Latest news with #ZurichInsuranceGroup
Yahoo
17-07-2025
- Business
- Yahoo
European Dividend Stocks To Enhance Your Portfolio
Amid a backdrop of fluctuating economic indicators and geopolitical tensions, European markets have shown resilience, with the pan-European STOXX Europe 600 Index recently ending higher due to optimism surrounding potential trade deals. As investors navigate these complex conditions, dividend stocks can offer a stable income stream and enhance portfolio diversification, making them an attractive option in today's market environment. Top 10 Dividend Stocks In Europe Name Dividend Yield Dividend Rating Zurich Insurance Group (SWX:ZURN) 4.46% ★★★★★★ Rubis (ENXTPA:RUI) 7.18% ★★★★★★ OVB Holding (XTRA:O4B) 4.76% ★★★★★★ Julius Bär Gruppe (SWX:BAER) 4.76% ★★★★★★ Holcim (SWX:HOLN) 4.99% ★★★★★★ HEXPOL (OM:HPOL B) 4.62% ★★★★★★ ERG (BIT:ERG) 5.40% ★★★★★★ Bredband2 i Skandinavien (OM:BRE2) 4.15% ★★★★★★ Banque Cantonale Vaudoise (SWX:BCVN) 4.65% ★★★★★★ Allianz (XTRA:ALV) 4.50% ★★★★★★ Click here to see the full list of 231 stocks from our Top European Dividend Stocks screener. Here we highlight a subset of our preferred stocks from the screener. Biofarm Simply Wall St Dividend Rating: ★★★★★☆ Overview: Biofarm S.A. is a Romanian company that manufactures and sells medicines, with a market cap of RON882.89 million. Operations: Biofarm S.A. generates its revenue primarily from the Pharmaceuticals segment, which accounts for RON310.33 million. Dividend Yield: 3.5% Biofarm's dividend yield of 3.46% is modest compared to top dividend payers in Romania, but its low payout ratio of 35.5% ensures dividends are well-covered by earnings and cash flows (48.4%). The company has consistently increased dividends over the past decade with little volatility, reflecting stability and reliability. Recent earnings growth supports this sustainability, with Q1 sales rising to RON 95.08 million from RON 71.52 million year-on-year, boosting net income significantly. Click here and access our complete dividend analysis report to understand the dynamics of Biofarm. Our valuation report here indicates Biofarm may be undervalued. Barco Simply Wall St Dividend Rating: ★★★★★☆ Overview: Barco NV, along with its subsidiaries, develops visualization solutions and collaboration and networking technologies for the entertainment, enterprise, and healthcare markets across the Americas, Europe, the Middle East, Africa, and Asia-Pacific with a market cap of €1.20 billion. Operations: Barco's revenue segments comprise €254.08 million from Enterprise, €273.19 million from Healthcare, and €419.32 million from Entertainment. Dividend Yield: 3.6% Barco's dividend yield of 3.58% is modest relative to Belgium's top payers, but its payout ratio of 72.1% indicates dividends are well-covered by earnings and cash flows (42.5%). The company has consistently increased dividends over the past decade with stability, despite recent share price volatility. Recent earnings show improvement, with a significant rise in net income to €23.34 million for H1 2025, supporting dividend sustainability amidst strategic expansions like the HDR by Barco rollout in Europe and the U.S. Navigate through the intricacies of Barco with our comprehensive dividend report here. Upon reviewing our latest valuation report, Barco's share price might be too pessimistic. Dom Development Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Dom Development S.A., with a market cap of PLN6.28 billion, operates in Poland through its subsidiaries, focusing on the development and sale of residential and commercial real estate properties along with related support activities. Operations: Dom Development S.A. generates revenue primarily from its Home Builders - Residential / Commercial segment, which accounts for PLN3.20 billion. Dividend Yield: 5.3% Dom Development's dividend yield of 5.34% falls short of Poland's top payers, with a high cash payout ratio (103.3%) indicating dividends are not well-covered by free cash flows, though earnings coverage is reasonable at a 65% payout ratio. The company has maintained stable and reliable dividend growth over the past decade despite these challenges. Recent Q1 2025 results show improved financial performance, with net income rising to PLN 148.37 million from PLN 137.23 million year-on-year, potentially supporting future payouts. Click to explore a detailed breakdown of our findings in Dom Development's dividend report. Our comprehensive valuation report raises the possibility that Dom Development is priced lower than what may be justified by its financials. Where To Now? Click here to access our complete index of 231 Top European Dividend Stocks. Have you diversified into these companies? Leverage the power of Simply Wall St's portfolio to keep a close eye on market movements affecting your investments. Unlock the power of informed investing with Simply Wall St, your free guide to navigating stock markets worldwide. Curious About Other Options? Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include BVB:BIO ENXTBR:BAR and WSE:DOM. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Yahoo
16-07-2025
- Business
- Yahoo
European Dividend Stocks To Watch In July 2025
As European markets navigate the complexities of new U.S. tariffs and mixed economic signals, indices like the STOXX Europe 600 have shown resilience with modest gains. In this environment, dividend stocks can offer a reliable income stream, making them an attractive option for investors seeking stability amidst market fluctuations. Name Dividend Yield Dividend Rating Zurich Insurance Group (SWX:ZURN) 4.52% ★★★★★★ Rubis (ENXTPA:RUI) 7.17% ★★★★★★ OVB Holding (XTRA:O4B) 4.76% ★★★★★★ Julius Bär Gruppe (SWX:BAER) 4.69% ★★★★★★ Holcim (SWX:HOLN) 4.90% ★★★★★★ HEXPOL (OM:HPOL B) 4.55% ★★★★★★ ERG (BIT:ERG) 5.44% ★★★★★★ Bredband2 i Skandinavien (OM:BRE2) 4.10% ★★★★★★ Banque Cantonale Vaudoise (SWX:BCVN) 4.65% ★★★★★★ Allianz (XTRA:ALV) 4.53% ★★★★★★ Click here to see the full list of 232 stocks from our Top European Dividend Stocks screener. Below we spotlight a couple of our favorites from our exclusive screener. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative offers a range of banking products and services to diverse clients in France, with a market cap of €600.35 million. Operations: The company's revenue segments include Land (€1.13 billion), Leasing activity (€151.14 million), and Local Banking in France (€234.80 million). Dividend Yield: 3.8% Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative offers a dividend yield of 3.82%, which is below the top tier in the French market but remains reliable and stable over the past decade. Trading at 26.3% below its estimated fair value, it presents good value for investors. The payout ratio of 29.5% suggests dividends are well covered by earnings, though concerns arise from a high bad loans ratio of 3.2%. Unlock comprehensive insights into our analysis of Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative stock in this dividend report. The valuation report we've compiled suggests that Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative's current price could be quite moderate. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative offers a range of banking products and services in France, with a market cap of €622.96 million. Operations: Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative generates revenue primarily from its Proximity Bank segment (€251.71 million) and Management for Own Account and Miscellaneous segment (€60.97 million). Dividend Yield: 3.2% Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative provides a reliable and stable dividend yield of 3.23%, though it falls short compared to the top 25% in the French market. The low payout ratio of 25% indicates dividends are well covered by earnings, enhancing sustainability. Trading at 32.4% below its estimated fair value, it offers attractive valuation for investors seeking consistent income with potential for capital appreciation. Click here and access our complete dividend analysis report to understand the dynamics of Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative. In light of our recent valuation report, it seems possible that Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative is trading behind its estimated value. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: CFM Indosuez Wealth Management SA, with a market cap of €836.58 million, operates in Monaco and internationally, offering banking and financial solutions through its subsidiaries. Operations: CFM Indosuez Wealth Management SA generates revenue primarily from its Wealth Management segment, which amounts to €196.43 million. Dividend Yield: 5.3% CFM Indosuez Wealth Management offers a dividend yield in the top 25% of the French market, with a reasonable payout ratio of 73.6%, indicating coverage by earnings. However, its dividend track record is unstable and unreliable due to past volatility and inconsistent growth. The Price-To-Earnings ratio of 14.1x suggests it is undervalued compared to the broader French market. Despite these factors, insufficient data exists to predict future dividend sustainability or coverage by cash flows. Get an in-depth perspective on CFM Indosuez Wealth Management's performance by reading our dividend report here. Upon reviewing our latest valuation report, CFM Indosuez Wealth Management's share price might be too optimistic. Click this link to deep-dive into the 232 companies within our Top European Dividend Stocks screener. Already own these companies? Link your portfolio to Simply Wall St and get alerts on any new warning signs to your stocks. Streamline your investment strategy with Simply Wall St's app for free and benefit from extensive research on stocks across all corners of the world. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include ENXTPA:CRLO ENXTPA:CRTO and ENXTPA:MLCFM. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
15-07-2025
- Business
- Yahoo
European Dividend Stocks To Watch In July 2025
As European markets navigate the complexities of new trade tariffs and economic fluctuations, investors are keeping a close eye on dividend stocks that offer stability amidst uncertainty. In this environment, a strong dividend stock is often characterized by its ability to maintain consistent payouts and demonstrate resilience in the face of market volatility. Name Dividend Yield Dividend Rating Zurich Insurance Group (SWX:ZURN) 4.47% ★★★★★★ Rubis (ENXTPA:RUI) 7.10% ★★★★★★ OVB Holding (XTRA:O4B) 4.76% ★★★★★★ Julius Bär Gruppe (SWX:BAER) 4.71% ★★★★★★ Holcim (SWX:HOLN) 4.91% ★★★★★★ HEXPOL (OM:HPOL B) 4.54% ★★★★★★ ERG (BIT:ERG) 5.49% ★★★★★★ Bredband2 i Skandinavien (OM:BRE2) 4.11% ★★★★★★ Banque Cantonale Vaudoise (SWX:BCVN) 4.63% ★★★★★★ Allianz (XTRA:ALV) 4.46% ★★★★★★ Click here to see the full list of 231 stocks from our Top European Dividend Stocks screener. Let's dive into some prime choices out of the screener. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: NOTE AB (publ) is an electronics manufacturing services provider operating in Sweden, Finland, the United Kingdom, Bulgaria, Estonia, China, and internationally with a market cap of approximately SEK5.63 billion. Operations: NOTE AB (publ) generates revenue through its electronics manufacturing services across multiple regions, including Sweden, Finland, the United Kingdom, Bulgaria, Estonia, and China. Dividend Yield: 3.5% NOTE AB's dividend profile reveals a mixed landscape for investors. While its dividends have increased over the past decade, they remain volatile and unreliable, with a payout ratio of 77.8% covered by earnings and a cash payout ratio of 38.3%. The recent quarterly earnings showed improved net income but declining sales, highlighting potential challenges in maintaining consistent dividend growth. Despite trading at good value compared to industry peers, its dividend yield is slightly below top-tier Swedish payers. Click here and access our complete dividend analysis report to understand the dynamics of NOTE. Insights from our recent valuation report point to the potential undervaluation of NOTE shares in the market. Simply Wall St Dividend Rating: ★★★★★☆ Overview: Ambra S.A. operates in the manufacture, import, and distribution of grape wines across Poland, the Czech Republic, Slovakia, and Romania with a market cap of PLN558.33 million. Operations: Ambra S.A. generates revenue through its activities in manufacturing, importing, and distributing grape wines across Poland, the Czech Republic, Slovakia, and Romania. Dividend Yield: 5% Ambra's dividend profile is characterized by stability and reliability, with consistent growth over the past decade. Despite a recent quarterly net loss of PLN 5.06 million, its dividends remain well-covered by earnings and cash flows, with payout ratios of 56.3% and 35.8%, respectively. However, its dividend yield of 4.97% is lower than Poland's top-tier payers. Trading below estimated fair value could offer potential upside despite recent revenue declines to PLN 150.63 million for the quarter. Dive into the specifics of Ambra here with our thorough dividend report. Our comprehensive valuation report raises the possibility that Ambra is priced lower than what may be justified by its financials. Simply Wall St Dividend Rating: ★★★★★☆ Overview: All for One Group SE, along with its subsidiaries, offers business software solutions for SAP, Microsoft, and IBM across Germany, Switzerland, Austria, Poland, Luxembourg and internationally with a market cap of €245.48 million. Operations: All for One Group SE generates revenue through its segments, with €75.12 million from LOB and €455.37 million from CORE. Dividend Yield: 3.1% All for One Group offers a stable dividend profile with consistent growth over the past decade. Despite recent earnings pressure, including a net income drop to €0.83 million in Q2 2025, dividends remain well-covered by earnings and cash flows, with payout ratios of 49.6% and 18.5%, respectively. The dividend yield of 3.15% is below Germany's top-tier payers, but shares trade significantly below estimated fair value, suggesting potential appeal for value-focused investors amidst revised guidance and revenue adjustments. Take a closer look at All for One Group's potential here in our dividend report. In light of our recent valuation report, it seems possible that All for One Group is trading behind its estimated value. Gain an insight into the universe of 231 Top European Dividend Stocks by clicking here. Invested in any of these stocks? Simplify your portfolio management with Simply Wall St and stay ahead with our alerts for any critical updates on your stocks. Enhance your investing ability with the Simply Wall St app and enjoy free access to essential market intelligence spanning every continent. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include OM:NOTE WSE:AMB and XTRA:A1OS. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@


Irish Examiner
26-06-2025
- Business
- Irish Examiner
Embracing Gen Z is future-proofing tomorrow
Born between 1995 and 2009, Generation Z currently represents 27 percent of the workforce, and projected to rise to 31 percent by 2035, making Gen Z the largest generation in the job market. 'Gen Z has introduced a wave of new skills, innovative ideas, and fresh perspectives to our company,' says Mauricio Pordomingo, Group Head of Talent at Zurich Insurance Group. 'Their creativity and tech-savviness are already making a powerful impact. To harness their full potential, we need to meet their expectations with meaningful experiences, growth opportunities, and clear career paths. Smart organizations know that embracing Gen Z isn't just future proofing tomorrow, it's about thriving in the present.' As the first generation to have grown up entirely in the digital age, they have never known a world without the internet, and their lives revolve around the latest technology – from smartphones to virtual reality gaming – and a diverse array of social media channels. This tech-savviness and dependency distinguish them from Millennials, Generation X, and Baby Boomers. They have also been labeled the 'first global generation.' Throughout their lives, they have been virtually connected to people across the planet, with access to global news, information, and content through social media and other digital channels. 'Having grown up in a highly digital, interconnected, and fast-paced globalized world, Gen Zs feel that there are few or no boundaries, whether in their real or virtual lives,' says Valerie Malcherek, a Gen Z employer branding specialist at Zurich Switzerland, whose role is to ensure that the business continues to attract and retain the brightest young talent. 'This world of endless possibilities means they have high expectations for their employers,' Malcherek adds. 'And they believe businesses have a significant role to play in addressing social and environmental issues.' A good work-life balance holds significant importance and is prioritised over climbing the career ladder, unlike previous generations, Malcherek says. 'Building friendships and fostering positive relationships with work colleagues is often more important than job titles. Gen Zs are also motivated by having a meaningful career that allows them to positively impact society. Many want to work for companies that align with their values and where they are empowered to drive change.' Gen Zs are entering a workplace that's changing rapidly – and some of that pace of change is being driven by younger workers, says Sally Henderson, Group Head HR Business Partnerships at Zurich. 'Many Gen Zs want to develop at a fast pace, and they expect their employer to match that pace with the necessary, tools, technologies and opportunities.' Henderson emphasises the need to treat all employees as individuals and avoid stereotyping by generation. 'Everyone has their own unique style, needs, goals and traits. It's important to create a sense of belonging where everyone feels valued and engaged. This requires building an open and transparent environment where all employees can thrive, work together and learn from each other.'
Yahoo
26-06-2025
- Business
- Yahoo
Top European Dividend Stocks To Watch In June 2025
As European markets navigate a period marked by geopolitical tensions and economic adjustments, the pan-European STOXX Europe 600 Index has recently seen a decline, reflecting broader concerns about global uncertainties. Amid this backdrop, investors often turn to dividend stocks for their potential to provide steady income streams and stability, making them an attractive option in uncertain times. Name Dividend Yield Dividend Rating Zurich Insurance Group (SWX:ZURN) 4.50% ★★★★★★ Rubis (ENXTPA:RUI) 7.63% ★★★★★★ OVB Holding (XTRA:O4B) 4.59% ★★★★★★ Les Docks des Pétroles d'Ambès -SA (ENXTPA:DPAM) 5.60% ★★★★★★ Julius Bär Gruppe (SWX:BAER) 4.97% ★★★★★★ Holcim (SWX:HOLN) 5.30% ★★★★★★ HEXPOL (OM:HPOL B) 4.66% ★★★★★★ ERG (BIT:ERG) 5.37% ★★★★★★ Banque Cantonale Vaudoise (SWX:BCVN) 4.85% ★★★★★★ Allianz (XTRA:ALV) 4.53% ★★★★★★ Click here to see the full list of 240 stocks from our Top European Dividend Stocks screener. Here we highlight a subset of our preferred stocks from the screener. Simply Wall St Dividend Rating: ★★★★★★ Overview: HEXPOL AB (publ) is a company that develops, manufactures, and sells polymer compounds and engineered products like gaskets, seals, and wheels across Sweden, Europe, the United States, other parts of the Americas, and Asia with a market cap of approximately SEK31.02 billion. Operations: HEXPOL's revenue primarily comes from its Compounding segment, generating SEK19.39 billion, and its Engineered Products segment, contributing SEK1.70 billion. Dividend Yield: 4.7% HEXPOL recently increased its dividend to SEK 4.20 per share, reflecting a stable and growing payout history over the past decade. The company's dividends are well-covered by both earnings and cash flows, with payout ratios of 66.7% and 70.6%, respectively, indicating sustainability. Despite a slight decline in Q1 net income to SEK 602 million, HEXPOL maintains strong financial health, trading below estimated fair value while pursuing growth through acquisitions like Kabkom in Turkey. Dive into the specifics of HEXPOL here with our thorough dividend report. The analysis detailed in our HEXPOL valuation report hints at an deflated share price compared to its estimated value. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: FERRO S.A. manufactures and sells sanitary and plumbing fixtures in Poland and internationally, with a market cap of PLN775.36 million. Operations: FERRO S.A.'s revenue is primarily derived from Sanitary Fittings (PLN361.81 million), Installation Fittings (PLN265.19 million), and Heat Sources (PLN131.20 million). Dividend Yield: 8.7% FERRO S.A. announced a dividend of PLN 3.14 per share, payable in October 2025, but its high cash payout ratio of 297.3% raises concerns about sustainability despite a top-tier yield of 8.66%. Earnings grew by 14% over the past year; however, dividends have been volatile and unreliable over the last decade with an unsustainable payout ratio of 88%. The company trades at a favorable P/E ratio of 10.3x compared to the Polish market average. Navigate through the intricacies of FERRO with our comprehensive dividend report here. Insights from our recent valuation report point to the potential overvaluation of FERRO shares in the market. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Bilfinger SE is an industrial services provider catering to the process industry across Europe, North America, and the Middle East, with a market cap of €2.95 billion. Operations: Bilfinger SE's revenue is primarily derived from its Engineering & Maintenance Europe segment (€3.64 billion), followed by Technologies (€748.10 million) and Engineering & Maintenance International (€724.60 million). Dividend Yield: 3.1% Bilfinger's recent earnings report shows improved financial performance with sales reaching €1.27 billion and net income at €31.6 million for Q1 2025. Despite a low dividend yield of 3.06% compared to the German market's top payers, dividends are supported by earnings and cash flows, with payout ratios of 50.6% and 34.3%, respectively. However, its dividend history is marked by volatility over the past decade, impacting reliability for income-focused investors. Delve into the full analysis dividend report here for a deeper understanding of Bilfinger. According our valuation report, there's an indication that Bilfinger's share price might be on the cheaper side. Navigate through the entire inventory of 240 Top European Dividend Stocks here. Got skin in the game with these stocks? Elevate how you manage them by using Simply Wall St's portfolio, where intuitive tools await to help optimize your investment outcomes. Take control of your financial future using Simply Wall St, offering free, in-depth knowledge of international markets to every investor. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include OM:HPOL B WSE:FRO and XTRA:GBF. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data