. Here's a look at the fees Upgrade charges banking customers. Consider these pros and cons before becoming an Upgrade customer: Pros High yields on bank accounts: The Rewards Checking Plus account offers 0.42% APY, and the Premier Savings account offers 4.02% APY. Both rates are well above industry averages. No monthly fees: The checking and savings accounts don't have monthly fees, regardless of your account balance. Checking account earns cash back: Upgrade's checking account is a rewards checking account and is eligible to earn cash back when certain requirements are met. Cons No branch locations: Since Upgrade is an online-only financial institution, you must do all your banking online. This may be a drawback for those who prefer in-person assistance. No cash deposits: Mobile check deposit is available, but there is no option to deposit cash. Read more: How to deposit cash at an online bank While no in-person support is available, there are various ways to contact Upgrade. As with many online banks today, the first option is an online chat, which is available 24/7. You can also send an email to support@ Phone support is available Monday through Friday from 5 a.m. to 7 p.m. PT. On Saturday and Sunday, support is available from 6 a.m. to 5 p.m. PT. The contact number is 844-319-3909. The Upgrade app generally receives high ratings. The Android app is rated 4.5 out of 5 stars, while the Apple app is rated 4.9 out of 5 stars. The app offers several helpful features, including the ability to manage your checking and savings accounts in one place, set up autopay, and receive alerts. You can also monitor your credit score and make payments from the app. For general correspondence, you can send mail to the following address: 275 Battery Street, 23rd Floor San Francisco, CA 94111 Phone support is available by calling 844-319-3909. Upgrade is not a bank itself and does not carry FDIC insurance directly. Instead, it partners with FDIC‑insured banks — particularly Cross River Bank — to offer FDIC-insured bank accounts. You can find your routing number by logging in to your account and clicking 'Show Details' under your account balance. For Cross River Bank, the routing number is 021214891. Yes, Upgrade is a legitimate financial technology company based in San Francisco, California. Upgrade is not a bank. However, it works with partner banks, such as Cross River Bank and Blue Ridge Bank, to offer deposit services. Upgrade was founded in 2017 and has extended billions of dollars of credit to its customers since its founding.
Yahoo
13-05-2025
- Entertainment
- Yahoo
Richard Gere, Susan Sarandon, David Cronenberg & Javier Bardem Join 380 Cinema Figures In Open Letter Condemning Silence Over Gaza
More than 350 film world figures, including Richard Gere, Susan Sarandon and Javier Bardem, have published an open letter on the eve of the Cannes Film Festival condemning 'silence' over the deadly impact of Israel's ongoing military campaign in Gaza. The letter, published on the website of France's Libération newspaper on Monday evening, was headed 'In Cannes, the horror Gaza must not be silenced'. It was addressed 'For Fatem', in memory of 25-year-old Gaza artist and photojournalist Fatima Hassouna. More from Deadline Matt Rife To Star In Comedy 'The Escort' For 'Wedding Crashers' Director David Dobkin; Upgrade & UTA Launching For Cannes Market Mubi Deep Dive: Founder Efe Cakarel & Content Boss Jason Ropell Lift The Lid On Rapid Growth & Next What Does The Industry Think? Maya Hawke & Rhys Ifans Set For Aisling Walsh's Lucia Joyce Biopic As The Veterans Boards Sales - Cannes The young woman was killed in an Israeli airstrike in mid-April just 24 hours after it was announced a documentary exploring her life in the Gaza Strip would world premiere in the Cannes. Ten of her relatives, including her pregnant sister, were killed in same strike. 'She was a Palestinian freelance photojournalist. She was targeted by the Israeli army on 16 April, 2025, the day after it was announced that Sepideh Farsi's film Put Your Soul On Your Hand And Walk, in which she was the star, had been selected in the ACID section of the Cannes Film Festival. She was about to get married,' read the letter. 'Since the terrible massacres of 7 October 2023, no foreign journalist has been authorised to enter the Gaza Strip. The Israeli army is targeting civilians. More than 200 journalists have been deliberately killed. Writers, filmmakers and artists are being brutally murdered.' Israel's bombing and invasion of Gaza began in October 2023 in response to Hamas's October 7 attacks on southern Israel, which killed 1,200 people and resulted in the taking of 251 hostages. Eighteen months on, at least 52,600 people have been killed by Israeli military action, according to figures released by the Hamas-run Gaza health authority, while the 2.4 million population is also facing severe food shortages due to a two month blockade of essential supplies by Israel. The letter was published just hours after Hamas released Israeli-American hostage Edan Alexander, in what it said was a gesture of goodwill ahead of U.S. President Donald Trump's visit to the Middle East, which does not include Israel. Around 58 hostages are still missing in Gaza, with around 24 of them still believed to be alive. Further signatories include Pedro Almodóvar, Javier Bardem, Leïla Bekhti, Kaouther Ben Hania, David Cronenberg, Costa-Gavras, Julie Delpy, Alice Diop, Xavier Dolan, Adèle Exarchopoulos, Nicole Garcia, Jonathan Glazer, Alain Guiraudie, Annemarie Jacir, Yórgos Lánthimos, Nadav Lapid, Mike Leigh, Boris Lojkine, Kleber Mendonça, Viggo Mortensen, Laura Poitras, Ruben Östlund, Mark Ruffalo and Ira Sachs. The letter also highlighted the case of Palestinian filmmaker Hamdan Ballal, co-director of Oscar-winning documentary No Other Land, with Yuval Abraham, Basel Adra and Rachel Szor, who was attacked by Israeli settlers and then kidnapped by the army in late March, before being released under international pressure. 'The Oscar Academy's lack of support for Hamdan Ballal sparked outrage among its own members and it had to publicly apologise for its inaction,' read the letter, referring to a U-turn by the body. 'As artists and cultural players, we cannot remain silent while genocide is taking place in Gaza and this unspeakable news is hitting our communities hard. What is the point of our professions if not to draw lessons from history, to make films that are committed, if we are not present to protect oppressed voices? Why this silence?' Read the full letter here: For Fatem Fatma Hassona (Fatem) was 25 years old. She was a Palestinian freelance photojournalist. She was targeted by the Israeli army on 16 April 2025, the day after it was announced that Sepideh Farsi's film PUT YOUR SOUL ON YOUR HAND AND WALK, in which she was the star, had been selected in the ACID section of the Cannes Film Festival. She was about to get married. Ten of her relatives, including her pregnant sister, were killed by the same Israeli strike. Since the terrible massacres of 7 October 2023, no foreign journalist has been authorised to enter the Gaza Strip. The Israeli army is targeting civilians. More than 200 journalists have been deliberately killed. Writers, film-makers and artists are being brutally murdered. At the end of March, Palestinian film-maker Hamdan Ballal, who won an Oscar for his film NO OTHER LAND, co directed by Yuval Abraham, Basel Adra and Rachel Szor, was brutally attacked by Israeli settlers and then kidnapped by the army, before being released under international pressure. The Oscar Academy's lack of support for Hamdan Ballal sparked outrage among its own members and it had to publicly apologise for its inaction. We are ashamed of such passivity. Why is it that cinema, a breeding ground for socially committed works, seems to be so indifferent to the horror of reality and the oppression suffered by our sisters and brothers? As artists and cultural players, we cannot remain silent while genocide is taking place in Gaza and this unspeakable news is hitting our communities hard. What is the point of our professions if not to draw lessons from history, to make films that are committed, if we are not present to protect oppressed voices? Why this silence? The far right, fascism, colonialism, anti-trans and anti-LGBTQIA+, sexist, racist, islamophobic and anti-Semitic movements are waging their battle on the battlefield of ideas, attacking publishing, cinema and universities, and that's why we have a duty to fight. Let's refuse to let our art be an accomplice to the worst. Let us rise up. Let us name reality. Let us collectively dare to look at it with the precision of our sensitive hearts, so that it can no longer be silenced and covered up. Let us reject the propaganda that constantly colonises our imaginations and makes us lose our sense of humanity. For Fatem, for all those who die in indifference. Cinema has a duty to carry their messages, to reflect our societies. Let's act before it's too late. Best of Deadline Everything We Know About 'Nobody Wants This' Season 2 So Far List Of Hollywood & Media Layoffs From Paramount To Warner Bros Discovery To CNN & More A Full Timeline Of Blake Lively & Justin Baldoni's 'It Ends With Us' Feud In Court, Online & In The Media
Yahoo
07-05-2025
- Automotive
- Yahoo
Amazon's Zoox to scale up robotaxi production for US expansion
Amazon's self-driving start-up Zoox will scale up production next year, as it accelerates plans for a commercial rollout of its fleet of Upgrade to read this Financial Times article and get so much more. A Silver or Gold subscription plan is required to access premium news articles.
Yahoo
06-05-2025
- Business
- Yahoo
‘Into the lion's den': Mark Carney's high-stakes meeting with Donald Trump
Mark Carney has had a short honeymoon since his victory in Canada's election.A little over a week after spearheading his Liberal party's Upgrade to read this Financial Times article and get so much more. A Silver or Gold subscription plan is required to access premium news articles.
Daily Mirror
01-05-2025
- Sport
- Daily Mirror
How to earn EA FC 25 packs quickly during TOTS without buying any FC Points
TOTS is the best time to grind your way to packs in EA FC 25 Ultimate Team in the hope of packing one of the famous blue and gold items Earning EA FC 25 packs in EA FC 25 Ultimate Team has never been easier. Here's how you can grind your way to packing some TOTS players, without spending a penny. The popular TOTS promo is now live in EA FC 25 Ultimate Team, with a Premier League TOTS, WSL TOTS and EFL TOTS all set to be released this week in place of the Ligue 1 TOTS squad. The Premier League TOTS squad is arguably the most anticipated from the entire TOTS release schedule, so it's no surprise that players will be doing whatever they can to try and earn one of these blue and gold player items. From saving packs for weeks to loading up a fresh batch of FC points into Ultimate Team, there's a host of different methods people will be using to try and pack these players, but one thing EA Sports always gets right during TOTS is the menu grind, and it's easily the best way to earn EA FC 25 packs quickly during TOTS. Follow these steps, and you'll have some incredible packs in no time, even if you're starting from scratch. How to grind packs for TOTS in EA FC 25 Ultimate Team There's no reason to be spending any money on FC Points in EA FC 25, because it's never been easier to grind your way to the best packs in the game and make the best Ultimate Team squad possible. As we saw during TOTY, EA has added some new upgrade packs as SBCs during TOTS, allowing you to exchange low-rated bronze, silver and gold players for bigger packs in return. These are the exact steps you need to follow to grind some packs during TOTS. Daily Silver Upgrade and Super Daily Silver Upgrade (Step 1) Each day, EA refreshes the Daily Silver and Super Daily Silver Upgrade SBCs, where you can complete the former three times and the latter seven times daily. Each SBC requires just one silver player, so in total, you're submitting 10 silver players for three Premium Silver Players Packs (12 common silver players, three rare silver players) and seven Super Silver Packs (11 common silver players, three rare silver players). In total, for submitting 10 silver players, you're getting 143 silver players in return. TOTS Griding Upgrade ( Once you've earned all of your silver players, you will submit these into the TOTS Grinding Upgrade SBC, which can be completed 25 times daily. The requirements for the SBC are 11 silver players, so if you were to complete all 25, you'd have to submit a total of 275 silver players. This is obviously more than what you get from the silver upgrades, so either do as many as you can or just save a few more silvers to reach this quota. For each TOTS Griding Upgrade SBC you complete, you will receive a Grind Pack in return, which includes seven common gold players and three rare gold players. In exchange for 275 silver players, you will get 250 gold players, with 75 of these rare. TOTS Crafting Upgrade ( The next stage is to submit all of the gold players you just earned into the TOTS Crafting Upgrade SBC. This SBC can be repeated as many times as you want, so you can pretty much complete this until your club is empty! The requirements for the SBC are seven gold common players and two rare gold players, and in return, you are given a 5x 77+ Rare Players Pack. If you were only to use the players earned from the TOTS Grinding Upgrade, you could complete this 25 times, which would see you submit 50 rare gold players and 175 common gold players. This means that in exchange for these gold players, you would receive 125 Rare Gold Player items, all rated 77 or higher. There's also a TOTS Crafting Upgrade Completionist Objective available, where you can earn free packs based on how many times you complete the TOTS Crafting Upgrade SBC. Pick and choose ( Now you've got 125 rare gold players at your disposal, you can pick and choose what upgrade packs you want to use. It's likely at this stage of the game you would've got some good-rated fodder from your packs, so we'd recommend using the higher-rated players for big upgrade SBCs such as 83+ x14, 84+ x7, and guaranteed TOTS upgrade packs. For the lower-rated players you packed, we'd recommend using these in the Premium League Upgrade SBC. For 11 rare gold players, you will receive a league-specific pack containing 12 gold players, with three of these rare. These league-specific upgrade packs are based on the league that currently has a TOTS squad in packs, so it increases your chances of pulling a TOTS player. Once you're out of players, repeat all of these steps the next day, and hopefully you'll be lucky enough to earn yourself some big TOTS items. Good luck!
