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New map reveals the most financially distressed states in the US — see which was dubbed most ‘desperate'
New map reveals the most financially distressed states in the US — see which was dubbed most ‘desperate'

New York Post

time7 days ago

  • Business
  • New York Post

New map reveals the most financially distressed states in the US — see which was dubbed most ‘desperate'

The state of their bank accounts is not good. The US has been plagued by economic uncertainty of late, but some regions were definitely hit harder than others. Personal finance company WalletHub recently unveiled a map showing the states with the most people suffering from financial distress — finding that Texas topped the list in this regard. That's right, despite being the largest economy in the world — with a GDP bigger than most countries — the Lone Star State has been in dire straits financially due to its citizens' low credit scores, deferred payments and bankruptcy filings, per the survey. Advertisement Meanwhile, New York came in at an unimpressive 19th place, proving that Empire Staters are floundering financially despite the Big Apple boasting the most billionaires on Earth. 4 'Measuring the share of residents in financial distress is a good way to take the pulse of a state and see whether people are generally thriving or having trouble making ends meet,' said WalletHub analyst Chip Lupo. 'When you combine data about people delaying payments with other metrics like bankruptcy filings and credit score changes, it paints a good picture of the overall economic trends of a state.' Yakobchuk Olena – WalletHub defined financial distress as having a credit account that is in forbearance, meaning 'the account holder is temporarily allowed to not make payments due to financial difficulty,' per the site. Advertisement This trend has unfortunately been on the rise as the country faces skyrocketing inflation — the effects of which have been exacerbated by tariffs and other government expenditures — fluctuating unemployment, natural disasters and other factors that have made it harder for Americans to pay their bills. To determine which regions were the most impacted, WalletHub compared the 50 states across key metrics, including average credit score, the change in the number of bankruptcy filings over the last year, and the percentage of people with accounts in distress. 4 Big Bend National Park in Texas, whose citizens were the most financial distressed, per the survey. Zack Frank – They also factored in the frequency of searches involving the terms while creating the map, which was based on data from the Administrative Office of the U.S. Courts, credit reporting firm TransUnion, Google Trends, and its own database. Advertisement WalletHub then calculated the 'weighted average across all metrics to calculate an overall score for each state and used the resulting scores to rank-order the states.' 'Measuring the share of residents in financial distress is a good way to take the pulse of a state and see whether people are generally thriving or having trouble making ends meet,' said WalletHub analyst Chip Lupo. 'When you combine data about people delaying payments with other metrics like bankruptcy filings and credit score changes, it paints a good picture of the overall economic trends of a state.' 4 Waikiki Beach and Diamond Head on Oahu, Hawaii, whose residents boasted the lowest levels of financial distress. tomas del amo – Texas placed first in the economic hardship Olympiad. Advertisement The Southwestern hub's struggles were evident in the fact that its citizens boasted the ninth-lowest average credit score in first quarter of 2025, the third highest number of accounts with deferred payments and the seventh highest share of people with distressed accounts — at 7.1%. Texans also Google the terms 'debt' and 'loans' at an alarming clip, illustrating many people are 'desperate to borrow, despite already owing money,' per the site. 4 New York placed 19th when it came to the number of citizens with financial distress. Nicholas J. Klein – Clocking in second was Florida with the 'Panhandler' state boasting the second-highest increase in the percentage of people with distressed accounts from March 2024 to March 2024 — at nearly 23%. It also had sixth-highest overall share of people with accounts in distress, at 7.3%, redefining the term 'tropical depression.' Meanwhile, rounding out the top three were Louisiana, Nevada and South Carolina. Here are the ten states with the most people in financial distress Texas Florida Louisiana Nevada South Carolina Oklahoma North Carolina Mississippi Kentucky Alabama Thankfully, not all of the country was embroiled in as much economic turmoil. Advertisement The states with the lowest levels of financial distress were Hawaii, Vermont, and Alaska while New Jersey placed an admirable 7th place in this regard. Here are the 10 states with the lowest levels of financial distress

Husband drains bank account, divorces sick wife via text
Husband drains bank account, divorces sick wife via text

New York Post

time14-07-2025

  • Health
  • New York Post

Husband drains bank account, divorces sick wife via text

A husband who text messaged his cancer-stricken wife to say he was leaving and had taken all their money has exposed a horrific divorce act only men commit. Marie took to social media to share her horror that her husband had walked out on her after she was diagnosed with a brain tumour. As if that wasn't bad enough, he had also cleared out their joint bank account, money she claims she needs for her medical treatment. Advertisement 5 A screenshot of a text exchange between a woman and her husband, who drained her bank account after her brain cancer diagnosis TikTok/Reddit 'My husband of 6 years up and vanished, drained our mutual account and sent me this when I asked what the hell was going on,' the post, shared on TikTok and Reddit, stated. 'My condition is foul, I've had multiple surgeries, treatments, etc … But I've always been faithful, I still cooked him dinners up until this happened. He's pretty convinced I'm dead to rights, I personally think I have a chance …' Alongside her post is an MRI scan of Marie's brain showing the tumour, and the text her husband sent her explaining his reasons for leaving. Advertisement 'Listen, it's been hard, I can't handle watching you die,' the text starts. 'I feel alone, I feel trapped, I'm not sure where or what I'm going to do … I've invested a lot during your treatment so I'm recouping what I put in plus extra for my future. I can still have one.' He went on to apologise for the fact his wife was dying and urged her to 'be happy for me, that I can live for us both'. 5 The woman's MRI scan that shows her brain tumour TikTok/Reddit Advertisement Understandably, people are outraged. But the horrendous exchange is tragically not a one-off case – it's a common occurrence for wives facing serious health battles. Men more likely to leave sick partner New data shows men are more likely to leave their wives after a cancer diagnosis than vice versa. The 2025 study assessed more than 25,000 heterosexual couples aged 50 and older across 27 European countries during an 18-year period and concluded that divorce was more likely when the wife is ill. Advertisement In contrast, if it was the husband who had health problems, the couple was no more likely to split than if both were healthy. This was echoed in an earlier paper, published in 2015, that saw researchers track 2701 marriages and watch what happened when someone became unwell. 5 According to new data, men are more likely to leave their wives after a cancer diagnosis than vice versa Yakobchuk Olena – While only 6 per cent of cases ended in divorce, they were all instigated by men. Another study from 2009 found the strongest predictor for separation or divorce for patients with brain cancer was whether or not the sick person was a woman. Women cop the bad end of the deal – even in death That same study showed that men were seven times more likely to leave their partner than the other way around if one of them got brain cancer, according to The Guardian. Professor Alex Broom, a Professor of Sociology and the Director of the Sydney Centre for Healthy Societies, Faculty of Arts and Social Sciences at the University of Sydney, explained that the data shows a telling reflection on the inequity in modern marriages. 'Research has often shown than women bear the brunt of caring responsibilities at both ends of life – the early years and the twilight years. But also, that the men in their lives can be ill equipped to provide them with care and support when they need it – whether in the context of serious illness or at the end of life,' he told Advertisement 'I'm sure many people at this point will say, 'not all men' or 'not my partner'. And it is true, men come in many shapes and forms. But the reality is, women do a disproportionate amount of informal caring, and receive less, on average, themselves, often at critical moments.' Professor Alex Broom stressed that while 'we may think we live in an equitable society, we do not', with women – particularly married ones – still copping the bad end of the deal even when they are sick. 5 Research shows that women often bear the brunt of caring responsibilities, whether in the context of serious illness or at the end of life Africa Studio – 'The increase in women's participation in the workforce has increased women's paid income and assets but not necessarily equalised the distribution of informal caring responsibilities,' he said. Advertisement 'For instance, household surveys have found men now do slightly more domestic work than they used to, but women still do much more, in average, than men despite paid work. That is, patriarchal ideas about care and responsibility still lurk in the background of our society. 'The 'caring gap', as we may call it, may explain why some men 'jump' when faced with difficult scenario. The social norms binding them to the social contract of care is weaker than it is for women.' In Marie's case, she felt particularly hard done by as she had stuck by her husband, even when he wasn't doing great in life. 'We met in high school, I supported him financially during his degree, I was there when his sister died,' she explained. Advertisement 'Now I'm just sitting in our apartment, unsure where to go next. That money was there for future treatments, it was money I helped accrue … To take it all. I just can't.' 'Men leave when they are no longer getting what they want' Paul Brunson, a relationship counsellor and British TV host, recently discussed the disturbing phenomenon on an episode of 'Diary of a CEO' with Steven Bartlett, describing it as 'alarming' and 'shocking'. 5 Relationship experts describe this pattern of behaviors from men as 'alarming' and 'shocking' Kirsten D/ – 'What these men say is that they're no longer getting their emotional or physical intimacy needs met, and as a result of no longer getting this thing, they're out,' he explained. Advertisement 'There's a disproportionate amount of the relationship that is placed on the physical side.' Reaction to the Marie's situation, and the shocking statistics surrounding sick women, has been overwhelming as many women express disgust but not shock. 'You WILL beat the cancer, and you will thrive aga️in. What goes around comes around,' one commented. 'I'm not surprised, there's not a single man in the comments showing support,' another added. As one remarked: 'I'm just shocked that it's not higher a higher percentage of men.'

Here's what your morning routine really says about you
Here's what your morning routine really says about you

New York Post

time01-07-2025

  • Health
  • New York Post

Here's what your morning routine really says about you

One in three Americans can have their mornings thrown off by missing simple steps in their routines. In a new poll of 2,000 U.S. adults, it was revealed that mornings can be easily thrown off for people if they forget to make fresh coffee or tea (38%), don't brush their teeth (34%), skip drinking water (28%), don't shower after getting out of bed (25%) or don't exercise (22%). Half can tell how their day is going to go based on how alert or tired they feel after waking up, and 49% said their morning plays a 'major' role in dictating how the rest of their day goes — especially for millennials, 57% of whom said their mornings influence the quality of their day. 4 In a new poll of 2,000 U.S. adults, it was revealed that mornings can be easily thrown off for people if they forget to make fresh coffee or tea. Graphicroyalty – In fact, 37% of respondents reported they can tell if their day is going to be good or bad just within 10 minutes of waking up. Commissioned by Naturepedic and conducted by Talker Research, the study found it takes the average person 25 minutes to feel fully awake after sleeping. Generationally, baby boomers take the least amount of time to wake up (just 19 minutes), and millennials take the longest — a full 10 minutes more than their boomer peers. Universally, morning routines take about a half hour, regardless of age or gender. 4 In fact, 37% of respondents reported they can tell if their day is going to be good or bad just within 10 minutes of waking up. Yakobchuk Olena – For respondents, typical morning routines usually consist of brushing their teeth (65%), drinking water (60%), making fresh coffee and tea (51%), clearing their eyes (48%), scrolling through missed notifications (40%) and stretching (38%). Two-thirds (62%) believe they could likely identify if a bad day was caused by having a bad start to their morning. Gen Zers are especially in-tune with this identification, as 73% believe they can tell when they're about to have a bad day. And to improve their morning, all that would be needed is an early breakfast (49%), getting fresh air (46%) or drinking just as much water as coffee or tea (42%). When looking at the data from a gender comparison, men were most likely to eat an early breakfast (53%) in order to improve their day. Women, meanwhile, were inclined to improve their day with fresh air in the morning (46%). The study found having a good day is also cyclical: 68% credit having a good day to having a good night of sleep. And 70% said having a good night of sleep leads to a good day. 4 When looking at the data from a gender comparison, men were most likely to eat an early breakfast (53%) in order to improve their day. Rido – 'It's clear that 'waking up on the right side of the bed' is more than just a turn of phrase,' commented Arin Schultz, chief growth officer at Naturepedic. 'How we spend those first few minutes of the morning is critical to make sure the rest of our day follows the right path.' According to the survey, the average person gets six hours of sleep per night, but the 'perfect' night of sleep would allow them to have one extra hour. Nearly three in four (72%) believe their day would be better if they got the 'perfect' amount of sleep. Every morning, the NY POSTcast offers a deep dive into the headlines with the Post's signature mix of politics, business, pop culture, true crime and everything in between. Subscribe here! Gen Zers are the biggest believers of this idea, as four in five of them think having the 'perfect' amount of sleep can lead to a better day. The contributors believe what can help them get the 'perfect' amount of sleep includes watching TV in bed (44%), reading (28%), drinking a glass of water (27%), putting fresh sheets on the bed (19%) and scrolling through social media (17%). For 87%, sleep isn't always completely restful. They reported feeling occasional stiffness or pain after waking up. Forty-three percent said back pain was their biggest morning irritant, followed by joint pain (37%) and neck pain (30%). Back pain was highest amongst aging Gen Xers (50%), while stiffness was the biggest issue baby boomers face after waking up (53%). 4 According to the survey, the average person gets six hours of sleep per night, but the 'perfect' night of sleep would allow them to have one extra hour. JenkoAtaman – Forty-six percent of them believe feeling stiffness or pain can have a negative impact on their day. 'Getting fresh air or drinking a glass of water in the morning can definitely help good mornings turn to good days, but sleep also plays a vital role,' continued Arin. 'Getting good quality sleep and following your natural circadian rhythm helps ensure your body is physically ready for the next day.' TOP SEVEN THINGS TO DO IN THE MORNING TO BOOST YOUR DAY Eat breakfast early in the day – 49% Get fresh air – 46% Drink just as much water as coffee/tea – 42% Stretch – 35% Take a lukewarm/cool shower – 27% Exercise before going to work – 24% Spend less than 10 minutes on your phone – 21% Survey methodology: Talker Research surveyed 2,000 general population Americans; the survey was commissioned by Naturepedic and administered and conducted online by Talker Research between May 16 and May 22, 2025.

Here's how many hours we spend using our phones on the toilet every year — and why doctors warn against it
Here's how many hours we spend using our phones on the toilet every year — and why doctors warn against it

New York Post

time24-06-2025

  • General
  • New York Post

Here's how many hours we spend using our phones on the toilet every year — and why doctors warn against it

You should flush sh-tty scrolling down the toilet. A new study has revealed the total number of hours Americans spend using their phones on the toilet every year — and it's shocking. 4 Americans can't put their phones down — not even when the toilet seat is down. Yakobchuk Olena – A team from QS Supplies — a bathroom supplies company — surveyed 500 Americans about their bathroom habits. According to the study, Americans spend 49 hours using their phone on the commode — just over two full days a year down the drain. And what are people doing on their phones while sitting on the throne? They're scrolling on social media (66%), watching videos (40%), responding to texts and DMs (37%), reading the news (36%), sending emails (36%), playing games (29%), shopping online (14%), completing work-related tasks (9%) and talking on the phone (8%). But most disturbingly, a strange 2% of people said they answer video calls from the John. And to no one's surprise, Gen Z is the worst culprit of this dirty habit. The generation born between 1997 and 2012 admitted to spending an average of 54 hours doomscrolling while on the toilet. This habit has become more than just something to help them pass…time. 4 According to the study, Americans spend 49 hours using their phone on the commode — just over two full days a year down the drain. Urupong – In fact, over 6 in 10 people (61%) admit to staying on the toilet longer to finish something on their phone. Others — over in 2 in 5 (42%) — even lock themselves away in the loo just to get a break from others. They're trying to get sh-t done and hide when they get pissy. And for 51% of Americans — they just want to enjoy some alone time. 4 Gen Z admitted to spending an average of 54 hours doomscrolling while on the toilet. Helga P-A. – Unfortunately, this habit is dirtier than most might expect, especially because only 1 in 4 people clean their phones after using them in the bathroom. Baby Boomers are the least likely ones to wipe down their phones after coming off the toilet. Doctors warn that using a dirty phone can cause you to develop colds, flu, and gastrointestinal and stomach illnesses. But even if you do clean your cell after you wash your hands, using your phone in the bathroom could still lead to health issues. 4 In fact, over 6 in 10 people (61%) admit to staying on the toilet longer just to finish something on their phone. JYPIX – Experts have warned that sitting on the toilet with your phone could cause 'TikTok tush.' Hemorrhoids are swollen veins in the anus and rectum that can lead to pain, itching and bleeding. Frequently, they form due to too much straining during a bowel movement, but just kicking back on the can for too long — like when you're texting or on social media — can hurt you too. If you want to prevent them, one gastroenterologist insists you'll need to give your phone a rest when going number two — no ifs, ands, or uncomfortable butts about it. And his '10-15' rule may be a huge help in keeping your bum healthy come toilet time.

I'm a dermatologist — what you really need to know about picking a sunscreen, including 2 key ingredients to look for
I'm a dermatologist — what you really need to know about picking a sunscreen, including 2 key ingredients to look for

New York Post

time09-06-2025

  • Health
  • New York Post

I'm a dermatologist — what you really need to know about picking a sunscreen, including 2 key ingredients to look for

The heat is on! The arrival of warm weather means picnics in the park, sandcastles on the beach — and if you're unprepared, sunburns on your skin. There's no need to be a hot mess this summer. We've got you covered. Here are the best skincare practices for summer, including two ingredients to look for when selecting sunscreen. SPF 101 Skincare routines do not necessarily have to change in the summer, however, some people realize that they may not need the thicker creams and ointments they use to hydrate their body in the winter. In the summer, we tend to reach for lighter moisturizers like lotions and light creams. SPF is our summertime BFF — that's because sunscreen protects us against two types of harmful ultraviolet radiation. SPF is our summertime BFF — that's because sunscreen protects us against two types of harmful ultraviolet radiation. Yakobchuk Olena – UVA leads to long-term damage like skin aging, brown spots and unwanted skin growths, while UVB fuels sunburns and contributes to skin cancer. SPF 30 is typically fine for daily use. If you're going to be outside for a long time or in a very sunny location like the beach, then SPF 50 is best. Sunscreen should be slathered on every day, rain or shine. That includes cloudy days. Chemical vs. mineral People often ask me if I recommend a chemical sunscreen or a mineral one. Whichever one you like, I love. The primary difference between chemical and mineral sunscreens lies in how they protect against UV radiation. Chemical sunscreens work by absorbing UV light, converting it into heat, whereas mineral sunscreens primarily block and reflect UV light. Mineral sunscreens are less likely to clog pores and irritate the skin, which can cause breakouts after use. Chemical sunscreens tend to be a bit more cosmetically elegant. If you go for a chemical sunscreen, look for the ingredients avobenzone and oxybenzone. They work really well in protecting the skin from UV light. Bright ideas A common question I get is, do people with darker skin need sunscreen? All skin needs to be protected from UV light. If you have recently gotten Botox or fillers, sun exposure is OK — but don't forget you still need sunscreen. If you have undergone laser or light therapy, you should be extra cautious of sun exposure. Wear a broad-brimmed hat, walk on the shady sides of the street and be sure to put on broad-spectrum sunscreen that's at least SPF 30. Dr. Lisa Akintilo, a fellowship-trained cosmetic dermatologic surgeon at NYU Langone, reveals the best skincare practices for summer, including two ingredients to look for when selecting sunscreen. Haley Ricciardi A lot of makeup products have SPF built in, but it's usually only 10 or 15 — not enough to protect against UV light. Makeup should go on top of other sunscreen products. If you're on the fence, go ahead and get sunscreen made in Japan or Korea. There are high-tier, elegant options that offer extensive UVA and UVB protection as well. But before purchasing a sunscreen, check if the container notes it's non-comedogenic. That means it's not prone to clogging pores. In general, sunscreen should be reapplied every two hours, particularly if you're outside for a long time. If you are sweating or swimming, you should probably reapply closer to every hour, but check the label because some sunscreens are only water-resistant for 80 minutes or even less. Shady practices I would recommend against using expired sunscreen since it's not quite as effective. Most sunscreens only last about a year from when you open the container. Toss those crusty tubes! I would also steer clear of homemade sunscreens because they may contain harsh ingredients that can harm the skin. And definitely don't ignore sunburns. A cool compress, an NSAID like ibuprofen and aloe vera can help soothe irritated and inflamed skin. We're looking for summer glow, not crisp couture. Lisa O. Akintilo is a board-certified dermatologic surgeon in the Ronald O. Perelman Department of Dermatology at NYU Langone Health. She is also a specialist at NYU Langone's Skin of Color Services. Dr. Akintilo sees patients for acne, aging skin, melasma, hyperpigmentation and other cosmetic dermatology treatments.

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