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‘Pretty addicted': Wild amount of debt 26-year-old got into while earning $30,000 a month
‘Pretty addicted': Wild amount of debt 26-year-old got into while earning $30,000 a month

News.com.au

time24-06-2025

  • Business
  • News.com.au

‘Pretty addicted': Wild amount of debt 26-year-old got into while earning $30,000 a month

Annie Charlotte was earning over $30,000 a month when she amassed over $350,000 in credit card debt. The 26-year-old runs a successful online account where she creates X-rated content. When she first started earning a lot of money, she didn't know how to manage it. Ms Charlotte, who resides in London, grew up on government benefits and had previously earned minimum wage. 'I was never in debt before OnlyFans, which is crazy because I've never made as much as I have as I do now. In my first two years I made $1 million,' she told 'Once I started earning this amount I got pretty addicted to partying and spending it how I wanted to.' Ms Charlotte admitted she got into the habit of spending thousands over a weekend on going out and partying. She also started forking out thousands on designer clothes and accessories and quickly got in over her head. 'I just kept spending and spending and not thinking about where the money was coming from, and I started racking up credit card debt quickly,' she said. 'I didn't realise how much debt I was going into because the money was flowing.' Eventually, the debt caught up with Ms Charlotte and she was forced to face the fact that owed over $350,000. That reality wasn't easy to stomach. 'I've been stressed for a long time about it. I had a massive dip where I stopped making money because I got super depressed about how much debt I was in,' she said. Ms Charlotte became particularly anxious when, due to a few things out of her control, her income ended up halving for a period of time. This really made her understand just how much her debt was impacting her life. 'I kind of got really depressed and stressed, which made me work less. Now I'm feeling better and I'm in the right headspace, and I'm getting a grip on sorting out all my credit card debt,' she said. The 26-year-old said she now has a solid financial plan in place and is working towards becoming debt-free, but it is a process. 'Now I'm just paying it all back, slowly but surely, and I'm making more money because I'm working harder and feel less stressed about money,' she said. 'It's crazy that the more stressed you are about money, it seems like the less you make, because you just stress about it.' Ms Charlotte said she's now very much living within her means and trying to stay financially disciplined. 'I don't really buy anything designer. My house does cost me quite a lot in rent, as I live by myself, so bills and everything cost a lot,' she said. 'I am slowly paying it back and working super hard to pay back as much as I can and still afford to live.'

‘I wasn't even naked': Unique way 35-year-old makes money
‘I wasn't even naked': Unique way 35-year-old makes money

News.com.au

time01-06-2025

  • Business
  • News.com.au

‘I wasn't even naked': Unique way 35-year-old makes money

You might think making X-rated content doesn't involve much creativity, but not the way Alix Lynx does it. Ms Lynx, 35, has been in the industry for a decade now, and she's found a pretty wild way to ensure that her work doesn't become stale. She's found an interesting niche online, creating what she describes as 'crazy custom' videos for men, and it's probably not what you're thinking. The 35-year-old does everything from role-playing as a magic genie to filming a video with self-effects so it looked like she was multiplying on screen. She's also done a video in which she spends the entire time pretending to be swallowed up by quicksand, and she's even gotten her snout involved. 'I once did a 20-minute custom video just measuring my nose. I wasn't even naked,' she told Ms Lynx explained that when people have a particular type of fantasy and request a really specific scenario, like pretending she's a genie, she often doesn't even have to take her clothes off. 'They don't care about the nudity. It is about the thing,' she said. 'I have had ballooning requests, a fetish where I had a guy send me balloons that are literally the size of a rocking chair, and I blew them all up in my living room, and I bounced on them, and that's it. There's no explicit content.' The creator explained that people are very specific with their preferences and requests when they're asking for tailored content. 'From armpit shots and muscle flexing to feet and niche outfit combinations,' she said. 'I truly consider what I do as art, and it's honestly probably the most personal, intimate thing you could request from someone. It's so unique that it's almost irreplaceable. You can't really put a price on that kind of experience.' Ms Lynx takes turning their fantasies into reality very seriously. She hires directors, rents locations, hires make-up artists and works hard to make the videos look as real as possible. 'I'm super flexible. I offer different payment options and plans and I try to give people multiple ways to be part of my world,' she said. One of the reasons Ms Lynx understands the power of visual content beyond just getting naked is her background. She left her first corporate job, where she was earning $25 an hour, in 2014, and from there, she made $500 a day doing webcam work and filming adult videos. Then around 2018 she started using a subscription service to create X-rated content and she's slowly but surely built up a dedicated following she's now making five figures a month. 'When people say 'overnight success takes ten years' I really relate to that. That is exactly how it has been for me,' she said. When it comes to pricing, Ms Lynx said it really 'depends' on what someone wants, arguing that just like a coffee, the price is worked out based on how complex the order is. 'How I actually set my prices, though, has a lot to do with intuition. I've been filming customs for over 10 years,' she said. 'I've been in this business a long time. I know what feels aligned, what feels right, like I'm not undercharging, but I'm also not overcharging. I genuinely spend time getting quiet with myself and reflecting before setting those numbers.' That doesn't mean she doesn't have a base range; she charges between $700 and $2500 for five minutes, but it depends on what people are asking for. 'I upcharge for a lot of different things depending on how complex or niche the request,' she said. Ms Lynx credits her success and out-of-the-box thinking with the fact that she's always known she'd have to work hard to succeed. 'I'm determined, I'm motivated, I'm driven. A lot of that comes from how I grew up. There was always arguing, always stress about money,' she said. 'Constant scrimping, constant pinching. I just knew I was never going to live like that. Now, I get to not only support myself, but share amazing experiences with my family and friends, and that means everything to me.' Earning big money has been a game-changer for the X-rated creator but mostly because she loves the 'freedom' that money can give you. Her income is also something she needs to invest back into herself, whether that's by being able to afford healthy food to keep herself feeling good or splurging on an expensive beauty procedure. 'I take personal development courses. I buy books to learn and grow from. I work with business coaches. I can hire people like my publicist and people who support me with marketing strategy,' she said. 'On the practical side, I'm also putting a lot of money away for retirement. I invest a lot. I have my hands in a lot of different areas, whether it's the stock market, private equity, or soon, real estate,' she said. 'That's the next thing on my horizon, and I'm so incredibly grateful for that.'

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