Latest news with #WRLD
Hypebeast
4 days ago
- Entertainment
- Hypebeast
Juice WRLD's 'Legends Never Die (5 Year Anniversary Edition)' Is Out Now
Summary To commemorate the fifth anniversary ofJuice WRLD's posthumous albumLegends Never Die– which fell on Thursday, July 10 – the LP has been reissued and rereleased with two new tracks. Now totalling 26 songs in total, theLegends Never Die (5 Year Anniversary Edition)features 'The Way' withXXXTentacionand 'All Life Long.' The album's anniversary edition is fronted by a new cover art, the original photo dipped in a brighter, yellow hue. Backed by acoustic guitars, 'The Way' is an introspective and intimate offering from Juice and X, the latter of whom kicks it off, singing ' 'Do you know the way? / Time and time, again / I am lost, my friend / Getting better, I'm getting better.' 'Lost my mind, trapped in me / I don't know what's happening / I've been space-traveling / Tryna find some inner peace, inner peace,' croons Juice in response. The pair is depicted in the animated music video directed by Juice's longtime photographer Steve Cannon and animated by frequent collaborator KDC Visions. Following it up is 'All Life Long,' a solo Juice cut. Find the full new tracklist below. 1. Anxiety (Intro)2. Conversations3. Titanic4. Bad Energy5. Righteous6. Blood On My Jeans7. Smile (with The Weeknd)8. Tell Me U Luv Me (with Trippie Redd)9. Hate the Other Side (with Marshmello & The Kid Laroi)10. Get Through It (Interlude)11. Life's A Mess (with Halsey)12. Come & Go (with Marshmello)13. I Want It14. Fighting Demons15. Wishing Well16. Screw Juice17. Up Up and Away18. The Man, The Myth, The Legend (Interlude)19. Stay High20. Can't Die21. Man of the Year22. Juice WRLD Speaks from Heaven (Outro)23. The Way (feat. XXXTentacion)24. All Life Long25. In My Head26. Face 2 Face StreamLegends Never Die (5 Year Anniversary Edition)out everywhere now.
Yahoo
30-04-2025
- Business
- Yahoo
World Acceptance Corp (WRLD) Q4 2025 Earnings Call Highlights: Navigating Growth and Strategic ...
Outstanding Ledger: $1.22 billion, a 4% decrease year over year. Customer Base Growth: Increased by 3.5%, marking the first year of growth since fiscal year 2022. Average Balance per Customer: Decreased by 7.3% year over year. Gross Yields: Improved by over 100 basis points. Annual Charge-off Rates: 17.5%, with a potential reduction of 125 to 150 basis points expected with portfolio growth. New Customer Growth: Increased by 36% at the end of December 2024 compared to December 2023. Tax Return Revenue: Increased by 25%, nearly $7 million. EPS: $8.13 per share, benefiting from a $2.8 million after-tax accrual release. Non-refinance Loan Volume: Increased by 12.6% year over year. Refinance Loan Volume: Improved by 3% year over year. Portfolio Shift: Large loans reduced to 48% of the portfolio from nearly 60% two years ago. Approval Rates for New Customers: Increased by around 50% in the third and fourth quarters compared to fiscal '24. Warning! GuruFocus has detected 7 Warning Signs with WRLD. Release Date: April 29, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. World Acceptance Corp (NASDAQ:WRLD) experienced a 3.5% increase in its customer base, marking the first year of year-over-year customer growth since fiscal year 2022. The company improved its gross yields by over 100 basis points, indicating better profitability from its lending activities. Non-refinance loan volume increased by 12.6% year over year, maintaining high credit quality and low first payment default rates. The company saw a 25% increase in tax return revenue, contributing nearly $7 million to the fourth quarter results. World Acceptance Corp (NASDAQ:WRLD) is piloting its first World Finance credit card, aiming to expand its product offerings and market reach. The outstanding ledger decreased by 4% year over year, indicating a reduction in the total loan portfolio. The annual charge-off rates remained high at 17.5%, with delinquency rates appearing stubborn to return to normal levels. New customers, who are considered the riskiest with the highest loss rates, increased by 36%, impacting delinquency rates. The average balance per customer decreased by 7.3%, which could affect overall revenue generation. Refinance loan volume dipped in the fourth quarter, particularly in March, although it rebounded in April. Q: Have you observed any shifts in consumer behavior since mid to late February, particularly with the tariff noise? A: Ravin Prashad, President and CEO, stated that there hasn't been any significant change in demand or payment behavior observed during this period. Q: Is the shift towards smaller loans a result of underwriting changes, consumer demand, or a shift in customer mix? A: Ravin Prashad explained that the shift is more about returning to the company's roots, focusing on small loan customers. This is a strategic shift in marketing and underwriting rather than a change in customer demand. Q: What is driving the strong revenue growth in the tax front? A: Ravin Prashad attributed the growth to market research and pricing adjustments. Despite increasing prices, demand remained stable, leading to a 25% increase in overall revenue. Q: Why was there a significant increase in insurance and other income? A: John Calmes, Chief Financial and Strategy Officer, clarified that the increase was primarily driven by the tax preparation business, while insurance revenue slightly decreased. Q: What are the expectations for share repurchases moving forward? A: John Calmes mentioned that they expect to repurchase more shares than in the previous year, contingent on negotiations with banks and bond limitations. They have already repurchased $115 million of bonds, with $185 million outstanding. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus. Sign in to access your portfolio
Washington Post
29-04-2025
- Business
- Washington Post
World Acceptance: Fiscal Q4 Earnings Snapshot
GREENVILLE, S.C. — GREENVILLE, S.C. — World Acceptance Corp. (WRLD) on Tuesday reported profit of $44.3 million in its fiscal fourth quarter. The Greenville, South Carolina-based company said it had net income of $8.13 per share. The subprime consumer lender posted revenue of $165.3 million in the period. For the year, the company reported profit of $89.7 million, or $16.30 per share. Revenue was reported as $564.8 million.
